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iAdvertiser Disclosure
Bank of Greene County Rates & Review August 2026
Content reviewed by
Brian McKay
|
iEditorial Disclosure
|
✓Fact Checked
|
Rates Last Updated and Verified: August 28, 2026
Bank of Greene County's 5 years 5-Star CD rates are at 3.35%, 5 Year 5-STAR CD - Relationship CD rates are at 3.35%, 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT - Relationship CD rates are at 3.25%, 5-Months 5-Month CD rates are at 3.00%, 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT rates are at 3.00%. Bank of Greene County's savings rates are at 0.05%. Bank of Greene County's money market rates are at 0.01%. Bank of Greene County's 10/1 Adjustable Rate Mortgage rates are at 6.12%, 5/1 Adjustable Rate Mortgage rates are at 5.88%, 10/1 Adjustable Rate Mortgage rates are at 6.38%, 5/1 Adjustable Rate Mortgage rates are at 6.12%. Bank of Greene County's Personal Loan Rates are at 13.49%. MonitorBankRates evaluates the financial stability of Bank of Greene County with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.68%. Rates last updated and verified on 08/28/2026.
Bank of Greene County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Greene County? Share your experience about Bank of Greene County by leaving a review below, or read customer reviews before you decide to use Bank of Greene County.
Overall Health & Safety Grade
?
A+
Exceptional Health
Score: 99/100
MonitorBankRates Rating
?
5.0
Exceptional
Out of 5.0 Stars
Texas Ratio
?
2.68%
Excellent
Lower than avg
| Product |
Rate |
APY |
Term |
View More |
| 5-Star CD |
- |
3.35%
|
5 years |
|
Min Deposit
$1,000
Details
Relationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit: $1,000.00 minimum to open account. $1,000.00 minimum to earn APY. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings.
Last Updated
08/28/2026
|
| 5-STAR CD - Relationship CD |
3.25% |
3.35%
|
5 Year |
|
Details
with active checking account*
Last Updated
08/28/2026
|
| 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT - Relationship CD |
3.15% |
3.25%
|
1 Year |
|
Details
with active checking account*
Last Updated
08/28/2026
|
| 5 Month CD |
- |
3.00%
|
5 months |
|
Min Deposit
$1,000
Details
Relationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit: $1,000.00 minimum to open account. $1,000.00 minimum to earn APY. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings.
Last Updated
08/28/2026
|
| 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT |
2.92% |
3.00%
|
1 Year |
|
No additional details.
Last Updated
08/28/2026
|
| 5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT - Relationship CD |
2.92% |
3.00%
|
5 Month |
|
Details
with active checking account*
Last Updated
08/28/2026
|
| 5-STAR CD |
2.77% |
2.85%
|
5 Year |
|
No additional details.
Last Updated
08/28/2026
|
| 5-STAR CD 5 Year |
2.77% |
2.85%
|
5 Year |
|
No additional details.
Last Updated
08/28/2026
|
| 5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT |
2.44% |
2.50%
|
5 Month |
|
No additional details.
Last Updated
08/28/2026
|
| 20 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT |
0.34% |
0.35%
|
20 Month |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2 1/2 Year |
0.34% |
0.35%
|
2 1/2 Year |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2 Year |
0.34% |
0.35%
|
2 Year |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 3 Year |
0.34% |
0.35%
|
3 Year |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 4 Year |
0.34% |
0.35%
|
4 Year |
|
No additional details.
Last Updated
08/28/2026
|
| 15 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT |
0.30% |
0.30%
|
15 Month |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 18 Month |
0.30% |
0.30%
|
18 Month |
|
No additional details.
Last Updated
08/28/2026
|
| 6 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT |
0.25% |
0.25%
|
6 Month |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 7 Month |
0.25% |
0.25%
|
7 Month |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 8 Month |
0.25% |
0.25%
|
8 Month |
|
No additional details.
Last Updated
08/28/2026
|
| CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 9 Month |
0.25% |
0.25%
|
9 Month |
|
No additional details.
Last Updated
08/28/2026
|
| 3 Year TRIPLE PROTECTION CD |
0.25% |
0.25%
|
3 Year |
|
No additional details.
Last Updated
08/28/2026
|
| Product |
Rate |
APY |
View More |
| e-BUSINESS SAVINGS |
4.88% |
5.00%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| e-SAVINGS |
4.88% |
5.00%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| e-Solution Business Savings |
- |
5.00%
|
|
Details
Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated
08/28/2026
|
| e-Solution Personal Savings |
- |
5.00%
|
|
Details
Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated
08/28/2026
|
| STUDENT e-NEXT GENERATION SAVINGS |
4.88% |
5.00%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| e-Holiday Savings Club |
0.12% |
0.12%
|
|
No additional details.
Last Updated
08/28/2026
|
| HOLIDAY CLUB ACCOUNT |
0.12% |
0.12%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| Passbook Savings Club |
0.12% |
0.12%
|
|
No additional details.
Last Updated
08/28/2026
|
| Statement Savings Club |
0.12% |
0.12%
|
|
No additional details.
Last Updated
08/28/2026
|
| Business MORE YIELD SAVINGS |
0.11% |
0.11%
|
|
Min Balance
$25,000
Last Updated
08/28/2026
|
| MORE YIELD SAVINGS |
0.11% |
0.11%
|
|
Min Balance
$25,000
Last Updated
08/28/2026
|
| RISK FREE IRA SAVINGS |
0.11% |
0.11%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| Business Passbook Savings |
0.10% |
0.10%
|
|
No additional details.
Last Updated
08/28/2026
|
| Business Statement Savings |
0.10% |
0.10%
|
|
No additional details.
Last Updated
08/28/2026
|
| Passbook Savings |
0.10% |
0.10%
|
|
No additional details.
Last Updated
08/28/2026
|
| STATEMENT & PASSBOOK SAVINGS |
0.10% |
0.10%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| Statement Savings |
0.10% |
0.10%
|
|
No additional details.
Last Updated
08/28/2026
|
| Business MORE YIELD SAVINGS |
0.05% |
0.05%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| e-BUSINESS SAVINGS |
0.05% |
0.05%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| e-SAVINGS |
0.05% |
0.05%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| MORE YIELD SAVINGS |
0.05% |
0.05%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| STUDENT e-NEXT GENERATION SAVINGS |
0.05% |
0.05%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| Product |
Rate |
APY |
View More |
| Business Money Market Accounts |
0.11% |
0.11%
|
|
Min Balance
$50,000
Last Updated
08/28/2026
|
| Money Market Accounts |
0.11% |
0.11%
|
|
Min Balance
$50,000
Last Updated
08/28/2026
|
| Business Money Market Accounts |
0.05% |
0.05%
|
|
Min Balance
$25,000
Last Updated
08/28/2026
|
| Money Market Accounts |
0.05% |
0.05%
|
|
Min Balance
$25,000
Last Updated
08/28/2026
|
| Business Money Market Accounts |
0.01% |
0.01%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| Money Market Accounts |
0.01% |
0.01%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| Product |
Rate |
APY |
View More |
| e-Lightning Checking |
- |
5.00%
|
|
Min Balance
$500
Details
Qualifications Required: Direct deposit required
Last Updated
08/28/2026
|
| e-Solution Business Checking |
- |
5.00%
|
|
Details
Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated
08/28/2026
|
| e-Solution Personal Checking |
- |
5.00%
|
|
Details
Balance for APY is blended and may range from 0.05% to 5.00%. Balance of $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value.
Last Updated
08/28/2026
|
| FREE e-BUSINESS CHECKING ACCOUNT |
4.89% |
5.00%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| FREE e-CHECKING ACCOUNT |
4.89% |
5.00%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| PREMIERE CHECKING ACCOUNT |
0.11% |
0.11%
|
|
Min Balance
$25,000
Last Updated
08/28/2026
|
| ULTIMATE CHECKING ACCOUNT |
0.11% |
0.11%
|
|
Min Balance
$25,000
Last Updated
08/28/2026
|
| NIFTY-FIFTY CHECKING ACCOUNT |
0.10% |
0.10%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| FREE e-BUSINESS CHECKING ACCOUNT |
0.05% |
0.05%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| FREE e-CHECKING ACCOUNT |
0.05% |
0.05%
|
|
Min Balance
$0
Last Updated
08/28/2026
|
| PREMIERE CHECKING ACCOUNT |
0.05% |
0.05%
|
|
Min Balance
$10,000
Last Updated
08/28/2026
|
| ULTIMATE CHECKING ACCOUNT |
0.05% |
0.05%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| PREMIERE CHECKING ACCOUNT |
0.01% |
0.01%
|
|
Min Balance
$1
Last Updated
08/28/2026
|
| Product |
Rate |
Points |
APR |
Term |
View More |
| 10/1 Adjustable Rate Mortgage |
6.13% |
0.00% |
6.63%
|
10/1 |
|
Details
Cap Per Adj: 1.50%; Lifetime Cap: 12.125%; Margin: 2.75%
Last Updated
08/28/2026
|
| 5/1 Adjustable Rate Mortgage |
5.88% |
0.00% |
6.71%
|
5/1 |
|
Details
Cap Per Adj: 1.50%; Lifetime Cap: 11.875%; Margin: 2.75%
Last Updated
08/28/2026
|
| 10/1 Adjustable Rate Mortgage |
6.38% |
0.00% |
6.89%
|
10/1 |
|
Details
Cap Per Adj: 1.50%; Lifetime Cap: 12.375%; Margin: 3.00%
Last Updated
08/28/2026
|
| 5/1 Adjustable Rate Mortgage |
6.13% |
0.00% |
6.97%
|
5/1 |
|
Details
Cap Per Adj: 1.50%; Lifetime Cap: 12.125%; Margin: 3.00%
Last Updated
08/28/2026
|
| Product |
Rate |
Points |
APR |
Term |
View More |
| Faster-Finish Fixed Home Equity Loan |
- |
- |
5.99%
|
10-year fixed |
|
Details
Promotional rate and offer Rate are effective as of 6/17/26. Promotional rate on your loan is offered on the condition that you maintain a checking account so that the payment is deducted. Auto debit is required for promotional rate. No other discounts apply. To qualify for this option, loan must result in a first-lien position or the existing mortgage on the subject property must be with the Bank of Greene County. Mandatory NYS mortgage tax required. Minimum loan amount is $10,000. Maximum loan to value of 80%, appraisal required. Rate applies to 1-and 2-family homes, owner occupied. Other rates and terms are available. Payments are $11.10 per thousand for 120 monthly payments. Payments do not include taxes and insurance which will increase payment obligation. Title insurance may be required; premium to be paid by borrower. Subject to credit approval. Rates and terms are subject to change without notice. Second-lien home equity loans and home equity lines also available; call for rates and terms.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
5.99% |
- |
5.99%
|
10-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate 10-year term |
5.99% |
- |
5.99%
|
10-year term |
|
Details
Rate: *5.990%
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
5.99% |
- |
6.01%
|
5-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate 5-year term |
5.99% |
- |
6.01%
|
5-year term |
|
Details
Rate: *5.990%
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
6.24% |
- |
6.24%
|
10-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate 10-year term |
6.24% |
- |
6.24%
|
10-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
6.24% |
- |
6.26%
|
5-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate 5-year term |
6.24% |
- |
6.26%
|
5-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
6.75% |
- |
6.76%
|
15-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate 15-year term |
6.75% |
- |
6.76%
|
15-year term |
|
Details
Rate: *6.750%
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
7.00% |
- |
7.01%
|
15-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate 15-year term |
7.00% |
- |
7.01%
|
15-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
8.25% |
- |
9.23%
|
10-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
7.50% |
- |
9.25%
|
5-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
8.75% |
- |
9.47%
|
15-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
8.50% |
- |
9.49%
|
5-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
7.75% |
- |
9.52%
|
5-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Home Equity Loans - Fixed Rate |
9.00% |
- |
9.73%
|
15-year term |
|
No additional details.
Last Updated
08/28/2026
|
| Product |
Rate |
Points |
APR |
Term |
View More |
| New Auto |
5.99% |
- |
5.99%
|
12-66 Months |
|
Details
New Auto - Year 2025-2026
Last Updated
08/28/2026
|
| New Auto - Year 2025-2026 12-66 Months |
5.99% |
- |
5.99%
|
66 Months |
|
No additional details.
Last Updated
08/28/2026
|
| New Auto |
6.49% |
- |
6.49%
|
12-66 Months |
|
Details
New Auto - Year 2025-2026
Last Updated
08/28/2026
|
| New Auto - Year 2025-2026 12-66 Months |
6.49% |
- |
6.49%
|
66 Months |
|
No additional details.
Last Updated
08/28/2026
|
| Used Auto |
6.50% |
- |
6.50%
|
12-60 Months |
|
Details
Used Auto - 2017-2026: Maximum term 60 months
Last Updated
08/28/2026
|
| Used Auto - 2017-2026: Maximum term 60 months 12-60 Months |
6.50% |
- |
6.50%
|
60 Months |
|
No additional details.
Last Updated
08/28/2026
|
| Used Auto |
7.00% |
- |
7.00%
|
12-60 Months |
|
Details
Used Auto - 2017-2026: Maximum term 60 months
Last Updated
08/28/2026
|
| Used Auto - 2017-2026: Maximum term 60 months 12-60 Months |
7.00% |
- |
7.00%
|
60 Months |
|
No additional details.
Last Updated
08/28/2026
|
| Product |
Rate |
APR |
View More |
| Unsecured Personal Loan |
13.49% |
13.49%
|
|
Details
13.99%
Last Updated
08/28/2026
|
| Unsecured Personal Loan |
13.99% |
13.99%
|
|
Details
13.49%*
Last Updated
08/28/2026
|
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Bank of Greene County is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Bank of Greene County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of Greene County's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank of Greene County
Bank Holding Company
GREENE COUNTY BCORP MHC
Address
425 Main St,
Catskill, NY 12414 · Greene
FDIC Certificate #
21591
Established
05/18/1974
FDIC Insurance Date
08/09/1989
Domestic Offices
19
Total Branches
19
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & Assets
A+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.68%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.0830%
Return on Equity (ROE)
13.9600%
Non-Performing Loans (NPL)
0.17%
Total Assets
$3,147,210,000
Total Deposits
$2,650,733,000
Equity Capital
$280,273,000
Net Income
$38,600,000
Headquarters
Catskill
Total Branches and Offices
19
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Bank of Greene County
How many branches does Bank of Greene County operate?
Bank of Greene County currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Bank of Greene County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Bank of Greene County provides members with tools to manage their accounts and build a solid financial history.
Does Bank of Greene County offer online and mobile banking?
Most modern institutions like Bank of Greene County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofgreenecounty.com.
Current Bank of Greene County Rates
- 12-Month CD3.25%
- 18-Month CD0.30%
- 24-Month CD0.35%
- 36-Month CD0.25%
- 48-Month CD0.35%
- 60-Month CD3.35%
- Savings0.05%
- MMA0.01%
Retrieved from our database of financial products. Rates subject to change.
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