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Abri Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 19, 2026
Abri Credit Union's 11 Month CD rates are at 3.60%, CD Specials - 11 month rates are at 3.60%, CD Specials - 60 month rates are at 2.80%, CD Specials - 48 month rates are at 2.65%, CD Specials - 36 month rates are at 2.40%. Abri Credit Union's savings rates are at 0.45%. Abri Credit Union's money market rates are at 1.20%. Abri Credit Union's checking rates are as high as 0.30%. Abri Credit Union's Fixed Rate Mortgage - 10 Years rates are at 6.75%, Fixed Rate Mortgage - 15 Years rates are at 6.88%, Fixed Rate Mortgage - 20 Years rates are at 7.00%, Fixed Rate Mortgage - 30 Years rates are at 7.25%. Abri Credit Union's Personal Loan Rates are as low as 10.99%. Abri Credit Union's Credit Card Rates are at 10.65%. MonitorBankRates evaluates the financial stability of Abri Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.29%. Rates last updated and verified on 10/19/2026.
Abri Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abri Credit Union? Share your experience about Abri Credit Union by leaving a review below, or read customer reviews before you decide to use Abri Credit Union.
Abri Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Abri Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.29%
ExcellentLower than avg
Abri Credit Union Texas Ratio
Abri Credit Union's Texas Ratio is 4.29%, which is considered excellent and is lower than the national average of 6.13%.
Abri Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.99% to 4.29% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Abri Credit Union CD Rates
Product
Rate
APY
Term
View More
11 Month Share Certificate
-
3.60%
11 months
Min Balance$5,000
DetailsCertificate Specials - for a limited time; $5,000 minimum balance for 11-month term; early withdrawal penalty may apply
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 11 month
-
3.60%
11 months
Min Balance$5,000
DetailsShare, IRA & Health Savings certificate; $5,000 minimum balance for 11-month term; limited-time special for new 11-month share certificate
Last Updated10/19/2026
Rate History
No change since Oct 1, 2026 · 3.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 60 month
-
2.80%
60 months
Min Balance$500
DetailsShare, IRA & Health Savings certificate; $500 minimum balance for 6, 12, 24, 36, 48 and 60 month terms
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 2.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 48 month
-
2.65%
48 months
Min Balance$500
DetailsShare, IRA & Health Savings certificate; $500 minimum balance for 6, 12, 24, 36, 48 and 60 month terms
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 2.65% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 36 month
-
2.40%
36 months
Min Balance$500
DetailsShare, IRA & Health Savings certificate; $500 minimum balance for 6, 12, 24, 36, 48 and 60 month terms
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 24 month
-
2.15%
24 months
Min Balance$500
DetailsShare, IRA & Health Savings certificate; $500 minimum balance for 6, 12, 24, 36, 48 and 60 month terms
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 2.15% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 12 month
-
1.90%
12 months
Min Balance$500
DetailsShare, IRA & Health Savings certificate; $500 minimum balance for 6, 12, 24, 36, 48 and 60 month terms
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Certificate Specials - 6 month
-
1.30%
6 months
Min Balance$500
DetailsShare, IRA & Health Savings certificate; $500 minimum balance for 6, 12, 24, 36, 48 and 60 month terms
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Savings Rates
Product
Rate
APY
View More
IRA & Health Savings Accounts
-
0.45%
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Christmas Club
-
0.10%
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Club Savings
-
0.10%
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Savings (Prime Shares)
-
0.10%
No additional details.
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Money Market Rates
Product
Rate
APY
View More
Premier Money Market Account
-
1.20%
Min Balance$100,000
DetailsBalance: $100,000 and Above; Minimum balance requirement $2,000; below minimum balance fee applies for any month the balance falls short
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
1.15%
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99; Minimum balance requirement $2,000; below minimum balance fee applies for any month the balance falls short
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
1.10%
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99; Minimum balance requirement $2,000; below minimum balance fee applies for any month the balance falls short
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 1.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
1.00%
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99; Minimum balance requirement $2,000; below minimum balance fee applies for any month the balance falls short
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
0.85%
Min Balance$2,000
DetailsBalance: $2,000 - $9,999.99; Minimum balance requirement $2,000; below minimum balance fee applies for any month the balance falls short
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Premier Money Market Account
-
0.10%
Min Balance$2,000
DetailsBalance: Below $2,000; Minimum balance requirement $2,000; below minimum balance fee applies for any month the balance falls short
Last Updated10/19/2026
Rate History
1 change since Sep 14, 2026 · 0.85% → 0.10% ▼ 0.75 pts · high 0.85% / low 0.10%
Oct 19, 20260.10%▼ from 0.85%
Sep 14, 20260.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Checking Rates
Product
Rate
APY
View More
Advantage Checking
-
0.30%
Min Balance$10,000
DetailsMinimum balance $10,000; If balance falls below $10,000 the account will not earn dividends
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Dividend Checking (Share Drafts)
-
0.10%
Min Balance$500
DetailsMinimum balance $500
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Mortgage - 10 Years
6.75%
0
7.10%
10 Years
DetailsFixed Rate Mortgages (loans from $50,000 to $832,750); Rate Assumptions: $100,000 loan amount, 5% down/equity, single-family home, 780 credit score
Last Updated10/19/2026
Rate History
1 change since Oct 14, 2026 · 7.35% → 7.10% ▼ 0.25 pts · high 7.35% / low 7.10%
Oct 19, 20267.10%▼ from 7.35%
Oct 14, 20267.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage - 15 Years
6.875%
0
7.13%
15 Years
DetailsFixed Rate Mortgages (loans from $50,000 to $832,750); Rate Assumptions: $100,000 loan amount, 5% down/equity, single-family home, 780 credit score
Last Updated10/19/2026
Rate History
1 change since Oct 14, 2026 · 7.25% → 7.13% ▼ 0.12 pts · high 7.25% / low 7.13%
Oct 19, 20267.13%▼ from 7.25%
Oct 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage - 20 Years
7.00%
0
7.20%
20 Years
DetailsFixed Rate Mortgages (loans from $50,000 to $832,750); Rate Assumptions: $100,000 loan amount, 5% down/equity, single-family home, 780 credit score
Last Updated10/19/2026
Rate History
1 change since Oct 14, 2026 · 7.46% → 7.20% ▼ 0.26 pts · high 7.46% / low 7.20%
Oct 19, 20267.20%▼ from 7.46%
Oct 14, 20267.46%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Mortgage - 30 Years
7.25%
0
7.41%
30 Years
DetailsFixed Rate Mortgages (loans from $50,000 to $832,750); Rate Assumptions: $100,000 loan amount, 5% down/equity, single-family home, 780 credit score
Last Updated10/19/2026
Rate History
1 change since Oct 14, 2026 · 7.53% → 7.41% ▼ 0.12 pts · high 7.53% / low 7.41%
Oct 19, 20267.41%▼ from 7.53%
Oct 14, 20267.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Fixed Rate Home Equity Loan - 5 Year
6.74%
-
6.78%
5 Year
DetailsPublished APR range: 6.78% - 7.78%; Published rate range: 6.74% - 7.74%. Rate Up to 80% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 6.78% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 7 Year
6.99%
-
7.02%
7 Year
DetailsPublished APR range: 7.02% - 8.02%; Published rate range: 6.99% - 7.99%. Rate Up to 80% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 7.02% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 10 Year
7.24%
-
7.26%
10 Year
DetailsPublished APR range: 7.26% - 8.26%; Published rate range: 7.24% - 8.24%. Rate Up to 80% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 7.26% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 15 Year
7.49%
-
7.51%
15 Year
DetailsPublished APR range: 7.51% - 8.51%; Published rate range: 7.49% - 8.49%. Rate Up to 80% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 7.51% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit - 30 Year Line-of-Credit (10 year draw - 20 year repayment)
7.50%
-
7.54%
30 Year
DetailsPublished APR range: 7.54% - 8.54%; Published rate range: 7.50% - 8.50%. Balance: $100,000 and above; Index/Margin: Prime + .50%; Early closure fee up to $250 if closed within first 24 months; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 7.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 5 Year
7.74%
-
7.78%
5 Year
DetailsPublished APR range: 7.78% - 8.78%; Published rate range: 7.74% - 8.74%. Rate for 80.01-85% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 7.78% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 7 Year
7.99%
-
8.02%
7 Year
DetailsPublished APR range: 8.02% - 9.02%; Published rate range: 7.99% - 8.99%. Rate for 80.01-85% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 8.02% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit - 30 Year Line-of-Credit (10 year draw - 20 year repayment)
8.00%
-
8.04%
30 Year
DetailsPublished APR range: 8.04% - 9.05%; Published rate range: 8.00% - 9.00%. Balance: $50,000 - $99,999.99; Index/Margin: Prime + 1.0%; Early closure fee up to $250 if closed within first 24 months; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 10 Year
8.24%
-
8.26%
10 Year
DetailsPublished APR range: 8.26% - 9.26%; Published rate range: 8.24% - 9.24%. Rate for 80.01-85% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 8.26% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Fixed Rate Home Equity Loan - 15 Year
8.49%
-
8.51%
15 Year
DetailsPublished APR range: 8.51% - 9.51%; Published rate range: 8.49% - 9.49%. Rate for 80.01-85% LTV; Rates based on amount borrowed against home value with underwriting approval; APR based on loan amount of $100,000
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 8.51% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit - 30 Year Line-of-Credit (10 year draw - 20 year repayment)
8.50%
-
8.54%
30 Year
DetailsPublished APR range: 8.54% - 9.55%; Published rate range: 8.50% - 9.50%. Balance: $25,000 - $49,999.99; Index/Margin: Prime + 1.5%; Early closure fee up to $250 if closed within first 24 months; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Home Equity Line-of-Credit - 30 Year Line-of-Credit (10 year draw - 20 year repayment)
9.00%
-
9.05%
30 Year
DetailsPublished APR range: 9.05% - 10.05%; Published rate range: 9.00% - 10.00%. Balance: $10,000 - $24,999.99; Index/Margin: Prime + 2.0%; Early closure fee up to $250 if closed within first 24 months; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 9.05% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Used Automobiles
-
-
4.49%
12 to 36 months
DetailsAPR range 4.49% - 14.49%; 2019 or older add 2% to rate; Rates based on primary applicant's personal credit history; Offer not valid on refinancing existing Abri auto loans
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles
-
-
4.99%
37 to 60 months
DetailsAPR range 4.99% - 14.99%; 2019 or older add 2% to rate; Rates based on primary applicant's personal credit history; Offer not valid on refinancing existing Abri auto loans
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Used Automobiles
-
-
5.49%
61 to 72 months
DetailsAPR range 5.49% - 15.49%; 2019 or older add 2% to rate; Rates based on primary applicant's personal credit history; Offer not valid on refinancing existing Abri auto loans
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 5.49% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
New & Used Recreational Vehicles Loan
-
5.99%
up to 60 months
DetailsAPR range 5.99% - 15.99%; 2019 or older add 2% to rate; Includes tax, title, and license for qualified borrowers; Rates based on primary applicant's personal credit history
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
New & Used Recreational Vehicles Loan
-
6.49%
61 to 120 months
DetailsAPR range 6.49% - 16.49%; 2019 or older add 2% to rate; Includes tax, title, and license for qualified borrowers; Rates based on primary applicant's personal credit history
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 6.49% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
New & Used Recreational Vehicles Loan
-
6.99%
121 to 180 months
DetailsAPR range 6.99% - 16.99%; 2019 or older add 2% to rate; Includes tax, title, and license for qualified borrowers; Rates based on primary applicant's personal credit history
Last Updated10/19/2026
Rate History
No change since Sep 18, 2026 · 6.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Platinum Credit Card
-
10.65%
DetailsIntro APR: 0% for 12 months; Balance transfer introductory APR; Intro rate expires: 12 months; Regular APR: 10.65%-19.65% Variable; Transfer rate does not apply to existing ACU balances or convenience checks; transfer must be $100 or more; 3% balance transfer fee
Last Updated10/19/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 10.65% ▲ 6.75 pts · high 10.65% / low 3.90%
Sep 18, 202610.65%▲ from 3.90%
Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan - Fixed Term
10.99%
60 month maximum
DetailsRange: 10.99% -22.99% APR; Rate based on primary applicant's credit score
Last Updated10/19/2026
Rate History
No change since Oct 14, 2026 · 10.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Abri Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
20 Year Line-of-Credit (5 year draw - 15 year repayment) Loan
8.50%
-
8.54%
DetailsPublished APR range: 8.54% - 9.54%; Published rate range: 8.50% - 9.50%. Balance: $10,000 - $24,999.99; Index/Margin: Prime + 1.5%; Rates based on primary applicant's personal credit score; early closure fee up to $250 if closed within first 24 months; APR based on loan amount of $100,000; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
20 Year Line-of-Credit (5 year draw - 15 year repayment) Loan
8.00%
-
8.04%
DetailsPublished APR range: 8.04% - 9.04%; Published rate range: 8.00% - 9.00%. Balance: $25,000 - $49,999.99; Index/Margin: Prime + 1%; Rates based on primary applicant's personal credit score; early closure fee up to $250 if closed within first 24 months; APR based on loan amount of $100,000; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 8.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
20 Year Line-of-Credit (5 year draw - 15 year repayment) Loan
7.50%
-
7.54%
DetailsPublished APR range: 7.54% - 8.54%; Published rate range: 7.50% - 8.50%. Balance: $50,000 - $99,999.99; Index/Margin: Prime + .50%; Rates based on primary applicant's personal credit score; early closure fee up to $250 if closed within first 24 months; APR based on loan amount of $100,000; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 7.54% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
20 Year Line-of-Credit (5 year draw - 15 year repayment) Loan
7.00%
-
7.04%
DetailsPublished APR range: 7.04% - 8.04%; Published rate range: 7.00% - 8.00%. Balance: $100,000 and above; Index/Margin: Prime; Rates based on primary applicant's personal credit score; early closure fee up to $250 if closed within first 24 months; APR based on loan amount of $100,000; Maximum APR is 18%
Last Updated10/19/2026
Rate History
No change since Oct 19, 2026 · 7.04% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Readi-Cash Line-of-Credit Loan
-
-
13.90%
DetailsTerm: Open; Rate based on primary applicant's credit score
Last Updated10/19/2026
Rate History
No change since Sep 22, 2026 · 13.90% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Escrow Accounts
-
-
0.10%
Last Updated10/19/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.29%
Financial Health History
Abri Credit Union’s Texas Ratio rose from 1.99% in Q3 2023 to 4.29% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$381M
4.29%
5.0
A+
March 31, 2026
$387M
4.59%
5.0
A+
December 31, 2025
$376M
4.51%
5.0
A+
September 30, 2025
$368M
4.99%
5.0
A+
June 30, 2025
$371M
3.17%
5.0
A+
March 31, 2025
$387M
1.84%
5.0
A+
December 31, 2024
$372M
2.73%
5.0
A+
September 30, 2024
$368M
3.50%
5.0
A+
June 30, 2024
$389M
1.85%
5.0
A+
March 31, 2024
$389M
1.85%
5.0
A+
December 31, 2023
$379M
1.92%
5.0
A+
September 30, 2023
$374M
1.99%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Abri Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abri Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Abri Credit Union's official website for the most current offers and terms.
Address
1350 W Renwick Rd,
Romeoville, IL 60446-5345
Phone815-267-7700
Fax815-267-7703
PresidentMary Ann Egizio
CEOColleen Brooks
Full-Time Employees83
Part-Time Employees8
Branch Locations8
ATM Locations7
NCUA InsuredNo, not federally insured
Private Share InsuranceNot federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.29%
Return on Assets (ROA)
0.1413%
Return on Equity (ROE)
1.2018%
Non-Performing Loans Ratio (NPL)
0.88%
Total Assets
380,760,307
Total Amount of Shares and Deposits
336,729,538
Total Shares and Deposits < 1 Year
318,012,776
Total Shares and Deposits 1 3 Years
15,912,519
Total Shares and Deposits > 3 Years
2,804,243
Total Interest Expense (Sum of items 6 8)
1,397,426
Share Certificates
1,863
Number of Accounts for Share Drafts
14,379
IRA KEOGH Accounts
371
Number of Accounts for Regular Shares
34,480
All other shares
375
Money Market Shares
925
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,293,955
Total Liabilities
338,082,709
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Abri Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Abri Credit Union
Frequently Asked Questions About Abri Credit Union
Does Abri Credit Union offer CDs?
Yes. Abri Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.
Are CDs from Abri Credit Union NCUA insured?
No. Abri Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account.
What is the highest CD rate at Abri Credit Union?
The highest CD rate MonitorBankRates has verified for Abri Credit Union is 3.60% APY on its 11 Month CD, as of October 19, 2026.
What CD terms does Abri Credit Union offer?
The Abri Credit Union CD terms we track include 11 month, 12 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 2.40% to 3.60% APY. The institution may offer other terms or specials that are not listed here, so check with Abri Credit Union for its full lineup.
What is the highest savings rate at Abri Credit Union?
The highest savings rate MonitorBankRates has verified for Abri Credit Union is 0.45% APY on its IRA & Health Savings Accounts, as of October 19, 2026.
What is the highest money market rate at Abri Credit Union?
The highest money market rate MonitorBankRates has verified for Abri Credit Union is 1.20% APY on its Premier Money Market Account, as of October 19, 2026.
What is the highest checking rate at Abri Credit Union?
The highest checking rate MonitorBankRates has verified for Abri Credit Union is 0.30% APY on its Advantage Checking, as of October 19, 2026.
What is the lowest 30 year fixed mortgage rate at Abri Credit Union?
The lowest 30 year fixed mortgage rate MonitorBankRates has verified for Abri Credit Union is 7.25% rate on its Fixed Rate Mortgage - 30 Years, as of October 19, 2026.
What is the lowest auto loan rate at Abri Credit Union?
The lowest auto loan rate MonitorBankRates has verified for Abri Credit Union is 5.99% APR on its New & Used Recreational Vehicles Loan, as of October 19, 2026.
What is the lowest personal loan rate at Abri Credit Union?
The lowest personal loan rate MonitorBankRates has verified for Abri Credit Union is 10.99% APR on its Personal Loan - Fixed Term, as of October 19, 2026.
What is the lowest credit card APR at Abri Credit Union?
The lowest credit card rate MonitorBankRates has verified for Abri Credit Union is 10.65% APR on its Visa Platinum Credit Card, as of October 19, 2026.
How many branches does Abri Credit Union operate?
Abri Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Abri Credit Union?
Yes, to access services at Abri Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Abri Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Abri Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Abri Credit Union offer online and mobile banking?
Most modern institutions like Abri Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abricu.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Abri Credit Union rates compare?
Abri Credit Union's top rates are 3.60% APY on its 11 Month CD, 0.45% APY on savings, 1.20% APY on money market, 0.30% APY on checking, 6.75% on its Fixed Rate Mortgage - 10 Years, personal loans from 10.99% APR and credit cards from 10.65% APR, verified by MonitorBankRates on October 19, 2026. To compare Abri Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best mortgage rates, updated daily from banks and credit unions across the country.
Current Abri Credit Union Rates
12-Month CD1.90%
24-Month CD2.15%
60-Month CD2.80%
Savings0.45%
MMA1.20%
Retrieved from our database of financial products. Rates subject to change.