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Cascade Federal Credit Union Rates & Review October 2026

Cascade Federal Credit Union's top rates as of October 12, 2026 are 3.28% APY on its CDs - 10-month Member Appreciation CD, 4.06% APY on savings, 1.25% APY on money market accounts, 5.00% APY on checking, 6.29% on its Rapid Mortgage 5-year fixed, personal loans from 9.99% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other Cascade Federal Credit Union CD rates include CDs - Jumbo 12-month at 3.10%, CDs - Jumbo 6-month at 3.10%, and CDs - 12-month at 3.00%. Other Cascade Federal Credit Union mortgage rates include Rapid Mortgage 7-year fixed at 6.39%, Rapid Mortgage 10-year fixed at 6.49%, and Rapid Mortgage 12-year fixed at 6.59%. MonitorBankRates evaluates the financial stability of Cascade Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.66%. Rates last updated and verified on 10/12/2026.

Cascade Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cascade Federal Credit Union? Share your experience about Cascade Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cascade Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.66%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Cascade Federal Credit Union
Kent
18020 80th Ave S
Kent, WA 98032
https://www.cascadefcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Cascade Federal Credit Union CD Rates

Product Rate APY Term View More
Certificates - 10-month Member Appreciation 3.25% 3.28% 10 months
Min Deposit $500
Details Maximum $50,000; Member Appreciation Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.28% APY
2.78%3.28%3.78%Oct 12, 2026: 3.28% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - Jumbo 12-month 3.07% 3.10% 12 months
Min Deposit $60,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 12, 2026: 3.10% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - Jumbo 6-month 3.10% 3.10% 6 months
Min Deposit $60,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 12, 2026: 3.10% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - 12-month 2.97% 3.00% 12 months
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 12, 2026: 3.00% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - 6-month 3.00% 3.00% 6 months
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 12, 2026: 3.00% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - 20-month Member Appreciation 2.80% 2.82% 20 months
Min Deposit $500
Details Maximum $50,000; Member Appreciation Certificate
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.82% APY
2.32%2.82%3.32%Oct 12, 2026: 2.82% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - Jumbo 24-month 2.55% 2.57% 24 months
Min Deposit $60,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.57% APY
2.07%2.57%3.07%Oct 12, 2026: 2.57% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - 24-month 2.45% 2.47% 24 months
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.47% APY · checked 7 times
1.97%2.47%2.97%Sep 12, 2026: 2.47% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Jumbo Certificate - 36 month 2.20% 2.21% 36 months
Min Deposit $60,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.21% APY · checked 3 times
1.71%2.21%2.71%Sep 12, 2026: 2.21% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Jumbo Certificate - 60 month 2.15% 2.16% 60 months
Min Deposit $60,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.16% APY · checked 3 times
1.66%2.16%2.66%Sep 12, 2026: 2.16% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificates - 36-month 2.10% 2.11% 36 months
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.11% APY · checked 7 times
1.61%2.11%2.61%Sep 12, 2026: 2.11% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificate - 60 month 2.05% 2.06% 60 months
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.06% APY · checked 7 times
1.56%2.06%2.56%Sep 12, 2026: 2.06% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Jumbo Certificate - 48 month 2.00% 2.01% 48 months
Min Deposit $60,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.01% APY · checked 3 times
1.51%2.01%2.51%Sep 12, 2026: 2.01% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Certificate - 48 month 1.90% 1.91% 48 months
Min Deposit $1,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 1.91% APY · checked 7 times
1.41%1.91%2.41%Sep 12, 2026: 1.91% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings 4.00% 4.06%
Min Balance $5
Details Balance: $5 - $500
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 0.15% → 4.06% ▲ 3.91 pts · high 4.06% / low 0.15%
0.00%3.98%7.97%Sep 12, 2026: 0.15% APYSep 25, 2026: 4.06% APYSep 12, 2026Oct 13, 2026
  • Sep 25, 20264.06%▲ from 0.15%
  • Sep 12, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Share Savings 0.15% 0.15%
Min Balance $50
Details $50+ to earn interest
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 12, 2026: 0.15% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Sub Savings 0.15% 0.15%
Min Balance $50
Details $50+ to earn interest
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 12, 2026: 0.15% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Youth Savings 0.15% 0.15%
Min Balance $500
Details Balance: $500.01 +
Last Updated 10/12/2026
Rate History
2 changes since Sep 12, 2026 · 0.15% → 0.15% ▼ 0.00 pts · high 4.06% / low 0.15%
0.00%3.98%7.97%Sep 12, 2026: 0.15% APYSep 25, 2026: 4.06% APYOct 12, 2026: 0.15% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20260.15%▼ from 4.06%
  • Sep 25, 20264.06%▲ from 0.15%
  • Sep 12, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.24% 1.25%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 1.25% APY · checked 7 times
0.75%1.25%1.75%Sep 12, 2026: 1.25% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Money Market Account 1.14% 1.15%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 1.15% APY · checked 7 times
0.65%1.15%1.65%Sep 12, 2026: 1.15% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Money Market Account 1.05% 1.05%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 1.05% APY · checked 7 times
0.55%1.05%1.55%Sep 12, 2026: 1.05% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Money Market Account 1.00% 1.00%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 12, 2026: 1.00% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Checking Rates

Product Rate APY View More
Summit Checking 4.89% 5.00%
Min Deposit $50
Details Qualifications Required; Qualifying balance up to $5,000.00; Rate of 4.89% and 5.00% APY apply on daily balances up to $5,000 (0.00% on balances over $5,000). Only one Summit Checking is permitted per Social Security number. No minimum monthly balance is required. ATM withdrawals do not qualify as a purchase.
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Rapid Mortgage 5-year fixed - - 6.29%
Details As Low As; No closing costs* (first mortgage only); Contact us to get started
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.29% APR
5.79%6.29%6.79%Oct 12, 2026: 6.29% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Rapid Mortgage 7-year fixed 6.39% - 6.39% 7-year
Details No closing costs* (first mortgage only); Contact us to get started
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.39% APR · checked 9 times
5.89%6.39%6.89%Sep 12, 2026: 6.39% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Rapid Mortgage 10-year fixed 6.49% - 6.49% 10-year
Details No closing costs* (first mortgage only); Contact us to get started
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.49% APR · checked 9 times
5.99%6.49%6.99%Sep 12, 2026: 6.49% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Rapid Mortgage 12-year fixed 6.59% - 6.59% 12-year
Details No closing costs* (first mortgage only); Contact us to get started
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.59% APR · checked 9 times
6.09%6.59%7.09%Sep 12, 2026: 6.59% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Rapid Mortgage 15-year fixed 6.69% - 6.69% 15-year
Details No closing costs* (first mortgage only); Contact us to get started
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.69% APR · checked 9 times
6.19%6.69%7.19%Sep 12, 2026: 6.69% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Rapid Mortgage 20-year fixed 6.79% - 6.79% 20-year
Details No closing costs* (first mortgage only); Contact us to get started
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.79% APR · checked 9 times
6.29%6.79%7.29%Sep 12, 2026: 6.79% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 5-year - - 6.25% 5-year
Details As Low As; Fixed rate; APRs quoted up to 70% LTV. Higher LTV options are available, ask for details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 6.25% APR · checked 2 times
5.75%6.25%6.75%Oct 8, 2026: 6.25% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Home Equity Line of Credit - - 6.83%
Details As Low As; Annual rate adjustment; Variable rate based on 12-month average of WSJ prime rate plus a margin (based on credit qualifications), maximum 13.00% APR; APRs quoted up to 70% LTV.
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 6.85% → 6.83% ▼ 0.02 pts · high 6.85% / low 6.83%
6.33%6.84%7.35%Sep 12, 2026: 6.85% APROct 2, 2026: 6.83% APRSep 12, 2026Oct 13, 2026
  • Oct 2, 20266.83%▼ from 6.85%
  • Sep 12, 20266.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Home Equity Loan - 10-year - - 7.35% 10-year
Details As Low As; Fixed rate; APRs quoted up to 70% LTV. Higher LTV options are available, ask for details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.35% APR · checked 2 times
6.85%7.35%7.85%Oct 8, 2026: 7.35% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Home Equity Loan - 15-year - - 7.70% 15-year
Details As Low As; Fixed rate; APRs quoted up to 70% LTV. Higher LTV options are available, ask for details.
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 7.70% APR · checked 2 times
7.20%7.70%8.20%Oct 8, 2026: 7.70% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 6.25%
Details As Low As; Model years 2016 - 2026; Vehicles must have a model year 10 years old or newer; add 2% for prior model years.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 6.25% APR · checked 8 times
5.75%6.25%6.75%Sep 12, 2026: 6.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat Loans - 7.59%
Details As Low As; Model years 2016 - 2026; Vehicles must have a model year 10 years old or newer; add 2% for prior model years.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.59% APR · checked 8 times
7.09%7.59%8.09%Sep 12, 2026: 7.59% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
RV Loans - 7.59%
Details As Low As; Model years 2016 - 2026; Vehicles must have a model year 10 years old or newer; add 2% for prior model years.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 7.59% APR · checked 8 times
7.09%7.59%8.09%Sep 12, 2026: 7.59% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 9.99%
Details As Low As; Fixed rate; No annual fee; No balance transfer fee; No cash advance fee; No foreign transaction fees
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 9.99% APR · checked 8 times
9.49%9.99%10.49%Sep 12, 2026: 9.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Rewards Visa Credit Card - 11.40%
Details As Low As; Variable rate; Rate equals Prime Rate plus a margin of 4.65%-10.65%; No annual fee; No balance transfer fee; No cash advance fee; No foreign transaction fees
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.40% APR · checked 8 times
10.90%11.40%11.90%Sep 12, 2026: 11.40% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 9.99% Up to 48 months
Details As Low As; Notes: up to 48 months
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 9.99% APR · checked 8 times
9.49%9.99%10.49%Sep 12, 2026: 9.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Personal Loans 10.99% Up to 60 months
Details As Low As; Minimum loan amount of $5,000
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.99% APR · checked 8 times
10.49%10.99%11.49%Sep 12, 2026: 10.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Personal Loans 11.99% Up to 72 months
Details As Low As; Minimum loan amount of $7,500
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.99% APR · checked 8 times
11.49%11.99%12.49%Sep 12, 2026: 11.99% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Cascade Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Shares & Certificates 1.00% - 1.00%
Min Balance $50
Details Balance: $50 - $2,499.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 8, 2026: 1.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
IRA Shares & Certificates 1.05% - 1.05%
Min Balance $2,500
Details Balance: $2,500 - $9,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.05% APY · checked 2 times
0.55%1.05%1.55%Oct 8, 2026: 1.05% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
IRA Shares & Certificates 1.10% - 1.10%
Min Balance $10,000
Details Balance: $10,000 - $49,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.10% APY · checked 2 times
0.60%1.10%1.60%Oct 8, 2026: 1.10% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
IRA Shares & Certificates 1.15% - 1.15%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.15% APY · checked 2 times
0.65%1.15%1.65%Oct 8, 2026: 1.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
IRA Shares & Certificates 1.20% - 1.20%
Min Balance $100,000
Details Balance: $100,000+
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.20% APY · checked 2 times
0.70%1.20%1.70%Oct 8, 2026: 1.20% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%
Summit Checking - - 5.00%
Min Deposit $50
Details Qualifications Required; Qualifying balance up to $5,000.00; 0.00% APY if qualifications not met or on balances over $5,000
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 5.00% APY · checked 5 times
4.50%5.00%5.50%Sep 18, 2026: 5.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.66%

Financial Health History

Cascade Federal Credit Union’s Texas Ratio rose from 0.41% in Q3 2023 to 2.66% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.2% 2.0★ 2.3% 3.0★ 3.5% 4.0★ 4.6% 5.0★ Healthy zone – entire history below the 15% limit 0.41% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.66% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$393M2.66%5.0A+
March 31, 2026$380M2.18%5.0A+
December 31, 2025$376M3.42%5.0A+
September 30, 2025$344M3.18%5.0A+
June 30, 2025$342M2.39%5.0A+
March 31, 2025$341M1.94%5.0A+
December 31, 2024$337M1.55%5.0A+
September 30, 2024$347M0.99%5.0A+
June 30, 2024$341M0.73%5.0A+
March 31, 2024$343M0.36%5.0A+
December 31, 2023$345M0.33%5.0A+
September 30, 2023$346M0.41%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Cascade Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cascade Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cascade Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cascade Federal Credit Union
Address 18020 80th Ave S, Kent, WA 98032
Phone 425-251-8888
Fax
President John Graham
CEO Sam Jimenez
Full-Time Employees 54
Part-Time Employees 1
Branch Locations 4
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.66%
Return on Assets (ROA)
1.2216%
Return on Equity (ROE)
9.1785%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
392,612,368
Total Amount of Shares and Deposits
339,383,543
Total Shares and Deposits < 1 Year
320,652,567
Total Shares and Deposits 1 3 Years
17,978,193
Total Shares and Deposits > 3 Years
752,783
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
45,732,418
Total Uninsured Shares and Deposits > $250K (F+J)
45,732,418
Total Insured Shares and Deposits > $250K (item 17 less item K)
293,651,125
Total Interest Expense (Sum of items 6 8)
3,596,500
Share Certificates
3,171
Number of Accounts for Share Drafts
5,742
IRA KEOGH Accounts
911
Number of Accounts for Regular Shares
12,692
Non Member Deposits
7
Money Market Shares
1,189
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,972,538
Total Liabilities
352,651,564
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Cascade Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Cascade Federal Credit Union

How many branches does Cascade Federal Credit Union operate?

Cascade Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cascade Federal Credit Union?

Yes, to access services at Cascade Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cascade Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cascade Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cascade Federal Credit Union offer online and mobile banking?

Most modern institutions like Cascade Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cascadefcu.org.

Current Cascade Federal Credit Union Rates

  • 12-Month CD3.00%
  • 24-Month CD2.47%
  • 60-Month CD2.06%
  • Savings4.06%
  • MMA1.25%
Retrieved from our database of financial products. Rates subject to change.