Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Jeanne D Arc Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 13, 2026
Jeanne D Arc Credit Union's top rates as of October 13, 2026 are 4.25% APY on its 24 Month CDs of Deposit CD, 8.00% APY on savings, 2.75% APY on money market accounts, 0.25% APY on checking, 5.88% on its 5/1 ARM mortgage, auto loans from 5.99% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other Jeanne D Arc Credit Union CD rates include Business CDs of Deposit - 24 month at 4.25%, 17 Month CDs of Deposit at 4.15%, and Business CDs of Deposit - 17 month at 4.15%. Other Jeanne D Arc Credit Union mortgage rates include 10 Year Fixed at 6.25%, 15 Year Fixed at 6.50%, and 7/1 ARM at 5.99%. MonitorBankRates evaluates the financial stability of Jeanne D Arc Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.58%. Rates last updated and verified on 10/13/2026.
Jeanne D Arc Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jeanne D Arc Credit Union? Share your experience about Jeanne D Arc Credit Union by leaving a review below, or read customer reviews before you decide to use Jeanne D Arc Credit Union.
Jeanne D Arc Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Jeanne D Arc Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.58%
ExcellentLower than avg
Jeanne D Arc Credit Union Texas Ratio
Jeanne D Arc Credit Union's Texas Ratio is 2.58%, which is considered excellent and is lower than the national average of 6.13%.
Jeanne D Arc Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.60% to 2.58% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Jeanne D Arc Credit Union CD Rates
Product
Rate
APY
Term
View More
24 Month Certificates of Deposit
4.169%
4.25%
24 Months
Min Deposit$250
DetailsSPECIAL OFFER; Available with a one-time bump-up option
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
17 Month Certificates of Deposit
4.073%
4.15%
17 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
9 Month Certificates of Deposit
3.928%
4.00%
9 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
42 Month Certificates of Deposit
3.687%
3.75%
42 Months
Min Deposit$250
DetailsAvailable with a one-time bump-up option
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
36 Month Certificates of Deposit
3.59%
3.65%
36 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.65% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
18 Month Certificates of Deposit
3.445%
3.50%
18 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
6 Month Certificates of Deposit
3.445%
3.50%
6 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
60 Month Certificates of Deposit
2.472%
2.50%
60 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
48 Month Certificates of Deposit
2.227%
2.25%
48 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
30 Month Certificates of Deposit
1.982%
2.00%
30 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
12 Month Certificates of Deposit
1.49%
1.50%
12 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union Business CD Rates
Product
Rate
APY
Term
View More
Business Certificates of Deposit - 24 month
4.169%
4.25%
24 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 3.65% → 4.25% ▲ 0.60 pts · high 4.25% / low 3.65%
Sep 22, 20264.25%▲ from 3.65%
Sep 18, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 17 month
4.073%
4.15%
17 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Sep 22, 2026 · 4.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 9 month
3.928%
4.00%
9 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 3.90% → 4.00% ▲ 0.10 pts · high 4.00% / low 3.90%
Sep 22, 20264.00%▲ from 3.90%
Sep 18, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 42 month
3.687%
3.75%
42 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 36 month
3.59%
3.65%
36 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 18 month
3.445%
3.50%
18 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 6 month
3.445%
3.50%
6 Months
Min Deposit$250
DetailsSPECIAL OFFER
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 60 month
2.472%
2.50%
60 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 48 month
2.227%
2.25%
48 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 2.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 30 month
1.982%
2.00%
30 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Business Certificates of Deposit - 12 month
1.49%
1.50%
12 Months
Min Deposit$250
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union Savings Rates
Product
Rate
APY
View More
M3 Money Club
7.721%
8.00%
Min Deposit$5
DetailsPrimary savings account; Qualifying balance up to $500.00; 0.05% dividend rate on balance above $500.00; Available to children Newborn to age 12; Dividend rates effective as of November 1, 2024
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 8.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Senior Statement Savings
7.721%
8.00%
Min Deposit$5
DetailsPrimary savings account; Qualifying balance up to $500.00; 0.05% dividend rate on balance above $500.00; Dividend rates effective as of November 1, 2024
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 8.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
StartStrong Savings
7.721%
8.00%
Min Deposit$5
DetailsPrimary savings account; Qualifying balance up to $500.00; 0.05% dividend rate on balance above $500.00; Dividend rates effective as of November 1, 2024
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 8.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Additional Savings Accounts - Membership Account
1.00%
1.00%
Min Deposit$5
Details$5.00 Membership Account required for membership; no additional deposits allowed
DetailsMembers must have StartStrong Savings Account or StartStrong Checking Account to open; dividend rates effective as of May 1, 2024; $5.00 minimum balance to open and earn APY
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Additional Savings Accounts - Retirement IRA Statement
0.399%
0.40%
Min Deposit$5
DetailsDividend rates effective as of March 15, 2021; $5.00 minimum balance to open
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.40% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Additional Savings Accounts - M3 Money Club
0.05%
0.05%
Min Deposit$5
DetailsAvailable to children Newborn through age 12; dividend rates effective as of March 15, 2021; $5.00 minimum balance to open
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Additional Savings Accounts - Statement
0.05%
0.05%
Min Deposit$5
DetailsDividend rates effective as of March 15, 2021; $5.00 minimum balance to open
No change since Sep 18, 2026 · 0.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
10 Year Fixed
6.25%
-
6.302%
DetailsConforming; Up to 80% Total Loan To Value; Rates effective October 1, 2026
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 5.79% → 6.30% ▲ 0.51 pts · high 6.30% / low 5.79%
Oct 2, 20266.30%▲ from 5.79%
Sep 22, 20265.79%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
15 Year Fixed
6.50%
-
6.537%
DetailsConforming; Up to 80% Total Loan To Value; Rates effective October 1, 2026
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 6.04% → 6.54% ▲ 0.50 pts · high 6.54% / low 6.04%
Oct 2, 20266.54%▲ from 6.04%
Sep 22, 20266.04%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
7/1 ARM
5.99%
0%
6.619%
84 months
DetailsTerm: First 84 months; Next 276 months; Adjustable Rate Mortgages (ARM); Rate after first period: 7.250%; Rate Caps (Initial/Annual/Lifetime): 2% / 2% / 5%; Margin/index: 2.75% / 4.48%; Pmt Per $1,000 not used; Conforming loans up to $806,500.00 with FICO 740 and LTV no greater than 75%
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 6.44% → 6.62% ▲ 0.18 pts · high 6.62% / low 6.44%
Oct 2, 20266.62%▲ from 6.44%
Sep 18, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
5/1 ARM
5.875%
0%
6.722%
60 months
DetailsTerm: First 60 months; Next 300 months; Adjustable Rate Mortgages (ARM); Rate after first period: 7.250%; Rate Caps (Initial/Annual/Lifetime): 2% / 2% / 5%; Margin/index: 2.75% / 4.48%; Conforming loans up to $806,500.00 with FICO 740 and LTV no greater than 75%
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 6.48% → 6.72% ▲ 0.25 pts · high 6.72% / low 6.48%
Oct 2, 20266.72%▲ from 6.48%
Sep 18, 20266.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
30 Year Fixed
6.99%
-
7.013%
DetailsConforming; Up to 80% Total Loan To Value; Rates effective October 1, 2026
Last Updated10/13/2026
Rate History
1 change since Sep 22, 2026 · 6.90% → 7.01% ▲ 0.12 pts · high 7.01% / low 6.90%
Oct 2, 20267.01%▲ from 6.90%
Sep 22, 20266.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit ADVANTAGE
-
-
6.00%
20 years
DetailsTerm: 20 years (10-year draw/10-year repayment period); Rate: Prime - 1.00% variable rate; Advertised rate uses Prime with a -1.00% margin and assumes a credit score of 700 or higher; Minimum rate 4.50%, maximum rate 18.00%; Up to 80% total loan-to-value on primary residences, up to 70% on secondary residences; Minimum line amount $10,000, maximum line amount $250,000; $5.00 membership account required
Last Updated10/13/2026
Rate History
3 changes since Sep 16, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
Oct 2, 20266.00%▲ from 5.75%
Sep 22, 20265.75%▼ from 6.00%
Sep 18, 20266.00%▲ from 5.75%
Sep 16, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Home Equity Line of Credit
7.00%
-
7.00%
20 Year
DetailsTerm: 20 Year (10-year draw/10-year repayment period); Rate is Prime-indexed (Prime currently 7.00%); maximum rate 18.00%; APR is variable; up to 80% total loan-to-value on primary residences and 70% on secondary residences; minimum line $10,000, maximum line $250,000; $5.00 membership account required; available in Massachusetts and parts of New Hampshire
Last Updated10/13/2026
Rate History
3 changes since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
Oct 2, 20267.00%▲ from 6.75%
Sep 22, 20266.75%▼ from 7.00%
Sep 18, 20267.00%▲ from 6.75%
Sep 16, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Home Equity Loans - 10 Year
7.49%
-
7.49%
10 Year
DetailsAs Low As; Rates effective as of October 4, 2024; Up to 80% Total Loan To Value; Primary Residence; Borrow up to 95% of home value with minimum $10,000 and maximum $250,000; $5.00 Membership Account Required; Available in Massachusetts and parts of New Hampshire
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 7.49% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Home Equity Loans - 15 Year
7.74%
-
7.74%
15 Year
DetailsAs Low As; Rates effective as of October 4, 2024; Up to 80% Total Loan To Value; Primary Residence; Borrow up to 95% of home value with minimum $10,000 and maximum $250,000; $5.00 Membership Account Required; Available in Massachusetts and parts of New Hampshire
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Home Equity Loans - 20 Year
7.74%
-
7.74%
20 Year
DetailsAs Low As; Rates effective as of October 4, 2024; Up to 80% Total Loan To Value; Primary Residence; Borrow up to 95% of home value with minimum $10,000 and maximum $250,000; $5.00 Membership Account Required; Available in Massachusetts and parts of New Hampshire
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 7.74% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New and Used Auto Loans
-
-
5.99%
36 months
DetailsAs Low As; Model Year: 2026 - 2022; Maximum Term: 36 months; Payment per $1000 borrowed: $30.42
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99%
Oct 5, 20265.99%▲ from 4.99%
Sep 16, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
New and Used Auto Loans
-
-
5.99%
48 Months
DetailsAs Low As; Model Year: 2026 - 2022; Maximum Term: 48 Months; Payment per $1000 borrowed: $23.48
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 5.99% / low 4.99%
Oct 5, 20265.99%▲ from 4.99%
Sep 16, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
New and Used Auto Loans
-
-
5.99%
65 Months
DetailsAs Low As; Model Year: 2026 - 2022; Maximum Term: 65 Months; Payment per $1000 borrowed: $18.05
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 5.75% → 5.99% ▲ 0.24 pts · high 5.99% / low 5.75%
Oct 5, 20265.99%▲ from 5.75%
Sep 16, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
New and Used Auto Loans
-
-
5.99%
75 Months
DetailsAs Low As; Model Year: 2026 - 2022; Maximum Term: 75 Months; Payment per $1000 borrowed: $16.02
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 5.49% → 5.99% ▲ 0.50 pts · high 5.99% / low 5.49%
Oct 5, 20265.99%▲ from 5.49%
Sep 16, 20265.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
New and Used Auto Loans
-
-
6.49%
84 Months
DetailsAs Low As; Model Year: 2026 - 2022; Maximum Term: 84 Months; Payment per $1000 borrowed: $14.84
Last Updated10/13/2026
Rate History
1 change since Sep 16, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99%
Oct 5, 20266.49%▲ from 5.99%
Sep 16, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle Loan
-
7.24%
36 Months
DetailsAs Low As; Model Year: 2020-2018; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Motorcycle Loan
-
7.24%
48 Months
DetailsAs Low As; Model Year: 2020-2018; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Motorcycle Loan
-
7.25%
36 months
DetailsAs Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Motorcycle Loan
-
7.25%
48 Months
DetailsAs Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Motorcycle Loan
-
7.25%
65 Months
DetailsAs Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
7.75%
3 Years
DetailsAs Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
7.75%
4 Years
DetailsAs Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Motorcycle Loan
-
8.24%
75 Months
DetailsAs Low As; Model Year: 2026-2021; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
8.75%
5 Years
DetailsAs Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Motorcycle Loan
-
9.24%
65 Months
DetailsAs Low As; Model Year: 2020-2018; Stated rates are 0.50% higher without automatic payment of loan; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
9.25%
3 Years
DetailsAs Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 9.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
10.25%
7 Years
DetailsAs Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
10.25%
4 Years
DetailsAs Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
10.50%
5 Years
DetailsAs Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
11.00%
15 Years
DetailsAs Low As; Model Year: 2026 - 2024; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 11.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
11.25%
7 Years
DetailsAs Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 11.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Boat & RV Loan
-
12.00%
10 Years
DetailsAs Low As; Model Year: 2023 - 2018; Stated rates are .50% higher without automatic payments from a JDCU account; $5.00 Membership Account required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 12.00% APR · checked 2 times
No change since Sep 18, 2026 · 9.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
VISA Credit Card
-
9.99%
DetailsPublished APR range: 9.99% - 18.00%. As Low As; Intro rate expires: 12 months; Regular APR: 9.99% - 18.00%; Introductory rate on purchases, cash advance, balance transfers; Minimum APR 9.99%, Maximum APR 18.00%; $5.00 Membership Account is required
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Jeanne D Arc Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Certificate of Deposit - 12 Months
1.49%
-
1.50%
12 Months
Min Deposit$250
DetailsPenalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 1.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 17 Months
4.073%
-
4.15%
17 Months
Min Deposit$250
DetailsSpecial Offer; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 18 Months
3.445%
-
3.50%
18 Months
Min Deposit$250
DetailsSpecial Offer; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 24 Months
4.169%
-
4.25%
24 Months
Min Deposit$250
DetailsSpecial Offer; One-time bump-up option available; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 30 Months
1.982%
-
2.00%
30 Months
Min Deposit$250
DetailsPenalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 36 Months
3.59%
-
3.65%
36 Months
Min Deposit$250
DetailsSpecial Offer; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.65% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 42 Months
3.687%
-
3.75%
42 Months
Min Deposit$250
DetailsOne-time bump-up option available; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.75% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 48 Months
2.227%
-
2.25%
48 Months
Min Deposit$250
DetailsPenalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 6 Months
3.445%
-
3.50%
6 Months
Min Deposit$250
DetailsSpecial Offer; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 3.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 60 Months
2.472%
-
2.50%
60 Months
Min Deposit$250
DetailsPenalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 2.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Certificate of Deposit - 9 Months
3.928%
-
4.00%
9 Months
Min Deposit$250
DetailsSpecial Offer; Penalty may be imposed for early withdrawal; Rates effective September 21, 2026
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 4.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Statement
7.721%
-
8.00%
Min Deposit$5
DetailsPrimary savings account; Qualifying balance up to $500.00; 0.05% dividend rate on balance above $500.00; Dividend rates effective as of November 1, 2024
Last Updated10/13/2026
Rate History
2 changes since Sep 18, 2026 · 8.00% → 8.00% ▼ 0.00 pts · high 8.00% / low 0.05%
Oct 13, 20268.00%▲ from 0.05%
Sep 22, 20260.05%▼ from 8.00%
Sep 18, 20268.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.58%
Financial Health History
Jeanne D Arc Credit Union’s Texas Ratio stayed near 2.60% in Q3 2023 to 2.58% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$2.2B
2.58%
5.0
A+
March 31, 2026
$2.2B
1.67%
5.0
A+
December 31, 2025
$2.2B
1.83%
5.0
A+
September 30, 2025
$2.2B
1.73%
5.0
A+
June 30, 2025
$2.3B
2.61%
5.0
A+
March 31, 2025
$2.3B
1.34%
5.0
A+
December 31, 2024
$2.2B
2.18%
5.0
A+
September 30, 2024
$2.2B
2.56%
5.0
A+
June 30, 2024
$2.2B
2.27%
5.0
A+
March 31, 2024
$2.2B
2.06%
5.0
A+
December 31, 2023
$2.1B
3.88%
5.0
A+
September 30, 2023
$2.1B
2.60%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Jeanne D Arc Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jeanne D Arc Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jeanne D Arc Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
144,867,330
Total Uninsured Shares and Deposits > $250K (F+J)
144,867,330
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,569,331,758
Total Interest Expense (Sum of items 6 8)
20,503,652
Share Certificates
13,590
Number of Accounts for Share Drafts
55,967
IRA KEOGH Accounts
3,926
Number of Accounts for Regular Shares
80,169
Non Member Deposits
8
Money Market Shares
9,361
Net Income (unless the amount is already included in Undivided Earnings)
4,754,522
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
84,323,728
Total Liabilities
2,017,042,863
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Jeanne D Arc Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for Jeanne D Arc Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Jeanne D Arc Credit Union
Frequently Asked Questions About Jeanne D Arc Credit Union
How many branches does Jeanne D Arc Credit Union operate?
Jeanne D Arc Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Jeanne D Arc Credit Union?
Yes, to access services at Jeanne D Arc Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Jeanne D Arc Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Jeanne D Arc Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Jeanne D Arc Credit Union offer online and mobile banking?
Most modern institutions like Jeanne D Arc Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jdcu.com.
Current Jeanne D Arc Credit Union Rates
12-Month CD1.50%
18-Month CD3.50%
24-Month CD4.25%
60-Month CD2.50%
Savings8.00%
MMA2.75%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
