Consumers Credit Union Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Consumers Credit Union's 60 Month CD and CD IRA CDs rates are at 1.10%, 60 Month CD and CD IRA CDs rates are at 1.01%, 36 Month CD and CD IRA CDs rates are at 0.74%, 36 Month CD and CD IRA CDs rates are at 0.69%, 24 Month CD and CD IRA CDs rates are at 0.50%. Consumers Credit Union's savings rates are at 0.10%. Consumers Credit Union's money market rates are at 0.00%. Consumers Credit Union's 30-Yr VA rates are at 5.99%, 30-Yr JUMBO Fixed rates are at 6.12%, 30-Yr FHA rates are at 5.75%, 30-Yr JUMBO Refi rates are at 6.50%. Consumers Credit Union's Personal Loan Rates are at 11.79%. MonitorBankRates evaluates the financial stability of Consumers Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.16%. Rates were last updated on 02/25/2026.
Consumers Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Consumers Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Consumers Credit Union Texas RatioConsumers Credit Union's Texas Ratio is at 7.16%, which is considered excellent. The Texas Ratio for Consumers Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Consumers Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Consumers Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Consumers Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A
Excellent Health
Score: 96/100
Consumers Credit Union has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 02/25/2026
Consumers Credit Union
Admin Center 1075 Tri State Pkwy Ste 850
Gurnee, IL 60031 9182 
Consumers Credit Union CD Rates
Consumers Credit Union Savings Rates
Consumers Credit Union Money Market Rates
Consumers Credit Union Checking Rates
Consumers Credit Union Mortgage Rates
Consumers Credit Union Home Equity & HELOC
Consumers Credit Union Credit Card Rates
Consumers Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Consumers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Consumers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Consumers Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Consumers Credit Union
Website: https://www.myconsumers.org
Full Time Employees: 579Part Time Employees: 10 President: Scott Drabicki CEO: Sean Rathjen Branch Locations: 24 ATM Locations: 20 Corporate Office Address:
1075 Tri State Pkwy Ste 850
Gurnee, IL 60031 9182 Phone Number: 847-623-3636 Fax Number: FinancialsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A (96/100)
Texas Ratio:
7.16%
Return on Assets (ROA):
0.4726%
Return on Equity (ROE):
5.4361%
Non-Performing Loans Ratio (NPL):
0.90%
Total Assets:
4,385,634,052
Total Amount of Shares and Deposits:
3,464,709,192
Total Shares and Deposits < 1 Year:
3,313,245,023
Total Shares and Deposits 1 3 Years:
148,858,813
Total Shares and Deposits > 3 Years:
2,605,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
384,118,916
Total Uninsured Shares and Deposits > $250K (F+J):
384,263,133
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,080,446,059
Total Interest Expense (Sum of items 6 8):
80,206,920
Share Certificates:
23,057
Number of Accounts for Share Drafts:
143,780
IRA KEOGH Accounts:
5,588
Number of Accounts for Regular Shares:
307,877
All other shares:
1,509
Non Member Deposits:
1,394
Money Market Shares:
8,819
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
392,080,263
Total Liabilities:
4,009,540,663
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Source: NCUA Last Updated 09/30/2025
Frequently Asked Questions About Consumers Credit UnionIs a member application needed to join Consumers Credit Union?Yes, to access services at Consumers Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Consumers Credit Union provides a range of mortgage and home equity products. Is Consumers Credit Union a safe place to deposit money?Yes, Consumers Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Consumers Credit Union offer online and mobile banking?Most modern institutions like Consumers Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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