Suffolk Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Suffolk Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Suffolk Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySuffolk Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Suffolk Federal Credit Union? Share your experience about Suffolk Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Suffolk Federal Credit Union. Overall, Suffolk Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Suffolk Federal Credit Union Medford Branch 3681 Horseblock Rd Medford, NY 11763 2242  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Credit Card
11.900%
Visa Platinum Credit Card
9.500% - 12.500%
Visa Classic Card
12.900%
No annual fee
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
11.900%
$0 - $15,000
24 - 60
Personal Line of Credit
16.240%
$0
60
Personal Line of Credit
12.950% - 18.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Suffolk Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Suffolk Federal Credit Union
Website: https://www.suffolkcu.org
Full Time Employees: 199Part Time Employees: 13 President: James Maggio Jr CEO: Michele Dean Branch Locations: 10 ATM Locations: 10 Corporate Office Address:
3681 Horseblock Rd
Medford, NY 11763 2242 Phone Number: 631-924-8000 Fax Number: 631-396-1246 FinancialsTotal Assets:
2,008,019,314
Total Amount of Shares and Deposits:
1,765,857,168
Total Shares and Deposits < 1 Year:
1,717,818,638
Total Shares and Deposits 1 3 Years:
43,714,040
Total Shares and Deposits > 3 Years:
4,324,490
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
140,831,100
Total Uninsured Shares and Deposits > $250K (F+J):
140,831,100
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,625,026,068
Total Interest Expense (Sum of items 6 8):
28,292,642
Share Certificates:
15,004
Number of Accounts for Share Drafts:
48,941
IRA KEOGH Accounts:
4,153
Number of Accounts for Regular Shares:
98,468
Money Market Shares:
1,138
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
95,928,279
Total Liabilities:
1,881,216,518
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Suffolk Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Suffolk Federal Credit UnionIs a member application needed to join Suffolk Federal Credit Union?Yes, to access services at Suffolk Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Suffolk Federal Credit Union provides a range of mortgage and home equity products. Is Suffolk Federal Credit Union a safe place to deposit money?Yes, Suffolk Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Suffolk Federal Credit Union offer online and mobile banking?Most modern institutions like Suffolk Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 0.05% and 3-month CD rates at 2.00%. Savings rates are at 0.60% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.15%. Credit Card rates are at 13.50%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates which you can compare to 
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