|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Central Pacific Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Central Pacific Bank's 6-Months Exceptional CD Special 6-Month rates are at 3.00%, 6-11-Month Exceptional Preferred CD rates are at 3.00%, 6-Months 6-Month Exceptional Preferred CD Special rates are at 3.00%, Exceptional Preferred IRA - 6-Month rates are at 3.00%, 36 - 47-Month Jumbo CD rates are at 0.13%. Central Pacific Bank's savings rates are at 0.02%. Central Pacific Bank's 15-Year Fixed rates are at 5.50%, Jumbo 30-Year Fixed rates are at 6.25%, 30-Year Fixed rates are at 6.38%. MonitorBankRates evaluates the financial stability of Central Pacific Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.76%. Rates last updated and verified on 08/28/2026. Central Pacific Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Pacific Bank? Share your experience about Central Pacific Bank by leaving a review below, or read customer reviews before you decide to use Central Pacific Bank. 
Central Pacific Bank CD Rates
Central Pacific Bank Savings Rates
Central Pacific Bank Checking Rates
Central Pacific Bank Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Central Pacific Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Central Pacific Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Central Pacific Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Central Pacific Bank
Bank Holding Company
CENTRAL PACIFIC FINANCIAL CORP
Address
220 S King St,
Honolulu, HI 96813 · Honolulu
Website
https://www.cpb.bank
FDIC Certificate #
17308
Established
02/15/1954
FDIC Insurance Date
02/15/1954
Domestic Offices
27
Total Branches
27
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.76%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8638%
Return on Equity (ROE)
11.9100%
Non-Performing Loans (NPL)
0.13%
Total Assets
$7,397,722,000
Total Deposits
$6,615,293,000
Equity Capital
$633,711,000
Net Income
$85,474,000
Headquarters
Honolulu
Total Branches and Offices
27
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Central Pacific Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Central Pacific Bank
Frequently Asked Questions About Central Pacific BankHow many branches does Central Pacific Bank operate?Central Pacific Bank currently maintains approximately 27 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Central Pacific Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Central Pacific Bank provides members with tools to manage their accounts and build a solid financial history. Does Central Pacific Bank offer online and mobile banking?Most modern institutions like Central Pacific Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cpb.bank. Current Central Pacific Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
First Guaranty Bank
First Capital Bank Charleston, SC
First Oklahoma Bank
Bellevue State Bank
Farmers National Bank of Danville
NobleBank & Trust
First Bank Strasburg, VA
Slovenian S&L of Franklin-Conemaugh
Fayette Savings Bank, SSB
Eureka Savings Bank
United Bank Zebulon, GA
FNB of Bosque County
Farmers Bank & Trust Atwood, KS
Amarillo National Bank
Crossroads Bank Wabash, IN
Petit Jean State Bank
TrustTexas Bank
State Bank of Cold Spring
Security Bank of Kansas City
Volunteer Federal Savings Bank
Crossroads Bank Effingham, IL
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking