Best Money Market Rates in Havana, Illinois - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Havana, Illinois and the surrounding area money market deposit account rates include United Trust BankUnited Trust BankA+5.0 ★Texas Ratio: 2.60% Money Market at 4.00% APY, Waterman BankWaterman BankA+5.0 ★Texas Ratio: 3.95% Business Money Market at 3.82% APY, State Bank of TexasState Bank of TexasA+5.0 ★Texas Ratio: 2.36% High-Rate Jumbo Money Market at 3.76% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.75% APY, and Republic Bank of ChicagoRepublic Bank of ChicagoA+5.0 ★Texas Ratio: 4.71% Business Money Market at 3.75% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Havana is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Illinois area are available to Havana residents, with money market rates as high as 4.00% APY from United Trust Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Havana, Illinois and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Havana, Illinois & the Surrounding Area
New Money Only
Special rate as of 4/9/2025
New Money Only
Special rate as of 4/9/2025
Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Business Money Market Account
Valid Thru: 06/28/2026
Valid Thru: 06/28/2026
Valid Thru: 06/28/2026
As Low As
Available exclusively online. Fees may reduce account earnings. APY may change and offer may be withdrawn at any time without notice. 8x based on FDIC monthly interest savings rate as of 05/12/2026.
Includes our highest money market rate and the ease of online account opening.
Qualifying balance up to $99,999.99+
Balance: $250,000.00 and up
Qualifying balance up to $99,999.99
*
Qualifying balance up to $99,999.99+
Valid Thru: 06/28/2026
Compounding: Monthly; V,F
$250,000 and above
Qualifying balance up to $99,999.99
Rate with Platinum Checking and at least $50,000; Requires Platinum Checking account and maintaining a monthly direct deposit of your paycheck.
HCU
Rates can change daily, Daily compounding
Rates can change daily, Daily compounding
$100,000 - $249,999
$100,000.00 & Over
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Havana, IL Money Market Rate Trends
Compare local Havana, IL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield MMA rates fell 0.008 points over the past 7 days to 3.182% APY.
Illinois standard MMA rates rose 0.078 points over the past 7 days to 0.728% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Havana, Illinois money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Havana, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Havana, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Havana, Illinois
What is a Money Market Account (MMA)?
Are Money Market accounts in Havana, Illinois safe?
How often do MMA rates change in Havana, Illinois?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Havana, Illinois?
Best Money Market Rates in Havana, Illinois
- United Trust Bank
Money Market — 4.00% APY - Waterman Bank
Business Money Market — 3.82% APY - State Bank of Texas
High-Rate Jumbo Money Market — 3.76% APY - The Huntington National Bank
Huntington Relationship Money Market — 3.75% APY - Republic Bank of Chicago
Business Money Market — 3.75% APY
