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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Chartway Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 16, 2026
Chartway Credit Union's savings rates are at 4.50%. Chartway Credit Union's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of Chartway Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.84%. Rates were last updated on 04/16/2026. Chartway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chartway Credit Union? Share your experience about Chartway Credit Union by leaving a review below, or read customer reviews before you decide to use Chartway Credit Union. Chartway Credit Union
Headquarters Office 5700 Cleveland St
https://www.chartway.com Virginia Beach, VA 23462 1752 
Chartway Credit Union Savings Rates
Chartway Credit Union Checking Rates
Chartway Credit Union Home Equity & HELOC
Chartway Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Chartway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Chartway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Chartway Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Chartway Credit Union
Website
https://www.chartway.com
Address
5700 Cleveland St,
Virginia Beach, VA 23462 1752
Phone
757-552-1000
Fax
757-497-0158
President
Melinda Barbish
CEO
Brian Schools
Full-Time Employees
575
Part-Time Employees
13
Branch Locations
42
ATM Locations
39
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.84%
Return on Assets (ROA)
0.2681%
Return on Equity (ROE)
3.2612%
Non-Performing Loans Ratio (NPL)
1.23%
Total Assets
3,203,979,401
Total Amount of Shares and Deposits
2,791,715,260
Total Shares and Deposits < 1 Year
2,550,675,923
Total Shares and Deposits 1 3 Years
229,030,987
Total Shares and Deposits > 3 Years
12,008,349
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
223,994,717
Total Uninsured Shares and Deposits > $250K (F+J)
223,994,717
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,567,720,543
Total Interest Expense (Sum of items 6 8)
43,684,648
Share Certificates
21,508
Number of Accounts for Share Drafts
98,983
IRA KEOGH Accounts
5,942
Number of Accounts for Regular Shares
256,200
All other shares
18,748
Non Member Deposits
22
Money Market Shares
10,091
Net Income (unless the amount is already included in Undivided Earnings)
8,590,877
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,423,010
Total Liabilities
2,946,949,044
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Chartway Credit UnionIs Chartway Credit Union a safe place to deposit money?Yes, Chartway Credit Union is considered a safe financial institution. With a Texas Ratio of 12.836126061537%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Chartway Credit Union operate?Chartway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Chartway Credit Union?Yes, to access services at Chartway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Chartway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Chartway Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Chartway Credit Union offer online and mobile banking?Most modern institutions like Chartway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chartway.com. Current Chartway Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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