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Greenstate Credit Union

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Greenstate Credit Union Rates & Review August 2026

Q: How many branches does Greenstate Credit Union operate?

Greenstate Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Greenstate Credit Union?

Yes, to access services at Greenstate Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenstate Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Greenstate Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Greenstate Credit Union, and you can see how they compare in the Greenstate Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Greenstate Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.22%. Database rates last updated and verified on 08/28/2026.

Greenstate Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenstate Credit Union? Share your experience about Greenstate Credit Union by leaving a review below, or read customer reviews before you decide to use Greenstate Credit Union.

Overall Health & Safety Grade

A-

Very Good Health Score: 91/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

16.22%

Good Higher than avg

Greenstate Credit Union
Financial Center

2355 Landon Rd
North Liberty, IA 52317 6508

https://www.greenstate.org

Greenstate Credit Union Checking Rates

Product	Rate	APY	View More
GrowGreen Checking	-	4.00%
Min Balance $0 Details Earn as much as ______% APY* on balances up to $19,999 with no monthly fees. Enter zip code for rates. View GrowGreen Checking. *APY=Annual Percentage Yield Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 16.22%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greenstate Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greenstate Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenstate Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greenstate Credit Union

Website https://www.greenstate.org

Address 2355 Landon Rd, North Liberty, IA 52317 6508

Phone 319-339-1000

Fax

President Fred Mims

CEO Vic Israni

Full-Time Employees 961

Part-Time Employees 22

Branch Locations 34

ATM Locations 36

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A- (91/100)

Texas Ratio

16.22%

Return on Assets (ROA)

0.1787%

Return on Equity (ROE)

1.9291%

Non-Performing Loans Ratio (NPL)

2.08%

Total Assets

10,843,432,572

Total Amount of Shares and Deposits

8,494,249,947

Total Shares and Deposits < 1 Year

7,322,292,414

Total Shares and Deposits 1 3 Years

1,036,682,373

Total Shares and Deposits > 3 Years

135,275,159

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,203,236,537

Total Uninsured Shares and Deposits > $250K (F+J)

1,243,011,155

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,251,238,792

Total Interest Expense (Sum of items 6 8)

236,326,372

Share Certificates

73,838

Number of Accounts for Share Drafts

162,990

IRA KEOGH Accounts

8,689

Number of Accounts for Regular Shares

442,614

All other shares

477

Non Member Deposits

437

Money Market Shares

24,153

Net Income (unless the amount is already included in Undivided Earnings)

17,767,494

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

828,479,182

Total Liabilities

10,016,136,965

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Greenstate Credit Union

How many branches does Greenstate Credit Union operate?

Greenstate Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greenstate Credit Union?

Yes, to access services at Greenstate Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greenstate Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenstate Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greenstate Credit Union offer online and mobile banking?

Most modern institutions like Greenstate Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greenstate.org.