What are the current interest rates at Bank of Greene County?

Current rates for Bank of Greene County include: 12-Month CD: 3.00%, 18-Month CD: 0.30%, 24-Month CD: 0.35%, 36-Month CD: 0.25%, 48-Month CD: 0.35%, 60-Month CD: 3.50%, Savings: 5.00%, MMA: 0.11%

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Bank of Greene County

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Bank of Greene County Rates & Review October 2026

Q: How many branches does Bank of Greene County operate?

Bank of Greene County currently maintains approximately 20 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Greene County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Greene County provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Bank of Greene County's top rates as of October 7, 2026 are 4.00% APY on its 5 Year 5-STAR CD, 5.00% APY on savings, 0.11% APY on money market accounts, 5.00% APY on checking, 6.50% on its 5/1 ARM mortgage, and personal loans from 13.49% APR, according to rates verified by MonitorBankRates. Other Bank of Greene County CD rates include 5 Year 5-STAR CD at 3.50%, 1 Year CD at 3.40%, and 1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT at 3.40%. Other Bank of Greene County mortgage rates include 10/1 ARM at 7.125%, 5/1 ARM at 6.75%, and 10/1 ARM at 7.375%. MonitorBankRates evaluates the financial stability of Bank of Greene County with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.35%. Rates last updated and verified on 10/07/2026.

Bank of Greene County money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Greene County? Share your experience about Bank of Greene County by leaving a review below, or read customer reviews before you decide to use Bank of Greene County.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.35%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

The Bank of Greene County

425 Main St
Catskill, NY 12414

https://www.thebankofgreenecounty.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Bank of Greene County CD Rates

Product	Rate	APY	Term
5 Year 5-STAR CD	3.87%	4.00%	5 Year
Details Relationship CD-with active checking account* Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 7, 20264.00%▲ from 3.50% Sep 19, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Year 5-STAR CD	3.39%	3.50%	5 Year
No additional details. Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00% Oct 2, 20263.50%▲ from 3.00% Sep 19, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1 Year CD	-	3.40%	1 Year
Min Deposit $1,000 Min Balance $1,000 Details Relationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings. Last Updated 10/07/2026 Rate History 2 changes since Sep 19, 2026 · 3.25% → 3.40% ▲ 0.15 pts · high 3.40% / low 3.25% Oct 2, 20263.40%▲ from 3.35% Sep 24, 20263.35%▲ from 3.25% Sep 19, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	3.30%	3.40%	1 Year
Details Relationship CD-with active checking account* Last Updated 10/07/2026 Rate History 1 change since Sep 19, 2026 · 3.00% → 3.40% ▲ 0.40 pts · high 3.40% / low 3.00% Oct 7, 20263.40%▲ from 3.00% Sep 19, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Month CD	-	3.10%	5 Month
Min Deposit $1,000 Min Balance $1,000 Details Relationship Certificates must be accompanied by an active checking account. An active account is one that completes 3 or more transactions per month. Certificates of Deposit may impose penalty for early withdrawal. Any fees charged could reduce earnings. Last Updated 10/07/2026 Rate History 2 changes since Sep 19, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00% Oct 2, 20263.10%▲ from 3.05% Sep 24, 20263.05%▲ from 3.00% Sep 19, 20263.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	3.01%	3.10%	5 Month
Details Relationship CD-with active checking account* Last Updated 10/07/2026 Rate History 3 changes since Sep 19, 2026 · 2.50% → 3.10% ▲ 0.60 pts · high 3.10% / low 2.50% Oct 7, 20263.10%▲ from 2.60% Oct 2, 20262.60%▲ from 2.55% Sep 24, 20262.55%▲ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
1 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	2.92%	3.00%	1 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	2.53%	2.60%	5 Month
No additional details. Last Updated 10/07/2026 Rate History 2 changes since Sep 19, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50% Oct 2, 20262.60%▲ from 2.55% Sep 24, 20262.55%▲ from 2.50% Sep 19, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.34%	0.35%	2 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
20 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.34%	0.35%	20 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.34%	0.35%	3 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
4 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.34%	0.35%	4 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
2 1/2 Year CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.34%	0.35%	2 1/2 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
15 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.30%	0.30%	15 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
18 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.30%	0.30%	18 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
3 Year TRIPLE PROTECTION CD	0.25%	0.25%	3 Year
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
6 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.25%	0.25%	6 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
7 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.25%	0.25%	7 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
8 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.25%	0.25%	8 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
9 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT	0.25%	0.25%	9 Month
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Savings Rates

Product	Rate	APY
e-SAVINGS	4.88%	5.00%
Min Balance $1 Details Balance: $1 - $500 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-Solution e-Savings	-	5.00%
Min Balance $1 Details Balance: $1 - $500; Balance for APY is blended and may range from 0.05% to 5.00%. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
STUDENT e-NEXT GENERATION SAVINGS	4.88%	5.00%
Min Balance $1 Details Balance: $1 - $100 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 5.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-Holiday Savings Club	0.12%	0.12%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.12% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Passbook Savings Club	0.12%	0.12%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.12% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Statement Savings Club	0.12%	0.12%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.12% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
RISK FREE IRA SAVINGS	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Passbook Savings	0.10%	0.10%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Statement Savings	0.10%	0.10%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-SAVINGS	0.05%	0.05%
Min Balance $500 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
MORE YIELD SAVINGS	0.05%	0.05%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
STUDENT e-NEXT GENERATION SAVINGS	0.05%	0.05%
Min Balance $100 Details Published APY range: 0.05% to 4.99%. Balance: over $100 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Business Savings Rates

Product	Rate	APY
e-BUSINESS SAVINGS	4.88%	5.00%
Min Balance $1 Details Balance: $1 - $500 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-Solution e-Business Savings	-	5.00%
Min Balance $1 Details Balance: $1 - $500; Balance for APY is blended and may range from 0.05% to 5.00%. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business MORE YIELD SAVINGS	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Passbook Savings	0.10%	0.10%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Statement Savings	0.10%	0.10%
No additional details. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business MORE YIELD SAVINGS	0.05%	0.05%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-BUSINESS SAVINGS	0.05%	0.05%
Min Balance $500 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Money Market Rates

Product	Rate	APY
Money Market Accounts	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - $999,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.11%	0.11%
Min Balance $1,000,000 Details Balance: $1,000,000 - $1,999,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.11%	0.11%
Min Balance $2,000,000 Details Balance: $2,000,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Money Market Accounts	0.01%	0.01%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Business Money Market Rates

Product	Rate	APY
Business Money Market Accounts	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.11%	0.11%
Min Balance $100,000 Details Balance: $100,000 - $499,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.11%	0.11%
Min Balance $500,000 Details Balance: $500,000 - $999,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.11%	0.11%
Min Balance $1,000,000 Details Balance: $1,000,000 - $1,999,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.11%	0.11%
Min Balance $2,000,000 Details Balance: $2,000,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Business Money Market Accounts	0.01%	0.01%
Min Balance $1 Details Balance: $1 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Checking Rates

Product	Rate	APY
e-Lightning Checking	-	5.00%
Min Balance $1 Details Direct deposit required to receive $300 Greene Rewards bonus. Direct deposit transaction includes payroll and must begin within the first 90 days of account opening to receive the bonus offer. $25 in Greene Rewards points will be awarded to your enrolled Bank of Greene Visa Debit Card for 12 months as long as direct deposit continues. Balances over $500 earns a blended rate of 4.99% to 0.05%. Fees may reduce earnings. Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
e-Solution e-Checking	-	5.00%
Min Balance $1 Details Balance: $1 - $500; Balance for APY is blended and may range from 0.05% to 5.00%. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-CHECKING ACCOUNT	4.89%	5.00%
Min Balance $1 Details Balance: $1 - $500 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $25,000 Details $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $50,000 Details $50,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $25,000 Details $25,000 - $49,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $50,000 Details $50,000 - $99,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $100,000 Details $100,000 - $499,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.11%	0.11%
Min Balance $500,000 Details $500,000 - higher Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.11% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
NIFTY-FIFTY CHECKING ACCOUNT	0.10%	0.10%
Details Nifty Fifty Club Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-CHECKING ACCOUNT	0.05%	0.05%
Min Balance $500 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.05%	0.05%
Min Balance $10,000 Details $10,000 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
ULTIMATE CHECKING ACCOUNT	0.05%	0.05%
Min Balance $1 Details $1 - $24,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
PREMIERE CHECKING ACCOUNT	0.01%	0.01%
Min Balance $1 Details $1 - $9,999 Last Updated 10/07/2026 Rate History No change since Sep 27, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Business Checking Rates

Product	Rate	APY
e-Solution e-Business Checking	-	5.00%
Min Balance $1 Details Balance: $1 - $500; Balance for APY is blended and may range from 0.05% to 5.00%. Fees may reduce earnings. Gift is awarded when account is opened. We reserve the right to substitute a gift of similar value. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-BUSINESS CHECKING ACCOUNT	4.89%	5.00%
Min Balance $1 Details Balance: $1-$500 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 5.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
FREE e-BUSINESS CHECKING ACCOUNT	0.05%	0.05%
Min Balance $500 Details Published APY range: 0.05% to 4.99%. Balance: over $500 Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Mortgage Rates

Product	Rate	Points	APR	Term
5/1 ARM	6.50%	0.00%	7.189%	5/1
Details Initial Rate: *6.500%; Cap Per Adj: 1.50%; Lifetime Cap: 12.500%; Margin: 2.75% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
10/1 ARM	7.125%	0.00%	7.336%	10/1
Details Initial Rate: *7.125%; Cap Per Adj: 1.50%; Lifetime Cap: 13.125%; Margin: 2.75% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
5/1 ARM	6.75%	0.00%	7.445%	5/1
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.750%; Margin: 3.00% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.45% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
10/1 ARM	7.375%	0.00%	7.591%	10/1
Details Cap Per Adj: 1.50%; Lifetime Cap: 13.375%; Margin: 3.00% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	6.49%	-	6.502%	10-year
Details Rate: *6.490% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan	6.49%	-	6.513%	5-year
Details Rate: *6.490% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.51% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan	6.74%	-	6.752%	10-year
Details Rate: 6.740% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan	6.74%	-	6.763%	5-year
Details Rate: 6.740% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.76% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan	7.24%	-	7.249%	15-year
Details Rate: *7.240% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Home Equity Loan	7.49%	-	7.499%	15-year
Details Rate: 7.490% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto	5.99%	-	5.99%	12-66 Months
Details Rate: 6.49%; APR: 6.49% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
New Auto	6.49%	-	6.49%	12-66 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Used Auto	6.50%	-	6.50%	12-60 Months
Details Rate: 7.00%; APR: 7.00% Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 6.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Used Auto	7.00%	-	7.00%	12-60 Months
No additional details. Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Personal Loan Rates

Product	APR	Term	View More
Unsecured Loan	13.49%	12-60 Months
Details 13.99% APR; 13.99% Rate Last Updated 10/07/2026 Rate History No change since Sep 15, 2026 · 13.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Bank of Greene County Other Rates

Product	Rate	Points	APY/APR	Term
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 10/1	7.125%	0.00%	7.336%
Details Initial Rate: 7.125%; Cap Per Adj: 1.50%; Lifetime Cap: 13.125%; Margin: 2.75% Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 7.03% → 7.34% ▲ 0.30 pts · high 7.34% / low 7.03% Oct 7, 20267.34%▲ from 7.03%* Sep 15, 20267.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 10/1	7.375%	0.00%	7.591%
Details Cap Per Adj: 1.50%; Lifetime Cap: 13.375%; Margin: 3.00% Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 7.03% → 7.59% ▲ 0.56 pts · high 7.59% / low 7.03% Oct 7, 20267.59%▲ from 7.03% Sep 15, 20267.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 5/1	6.50%	0.00%	7.189%
Details Initial Rate: 6.500%; Cap Per Adj: 1.50%; Lifetime Cap: 12.500%; Margin: 2.75% Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.97% → 7.19% ▲ 0.22 pts · high 7.19% / low 6.97% Oct 7, 20267.19%▲ from 6.97%* Sep 15, 20266.97%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Adjustable Rate Mortgages: New & Existing 1 & 2 Family, Owner-Occupied Homes - 5/1	6.75%	0.00%	7.445%
Details Cap Per Adj: 1.50%; Lifetime Cap: 12.750%; Margin: 3.00% Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.97% → 7.45% ▲ 0.48 pts · high 7.45% / low 6.97% Oct 7, 20267.45%▲ from 6.97% Sep 15, 20266.97%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 15 Year Term	6.50%	0.00%	6.754%	15 Year
Last Updated 10/07/2026 Rate History 1 change since Sep 15, 2026 · 6.56% → 6.75% ▲ 0.19 pts · high 6.75% / low 6.56% Sep 24, 20266.75%▲ from 6.56% Sep 15, 20266.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 15 Year Term	6.75%	0.00%	7.01%	15 Year
Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 6.56% → 7.01% ▲ 0.45 pts · high 7.01% / low 6.56% Oct 7, 20267.01%▲ from 6.75% Sep 24, 20266.75%▲ from 6.56% Sep 15, 20266.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 20 Year Term	7.25%	0.00%	7.469%	20 Year
Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 7.02% → 7.47% ▲ 0.45 pts · high 7.47% / low 7.02% Oct 7, 20267.47%▲ from 7.21% Sep 24, 20267.21%▲ from 7.02% Sep 15, 20267.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Fixed Rate Mortgage Loans: New & Existing 1 & 2 Family, Owner-Occupied Homes - 20 Year Term	7.50%	0.00%	7.723%	20 Year
Last Updated 10/07/2026 Rate History 2 changes since Sep 15, 2026 · 7.02% → 7.72% ▲ 0.70 pts · high 7.72% / low 7.02% Oct 7, 20267.72%▲ from 7.21% Sep 24, 20267.21%▲ from 7.02% Sep 15, 20267.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
GreenEquity Line of Credit: (1-2) family owner occupied	6.50%	-	7.00%
Details First Lien Position* - Fixed Rate: 6.50% during the first 60 months of the draw period with auto-debit from a Bank of Greene checking account. Standard Rate is 6.75% Program applies to loan amounts $20,000-$832,750. Annual Percentage Rate (APR) is Prime after first 60 months of the draw period, current prime rate: 7.00%. Auto-debit rate is Prime -.25%. Loan amounts greater than $832,750, Fixed Rate: 7.00% during the first 60 months of the draw period with auto-debit from a Bank of Greene checking account, Standard rate is 7.25%. Annual Percentage Rate (APR) is Prime +.50% after draw period, current rate: 7.50% and Auto-debit rate is Prime +.25% for loans of $832,750 or greater. Rates may adjust daily and are subject to change. Floor Rate: 6.25%, Ceiling: 25.00%. Maximum loan amount set at 80% of appraised value less first mortgage (if applicable) for loan amounts up to $832,750. Loan amounts greater than $832,750 maximum loan amount set at 75% of appraised value less first mortgage balance (if applicable). To qualify for interest rate under this option, the Subject Property must be unencumbered OR the existing first mortgage must be with Bank of Greene.* Last Updated 10/07/2026 Rate History 1 change since Oct 1, 2026 · 6.50% → 7.00% ▲ 0.50 pts · high 7.00% / low 6.50% Oct 7, 20267.00%▲ from 6.50% Oct 1, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Saratoga County Commercial Low-Interest Loan Program	-	-	5.85%	5-year fixed rate
Details Promotional rate and offer are effective 9/23/2026. Promotional rate on your loan is offered on the condition that you maintain a checking account so that the payment is deducted. Auto debit is required for promotional rate. No other discounts apply. Limited closing costs at account opening including mandatory NYS mortgage tax, appraisal fee and .25% origination fee. Maximum loan amount is $2,000,000. Internal refinances do not qualify. Maximum loan to value of 75%. After 5-year introductory period, rate resets to FHLB plus 2.50%. Rate applies to owner occupied properties. Other rates and terms are available. The transaction must result in a first lien mortgage. Subject to credit approval. Rates and terms are subject to change without notice. Property must be located in Saratoga County. Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 5.85% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loan	7.50%	-	9.253%	5-year
Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 9.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loan	7.75%	-	9.516%	5-year
Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 9.52% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loan	8.25%	-	9.225%	10-year
Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 9.23% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loan	8.50%	-	9.485%	10-year
Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 9.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loan	8.75%	-	9.473%	15-year
Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 9.47% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
Vacant Land Loan	9.00%	-	9.733%	15-year
Last Updated 10/07/2026 Rate History No change since Oct 7, 2026 · 9.73% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%
STUDENT PASSBOOK	0.10%	-	0.10%
Last Updated 10/07/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.35%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Bank of Greene County’s Texas Ratio fell from 2.68% in Q3 2023 to 1.35% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	1.35%	5.0	A+
March 31, 2026	$3.2B	1.06%	5.0	A+
December 31, 2025	$3.1B	1.17%	5.0	A+
September 30, 2025	$3.1B	1.33%	5.0	A+
June 30, 2025	$3.0B	1.19%	5.0	A+
March 31, 2025	$3.0B	1.12%	5.0	A+
December 31, 2024	$3.0B	1.62%	5.0	A+
September 30, 2024	$2.9B	1.49%	5.0	A+
June 30, 2024	$2.8B	1.60%	5.0	A+
March 31, 2024	$2.9B	2.54%	5.0	A+
December 31, 2023	$2.7B	2.60%	5.0	A+
September 30, 2023	$2.7B	2.68%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Greene County is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Greene County rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Greene County's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Greene County

Bank Holding Company GREENE COUNTY BCORP MHC

Address 425 Main St, Catskill, NY 12414 · Greene

Website https://www.thebankofgreenecounty.com

FDIC Certificate # 21591

Established 19740518

FDIC Insurance Date 19890809

Domestic Offices 19

Total Branches 20

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.35%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4169%

Return on Equity (ROE) 15.5900%

Non-Performing Loans (NPL) 0.12%

Total Assets $3,184,349,000

Total Deposits $2,729,305,000

Equity Capital $292,956,000

Net Income $22,465,000

Headquarters Catskill

Total Branches and Offices 19

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Bank of Greene County earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Bank of Greene County

How many branches does Bank of Greene County operate?

Bank of Greene County currently maintains approximately 20 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Greene County does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Greene County provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Greene County offer online and mobile banking?

Most modern institutions like Bank of Greene County provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofgreenecounty.com.

Current Bank of Greene County Rates

12-Month CD3.00%
18-Month CD0.30%
24-Month CD0.35%
36-Month CD0.25%
48-Month CD0.35%
60-Month CD3.50%
Savings5.00%
MMA0.11%

Retrieved from our database of financial products. Rates subject to change.

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Bank of Greene County Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Bank of Greene County Texas Ratio

Bank of Greene County Health Trend

Bank of Greene County CD Rates

Bank of Greene County Savings Rates

Bank of Greene County Business Savings Rates

Bank of Greene County Money Market Rates

Bank of Greene County Business Money Market Rates

Bank of Greene County Checking Rates

Bank of Greene County Business Checking Rates

Bank of Greene County Mortgage Rates

Bank of Greene County Home Equity & HELOC

Bank of Greene County Auto Loan Rates

Bank of Greene County Personal Loan Rates

Bank of Greene County Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

Bank of Greene County earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Bank of Greene County

How many branches does Bank of Greene County operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Bank of Greene County offer online and mobile banking?

Current Bank of Greene County Rates

Compare to Other Banks