Apple Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Apple Federal Credit Union's Regular and IRA CD 12 Month Starter rates are at 5.00%, 12 month Jumbo and Jumbo IRA CD 12 Month rates are at 3.90%, Regular and IRA CD 12 Month rates are at 3.85%, Regular and IRA CD 15 Month rates are at 3.85%, 60 month Jumbo and Jumbo IRA CD 60 Month rates are at 3.70%. Apple Federal Credit Union's savings rates are at 0.10%. Apple Federal Credit Union's money market rates are at 0.50%. Apple Federal Credit Union's Personal Loan Rates are at 4.24%.
Apple Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Apple Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Apple Federal Credit Union Texas RatioApple Federal Credit Union's Texas Ratio is at 3.26%, which is considered excellent. The Texas Ratio for Apple Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Apple Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Apple Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Apple Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Apple Federal Credit Union
Fairfax Corner Branch 4097 Monument Corner Dr
Fairfax, VA 22030 8640 
Apple Federal Credit Union CD Rates
Apple Federal Credit Union Savings Rates
Apple Federal Credit Union Money Market Rates
Apple Federal Credit Union Checking Rates
Apple Federal Credit Union Auto Loan Rates
Apple Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Apple Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Apple Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Apple Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Apple Federal Credit Union
Website: https://www.applefcu.org
Full Time Employees: 576Part Time Employees: 31 President: Calanthia Tucker CEO: Andrew Grimm Branch Locations: 24 ATM Locations: 24 Corporate Office Address:
4097 Monument Corner Dr
Fairfax, VA 22030 8640 Phone Number: 703-788-4800 Fax Number: FinancialsTotal Assets:
5,333,284,748
Total Amount of Shares and Deposits:
4,430,449,060
Total Shares and Deposits < 1 Year:
3,937,032,455
Total Shares and Deposits 1 3 Years:
401,363,682
Total Shares and Deposits > 3 Years:
92,052,923
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
528,609,267
Total Uninsured Shares and Deposits > $250K (F+J):
528,609,267
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,901,839,793
Total Interest Expense (Sum of items 6 8):
76,008,200
Share Certificates:
52,462
Number of Accounts for Share Drafts:
187,742
IRA KEOGH Accounts:
10,599
Number of Accounts for Regular Shares:
326,038
All other shares:
945
Non Member Deposits:
10
Money Market Shares:
29,298
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
359,544,322
Total Liabilities:
4,858,783,980
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Apple Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Apple Federal Credit UnionIs a member application needed to join Apple Federal Credit Union?Yes, to access services at Apple Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Apple Federal Credit Union provides a range of mortgage and home equity products. Is Apple Federal Credit Union a safe place to deposit money?Yes, Apple Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Apple Federal Credit Union offer online and mobile banking?Most modern institutions like Apple Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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