What are the current interest rates at Greater Nevada Credit Union?

Current rates for Greater Nevada Credit Union include: 12-Month CD: 3.25%, 18-Month CD: 3.30%, 24-Month CD: 3.35%, 60-Month CD: 3.50%, Savings: 0.05%, MMA: 0.50%

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Greater Nevada Credit Union

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Greater Nevada Credit Union Rates & Review June 2026

Q: Is a member application needed to join Greater Nevada Credit Union?

Yes, to access services at Greater Nevada Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Nevada Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 11, 2026

Greater Nevada Credit Union's 60 month IRA CD (CD) rates are at 3.50%, 60 month CD rates are at 3.50%, 48 month IRA CD (CD) rates are at 3.45%, 48 month CD rates are at 3.45%, 36 month IRA CD (CD) rates are at 3.40%. Greater Nevada Credit Union's savings rates are at 0.05%. Greater Nevada Credit Union's money market rates are at 0.50%. Greater Nevada Credit Union's Personal Loan Rates are at 4.00%. MonitorBankRates evaluates the financial stability of Greater Nevada Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 66.75%. Rates were last updated on 06/11/2026.

Greater Nevada Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Nevada Credit Union? Share your experience about Greater Nevada Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Nevada Credit Union.

Overall Health & Safety Grade

High Risk Health Score: 27/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

66.75%

Weak Higher than avg

Greater Nevada Credit Union
Eagle Station Corporate Office

451 Eagle Station Ln
Carson City, NV 89701

https://www.gncu.org

Greater Nevada Credit Union CD Rates

Product	Rate	APY	Term
60 month IRA Share Certificate (CD)	3.45%	3.50%	60 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
60 month Share Certificate	3.45%	3.50%	60 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
48 month IRA Share Certificate (CD)	3.40%	3.45%	48 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
48 month Share Certificate	3.40%	3.45%	48 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
36 month IRA Share Certificate (CD)	3.35%	3.40%	36 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
36 month Share Certificate	3.35%	3.40%	36 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
24 month IRA Share Certificate (CD)	3.30%	3.35%	24 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
24 month Share Certificate	3.30%	3.35%	24 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
18 month IRA Share Certificate (CD)	3.25%	3.30%	18 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
18 month Share Certificate	3.25%	3.30%	18 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
12 month IRA Share Certificate (CD)	3.20%	3.25%	12 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
12 month Share Certificate	3.20%	3.25%	12 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
6 month IRA Share Certificate (CD)	3.06%	3.10%	6 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
6 month Share Certificate	3.06%	3.10%	6 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
3 month IRA Share Certificate (CD)	2.96%	3.00%	3 Months
Min Deposit $500 Details Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
3 month Share Certificate	2.96%	3.00%	3 Months
Min Deposit $500 Min Balance $500 Details Annual Percentage Yield (APY) effective January 28, 2026, and subject to change without notice. Certificate rates remain fixed for the term of the certificate. Unless otherwise paid, dividends will be credited to your account and compounded every month. Non-compounding Certificates are also available at reduced rates and APYs. A penalty may be imposed for withdrawals before maturity. Fees could reduce the earnings on the account. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%

Greater Nevada Credit Union Savings Rates

Product	Rate	APY
I Can Save Emergency Savings	-	6.00%
Min Balance $0 Details Qualifications Required: at least one deposit must post and clear; the total of all deposits must be less than $200.00; Qualifying balance up to $2,500.00; 0.05% APY applies when the balance is $2,500.01 and greater, or to all balances if monthly qualifications are not met. Periodic withdrawals are not allowed on this account. Only a withdrawal of the entire balance is allowed, which will result in the closure of this account. Once closed, another I Can Save account will not be allowed for a period of two years from the date of account closure. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
Christmas Club Savings Account	0.05%	0.05%
No additional details. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
Health Savings Account	0.05%	0.05%
No additional details. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
Regular Share Savings Account	0.05%	0.05%
Min Deposit $5 Details The minimum opening deposit is $5.00. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
Youth Share Savings Account	0.05%	0.05%
Min Deposit $5 Details The minimum opening deposit is $5.00. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%

Greater Nevada Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	1.00%	1.00%
Min Deposit $50,000 Min Balance $50,000 Details The minimum opening deposit is $2,500.00. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
Money Market Account	0.50%	0.50%
Min Deposit $0 Min Balance $0 Details The minimum opening deposit is $2,500.00. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%

Greater Nevada Credit Union Checking Rates

Product	Rate	APY
Aspire Checking Account	3.93%	4.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required: 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements; Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process the fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
High-Yield Aspire Checking	-	4.00%
Min Balance $0 Details Qualifications Required: 9 debit card purchases must post and clear; one direct deposit received; account statements delivered via eStatements; Qualifying balance up to $25,000.00; 0.05% APY applies to balances over $25,000.00 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process the fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%
Aspire Checking Account	0.05%	0.05%
Min Deposit $25,000 Min Balance $25,000 Details Qualifications Required: 9 debit card purchases must post and clear, one direct deposit received, and account statements delivered via eStatements; Other rewards received when monthly qualifications are met include up to $9 in out-of-network ATM fee rebates and waiver of the $15 monthly service fee. Proof of ATM fees of $5 or more may be required to process the fee rebate. For rebates of individual ATM fees of $5 or more, please visit a GNCU branch or call the Member Resource Center at (800) 421-6674. Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%

Greater Nevada Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	4.00%
Details 90 Days With No Payments Last Updated 06/11/2026 Institution Ratings 1.0 Star Rating F Health Grade ◈ Texas Ratio: 66.75%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Nevada Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Nevada Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Nevada Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Nevada Credit Union

Website https://www.gncu.org

Address 451 Eagle Station Ln, Carson City, NV 89701

Phone 775-882-2060

Fax 775-884-5353

President Bill Arensdorf

CEO Daniel DeLaRosa

Full-Time Employees 301

Part-Time Employees 0

Branch Locations 14

ATM Locations 15

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

1.0 / 5.0 ★

Overall Health & Safety Grade

F (27/100)

Texas Ratio

66.75%

Return on Assets (ROA)

0.2059%

Return on Equity (ROE)

3.8161%

Non-Performing Loans Ratio (NPL)

5.67%

Total Assets

1,686,580,672

Total Amount of Shares and Deposits

1,589,930,084

Total Shares and Deposits < 1 Year

1,532,675,242

Total Shares and Deposits 1 3 Years

55,272,867

Total Shares and Deposits > 3 Years

1,981,975

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

127,057,157

Total Uninsured Shares and Deposits > $250K (F+J)

127,057,157

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,462,872,927

Total Interest Expense (Sum of items 6 8)

19,223,721

Share Certificates

10,705

Number of Accounts for Share Drafts

66,052

IRA KEOGH Accounts

1,893

Number of Accounts for Regular Shares

100,509

All other shares

921

Money Market Shares

3,923

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

92,943,128

Total Liabilities

1,613,136,796

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Greater Nevada Credit Union

How many branches does Greater Nevada Credit Union operate?

Greater Nevada Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Nevada Credit Union?

Yes, to access services at Greater Nevada Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Nevada Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Nevada Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Nevada Credit Union offer online and mobile banking?

Most modern institutions like Greater Nevada Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gncu.org.