Best Money Market Rates in Hawaii (HI) - March 2026
Brian McKay
Brian McKay
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Current Hawaii money market rates include Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union832 S Hotel St, Honolulu, HI 96813 2573A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union1226 College Walk, Honolulu, HI 96817A+5.0 ★Texas Ratio: 2.50% Business Money Market Account at 3.00% APY, Ko`olau Federal Credit UnionKo`olau Federal Credit Union6699 Mokapu Rd, KAILUA, HI 96734A+5.0 ★Texas Ratio: 3.15% Money Market at 1.65% APY, Hawaii Law Enforcement Federal Credit UnionHawaii Law Enforcement Federal Credit Union801 S Beretania St, Honolulu, HI 96813A+5.0 ★Texas Ratio: 2.77% Money Market at 1.55% APY, and Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union1138 N King St, Honolulu, HI 96817A+5.0 ★Texas Ratio: 2.51% VIP Money Market at 1.50% APY.
To see how these money market rates in Hawaii compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Hawaii (HI) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Hawaii and surrounding area. Last Updated and Verified: March 20, 2026
Hawaii Money Market Rate Trends
Compare local Hawaii MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield MMA rates rose 0.992 points this week to 1.675% APY, up from 0.683% last week.
Hawaii standard MMA rates rose 0.191 points this week to 0.959% APY, up from 0.768% last week.
Compare the Best Money Market Rates Today in Hawaii
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
$200K & over
$100K - under $200K
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
$25K - under $50K
Bal. under $10K
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hawaii. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Hawaii
What is a Money Market Account (MMA)?
Are Money Market accounts in Hawaii safe?
How often do MMA rates change in Hawaii?
Can I write checks from a Money Market Account?
Best Money Market Rates in Hawaii
- Aloha Pacific Federal Credit Union
Aloha Rewards Money Market Savings — 3.50% APY - HawaiiUSA Federal Credit Union
Business Money Market Account — 3.00% APY - Ko`olau Federal Credit Union
Money Market — 1.65% APY - Hawaii Law Enforcement Federal Credit Union
Money Market — 1.55% APY - Hawaiian Financial Federal Credit Union
VIP Money Market — 1.50% APY
Cities in Hawaii
