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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Chartway Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 20, 2026
Chartway Credit Union's 6 Month Promo CD rates are at 4.30%. Chartway Credit Union's savings rates are at 4.50%. Chartway Credit Union's checking rates are as high as 5.00%. Chartway Credit Union's ARM Loan Options - 5/1 rates are at 6.25%, ARM Loan Options - 5/5 rates are at 6.25%, ARM Loan Options - 7/1 rates are at 6.62%, Fixed Rate Mortgage rates are at 6.88%. Chartway Credit Union's RV, Boat and Powersport Loan Rates are as low as 4.84%. Chartway Credit Union's Credit Card Rates are at 13.99%. MonitorBankRates evaluates the financial stability of Chartway Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.30%. Rates last updated and verified on 10/20/2026. Chartway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chartway Credit Union? Share your experience about Chartway Credit Union by leaving a review below, or read customer reviews before you decide to use Chartway Credit Union. Chartway Credit Union
Headquarters Office 5700 Cleveland St
https://www.chartway.com Virginia Beach, VA 23462-1752  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Chartway Credit Union CD Rates
Chartway Credit Union Savings Rates
Chartway Credit Union Business Savings Rates
Chartway Credit Union Checking Rates
Chartway Credit Union Mortgage Rates
Chartway Credit Union Home Equity & HELOC
Chartway Credit Union RV, Boat and Powersport Loan Rates
Chartway Credit Union Credit Card Rates
Chartway Credit Union Other Rates
Financial Health HistoryChartway Credit Union’s Texas Ratio stayed near 9.95% in Q3 2023 to 10.30% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Chartway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chartway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chartway Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Chartway Credit Union
Website
https://www.chartway.com
Address
5700 Cleveland St,
Virginia Beach, VA 23462-1752
Phone
757-552-1000
Fax
757-497-0158
President
Melinda Barbish
CEO
Brian Schools
Full-Time Employees
559
Part-Time Employees
21
Branch Locations
34
ATM Locations
8
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.30%
Return on Assets (ROA)
0.2033%
Return on Equity (ROE)
2.4278%
Non-Performing Loans Ratio (NPL)
1.15%
Total Assets
3,228,466,783
Total Amount of Shares and Deposits
2,922,083,615
Total Shares and Deposits < 1 Year
2,787,072,613
Total Shares and Deposits 1 3 Years
125,921,737
Total Shares and Deposits > 3 Years
9,089,266
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
276,523,746
Total Uninsured Shares and Deposits > $250K (F+J)
276,523,746
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,645,559,869
Total Interest Expense (Sum of items 6 8)
27,902,010
Share Certificates
21,856
Number of Accounts for Share Drafts
98,656
IRA KEOGH Accounts
5,755
Number of Accounts for Regular Shares
238,121
All other shares
22,389
Non Member Deposits
17
Money Market Shares
10,488
Net Income (unless the amount is already included in Undivided Earnings)
6,562,532
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,611,313
Total Liabilities
2,960,252,711
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Chartway Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Chartway Credit Union
Frequently Asked Questions About Chartway Credit UnionDoes Chartway Credit Union offer CDs?Yes. Chartway Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page. Are CDs from Chartway Credit Union NCUA insured?Yes. Chartway Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Chartway Credit Union?The highest CD rate MonitorBankRates has verified for Chartway Credit Union is 4.30% APY on its 6 Month Promo CD, as of October 20, 2026. What CD terms does Chartway Credit Union offer?The Chartway Credit Union CD terms we track include 6 month terms. The institution may offer other terms or specials that are not listed here, so check with Chartway Credit Union for its full lineup. What is the highest savings rate at Chartway Credit Union?The highest savings rate MonitorBankRates has verified for Chartway Credit Union is 4.50% APY on its Smart Steps Savings, as of October 20, 2026. What is the highest checking rate at Chartway Credit Union?The highest checking rate MonitorBankRates has verified for Chartway Credit Union is 5.00% APY on its High-Yield Checking, as of October 20, 2026. What is the lowest mortgage rate at Chartway Credit Union?The lowest mortgage rate MonitorBankRates has verified for Chartway Credit Union is 6.25% rate on its ARM Loan Options - 5/1, as of October 20, 2026. What is the lowest credit card APR at Chartway Credit Union?The lowest credit card rate MonitorBankRates has verified for Chartway Credit Union is 13.99% APR on its Cash Back Credit Card, as of October 20, 2026. How many branches does Chartway Credit Union operate?Chartway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Chartway Credit Union?Yes, to access services at Chartway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Chartway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Chartway Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Chartway Credit Union offer online and mobile banking?Most modern institutions like Chartway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chartway.com. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Chartway Credit Union rates compare?Chartway Credit Union's top rates are 4.30% APY on its 6 Month Promo CD, 4.50% APY on savings, 5.00% APY on checking, 6.25% on its ARM Loan Options - 5/1, RV, Boat and Powersport Loans from 4.84% APR and credit cards from 13.99% APR, verified by MonitorBankRates on October 20, 2026. To compare Chartway Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best mortgage rates and best checking rates, updated daily from banks and credit unions across the country. Current Chartway Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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