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Hawaii MMA Rate Trends

Best Money Market Rates in Volcano, Hawaii (HI) - March 2026

Current Volcano, Hawaii and the surrounding area money market rates include Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union832 S Hotel St, Honolulu, HI 96813 2573A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, HawaiiUSA Federal Credit UnionHawaiiUSA Federal Credit Union1226 College Walk, Honolulu, HI 96817A+5.0 ★Texas Ratio: 2.50% Business Money Market Account at 3.00% APY, Ko`olau Federal Credit UnionKo`olau Federal Credit Union6699 Mokapu Rd, KAILUA, HI 96734A+5.0 ★Texas Ratio: 3.15% Money Market at 1.65% APY, Hawaii Law Enforcement Federal Credit UnionHawaii Law Enforcement Federal Credit Union801 S Beretania St, Honolulu, HI 96813A+5.0 ★Texas Ratio: 2.77% Money Market at 1.55% APY, and CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734A+5.0 ★Texas Ratio: 0.96% Money Market at 1.50% APY. Money market rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these money market rates in Volcano, Hawaii and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Volcano, Hawaii (HI) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Volcano, Hawaii and surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Money Market Rates Today in Volcano, Hawaii & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Aloha Rewards Money Market Savings
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Business Money Market Account
3.00%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Premium Money Market Account
2.85%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Business Money Market Account
2.50%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Aloha Rewards Money Market Savings
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Premium Money Market Account
2.35%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Business Money Market Account
2.00%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Aloha Rewards Money Market Savings
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Premium Money Market Account
1.85%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Business Money Market Account
1.75%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI 96734
Money Market
1.65%
$2,500
Rate1.64%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Premium Money Market Account
1.60%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
801 S Beretania St, Honolulu, HI 96813
Money Market
1.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI 96734
Money Market
1.50%
$2,500
Rate1.49%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734
Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Business Money Market Account
1.50%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI 96817
VIP Money Market
1.50%
$100,000
Rate1.50%
Min Deposit$100,000
Min Balance
UpdatedMar 27, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Aloha Rewards Money Market Savings
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734
Money Market
1.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Premium Money Market Account
1.35%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMar 27, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI 96734
Money Market
1.30%
$2,500
Rate1.29%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1226 College Walk, Honolulu, HI 96817
Business Money Market Account
1.25%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734
Money Market
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
6699 Mokapu Rd, KAILUA, HI 96734
Money Market
1.15%
$2,500
Rate1.14%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734
Money Market
1.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
75 5781 Kuakini Hwy, Kailua Kona, HI 96740 1734
Money Market
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI 96817
VIP Money Market
1.00%
$50,000
Rate1.00%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI 96817 5388
Safe Harbor - Tier Six Money Market Account
0.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI 96817 5388
Safe Harbor - Tier Five Money Market Account
0.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Money Market Savings
0.50%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMar 16, 2026
Details

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Aloha Rewards Money Market Savings
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.

Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
801 S Beretania St, Honolulu, HI 96813
Money Market
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI 96826
Money Market
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI 96817 5388
Safe Harbor - Tier Four Money Market Account
0.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Kauai Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Money Market
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$200K & over

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI 96817 5388
Safe Harbor - Tier Three Money Market Account
0.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1138 N King St, Honolulu, HI 96817
VIP Money Market
0.35%
$5,000
Rate0.35%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
680 Iwilei Rd, Honolulu, HI 96817 5388
Safe Harbor - Tier Two Money Market Account
0.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hawaii Law Enforcement Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.77%
801 S Beretania St, Honolulu, HI 96813
Money Market
0.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI 96749 8021
Money Market Account Tier 4
0.30%
$2,500
Rate0.30%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

Kauai Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Money Market
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$100K - under $200K

University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI 96826
Money Market
0.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
832 S Hotel St, Honolulu, HI 96813 2573
Money Market Savings
0.25%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMar 16, 2026
Details

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

Kauai Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Money Market
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$25K - under $50K

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI 96749 8021
Money Market Account Tier 3
0.25%
$2,500
Rate0.25%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

Kauai Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.72%
2976 Ewalu St, Lihue, HI 96766
Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Bal. under $10K

Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
1244 Kaumualii St, Honolulu, HI 96817
PMA Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
2019 S King St, Honolulu, HI 96826
Money Market
0.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Big Island Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
16 594 Kipimana St, Keaau, HI 96749 8021
Money Market Account Tier 2
0.15%
$2,500
Rate0.15%
Min Deposit$2,500
Min Balance
UpdatedMar 25, 2026
Details

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
681 S King St, Honolulu, HI 96813 3016
Money market investment
0.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
220 S King St, Honolulu, HI 96813
Business Money Market Savings Tier 6
0.06%
$5,000
Rate0.06%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
220 S King St, Honolulu, HI 96813
Business Money Market Savings Tier 4
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
220 S King St, Honolulu, HI 96813
Business Money Market Savings Tier 5
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
220 S King St, Honolulu, HI 96813
Business Money Market Savings Tier 3
0.04%
$5,000
Rate0.04%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
220 S King St, Honolulu, HI 96813
Business Money Market Savings Tier 2
0.04%
$5,000
Rate0.04%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Central Pacific Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
220 S King St, Honolulu, HI 96813
Business Money Market Savings Tier 1
0.03%
$5,000
Rate0.03%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Volcano, Hawaii and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Volcano, HI Money Market Rate Trends

Compare local Volcano, HI MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Hawaii MMA Trends →
High-Yield MMA — HI Avg
1.675%
Unchanged from last week

Hawaii high-yield MMA rates currently average 1.675% APY based on data from institutions in our monitoring network.

Standard MMA — HI Avg
1.044%
▼ 0.306 from last week

Hawaii standard MMA rates fell 0.306 points this week to 1.044% APY, down from 1.350% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Volcano, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Volcano, Hawaii. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in HI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Volcano, Hawaii

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Hawaii.

Are Money Market accounts in Volcano, Hawaii safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Hawaii up to $250,000 per depositor, per institution.

How often do MMA rates change in Volcano, Hawaii?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Hawaii rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Volcano, Hawaii

Here are some of the highest money market account APYs currently available in Volcano, Hawaii and the surrounding area:
  • Aloha Pacific Federal Credit Union
    Aloha Rewards Money Market Savings — 3.50% APY
  • HawaiiUSA Federal Credit Union
    Business Money Market Account — 3.00% APY
  • Ko`olau Federal Credit Union
    Money Market — 1.65% APY
  • Hawaii Law Enforcement Federal Credit Union
    Money Market — 1.55% APY
  • CU Hawaii Federal Credit Union
    Money Market — 1.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Volcano, Hawaii. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026