Kailua, Hawaii (HI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Kailua, Hawaii and the surrounding area include Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union200 Hamakua Dr Ste B6, Kailua, HI 96734A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, Bank of HawaiiBank of Hawaii636 Kailua Rd, Kailua, HI 96734A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY, Finance FactorsFinance Factors28 Oneawa St, Kailua, HI 96734A+5.0 ★Texas Ratio: 0.99% Premier Savings at 3.00% APY, Bank of HopeBank of Hope19 Oneawa St, Kailua, HI 96734A+5.0 ★Texas Ratio: 3.52% Kids Savings at 2.00% APY, and Ko`olau Federal Credit UnionKo`olau Federal Credit Union6699 Mokapu Rd, KAILUA, HI 96734A+5.0 ★Texas Ratio: 3.15% IRA Shares at 0.15% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Kailua, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Kailua, Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Kailua, Hawaii and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Kailua, Hawaii & Surrounding Communities
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Complimentary Kids Savings stackable money bank and passbook at new account opening
Online Only
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$10 minimum to earn APY.
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$10 minimum to open; no minimum to earn APY.
$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
$5 minimum to open; $5 minimum balance to earn rate.
$10 minimum to open; no minimum to earn APY.
$5 minimum to open.
$10 minimum to open; no minimum to earn rate.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$100,000 & Over
$25,000 - $99,999.99
$10,000 - $24,999.99
$0 - $9,999.99
Qualifications Required: At least 10 debit card purchases; Be enrolled in and agree to receive e-Statements; At least one direct deposit, ACH credit, or ACH payment transaction; Qualifying balance up to $50,000.00
$5 minimum balance to open
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kailua, HI Savings Rate Trends
Compare local Kailua, HI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield savings rates rose 0.529 points this week to 2.327% APY, up from 1.799% last week.
Hawaii standard savings rates rose 0.158 points this week to 0.208% APY, up from 0.050% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Kailua, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kailua, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Kailua, Hawaii
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Kailua, Hawaii safe?
How often do savings rates change in Kailua, Hawaii?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Kailua, Hawaii?
How do I open a savings account in Kailua, Hawaii?
Best Savings Rates in Kailua, Hawaii
- Aloha Pacific Federal Credit Union
Aloha Rewards Money Market Savings — 3.50% APY - Bank of Hawaii
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY - Finance Factors
Premier Savings — 3.00% APY - Bank of Hope
Kids Savings — 2.00% APY - Ko`olau Federal Credit Union
IRA Shares — 0.15% APY
