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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
NET Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 17, 2026
NET's **35 month CDs (CD) rates are at 3.50%, ** 8 month CDs (CD) rates are at 3.25%, 6 month CDs (CD) rates are at 2.70%, 9 month CDs (CD) rates are at 2.70%, 12 month CDs (CD) rates are at 2.60%. NET's savings rates are at 0.05%. NET's money market rates are at 0.10%. NET's Personal Loan Rates are at 13.99%. MonitorBankRates evaluates the financial stability of NET with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.68%. Rates were last updated on 03/17/2026. NET money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NET? Share your experience about NET by leaving a review below, or read customer reviews before you decide to use NET. 
NET CD Rates
NET Savings Rates
NET Money Market Rates
NET Checking Rates
NET Mortgage Rates
NET Home Equity & HELOC
NET Auto Loan Rates
NET Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for NET is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NET rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NET's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
NET
Website
http://netcreditunion.com
Address
119 Mulberry St,
Scranton, PA 18503
Phone
570-961-5300
Fax
President
KAREN CLIFFORD
CEO
Clarence Baltrusaitis
Full-Time Employees
52
Part-Time Employees
4
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.68%
Return on Assets (ROA)
0.3333%
Return on Equity (ROE)
3.0118%
Non-Performing Loans Ratio (NPL)
1.14%
Total Assets
322,388,259
Total Amount of Shares and Deposits
293,723,730
Total Shares and Deposits < 1 Year
278,209,716
Total Shares and Deposits 1 3 Years
13,857,719
Total Shares and Deposits > 3 Years
1,656,295
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,481,322
Total Uninsured Shares and Deposits > $250K (F+J)
22,481,322
Total Insured Shares and Deposits > $250K (item 17 less item K)
271,242,408
Total Interest Expense (Sum of items 6 8)
3,784,349
Share Certificates
2,979
Number of Accounts for Share Drafts
12,977
IRA KEOGH Accounts
933
Number of Accounts for Regular Shares
29,901
Money Market Shares
690
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,483,192
Total Liabilities
294,433,398
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About NETIs NET a safe place to deposit money?Yes, NET is considered a safe financial institution. With a Texas Ratio of 5.6843944834784%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does NET operate?NET currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join NET?Yes, to access services at NET, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, NET does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NET provides members with tools to manage their accounts and build a solid financial history. Does NET offer online and mobile banking?Most modern institutions like NET provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://netcreditunion.com. Current NET Rates
Retrieved from our database of financial products. Rates subject to change.
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