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CINCINNATI OHIO POLICE Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 19, 2026
CINCINNATI OHIO POLICE's Y-12 CD rates are at 5.00%, 1 Year CD rates are at 3.70%, CD - 1 yr. rates are at 3.70%, 18 Month CD rates are at 3.65%, 6 Month CD rates are at 3.65%. CINCINNATI OHIO POLICE's savings rates are at 0.10%. CINCINNATI OHIO POLICE's money market rates are at 2.10%. CINCINNATI OHIO POLICE's checking rates are as high as 0.15%. CINCINNATI OHIO POLICE's 20-Year Conventional Mortgage rates are at 7.00%, Mortgage Purchase / Refinance - 15-Year Conventional rates are at 6.88%, Mortgage Purchase / Refinance - 20-Year Conventional rates are at 7.00%, Mortgage Purchase / Refinance - 30-Year VA rates are at 7.25%, Mortgage Purchase / Refinance - 30-Year Conventional rates are at 7.25%. CINCINNATI OHIO POLICE's Personal Loan Rates are as low as 10.99%. CINCINNATI OHIO POLICE's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of CINCINNATI OHIO POLICE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.75%. Rates last updated and verified on 10/19/2026.
CINCINNATI OHIO POLICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CINCINNATI OHIO POLICE? Share your experience about CINCINNATI OHIO POLICE by leaving a review below, or read customer reviews before you decide to use CINCINNATI OHIO POLICE.
CINCINNATI OHIO POLICE has earned an overall safety grade of A (Excellent, Score: 95/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
CINCINNATI OHIO POLICE has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
10.75%
ExcellentHigher than avg
CINCINNATI OHIO POLICE Texas Ratio
CINCINNATI OHIO POLICE's Texas Ratio is 10.75%, which is considered excellent and is higher than the national average of 6.13%.
CINCINNATI OHIO POLICE has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.02% to 10.75% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
CINCINNATI OHIO POLICE CD Rates
Product
Rate
APY
Term
View More
Y-12 Certificate
4.888%
5.00%
Min Deposit$250
Min Balance$250
DetailsBalance: $250.00 - $1,000.00; $250 minimum to open Y-12 certificate; Youth Savings
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
1 Year Certificate
3.638%
3.70%
1 years
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.70% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 1 yr.
3.638%
3.70%
1 years
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.70% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
18 Month Certificate
3.59%
3.65%
18 months
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
6 Month Certificate
3.59%
3.65%
6 months
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
9 Month Certificate
3.59%
3.65%
9 months
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 18 mo.
3.59%
3.65%
18 months
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.65% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 6 mo.
3.59%
3.65%
6 months
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.65% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 9 mo.
3.59%
3.65%
9 months
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.65% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
2 Year Certificate
3.541%
3.60%
2 years
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.60% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
30 Month Certificate
3.541%
3.60%
30 months
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.60% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 2 yr.
3.541%
3.60%
2 years
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 30 mo.
3.541%
3.60%
30 months
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.60% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
3 Year Certificate
3.348%
3.40%
3 years
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
4 Year Certificate
3.348%
3.40%
4 years
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
5 Year Certificate
3.348%
3.40%
5 years
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.40% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 3 yr.
3.348%
3.40%
3 years
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.40% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 4 yr.
3.348%
3.40%
4 years
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.40% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 5 yr.
3.348%
3.40%
5 years
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.40% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
3 Month Certificate
3.202%
3.25%
3 months
Min Deposit$1,000
DetailsBase Rates; $1,000 minimum to open; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Certificate - 3 mo.
3.202%
3.25%
3 months
No additional details.
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
CINCINNATI OHIO POLICE Savings Rates
Product
Rate
APY
View More
IRA Savings
0.10%
0.10%
DetailsBalance: All funds; Annual Percentage Yield
Last Updated10/19/2026
Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Savings Accounts
0.05%
0.05%
Min Balance$50
DetailsBalance: $50.00 and over; Effective Date: 08/01/2023
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Youth Primary Savings
0.05%
0.05%
Min Balance$50
DetailsBalance: $50.00 +; $250 minimum to open Y-12 certificate
Last Updated10/19/2026
Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 2 times
DetailsCredit Score: 720+; Prime Plus 1.00%; Index: Prime = 7.00%; Effective Date: 09/17/2026; APR** HELOC rate may vary depending on financing term selected, loan-to-value ratio and overall creditworthiness
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
HELOC - 90% Max LTV (Credit Score 670 - 719)
-
-
8.25%
DetailsCredit Score: 670 - 719; Prime Plus 1.25%; Index: Prime = 7.00%; Effective Date: 09/17/2026; APR** HELOC rate may vary depending on financing term selected, loan-to-value ratio and overall creditworthiness
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.25% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
HELOC 80% Max LTV - Credit Score 600-639
-
-
8.25%
DetailsCredit Score: 600-639; Rate: Prime Plus 1.25%; Prime = 7.00%; Max LTV 80%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.25% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
HELOC - 90% Max LTV (Credit Score 640 - 669)
-
-
9.00%
DetailsCredit Score: 640 - 669; Prime Plus 2.00%; Index: Prime = 7.00%; Effective Date: 09/17/2026; APR** HELOC rate may vary depending on financing term selected, loan-to-value ratio and overall creditworthiness
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 9.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
HELOC - 90% Max LTV (Credit Score 600 - 639)
-
-
9.50%
DetailsCredit Score: 600 - 639; Prime Plus 2.50%; Index: Prime = 7.00%; Effective Date: 09/17/2026; APR** HELOC rate may vary depending on financing term selected, loan-to-value ratio and overall creditworthiness
DetailsAPR range: 9.99% - 10.49%; Minimum loan amount of $50,000 and credit score of 670+ required for financing terms of 121-180 months; Effective 09/01/2026
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 9.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Recreational Vehicles - 121-180 Months Loan
-
9.99%
121-180 months
DetailsAs Low As; APR range 9.99% - 10.49%; Minimum loan amount of $50,000 and credit score of 670+ required for financing terms of 121-180 months; Effective Date: 09/01/2026
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 9.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
CINCINNATI OHIO POLICE Student Loan Rates
Product
Rate
Points
APR
Term
View More
Student Loan Refinance Variable Rate - 5-year
-
-
3.50%
5-year
DetailsAPR from 3.50% to 7.50%; variable rate adjusts quarterly based on Prime Rate (WSJ); rates reflect .25% automatic payment discount; Effective Date: 09/17/2026
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Undergrad Student Loan - Variable
-
-
3.50%
Up to 25 Years
DetailsAPR range: 3.50% - 9.25%; Floor 3.50%; Variable, adjusts quarterly based on Prime Rate (WSJ); Includes 0.25% rate discount with automatic electronic payments; Effective 09/17/2026
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 3.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Student Loan Refinance - 5-year Fixed
-
-
4.25%
5-year
DetailsAs Low As; APR range 4.25% to 8.50%; Fixed Rates; Effective Date: 09/17/2026; Rates reflect .25% discount for automated payments
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 4.25% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Student Loan Refinance Variable Rate - 10-year
-
-
4.50%
10-year
DetailsAPR from 4.50% to 8.75%; variable rate adjusts quarterly based on Prime Rate (WSJ); rates reflect .25% automatic payment discount; Effective Date: 09/17/2026
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 4.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Student Loan Refinance Variable Rate - 15-year
-
-
5.25%
15-year
DetailsAPR from 5.25% to 9.50%; variable rate adjusts quarterly based on Prime Rate (WSJ); rates reflect .25% automatic payment discount; Effective Date: 09/17/2026
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 5.25% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Student Loan Refinance - 10-year Fixed
-
-
5.50%
10-year
DetailsAs Low As; APR range 5.50% to 9.75%; Fixed Rates; Effective Date: 09/17/2026; Rates reflect .25% discount for automated payments
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 5.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Student Loan Refinance - 15-year Fixed
-
-
6.50%
15-year
DetailsAs Low As; APR range 6.50% to 10.75%; Fixed Rates; Effective Date: 09/17/2026; Rates reflect .25% discount for automated payments
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 6.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
CINCINNATI OHIO POLICE Credit Card Rates
Product
Rate
APR
View More
Visa Platinum Rewards
-
9.99%
DetailsAs Low As; APR range 9.99% - 13.99%; Effective Date: 08/01/2023; Rates vary based on card type and overall credit profile
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Visa Credit Builder
-
14.99%
DetailsAPR range 14.99% - 14.99%; Effective Date: 08/01/2023; Rates vary based on card type and overall credit profile
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 14.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Visa Student Platinum Rewards
-
17.99%
DetailsAPR range 17.99% - 17.99%; Effective Date: 08/01/2023; Rates vary based on card type and overall credit profile
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 17.99% APR · checked 9 times
No change since Sep 14, 2026 · 10.99% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.75%
Financial Health History
CINCINNATI OHIO POLICE’s Texas Ratio rose from 2.02% in Q3 2023 to 10.75% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$188M
10.75%
5.0
A
March 31, 2026
$186M
7.13%
5.0
A
December 31, 2025
$188M
5.48%
5.0
A+
September 30, 2025
$184M
5.54%
5.0
A+
June 30, 2025
$172M
2.92%
5.0
A+
March 31, 2025
$173M
6.11%
5.0
A
December 31, 2024
$168M
2.46%
5.0
A+
September 30, 2024
$162M
3.03%
5.0
A+
June 30, 2024
$163M
2.36%
5.0
A+
March 31, 2024
$163M
1.65%
5.0
A+
December 31, 2023
$164M
2.12%
5.0
A+
September 30, 2023
$164M
2.02%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for CINCINNATI OHIO POLICE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CINCINNATI OHIO POLICE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CINCINNATI OHIO POLICE's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,905,803
Total Uninsured Shares and Deposits > $250K (F+J)
4,905,803
Total Insured Shares and Deposits > $250K (item 17 less item K)
159,162,277
Total Interest Expense (Sum of items 6 8)
1,291,256
Share Certificates
1,344
Number of Accounts for Share Drafts
6,491
IRA KEOGH Accounts
790
Number of Accounts for Regular Shares
13,331
All other shares
1,479
Money Market Shares
1,539
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,493,665
Total Liabilities
166,579,553
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
CINCINNATI OHIO POLICE earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About CINCINNATI OHIO POLICE
Does CINCINNATI OHIO POLICE offer CDs?
Yes. CINCINNATI OHIO POLICE offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.
Are CDs from CINCINNATI OHIO POLICE NCUA insured?
Yes. CINCINNATI OHIO POLICE is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at CINCINNATI OHIO POLICE?
The highest CD rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 5.00% APY on its Y-12 CD, as of October 19, 2026.
What CD terms does CINCINNATI OHIO POLICE offer?
The CINCINNATI OHIO POLICE CD terms we track include 6 month, 12 month, 18 month, 2 year and 5 year terms, with rates from 3.65% to 5.00% APY. The institution may offer other terms or specials that are not listed here, so check with CINCINNATI OHIO POLICE for its full lineup.
What is the highest savings rate at CINCINNATI OHIO POLICE?
The highest savings rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 0.10% APY on its IRA Savings, as of October 19, 2026.
What is the highest money market rate at CINCINNATI OHIO POLICE?
The highest money market rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 2.10% APY on its Money Market, as of October 19, 2026.
What is the highest checking rate at CINCINNATI OHIO POLICE?
The highest checking rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 0.15% APY on its Elite Business Checking, as of October 19, 2026.
What is the lowest mortgage rate at CINCINNATI OHIO POLICE?
The lowest mortgage rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 6.875% rate on its Mortgage Purchase / Refinance - 15-Year Conventional, as of October 19, 2026.
What is the lowest auto loan rate at CINCINNATI OHIO POLICE?
The lowest auto loan rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 5.49% APR on its New Auto (2023 & Newer), as of October 19, 2026.
What is the lowest personal loan rate at CINCINNATI OHIO POLICE?
The lowest personal loan rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 10.99% APR on its Personal Loans, as of October 19, 2026.
What is the lowest credit card APR at CINCINNATI OHIO POLICE?
The lowest credit card rate MonitorBankRates has verified for CINCINNATI OHIO POLICE is 9.99% APR on its Visa Platinum Rewards Credit Card, as of October 19, 2026.
How many branches does CINCINNATI OHIO POLICE operate?
CINCINNATI OHIO POLICE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join CINCINNATI OHIO POLICE?
Yes, to access services at CINCINNATI OHIO POLICE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, CINCINNATI OHIO POLICE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, CINCINNATI OHIO POLICE provides members with tools to manage their accounts and build a solid financial history.
Does CINCINNATI OHIO POLICE offer online and mobile banking?
Most modern institutions like CINCINNATI OHIO POLICE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.copfcu.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do CINCINNATI OHIO POLICE rates compare?
CINCINNATI OHIO POLICE's top rates are 5.00% APY on its Y-12 CD, 0.10% APY on savings, 2.10% APY on money market, 0.15% APY on checking, 6.875% on its Mortgage Purchase / Refinance - 15-Year Conventional, personal loans from 10.99% APR and credit cards from 9.99% APR, verified by MonitorBankRates on October 19, 2026. To compare CINCINNATI OHIO POLICE with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country.
Current CINCINNATI OHIO POLICE Rates
12-Month CD3.70%
18-Month CD3.65%
24-Month CD3.60%
60-Month CD3.40%
Savings0.10%
MMA2.10%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
