What are the current interest rates at Infuze Credit Union?

Current rates for Infuze Credit Union include: 12-Month CD: 4.01%, 24-Month CD: 3.56%, 60-Month CD: 3.26%, Savings: 5.01%, MMA: 3.00%

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Infuze Credit Union

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Infuze Credit Union Rates & Review October 2026

Q: How many branches does Infuze Credit Union operate?

Infuze Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Infuze Credit Union?

Yes, to access services at Infuze Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Infuze Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Infuze Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Infuze Credit Union's top rates as of October 13, 2026 are 4.31% APY on its CD - 9-Month Special, 5.01% APY on savings, 3.00% APY on money market accounts, 2.00% APY on checking, and personal loans from 9.14% APR, according to rates verified by MonitorBankRates. Other Infuze Credit Union CD rates include IRA CD - 12-Month IRA at 4.11%, CD - 12-Month at 4.11%, and IRA CD - 12-Month IRA at 4.06%. MonitorBankRates evaluates the financial stability of Infuze Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.56%. Rates last updated and verified on 10/13/2026.

Infuze Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Infuze Credit Union? Share your experience about Infuze Credit Union by leaving a review below, or read customer reviews before you decide to use Infuze Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.56%

Excellent Lower than avg

Health Trend

Improving 5 quarters

Full history ›

Infuze Credit Union
Fort Leonard Wood

5000 Illinois Ave
Fort Leonard Wood, MO 65473

https://www.infuzecu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Infuze Credit Union CD Rates

Product	Rate	APY	Term
Share Certificate - 9-Month Special	4.23%	4.31%	9-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 4.31% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 9-Month Special	4.23%	4.31%	9-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 4.31% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 9-Month Special	4.23%	4.31%	9-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 4.31% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 12-Month IRA	4.04%	4.11%	12-Month
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.11% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 12-Month	4.04%	4.11%	12-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91% Oct 9, 20264.11%▲ from 3.91% Sep 14, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 12-Month IRA	3.99%	4.06%	12-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.06% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 12-Month	3.99%	4.06%	12-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.91% → 4.06% ▲ 0.15 pts · high 4.06% / low 3.91% Oct 9, 20264.06%▲ from 3.91% Sep 14, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 12-Month IRA	3.94%	4.01%	12-Month
Min Balance $0 Details Balance: $0 - $9,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 12-Month	3.94%	4.01%	12-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91% Oct 9, 20264.01%▲ from 3.91% Sep 14, 20263.91%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 6-Month	3.84%	3.91%	6-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.91% ▲ 0.20 pts · high 3.91% / low 3.71% Oct 9, 20263.91%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 6-Month	3.79%	3.86%	6-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.86% ▲ 0.15 pts · high 3.86% / low 3.71% Oct 9, 20263.86%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 6-Month	3.75%	3.81%	6-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.71% → 3.81% ▲ 0.10 pts · high 3.81% / low 3.71% Oct 9, 20263.81%▲ from 3.71% Sep 14, 20263.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 24-Month IRA	3.60%	3.66%	24-Month
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.66% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 24-Month	3.60%	3.66%	24-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.66% ▲ 0.16 pts · high 3.66% / low 3.50% Oct 9, 20263.66%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 24-Month IRA	3.55%	3.61%	24-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.61% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 24-Month	3.55%	3.61%	24-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.61% ▲ 0.11 pts · high 3.61% / low 3.50% Oct 9, 20263.61%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 24-Month IRA	3.50%	3.56%	24-Month
Min Balance $0 Details Balance: $0 - $9,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 36-Month IRA	3.50%	3.56%	36-Month
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 24-Month	3.50%	3.56%	24-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.50% → 3.56% ▲ 0.06 pts · high 3.56% / low 3.50% Oct 9, 20263.56%▲ from 3.50% Sep 14, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 36-Month	3.50%	3.56%	36-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.56% ▲ 0.16 pts · high 3.56% / low 3.40% Oct 9, 20263.56%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 36-Month IRA	3.46%	3.51%	36-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.51% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 36-Month	3.46%	3.51%	36-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.51% ▲ 0.11 pts · high 3.51% / low 3.40% Oct 9, 20263.51%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 36-Month IRA	3.41%	3.46%	36-Month
Min Balance $0 Details Balance: $0 - $9,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.46% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 36-Month	3.41%	3.46%	36-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.40% → 3.46% ▲ 0.06 pts · high 3.46% / low 3.40% Oct 9, 20263.46%▲ from 3.40% Sep 14, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 6-Month Sock-it-Away	3.35%	3.40%	6-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 48-Month IRA	3.31%	3.36%	48-Month
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 60-Month IRA	3.31%	3.36%	60-Month
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.36% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 48-Month	3.31%	3.36%	48-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.36% ▲ 0.16 pts · high 3.36% / low 3.20% Oct 9, 20263.36%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 60-Month	3.31%	3.36%	60-Month
Min Balance $25,000 Details Balance: $25,000 and over; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.21% → 3.36% ▲ 0.15 pts · high 3.36% / low 3.21% Oct 9, 20263.36%▲ from 3.21% Sep 14, 20263.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 6-Month Sock-it-Away	3.30%	3.35%	6-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 48-Month IRA	3.26%	3.31%	48-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.31% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 60-Month IRA	3.26%	3.31%	60-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.31% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 48-Month	3.26%	3.31%	48-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.31% ▲ 0.11 pts · high 3.31% / low 3.20% Oct 9, 20263.31%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 60-Month	3.26%	3.31%	60-Month
Min Balance $10,000 Details Balance: $10,000 - $24,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.21% → 3.31% ▲ 0.10 pts · high 3.31% / low 3.21% Oct 9, 20263.31%▲ from 3.21% Sep 14, 20263.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 6-Month Sock-it-Away	3.25%	3.30%	6-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 48-Month IRA	3.21%	3.26%	48-Month
Min Balance $0 Details Balance: $0 - $9,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.26% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
IRA Share Certificate - 60-Month IRA	3.21%	3.26%	60-Month
Min Balance $0 Details Balance: $0 - $9,999 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.26% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 48-Month	3.21%	3.26%	48-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.26% ▲ 0.06 pts · high 3.26% / low 3.20% Oct 9, 20263.26%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Share Certificate - 60-Month	3.21%	3.26%	60-Month
Min Balance $0 Details Balance: $0 - $9,999; Dividends compounded per certificate type; daily balance method Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.21% → 3.26% ▲ 0.05 pts · high 3.26% / low 3.21% Oct 9, 20263.26%▲ from 3.21% Sep 14, 20263.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Savings Rates

Product	Rate	APY
Hero Savings	4.89%	5.01%
Min Balance $0 Details Balance: $0 - $15,000.00; Qualifications, limits, and other requirements apply to the Heroes Savings account; Rates effective July 1, 2025 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
High-Rate Savings	4.89%	5.01%
Min Balance $0 Details Qualifying balance up to $10,000.00 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Business Savings Rates

Product	Rate	APY
Regular Savings, Business Savings, and Trust Accounts	0.12%	0.12%
Min Balance $25,000 Details Balance: $25,000.00 + Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.12% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Regular Savings, Business Savings, and Trust Accounts	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Regular Savings, Business Savings, and Trust Accounts	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $9,999.99 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.96%	3.00%
Min Balance $1,000,000 Details Balance: $1,000,000+; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Money Market	1.05%	1.06%
Min Balance $250,000 Details Balance: $250,000.00 - $999,999; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.06% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Money Market	0.96%	0.96%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.96% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Money Market	0.56%	0.56%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Money Market	0.46%	0.46%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.46% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Money Market	0.36%	0.36%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.36% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Money Market	0.26%	0.26%
Min Balance $0 Details Balance: $0 - $9,999.99; Rates effective August 20, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.26% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Checking Rates

Product	Rate	APY
High-Rate Checking	1.98%	2.00%
Min Balance $0 Details Qualifying balance up to $25,000.00; Rates effective October 14, 2022 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
High-Rate Checking	-	2.00%
Min Deposit $5 Min Balance $0 Details Qualifications Required; Qualifying balance up to $25,000.00; Balance over $25,000 earns base APY of 0.05%; Open online or in branch Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Home Equity Loans	-	-	5.49%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History No change since Oct 2, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Home Equity Line of Credit	-	-	5.99%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Auto Loan Rates

Product	Rate	Points	APR
Auto Loan	-	-	4.89%
Details As Low As; Purchases or refinances; Up to 120% financing on vehicle Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.89% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
New Autos	-	-	4.89%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.89% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Used Autos	-	-	5.39%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 5.39% ▼ 0.10 pts · high 5.49% / low 5.39% Oct 9, 20265.39%▼ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
New Motorcycles & Powersports Loan	-	6.89%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.64% → 6.89% ▲ 0.25 pts · high 6.89% / low 6.64% Oct 9, 20266.89%▲ from 6.64% Sep 14, 20266.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
New & Used Boats and RVs Loan	-	8.14%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 7.99% → 8.14% ▲ 0.15 pts · high 8.14% / low 7.99% Oct 9, 20268.14%▲ from 7.99% Sep 14, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Used Motorcycles & Powersports Loan	-	8.39%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 8.14% → 8.39% ▲ 0.25 pts · high 8.39% / low 8.14% Oct 9, 20268.39%▲ from 8.14% Sep 14, 20268.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Unsecured Loans	9.14%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.14% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

Infuze Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Hero Loans	-	-	8.99%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Land Loan	7.25%	-	7.41%	10 - 20 Years
Details As Low As; Down Payment as low as 5% Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.41% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%
Safewriter Line of Credit	-	-	11.99%
Details As Low As; Rates effective October 5th, 2026 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.56%

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Financial Health History

Infuze Credit Union’s Texas Ratio fell from 3.87% in Q2 2025 to 2.56% in Q2 2026, so its financial health has improved and is now very strong over the past 5 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$457M	2.56%	5.0	A+
March 31, 2026	$452M	2.77%	5.0	A+
December 31, 2025	$439M	4.30%	5.0	A+
September 30, 2025	$430M	3.57%	5.0	A+
June 30, 2025	$420M	3.87%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Infuze Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Infuze Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Infuze Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Infuze Credit Union

Website https://www.infuzecu.org

Address 5000 Illinois Ave, Fort Leonard Wood, MO 65473

Phone 573-329-3151

Fax 573-329-3917

President Janice Hartinger

CEO Michael Smith

Full-Time Employees 113

Part-Time Employees 1

Branch Locations 6

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.56%

Return on Assets (ROA)

0.6316%

Return on Equity (ROE)

6.0197%

Non-Performing Loans Ratio (NPL)

0.36%

Total Assets

456,912,683

Total Amount of Shares and Deposits

403,549,922

Total Shares and Deposits < 1 Year

398,166,310

Total Shares and Deposits 1 3 Years

3,643,973

Total Shares and Deposits > 3 Years

1,739,640

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

18,912,763

Total Uninsured Shares and Deposits > $250K (F+J)

18,912,763

Total Insured Shares and Deposits > $250K (item 17 less item K)

384,637,159

Total Interest Expense (Sum of items 6 8)

3,168,465

Share Certificates

2,895

Number of Accounts for Share Drafts

23,373

IRA KEOGH Accounts

780

Number of Accounts for Regular Shares

36,511

All other shares

944

Non Member Deposits

Money Market Shares

974

Net Income (unless the amount is already included in Undivided Earnings)

2,885,804

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

39,115,542

Total Liabilities

409,618,101

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Infuze Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Infuze Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Infuze Credit Union

Frequently Asked Questions About Infuze Credit Union

How many branches does Infuze Credit Union operate?

Infuze Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Infuze Credit Union?

Yes, to access services at Infuze Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Infuze Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Infuze Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Infuze Credit Union offer online and mobile banking?

Most modern institutions like Infuze Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.infuzecu.org.

Current Infuze Credit Union Rates

12-Month CD4.01%
24-Month CD3.56%
60-Month CD3.26%
Savings5.01%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Infuze Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Infuze Credit Union Texas Ratio

Infuze Credit Union Health Trend

Infuze Credit Union CD Rates

Infuze Credit Union Savings Rates

Infuze Credit Union Business Savings Rates

Infuze Credit Union Money Market Rates

Infuze Credit Union Checking Rates

Infuze Credit Union Home Equity & HELOC

Infuze Credit Union Auto Loan Rates

Infuze Credit Union RV, Boat and Powersport Loan Rates

Infuze Credit Union Personal Loan Rates

Infuze Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Infuze Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Infuze Credit Union

How many branches does Infuze Credit Union operate?

Is a member application needed to join Infuze Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Infuze Credit Union offer online and mobile banking?

Current Infuze Credit Union Rates

Compare to Other Credit Unions