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Bank of Greene County Rates & Review August 2026

Bank of Greene County's 5 years 5-Star CD rates are at 3.35%, 5 Year 5-STAR CD - Relationship CD rates are at 3.35%, 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT - Relationship CD rates are at 3.25%, 5-Months 5-Month CD rates are at 3.00%, 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT rates are at 3.00%. Bank of Greene County's savings rates are at 0.05%. Bank of Greene County's money market rates are at 0.01%. Bank of Greene County's 10/1 Adjustable Rate Mortgage rates are at 6.12%, 5/1 Adjustable Rate Mortgage rates are at 5.88%, 10/1 Adjustable Rate Mortgage rates are at 6.38%, 5/1 Adjustable Rate Mortgage rates are at 6.12%. Bank of Greene County's Personal Loan Rates are at 13.49%. MonitorBankRates evaluates the financial stability of Bank of Greene County with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.68%. Rates last updated and verified on 08/28/2026.

Bank of Greene County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Greene County? Share your experience about Bank of Greene County by leaving a review below, or read customer reviews before you decide to use Bank of Greene County.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.68%
Excellent Lower than avg
The Bank of Greene County
425 Main St
Catskill, NY 12414
https://www.thebankofgreenecounty.com
Member FDIC

Bank of Greene County CD Rates

Product Rate APY Term View More
5-Star CD - 3.35% 5 years
Min Deposit $1,000
Details Relationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit: $1,000.00 minimum to open account. $1,000.00 minimum to earn APY. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5-STAR CD - Relationship CD 3.25% 3.35% 5 Year
Details with active checking account*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT - Relationship CD 3.15% 3.25% 1 Year
Details with active checking account*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5 Month CD - 3.00% 5 months
Min Deposit $1,000
Details Relationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit: $1,000.00 minimum to open account. $1,000.00 minimum to earn APY. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2.92% 3.00% 1 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT - Relationship CD 2.92% 3.00% 5 Month
Details with active checking account*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5-STAR CD 2.77% 2.85% 5 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5-STAR CD 5 Year 2.77% 2.85% 5 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2.44% 2.50% 5 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
20 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 0.34% 0.35% 20 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2 1/2 Year 0.34% 0.35% 2 1/2 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2 Year 0.34% 0.35% 2 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 3 Year 0.34% 0.35% 3 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 4 Year 0.34% 0.35% 4 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
15 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 0.30% 0.30% 15 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 18 Month 0.30% 0.30% 18 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
6 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 0.25% 0.25% 6 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 7 Month 0.25% 0.25% 7 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 8 Month 0.25% 0.25% 8 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 9 Month 0.25% 0.25% 9 Month
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
3 Year TRIPLE PROTECTION CD 0.25% 0.25% 3 Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Savings Rates

Product Rate APY View More
e-BUSINESS SAVINGS 4.88% 5.00%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-SAVINGS 4.88% 5.00%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-Solution Business Savings - 5.00%
Details Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-Solution Personal Savings - 5.00%
Details Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
STUDENT e-NEXT GENERATION SAVINGS 4.88% 5.00%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-Holiday Savings Club 0.12% 0.12%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
HOLIDAY CLUB ACCOUNT 0.12% 0.12%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Passbook Savings Club 0.12% 0.12%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Statement Savings Club 0.12% 0.12%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Business MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Business Passbook Savings 0.10% 0.10%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Business Statement Savings 0.10% 0.10%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Passbook Savings 0.10% 0.10%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
STATEMENT & PASSBOOK SAVINGS 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Statement Savings 0.10% 0.10%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Business MORE YIELD SAVINGS 0.05% 0.05%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-BUSINESS SAVINGS 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-SAVINGS 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
MORE YIELD SAVINGS 0.05% 0.05%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
STUDENT e-NEXT GENERATION SAVINGS 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Money Market Rates

Product Rate APY View More
Business Money Market Accounts 0.11% 0.11%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Money Market Accounts 0.11% 0.11%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Business Money Market Accounts 0.05% 0.05%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Money Market Accounts 0.05% 0.05%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Business Money Market Accounts 0.01% 0.01%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Money Market Accounts 0.01% 0.01%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Checking Rates

Product Rate APY View More
e-Lightning Checking - 5.00%
Min Balance $500
Details Qualifications Required: Direct deposit required
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-Solution Business Checking - 5.00%
Details Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
e-Solution Personal Checking - 5.00%
Details Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
FREE e-BUSINESS CHECKING ACCOUNT 4.89% 5.00%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
FREE e-CHECKING ACCOUNT 4.89% 5.00%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
PREMIERE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
ULTIMATE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
NIFTY-FIFTY CHECKING ACCOUNT 0.10% 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
FREE e-BUSINESS CHECKING ACCOUNT 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
FREE e-CHECKING ACCOUNT 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
PREMIERE CHECKING ACCOUNT 0.05% 0.05%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
ULTIMATE CHECKING ACCOUNT 0.05% 0.05%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
PREMIERE CHECKING ACCOUNT 0.01% 0.01%
Min Balance $1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Mortgage Rates

Product Rate Points APR Term View More
10/1 Adjustable Rate Mortgage 6.13% 0.00% 6.63% 10/1
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.125%; Margin: 2.75%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5/1 Adjustable Rate Mortgage 5.88% 0.00% 6.71% 5/1
Details Cap Per Adj: 1.50%; Lifetime Cap: 11.875%; Margin: 2.75%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
10/1 Adjustable Rate Mortgage 6.38% 0.00% 6.89% 10/1
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.375%; Margin: 3.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
5/1 Adjustable Rate Mortgage 6.13% 0.00% 6.97% 5/1
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.125%; Margin: 3.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Home Equity & HELOC

Product Rate Points APR Term View More
Faster-Finish Fixed Home Equity Loan - - 5.99% 10-year fixed
Details Promotional rate and offer Rate are effective as of 6/17/26. Promotional rate on your loan is offered on the condition that you maintain a checking account so that the payment is deducted. Auto debit is required for promotional rate. No other discounts apply. To qualify for this option, loan must result in a first-lien position or the existing mortgage on the subject property must be with the Bank of Greene County. Mandatory NYS mortgage tax required. Minimum loan amount is $10,000. Maximum loan to value of 80%, appraisal required. Rate applies to 1-and 2-family homes, owner occupied. Other rates and terms are available. Payments are $11.10 per thousand for 120 monthly payments. Payments do not include taxes and insurance which will increase payment obligation. Title insurance may be required; premium to be paid by borrower. Subject to credit approval. Rates and terms are subject to change without notice. Second-lien home equity loans and home equity lines also available; call for rates and terms.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 5.99% - 5.99% 10-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 10-year term 5.99% - 5.99% 10-year term
Details Rate: *5.990%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 5.99% - 6.01% 5-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 5-year term 5.99% - 6.01% 5-year term
Details Rate: *5.990%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 6.24% - 6.24% 10-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 10-year term 6.24% - 6.24% 10-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 6.24% - 6.26% 5-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 5-year term 6.24% - 6.26% 5-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 6.75% - 6.76% 15-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 15-year term 6.75% - 6.76% 15-year term
Details Rate: *6.750%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 7.00% - 7.01% 15-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 15-year term 7.00% - 7.01% 15-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 8.25% - 9.23% 10-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 7.50% - 9.25% 5-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 8.75% - 9.47% 15-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 8.50% - 9.49% 5-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 7.75% - 9.52% 5-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Home Equity Loans - Fixed Rate 9.00% - 9.73% 15-year term
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Auto Loan Rates

Product Rate Points APR Term View More
New Auto 5.99% - 5.99% 12-66 Months
Details New Auto - Year 2025-2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
New Auto - Year 2025-2026 12-66 Months 5.99% - 5.99% 66 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
New Auto 6.49% - 6.49% 12-66 Months
Details New Auto - Year 2025-2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
New Auto - Year 2025-2026 12-66 Months 6.49% - 6.49% 66 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Used Auto 6.50% - 6.50% 12-60 Months
Details Used Auto - 2017-2026: Maximum term 60 months
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Used Auto - 2017-2026: Maximum term 60 months 12-60 Months 6.50% - 6.50% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Used Auto 7.00% - 7.00% 12-60 Months
Details Used Auto - 2017-2026: Maximum term 60 months
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Used Auto - 2017-2026: Maximum term 60 months 12-60 Months 7.00% - 7.00% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Bank of Greene County Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loan 13.49% 13.49%
Details 13.99%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%
Unsecured Personal Loan 13.99% 13.99%
Details 13.49%*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.68%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Greene County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Greene County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Greene County's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Greene County
Bank Holding Company GREENE COUNTY BCORP MHC
Address 425 Main St, Catskill, NY 12414  ·  Greene
FDIC Certificate # 21591
Established 05/18/1974
FDIC Insurance Date 08/09/1989
Domestic Offices 19
Total Branches 19
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.68%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0830%
Return on Equity (ROE) 13.9600%
Non-Performing Loans (NPL) 0.17%
Total Assets $3,147,210,000
Total Deposits $2,650,733,000
Equity Capital $280,273,000
Net Income $38,600,000
Headquarters Catskill
Total Branches and Offices 19
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Bank of Greene County

How many branches does Bank of Greene County operate?

Bank of Greene County currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Greene County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Greene County provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Greene County offer online and mobile banking?

Most modern institutions like Bank of Greene County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofgreenecounty.com.

Current Bank of Greene County Rates

  • 12-Month CD3.25%
  • 18-Month CD0.30%
  • 24-Month CD0.35%
  • 36-Month CD0.25%
  • 48-Month CD0.35%
  • 60-Month CD3.35%
  • Savings0.05%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.