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Best Personal Loan Rates in Naalehu, Hawaii - June 2026

Current personal loan options available to borrowers in Naalehu, Hawaii include: CU Hawaii Federal Credit UnionCU Hawaii Federal Credit Union95 5664 Mamalahoa Hwy, Naalehu, HI, 96772A+5.0 ★Texas Ratio: 0.94% offering Personal Loan at 5.49% APR, HAWAIIAN ELECTRIC EMPLOYEESHAWAIIAN ELECTRIC EMPLOYEESA+5.0 ★Texas Ratio: 1.30% offering Bill Consolidation Loan at 4.75% APR, Valley Isle Community Federal Credit UnionValley Isle Community Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering Photovoltaic Loan at 4.99% APR, Schofield Federal Credit UnionSchofield Federal Credit UnionA+5.0 ★Texas Ratio: 0.10% offering Spring Loan Special at 4.99% APR, and Garden Island Federal Credit UnionGarden Island Federal Credit UnionA+5.0 ★Texas Ratio: 2.31% offering Personal Loan at 5.00% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.

Naalehu has 1 local institution in our database, with personal loan rates as low as 5.49% APR from CU Hawaii Federal Credit Union at 95 5664 Mamalahoa Hwy, Naalehu, HI, 96772. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Naalehu, Hawaii.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Naalehu, Hawaii. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026

Naalehu Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
95 5664 Mamalahoa Hwy, Naalehu, HI, 96772
Personal Loan
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

As low as 5.49 % APR*

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
95 5664 Mamalahoa Hwy, Naalehu, HI, 96772
Personal Loans
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

As Low As

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
95 5664 Mamalahoa Hwy, Naalehu, HI, 96772
SmartScore Credit Builder Program Loan
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Bill Consolidation Loan
4.75%
APR4.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Photovoltaic Loan
4.99%
APR4.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Spring Loan Special
4.99%
APR4.99%
Last UpdatedJune 9, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Personal Loan
5.00%
APR5.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Personal Loan
5.00%
APR5.00%
Last UpdatedJune 9, 2026
Details

As Low As

Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Solar Loans
5.24%
APR5.24%
Last UpdatedJune 9, 2026
Details

As Low As

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Spring Loan Special
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Bill Consolidation Loan
5.50%
APR5.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Schofield Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Spring Loan Special
5.99%
APR5.99%
Last UpdatedJune 9, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Personal Loans
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Bill Consolidation Loan
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
Personal Loans
6.25%
APR6.25%
Last UpdatedJune 9, 2026
Details

Rates as low as 6.25% APR*. Contact us about rates

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Solar Panel Loan
6.99%
APR6.99%
Last UpdatedJune 9, 2026
Details

Up to $50,000

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

As Low As

Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature Loans
7.24%
APR7.24%
Last UpdatedJune 9, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Solar Panel Loan
7.49%
APR7.49%
Last UpdatedJune 9, 2026
Details

Up to $50,000

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
7.50%
APR7.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
7.50%
APR7.50%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
7.74%
APR7.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
7.75%
APR7.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
7.75%
APR7.75%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Solar Panel Loan
7.99%
APR7.99%
Last UpdatedJune 9, 2026
Details

Up to $50,000

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
8.00%
APR8.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
8.00%
APR8.00%
Last UpdatedJune 9, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
8.25%
APR8.25%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
8.25%
APR8.25%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
8.25%
APR8.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
8.50%
APR8.50%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
8.50%
APR8.50%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
8.74%
APR8.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
8.74%
APR8.74%
Last UpdatedJune 9, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
8.75%
APR8.75%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
8.75%
APR8.75%
Last UpdatedJune 9, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
8.99%
APR8.99%
Last UpdatedJune 9, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
9.24%
APR9.24%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
9.25%
APR9.25%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
9.25%
APR9.25%
Last UpdatedJune 9, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Vacant Land Loans
9.47%
APR9.47%
Last UpdatedJune 9, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
9.49%
APR9.49%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
9.74%
APR9.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
9.74%
APR9.74%
Last UpdatedJune 9, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
9.99%
APR9.99%
Last UpdatedJune 9, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Construction Loans
9.99%
APR9.99%
Last UpdatedJune 9, 2026
Details

No additional details available.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Platinum1 Loan
10.00%
APR10.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
10.24%
APR10.24%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
10.50%
APR10.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Classic1 Loan
11.00%
APR11.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Construction Loans
11.05%
APR11.05%
Last UpdatedJune 9, 2026
Details

No additional details available.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
11.50%
APR11.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Naalehu Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
95 5664 Mamalahoa Hwy, Naalehu, HI, 96772
Personal Loan
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

As low as 5.49 % APR*

CU Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
95 5664 Mamalahoa Hwy, Naalehu, HI, 96772
Personal Loans
5.49%
APR5.49%
Last UpdatedJune 9, 2026
Details

As Low As

Garden Island Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.31%
Personal Loan
5.00%
APR5.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Gather Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Personal Loan
5.00%
APR5.00%
Last UpdatedJune 9, 2026
Details

As Low As

Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Personal Loans
6.00%
APR6.00%
Last UpdatedJune 9, 2026
Details

As Low As

Kauai Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
Personal Loans
6.25%
APR6.25%
Last UpdatedJune 9, 2026
Details

Rates as low as 6.25% APR*. Contact us about rates

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
7.50%
APR7.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
7.75%
APR7.75%
Last UpdatedJune 9, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
7.75%
APR7.75%
Last UpdatedJune 9, 2026
Details

No additional details available.

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
8.00%
APR8.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
8.25%
APR8.25%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
8.25%
APR8.25%
Last UpdatedJune 9, 2026
Details

As Low As

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
8.50%
APR8.50%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
8.75%
APR8.75%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
8.75%
APR8.75%
Last UpdatedJune 9, 2026
Details

As Low As

Valley Isle Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
Personal Loan
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hawaii Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.94%
Personal Loans
9.25%
APR9.25%
Last UpdatedJune 9, 2026
Details

As Low As; Rate shown includes 0.25% interest rate discount for any automatic loan payment (discount offer good at the time of closing only). Other rates and terms available based on applicant's creditworthiness per HCFCU policy and is subject to approval. Not for business or real estate purposes. Other restrictions apply. Please call our Loan Department at (808) 536-0833 for complete details. Rate subject to change without notice.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Personal Loans
9.25%
APR9.25%
Last UpdatedJune 9, 2026
Details

As Low As

Naalehu Debt Consolidation Loan Rates

No debt consolidation personal loan rates found in Naalehu, HI currently.

Naalehu Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
6.50%
APR6.50%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
6.74%
APR6.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
7.00%
APR7.00%
Last UpdatedJune 9, 2026
Details

As Low As

Molokai Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Signature Loans
7.24%
APR7.24%
Last UpdatedJune 9, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
7.25%
APR7.25%
Last UpdatedJune 9, 2026
Details

As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
7.50%
APR7.50%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
7.74%
APR7.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
8.00%
APR8.00%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
8.25%
APR8.25%
Last UpdatedJune 9, 2026
Details

No additional details available.

Hotel And Travel Industry Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.21%
Signature W/Collateral Loan
8.50%
APR8.50%
Last UpdatedJune 9, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
8.74%
APR8.74%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
8.74%
APR8.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
8.99%
APR8.99%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
9.00%
APR9.00%
Last UpdatedJune 9, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
9.24%
APR9.24%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
9.49%
APR9.49%
Last UpdatedJune 9, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.51%
Signature Loan
9.74%
APR9.74%
Last UpdatedJune 9, 2026
Details

Up to $25,000; As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
9.74%
APR9.74%
Last UpdatedJune 9, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
9.99%
APR9.99%
Last UpdatedJune 9, 2026
Details

As Low As

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
Signature Loan
10.24%
APR10.24%
Last UpdatedJune 9, 2026
Details

As Low As

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
10.50%
APR10.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

HAWAIIAN ELECTRIC EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Signature Loan
11.50%
APR11.50%
Last UpdatedJune 9, 2026
Details

No additional details available.

Naalehu, HI Personal Loan Rate Trends

Compare local Naalehu, HI personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Hawaii Personal Loan Trends →
Personal Loan — HI Avg
8.799%
Unchanged vs 7 days ago

Hawaii personal loan rates currently average 8.799% APR.

Signature Loan — HI Avg
8.537%
Unchanged vs 7 days ago

Hawaii signature loan rates currently average 8.537% APR.

As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Naalehu, Hawaii personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Naalehu, Hawaii directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Naalehu, Hawaii. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in HI.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Hawaii?

Most lenders in Naalehu, Hawaii require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Hawaii often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Naalehu, Hawaii require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Hawaii?

Yes. Debt consolidation is one of the most common uses of personal loans in Naalehu, Hawaii. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Naalehu, Hawaii?

Credit unions in Naalehu, Hawaii often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Naalehu, Hawaii?

  • CU Hawaii Federal Credit Union: 5.49% (Personal Loan)
  • HAWAIIAN ELECTRIC EMPLOYEES: 4.75% (Bill Consolidation Loan)
  • Valley Isle Community Federal Credit Union: 4.99% (Photovoltaic Loan)
  • Schofield Federal Credit Union: 4.99% (Spring Loan Special)
  • Garden Island Federal Credit Union: 5.00% (Personal Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Naalehu, Hawaii. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 9, 2026.