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American Airlines Federal Credit Union Rates & Review April 2026

American Airlines Federal Credit Union's savings rates are at 0.40%. MonitorBankRates evaluates the financial stability of American Airlines Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.63%. Rates were last updated on 04/05/2026.

American Airlines Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Airlines Federal Credit Union? Share your experience about American Airlines Federal Credit Union by leaving a review below, or read customer reviews before you decide to use American Airlines Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.63%
Excellent Lower than avg
American Airlines Federal Credit Union
AAFCU Headquarters
14050 FAA Blvd
Fort Worth, TX 76155
https://www.aacreditunion.org
Member NCUA

American Airlines Federal Credit Union Savings Rates

Product Rate APY View More
Savings - 1.87%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Savings Share/IRA Accounts - 1.87%
Details APY as high as
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Business Savings Account - 0.40%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

American Airlines Federal Credit Union Checking Rates

Product Rate APY View More
Priority Checking - 0.40%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Priority Checking Checking Accounts - 0.40%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Flagship Checking - 0.25%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Flagship Checking Checking Accounts - 0.25%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
Business Checking - 0.15%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

American Airlines Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed - - 5.70% Home Loans
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
15-Year Fixed Home Loans - - 5.70%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
30-Year Fixed - - 5.82% Home Loans
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
30-Year Fixed Home Loans - - 5.82%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
5/1 Arm (30-Year) - - 6.04% Home Loans
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
5/1 Arm (30-Year) Home Loans - - 6.04%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%
5/10 Fixed - - 7.25% Owner Occupied HELOC
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

American Airlines Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5/10 Fixed Owner Occupied HELOC - - 7.25%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.63%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for American Airlines Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather American Airlines Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Airlines Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name American Airlines Federal Credit Union
Address 14050 FAA Blvd, Fort Worth, TX 76155
Phone 800-533-0035
Fax
President Pedro Fabregas
CEO Gail Enda
Full-Time Employees 731
Part-Time Employees 61
Branch Locations 46
ATM Locations 50
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.63%
Return on Assets (ROA)
0.4574%
Return on Equity (ROE)
4.0547%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
9,238,945,210
Total Amount of Shares and Deposits
8,109,804,880
Total Shares and Deposits < 1 Year
7,829,179,355
Total Shares and Deposits 1 3 Years
173,351,705
Total Shares and Deposits > 3 Years
107,273,821
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
981,356,064
Total Uninsured Shares and Deposits > $250K (F+J)
981,356,064
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,128,448,816
Total Interest Expense (Sum of items 6 8)
216,431,047
Share Certificates
66,667
Number of Accounts for Share Drafts
184,977
IRA KEOGH Accounts
7,658
Number of Accounts for Regular Shares
401,294
All other shares
7,016
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
588,596,925
Total Liabilities
8,201,842,789
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for American Airlines Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About American Airlines Federal Credit Union

Is American Airlines Federal Credit Union a safe place to deposit money?

Yes, American Airlines Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6294225299888%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does American Airlines Federal Credit Union operate?

American Airlines Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join American Airlines Federal Credit Union?

Yes, to access services at American Airlines Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, American Airlines Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Airlines Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does American Airlines Federal Credit Union offer online and mobile banking?

Most modern institutions like American Airlines Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aacreditunion.org.

Current American Airlines Federal Credit Union Rates

  • Savings0.40%
Retrieved from our database of financial products. Rates subject to change.