What are the current interest rates at Windsor Federal S&L?

Current rates for Windsor Federal S&L include: 12-Month CD: 0.15%, 18-Month CD: 0.20%, 24-Month CD: 0.25%, 36-Month CD: 0.35%, 48-Month CD: 0.40%, 60-Month CD: 0.50%, Savings: 5.12%, MMA: 2.53%

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Windsor Federal S&L

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Windsor Federal S&L Rates & Review October 2026

Q: How many branches does Windsor Federal S&L operate?

Windsor Federal S&L currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Windsor Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Windsor Federal S&L provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Windsor Federal S&L's top rates as of October 12, 2026 are 3.55% APY on its 11-Months - Special 11-Month Consumer Certificate of Deposit (CD) Account, 5.12% APY on savings, 2.53% APY on money market accounts, and 0.05% APY on checking, according to rates verified by MonitorBankRates. Other Windsor Federal S&L CD rates include 11-Months - Special 11-Month IRA CD at 3.55%, 28-Months - Special 28-Month Consumer Certificate of Deposit (CD) Account at 3.20%, and 28-Months - Special 28-Month IRA CD at 3.20%. MonitorBankRates evaluates the financial stability of Windsor Federal S&L with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.88%. Rates last updated and verified on 10/12/2026.

Windsor Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Windsor Federal S&L? Share your experience about Windsor Federal S&L by leaving a review below, or read customer reviews before you decide to use Windsor Federal S&L.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.88%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Windsor Federal S&L

270 Broad St
Windsor, CT 06095

https://www.windsorfederal.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Windsor Federal S&L CD Rates

Product	Rate	APY	Term
11 Month Consumer Certificate of Deposit (CD) Account	3.49%	3.55%	11 Months - Special
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.55% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
11 Month IRA CD	3.49%	3.55%	11 Months - Special
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.55% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
28 Month Consumer Certificate of Deposit (CD) Account	3.15%	3.20%	28 Months - Special
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
28 Month IRA CD	3.15%	3.20%	28 Months - Special
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.20% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
60 Month Consumer Certificate of Deposit (CD) Account	0.50%	0.50%	60 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
60 Month IRA CD	0.50%	0.50%	60 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
48 Month Consumer Certificate of Deposit (CD) Account	0.40%	0.40%	48 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
48 Month IRA CD	0.40%	0.40%	48 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
36 Month Consumer Certificate of Deposit (CD) Account	0.35%	0.35%	36 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
36 Month IRA CD	0.35%	0.35%	36 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
24 Month Consumer Certificate of Deposit (CD) Account	0.25%	0.25%	24 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
24 Month IRA CD	0.25%	0.25%	24 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
18 Month Consumer Certificate of Deposit (CD) Account	0.20%	0.20%	18 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
18 Month IRA CD	0.20%	0.20%	18 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
12 Month Consumer Certificate of Deposit (CD) Account	0.15%	0.15%	12 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
12 Month IRA CD	0.15%	0.15%	12 Months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
3 Month Consumer Certificate of Deposit (CD) Account	0.10%	0.10%	3 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
3 Month IRA CD	0.10%	0.10%	3 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
6 Month Consumer Certificate of Deposit (CD) Account	0.10%	0.10%	6 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
6 Month IRA CD	0.10%	0.10%	6 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%

Windsor Federal S&L Business CD Rates

Product	Rate	APY	Term
60 Month Business Certificate of Deposit (CD) Account	0.50%	0.50%	60 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
48 Month Business Certificate of Deposit (CD) Account	0.40%	0.40%	48 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
36 Month Business Certificate of Deposit (CD) Account	0.35%	0.35%	36 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
24 Month Business Certificate of Deposit (CD) Account	0.25%	0.25%	24 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
18 Month Business Certificate of Deposit (CD) Account	0.20%	0.20%	18 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
12 Month Business Certificate of Deposit (CD) Account	0.15%	0.15%	12 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
3 Month Business Certificate of Deposit (CD) Account	0.10%	0.10%	3 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
6 Month Business Certificate of Deposit (CD) Account	0.10%	0.10%	6 Months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%

Windsor Federal S&L Savings Rates

Product	Rate	APY
Student Savings Account	5.00%	5.12%
Min Deposit $10 Min Balance $0 Details Balance: $0 to $1000 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 5.12% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Student Savings Account	0.25%	0.25%
Min Deposit $10 Min Balance $1,001 Details Balance: $1,001 and greater Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Holiday Savings Club	0.05%	0.05%
Min Deposit $10 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Statement Savings	0.05%	0.05%
Min Deposit $10 Min Balance $100 Details Balance: $100 and greater Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Health Savings Account (HSA)	0.02%	0.02%
Min Deposit $10 Min Balance $2,500 Details Balance: $2,500 to $4,999 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Health Savings Account (HSA)	0.02%	0.02%
Min Deposit $10 Min Balance $5,000 Details Balance: $5,000 and greater Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%

Windsor Federal S&L Business Money Market Rates

Product	Rate	APY
Business Relationship Money Market Account	2.50%	2.53%
Min Deposit $100 Min Balance $1,000,000 Details Balance: $1,000,000 - $999,999,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 2.53% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Business Relationship Money Market Account	2.00%	2.02%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 - $999,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 2.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.75%	0.75%
Min Deposit $10 Min Balance $1,000,000 Details Balance: $1,000,000 + Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.60%	0.60%
Min Deposit $10 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.50%	0.50%
Min Deposit $10 Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.30%	0.30%
Min Deposit $10 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Business Relationship Money Market Account	0.25%	0.25%
Min Deposit $100 Min Balance $100 Details Balance: $100.00 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.20%	0.20%
Min Deposit $10 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.10%	0.10%
Min Deposit $10 Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.05%	0.05%
Min Deposit $10 Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Personal and Business Money Market Account	0.05%	0.05%
Min Deposit $10 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%

Windsor Federal S&L Checking Rates

Product	Rate	APY
Performance Plus Checking Account	0.05%	0.05%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000 and greater Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Student Checking Account	0.05%	0.05%
Min Deposit $10 Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Student Checking Account	0.05%	0.05%
Min Deposit $10 Min Balance $10,000 Details Balance: $10,000 and greater Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Performance Plus Checking Account	0.03%	0.03%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Performance Plus Checking Account	0.02%	0.02%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $24,999 Last Updated 10/12/2026 Rate History No change since Sep 24, 2026 · 0.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Student Checking Account	0.02%	0.02%
Min Deposit $10 Min Balance $0 Details Balance: $0 - $499 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Student Checking Account	0.02%	0.02%
Min Deposit $10 Min Balance $500 Details Balance: $500 - $2,499 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%

Windsor Federal S&L Other Rates

Product	Rate	Points	APY/APR	Term
Equity Advantage Line of Credit	-	-	7.00%	25 Years
Details Term: 25 Years (10-Year Draw Period, 15-Year Repayment Period); Annual Percentage Rate (APR)* Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 28, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Partnership Plus Line of Credit	-	-	6.50%	25 Years
Details Term: 25 Years (10-Year Draw Period, 15-Year Repayment Period); Annual Percentage Rate (APR)6.500% Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25% Sep 28, 20266.50%▲ from 6.25% Sep 16, 20266.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%
Health Saving Account (HSA)	0.02%	-	0.02%
Min Deposit $10 Min Balance $0 Details Balance: $0 to $2,499 Last Updated 10/12/2026 Rate History No change since Sep 28, 2026 · 0.02% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.88%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Windsor Federal S&L’s Texas Ratio stayed near 9.09% in Q3 2023 to 8.88% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$895M	8.88%	5.0	A
March 31, 2026	$882M	5.98%	5.0	A+
December 31, 2025	$875M	6.11%	5.0	A
September 30, 2025	$853M	5.94%	5.0	A+
June 30, 2025	$841M	7.14%	5.0	A
March 31, 2025	$849M	7.67%	5.0	A
December 31, 2024	$824M	8.11%	5.0	A
September 30, 2024	$803M	8.21%	5.0	A
June 30, 2024	$796M	7.84%	5.0	A
March 31, 2024	$781M	8.19%	5.0	A
December 31, 2023	$778M	7.80%	5.0	A
September 30, 2023	$770M	9.09%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Windsor Federal S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Windsor Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Windsor Federal S&L's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Windsor Federal S&L

Bank Holding Company WINDSOR FEDERAL MHC

Address 270 Broad St, Windsor, CT 06095 · Capitol

Website https://www.windsorfederal.com

FDIC Certificate # 29632

Established 19350101

FDIC Insurance Date 19890809

Domestic Offices 11

Total Branches 11

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

8.88%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.2009%

Return on Equity (ROE) 2.2300%

Non-Performing Loans (NPL) 0.79%

Total Assets $895,437,000

Total Deposits $730,195,000

Equity Capital $79,680,000

Net Income $888,000

Headquarters Windsor

Total Branches and Offices 11

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Windsor Federal S&L earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Windsor Federal S&L

How many branches does Windsor Federal S&L operate?

Windsor Federal S&L currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Windsor Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Windsor Federal S&L provides members with tools to manage their accounts and build a solid financial history.

Does Windsor Federal S&L offer online and mobile banking?

Most modern institutions like Windsor Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.windsorfederal.com.

Current Windsor Federal S&L Rates

12-Month CD0.15%
18-Month CD0.20%
24-Month CD0.25%
36-Month CD0.35%
48-Month CD0.40%
60-Month CD0.50%
Savings5.12%
MMA2.53%

Retrieved from our database of financial products. Rates subject to change.

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Windsor Federal S&L Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Windsor Federal S&L Texas Ratio

Windsor Federal S&L Health Trend

Windsor Federal S&L CD Rates

Windsor Federal S&L Business CD Rates

Windsor Federal S&L Savings Rates

Windsor Federal S&L Business Money Market Rates

Windsor Federal S&L Checking Rates

Windsor Federal S&L Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

Windsor Federal S&L earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Windsor Federal S&L

How many branches does Windsor Federal S&L operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Windsor Federal S&L offer online and mobile banking?

Current Windsor Federal S&L Rates

Compare to Other Banks