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Cape Cod Five Cents Savings Bank Rates & Review October 2026

Cape Cod Five Cents Savings Bank's 12-Month CD - Premier5 Banking rates are at 4.00%, IRA CD - 12-Month CD rates are at 4.00%, Non-Profit Certificates of Deposit (CDs) - 12-Month CD rates are at 4.00%, 12-Month CD - PrimaryPlus Banking rates are at 3.98%, 12-Month CD rates are at 3.95%. Cape Cod Five Cents Savings Bank's savings rates are at 5.00%. Cape Cod Five Cents Savings Bank's money market rates are at 1.45%. Cape Cod Five Cents Savings Bank's Personal Loan Rates are as low as 6.875%. MonitorBankRates evaluates the financial stability of Cape Cod Five Cents Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates last updated and verified on 10/26/2026.

Cape Cod Five Cents Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cape Cod Five Cents Savings Bank? Share your experience about Cape Cod Five Cents Savings Bank by leaving a review below, or read customer reviews before you decide to use Cape Cod Five Cents Savings Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.37%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
The Cape Cod Five Cents Savings Bank
1500 Iyannough Rd
Hyannis, MA 02601
https://www.capecodfive.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Cape Cod Five Cents Savings Bank CD Rates

Product Rate APY Term View More
12 Month CD - Premier5 Banking - 4.00% 12 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 12 Month CD - 4.00% 12 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 4.00% ▲ 0.80 pts · high 4.00% / low 3.20%
2.40%3.60%4.80%Sep 18, 2026: 3.20% APYOct 20, 2026: 4.00% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20264.00%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 12 Month CD - 4.00% 12 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 20, 2026: 4.00% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
12 Month CD - PrimaryPlus Banking - 3.98% 12 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.98% APY · checked 5 times
3.48%3.98%4.48%Oct 7, 2026: 3.98% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 12 Month CD - 3.98% 12 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.98% ▲ 0.78 pts · high 3.98% / low 3.20%
2.42%3.59%4.76%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.98% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.98%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
12 Month CD - 3.95% 12 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.95% ▲ 0.75 pts · high 3.95% / low 3.20%
2.45%3.58%4.70%Sep 18, 2026: 3.20% APYOct 7, 2026: 3.95% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.95%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 12 Month CD - 3.95% 12 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.95% ▲ 0.75 pts · high 3.95% / low 3.20%
2.45%3.58%4.70%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.95% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.95%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month CD - Premier5 Banking - 3.90% 24 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month CD - Premier5 Banking - 3.90% 36 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.90% APY · checked 5 times
3.40%3.90%4.40%Oct 7, 2026: 3.90% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 24 Month CD - 3.90% 24 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.90% ▲ 0.90 pts · high 3.90% / low 3.00%
2.10%3.45%4.80%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.90% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.90%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 36 Month CD - 3.90% 36 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.90% ▲ 0.90 pts · high 3.90% / low 3.00%
2.10%3.45%4.80%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.90% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.90%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 24 Month CD - 3.90% 24 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 20, 2026: 3.90% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 36 Month CD - 3.90% 36 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 20, 2026: 3.90% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month CD - PrimaryPlus Banking - 3.88% 24 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.88% APY · checked 5 times
3.38%3.88%4.38%Oct 7, 2026: 3.88% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month CD - PrimaryPlus Banking - 3.88% 36 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.88% APY · checked 5 times
3.38%3.88%4.38%Oct 7, 2026: 3.88% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 24 Month CD - 3.88% 24 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.88% ▲ 0.88 pts · high 3.88% / low 3.00%
2.12%3.44%4.76%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.88% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.88%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 36 Month CD - 3.88% 36 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.88% ▲ 0.88 pts · high 3.88% / low 3.00%
2.12%3.44%4.76%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.88% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.88%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month CD - Premier5 Banking - 3.85% 18 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
24 Month CD - 3.85% 24 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
36 Month CD - 3.85% 36 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month CD - Premier5 Banking - 3.85% 9 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 18 Month CD - 3.85% 18 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.85% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 24 Month CD - 3.85% 24 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.85% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 36 Month CD - 3.85% 36 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.85% ▲ 0.85 pts · high 3.85% / low 3.00%
2.15%3.43%4.70%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.85% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.85%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 9 Month CD - 3.85% 9 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.85% ▲ 0.65 pts · high 3.85% / low 3.20%
2.55%3.53%4.50%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.85% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.85%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 18 Month CD - 3.85% 18 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 20, 2026: 3.85% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 9 Month CD - 3.85% 9 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Oct 20, 2026: 3.85% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month CD - PrimaryPlus Banking - 3.83% 18 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.83% APY · checked 5 times
3.33%3.83%4.33%Oct 7, 2026: 3.83% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month CD - PrimaryPlus Banking - 3.83% 9 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.83% APY · checked 5 times
3.33%3.83%4.33%Oct 7, 2026: 3.83% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 18 Month CD - 3.83% 18 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.83% ▲ 0.83 pts · high 3.83% / low 3.00%
2.17%3.42%4.66%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.83% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.83%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 9 Month CD - 3.83% 9 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.83% ▲ 0.63 pts · high 3.83% / low 3.20%
2.57%3.52%4.46%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.83% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.83%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
18 Month CD - 3.80% 18 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
2.20%3.40%4.60%Sep 18, 2026: 3.00% APYOct 7, 2026: 3.80% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.80%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
9 Month CD - 3.80% 9 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.80% ▲ 0.60 pts · high 3.80% / low 3.20%
2.60%3.50%4.40%Sep 18, 2026: 3.20% APYOct 7, 2026: 3.80% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.80%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 18 Month CD - 3.80% 18 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.00% → 3.80% ▲ 0.80 pts · high 3.80% / low 3.00%
2.20%3.40%4.60%Sep 18, 2026: 3.00% APYOct 20, 2026: 3.80% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.80%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 9 Month CD - 3.80% 9 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.80% ▲ 0.60 pts · high 3.80% / low 3.20%
2.60%3.50%4.40%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.80% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.80%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month CD - Premier5 Banking - 3.70% 6 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 6 Month CD - 3.70% 6 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.70% ▲ 0.50 pts · high 3.70% / low 3.20%
2.70%3.45%4.20%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.70% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.70%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 6 Month CD - 3.70% 6 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Oct 20, 2026: 3.70% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month CD - PrimaryPlus Banking - 3.68% 6 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.68% APY · checked 5 times
3.18%3.68%4.18%Oct 7, 2026: 3.68% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 6 Month CD - 3.68% 6 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.68% ▲ 0.48 pts · high 3.68% / low 3.20%
2.70%3.44%4.18%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.68% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.68%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
6 Month CD - 3.65% 6 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.65% ▲ 0.45 pts · high 3.65% / low 3.20%
2.70%3.43%4.15%Sep 18, 2026: 3.20% APYOct 7, 2026: 3.65% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.65%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 6 Month CD - 3.65% 6 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.20% → 3.65% ▲ 0.45 pts · high 3.65% / low 3.20%
2.70%3.43%4.15%Sep 18, 2026: 3.20% APYOct 20, 2026: 3.65% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.65%▲ from 3.20%
  • Sep 18, 20263.20%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month CD - Premier5 Banking - 3.60% 48 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month CD - Premier5 Banking - 3.60% 60 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.60% APY · checked 5 times
3.10%3.60%4.10%Oct 7, 2026: 3.60% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 48 Month CD - 3.60% 48 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.60% ▲ 0.85 pts · high 3.60% / low 2.75%
1.90%3.18%4.45%Sep 18, 2026: 2.75% APYOct 20, 2026: 3.60% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.60%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 60 Month CD - 3.60% 60 Month
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.60% ▲ 0.85 pts · high 3.60% / low 2.75%
1.90%3.18%4.45%Sep 18, 2026: 2.75% APYOct 20, 2026: 3.60% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.60%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 48 Month CD - 3.60% 48 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 20, 2026: 3.60% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 60 Month CD - 3.60% 60 months
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.60% APY · checked 2 times
3.10%3.60%4.10%Oct 20, 2026: 3.60% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month CD - PrimaryPlus Banking - 3.58% 48 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.58% APY · checked 5 times
3.08%3.58%4.08%Oct 7, 2026: 3.58% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month CD - PrimaryPlus Banking - 3.58% 60 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.58% APY · checked 5 times
3.08%3.58%4.08%Oct 7, 2026: 3.58% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 48 Month CD - 3.58% 48 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.58% ▲ 0.83 pts · high 3.58% / low 2.75%
1.92%3.17%4.41%Sep 18, 2026: 2.75% APYOct 20, 2026: 3.58% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.58%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 60 Month CD - 3.58% 60 Month
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.58% ▲ 0.83 pts · high 3.58% / low 2.75%
1.92%3.17%4.41%Sep 18, 2026: 2.75% APYOct 20, 2026: 3.58% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.58%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
48 Month CD - 3.55% 48 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 18, 2026: 2.75% APYOct 7, 2026: 3.55% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.55%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
60 Month CD - 3.55% 60 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 18, 2026: 2.75% APYOct 7, 2026: 3.55% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.55%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day CD - Premier5 Banking - 3.55% 91 Day
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Oct 7, 2026: 3.55% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 48 Month CD - 3.55% 48 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 18, 2026: 2.75% APYOct 20, 2026: 3.55% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.55%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 60 Month CD - 3.55% 60 Month
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 18, 2026: 2.75% APYOct 20, 2026: 3.55% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.55%▲ from 2.75%
  • Sep 18, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 91 Day CD - 3.55% 91 Day
Details Retirement Certificates of Deposit (IRA CDs); Premier5 Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.55% ▲ 0.30 pts · high 3.55% / low 3.25%
2.75%3.40%4.05%Sep 18, 2026: 3.25% APYOct 20, 2026: 3.55% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.55%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Certificates of Deposit (CDs) - 91 Day CD - 3.55% 91 days
Min Deposit $1,000
Details Available exclusively to organizations with documented 501c status; one penalty-free withdrawal per term for 91 day CD (after seven days from account opening); early withdrawal penalty may apply
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 3.55% APY · checked 2 times
3.05%3.55%4.05%Oct 20, 2026: 3.55% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day CD - PrimaryPlus Banking - 3.53% 91 Day
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
No change since Oct 7, 2026 · 3.53% APY · checked 5 times
3.03%3.53%4.03%Oct 7, 2026: 3.53% APYOct 7, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 91 Day CD - 3.53% 91 Day
Details Retirement Certificates of Deposit (IRA CDs); PrimaryPlus Banking APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.53% ▲ 0.28 pts · high 3.53% / low 3.25%
2.75%3.39%4.03%Sep 18, 2026: 3.25% APYOct 20, 2026: 3.53% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.53%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
91 Day CD - 3.50% 91 Day
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; A penalty may be imposed for early withdrawal
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 18, 2026: 3.25% APYOct 7, 2026: 3.50% APYSep 18, 2026Oct 27, 2026
  • Oct 7, 20263.50%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA CD - 91 Day CD - 3.50% 91 Day
Details Retirement Certificates of Deposit (IRA CDs); Standard APY
Last Updated 10/26/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 18, 2026: 3.25% APYOct 20, 2026: 3.50% APYSep 18, 2026Oct 27, 2026
  • Oct 20, 20263.50%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Business CD Rates

Product Rate APY Term View More
Business Certificates of Deposit - 12 Month CD - 3.95% 12 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Oct 14, 2026: 3.95% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 24 Month CD - 3.85% 24 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 36 Month CD - 3.85% 36 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 18 Month CD - 3.80% 18 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 9 Month CD - 3.80% 9 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 6 Month CD - 3.65% 6 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Oct 14, 2026: 3.65% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 48 Month CD - 3.55% 48 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Oct 14, 2026: 3.55% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 60 Month CD - 3.55% 60 Month
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Oct 14, 2026: 3.55% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Business Certificates of Deposit - 91 Day CD - 3.50% 91 Day
Min Deposit $1,000
Details Minimum balance to open all CDs is $1,000; one penalty-free withdrawal per term for 91 day CD (after seven days from account opening)
Last Updated 10/26/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Savings Rates

Product Rate APY View More
SaveUp Companion Savings - 5.00%
Min Deposit $0
Min Balance $0
Details Balance: $.01-$9,999.99; Qualifying balance up to $9,999.99; Requires linked checking account with debit card enrolled in SaveUp program; permits only SaveUp deposits; Minimum daily balance to avoid monthly maintenance fees: $0
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 10 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000 - $49,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000 and over; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000 - $99,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 2.75%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000 and over
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 2.75%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000 - $49,999.99; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 2.75%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 2.75%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 2.75%
Min Deposit $5,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 2.75%
Min Deposit $5,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 2.75%
Min Deposit $5,000
Min Balance $1,000,000
Details Balance: $1,000,000+; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 20, 2026: 2.75% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
High Yield Savings - 0.02%
Min Deposit $5,000
Min Balance $10
Details Balance: $10 - $9,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
IRA High Yield Savings - 0.02%
Min Deposit $5,000
Min Balance $10
Details Balance: $10 - $9,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 9 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit High Yield Savings Account - 0.02%
Min Deposit $5,000
Min Balance $10
Details Balance: $10 - $9999.99; Minimum balance to avoid monthly maintenance fees: $5,000
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 2 times
0.00%0.26%0.52%Oct 20, 2026: 0.02% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Savings - 0.02%
Min Deposit $10
Min Balance $10
Details Minimum daily balance to avoid monthly maintenance fees: $10
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Savings - 0.02%
Min Deposit $10
Min Balance $10
Details Retirement Savings Accounts (IRAs); Minimum Balance to Open: $10; Minimum Daily Balance to Earn APY: $10
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
SaveUp Companion Savings - 0.02%
Min Balance $10,000
Details Balance: $10,000 and over; SaveUp Tiered Rate as of 6/24/26; account must be linked to a checking account with a debit card enrolled in the SaveUp program; permits only SaveUp deposits
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Business Savings Rates

Product Rate APY View More
Business Savings - 0.02%
Min Deposit $25
Min Balance $10
Details Minimum Daily Balance to Avoid Monthly Maintenance: $300
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Money Market Rates

Product Rate APY View More
Premier5 Money Market - 1.45%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.45% APY · checked 10 times
0.95%1.45%1.95%Sep 18, 2026: 1.45% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 1.45%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.45% APY · checked 10 times
0.95%1.45%1.95%Sep 18, 2026: 1.45% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 1.45%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000+; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.45% APY · checked 10 times
0.95%1.45%1.95%Sep 18, 2026: 1.45% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Money Market Account - 1.40%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000 and over; Minimum balance to avoid monthly maintenance fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 2 times
0.90%1.40%1.90%Oct 20, 2026: 1.40% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Money Market Account - 1.30%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Minimum balance to avoid monthly maintenance fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 2 times
0.80%1.30%1.80%Oct 20, 2026: 1.30% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Money Market Account - 1.25%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99; Minimum balance to avoid monthly maintenance fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 2 times
0.75%1.25%1.75%Oct 20, 2026: 1.25% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 1.20%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 10 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 1.20%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 10 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 1.20%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000+; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.20% APY · checked 10 times
0.70%1.20%1.70%Sep 18, 2026: 1.20% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 0.95%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.95% APY · checked 10 times
0.45%0.95%1.45%Sep 18, 2026: 0.95% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Money Market Account - 0.90%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Minimum balance to avoid monthly maintenance fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 0.90% APY · checked 2 times
0.40%0.90%1.40%Oct 20, 2026: 0.90% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 0.70%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $24,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 10 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Money Market - 0.70%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $99,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 10 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 0.70%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 10 times
0.20%0.70%1.20%Sep 18, 2026: 0.70% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Money Market Account - 0.65%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $49,999.99; Minimum balance to avoid monthly maintenance fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 0.65% APY · checked 2 times
0.15%0.65%1.15%Oct 20, 2026: 0.65% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Non-Profit Money Market Account - 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Minimum balance to avoid monthly maintenance fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Oct 20, 2026 · 0.65% APY · checked 2 times
0.15%0.65%1.15%Oct 20, 2026: 0.65% APYOct 20, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 0.65%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $24,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 10 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Money Market - 0.65%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $99,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 10 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $2,499.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000 - $24,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Personal Money Market - 0.02%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000+; Avoid monthly maintenance fees: $2,500 minimum daily balance
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $100,000
Details Retirement Money Market Accounts (IRAs); Balance: $100,000 and over
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $10
Details Retirement Money Market Accounts (IRAs); Balance: $10 - $2,499.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $2,500
Details Retirement Money Market Accounts (IRAs); Balance: $2,500 - $9,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $10,000
Details Retirement Money Market Accounts (IRAs); Balance: $10,000 - $24,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $25,000
Details Retirement Money Market Accounts (IRAs); Balance: $25,000 - $49,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Retirement Money Market - 0.02%
Min Deposit $10
Min Balance $50,000
Details Retirement Money Market Accounts (IRAs); Balance: $50,000 - $99,999.99
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Business Money Market Rates

Product Rate APY View More
Premier Business Money Market - 1.40%
Min Deposit $2,500
Min Balance $1,000,000
Details Balance: $1,000,000 and over; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.40% APY · checked 10 times
0.90%1.40%1.90%Sep 18, 2026: 1.40% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 1.30%
Min Deposit $2,500
Min Balance $500,000
Details Balance: $500,000 - $999,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.30% APY · checked 10 times
0.80%1.30%1.80%Sep 18, 2026: 1.30% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 1.25%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 - $499,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 10 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 0.90%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.90% APY · checked 10 times
0.40%0.90%1.40%Sep 18, 2026: 0.90% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 0.65%
Min Deposit $2,500
Min Balance $10
Details Balance: $10 - $49,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 10 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier Business Money Market - 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Minimum Daily Balance to Avoid Monthly Maintenance Fees: $2,500
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.65% APY · checked 10 times
0.15%0.65%1.15%Sep 18, 2026: 0.65% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Accessory Dwelling Unit Home Equity Loan - - 6.875% 15 Years
Details Home Equity Lines and Loans; Loan amount: $10,000 - $250,000; Apply Online
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 11 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Loan - - 6.875% 10 Years
Details Home Equity Lines and Loans; Loan amount: $10,000 - $400,000; Apply Online
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 11 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Solar Loan - - 6.875% 15 Years
Details Energy Efficiency Loans; Loan amount: N/A - $75,000; Apply Online
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 11 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Home Equity Line of Credit - - 7.25% 10 year
Details Term: 10 year draw period, 20 year repayment; Home Equity Lines and Loans; Loan amount: $10,000 - $400,000; Apply Online; Payments vary based on outstanding balance
Last Updated 10/26/2026
Rate History
1 change since Sep 15, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
6.50%7.13%7.75%Sep 15, 2026: 7.00% APRSep 18, 2026: 7.25% APRSep 15, 2026Oct 27, 2026
  • Sep 18, 20267.25%▲ from 7.00%
  • Sep 15, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Personal Loan Rates

Product APR Term View More
Home Equity Solar Loan 6.875% 15 Years
Details Energy Efficiency Loans; Loan amount: N/A - $75,000; Apply Online
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 11 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Unsecured Solar Loan 9.50% 10 Years
Details Energy Efficiency Loans; Loan amount: $5,000 - $35,000; Apply Online; All closings will be in person at a Cape Cod 5 Banking Center
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 9.50% APR · checked 10 times
9.00%9.50%10.00%Sep 15, 2026: 9.50% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Unsecured Personal Loan 13.75% 36 months
Details Personal Unsecured Loans; Loan amount: $1,000 - $5,000; Apply Online; All closings will be in person at a Cape Cod 5 Banking Center
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 13.75% APR · checked 10 times
13.25%13.75%14.25%Sep 15, 2026: 13.75% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Cape Cod Five Cents Savings Bank Other Rates

Product Rate Points APY/APR Term View More
Sewer or Water Connection Loan - - 10.00% 15 Years
Details Home Equity Lines and Loans; Loan amount: $5,000 - $25,000; Apply Online
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 10.00% APR · checked 10 times
9.50%10.00%10.50%Sep 15, 2026: 10.00% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Storm Preparedness Loan - - 9.75% Up to 7 Years
Details Home Equity Lines and Loans; Loan amount: $5,000 - $15,000; Apply in person at a Cape Cod 5 Banking Center
Last Updated 10/26/2026
Rate History
No change since Sep 15, 2026 · 9.75% APR · checked 10 times
9.25%9.75%10.25%Sep 15, 2026: 9.75% APRSep 15, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
Premier5 Banking - - 0.02%
Min Deposit $25
Min Balance $0
Details Minimum daily balance to earn APY: $0; Avoid monthly maintenance fee: Maintain an average daily balance of $1,000 or more AND have combined deposit balances of $50,000 or more OR maintain a Cape Cod 5 Trust & Asset Management client relationship
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%
PrimaryPlus Banking - - 0.02%
Min Deposit $25
Min Balance $0
Details Minimum daily balance to earn APY: $0; Avoid monthly maintenance fee: Maintain an average daily balance of $1,000 or more AND have combined deposit and loan balances of $15,000 or more OR maintain a Cape Cod 5 Investment Services client relationship
Last Updated 10/26/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 10 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 27, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.37%

Financial Health History

Cape Cod Five Cents Savings Bank’s Texas Ratio rose from 1.90% in Q3 2023 to 3.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.3% 3.0★ 3.4% 4.0★ 4.5% 5.0★ Healthy zone – entire history below the 15% limit 1.90% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.37% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$5.6B3.37%5.0A+
March 31, 2026$5.5B3.33%5.0A+
December 31, 2025$5.6B3.13%5.0A+
September 30, 2025$5.7B2.95%5.0A+
June 30, 2025$5.6B3.09%5.0A+
March 31, 2025$5.6B2.56%5.0A+
December 31, 2024$5.7B2.55%5.0A+
September 30, 2024$5.8B2.80%5.0A+
June 30, 2024$5.8B2.15%5.0A+
March 31, 2024$5.6B2.37%5.0A+
December 31, 2023$5.5B2.28%5.0A+
September 30, 2023$5.5B1.90%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cape Cod Five Cents Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cape Cod Five Cents Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cape Cod Five Cents Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Cape Cod Five Cents Savings Bank
Address 1500 Iyannough Rd, Hyannis, MA 02601  ·  Barnstable
Bank Holding Company MUTUAL BCORP
FDIC Certificate # 23287
Regulator FDIC
Established March 16, 1855
FDIC Insurance Date January 2, 1981
Domestic Offices 23
Total Branches 23
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.37%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.7381%
Return on Equity (ROE)
7.0000%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
$5,619,396,000
Total Deposits
$4,563,770,000
Equity Capital
$595,916,000
Net Income
$20,519,000
Headquarters
Hyannis
Total Branches and Offices
23
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Cape Cod Five Cents Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/cape-cod-five-cents-savings-banks-rates-review-23287">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Cape Cod Five Cents Savings Bank

Does Cape Cod Five Cents Savings Bank offer CDs?

Yes. Cape Cod Five Cents Savings Bank offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. CD rates verified by MonitorBankRates as of October 26, 2026 include 4.00% APY on its 12-Month CD - Premier5 Banking, 4.00% APY on its IRA CD - 12-Month CD and 4.00% APY on its Non-Profit Certificates of Deposit (CDs) - 12-Month CD.

Are CDs from Cape Cod Five Cents Savings Bank FDIC insured?

Yes. Cape Cod Five Cents Savings Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Cape Cod Five Cents Savings Bank?

The highest CD rate MonitorBankRates has verified for Cape Cod Five Cents Savings Bank is 4.00% APY on its 12-Month CD - Premier5 Banking, as of October 26, 2026.

What CD terms does Cape Cod Five Cents Savings Bank offer?

The Cape Cod Five Cents Savings Bank CD terms MonitorBankRates tracks include 12 month, 18 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 3.95% to 4.00% APY. The institution may offer other terms or specials that are not listed here, so check with Cape Cod Five Cents Savings Bank for its full lineup.

What is the highest savings rate at Cape Cod Five Cents Savings Bank?

The highest savings rate MonitorBankRates has verified for Cape Cod Five Cents Savings Bank is 5.00% APY on its SaveUp Companion Savings, as of October 26, 2026.

What is the highest money market rate at Cape Cod Five Cents Savings Bank?

The highest money market rate MonitorBankRates has verified for Cape Cod Five Cents Savings Bank is 1.45% APY on its Premier5 Money Market, as of October 26, 2026.

What is the lowest home equity rate at Cape Cod Five Cents Savings Bank?

The lowest home equity rate MonitorBankRates has verified for Cape Cod Five Cents Savings Bank is 6.875% APR on its Home Equity Solar Loan, as of October 26, 2026.

What is the lowest personal loan rate at Cape Cod Five Cents Savings Bank?

The lowest personal loan rate MonitorBankRates has verified for Cape Cod Five Cents Savings Bank is 9.50% APR on its Unsecured Solar Loan, as of October 26, 2026.

How many branches does Cape Cod Five Cents Savings Bank operate?

Cape Cod Five Cents Savings Bank currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cape Cod Five Cents Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cape Cod Five Cents Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Cape Cod Five Cents Savings Bank offer online and mobile banking?

Most modern institutions like Cape Cod Five Cents Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capecodfive.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Cape Cod Five Cents Savings Bank rates compare?

Cape Cod Five Cents Savings Bank's top rates are 4.00% APY on its 12-Month CD - Premier5 Banking, 5.00% APY on its SaveUp Companion Savings, 1.45% APY on its Premier5 Money Market and 6.875% APR on its Home Equity Solar Loan, verified by MonitorBankRates on October 26, 2026.

Current Cape Cod Five Cents Savings Bank Rates

  • 12-Month CD3.95%
  • 18-Month CD3.80%
  • 24-Month CD3.85%
  • 36-Month CD3.85%
  • 48-Month CD3.55%
  • 60-Month CD3.55%
  • Savings5.00%
  • MMA1.45%
Retrieved from our database of financial products. Rates subject to change.