What are the current interest rates at The Huntington National Bank?

Current rates for The Huntington National Bank include: Savings: 2.40%, MMA: 3.35%

☰

Home›
Banks›
The Huntington National Bank

iAdvertiser Disclosure

The Huntington National Bank Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Huntington National Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

The Huntington National Bank's top rates as of October 14, 2026 are 2.40% APY on savings, 3.35% APY on money market accounts, and credit cards from 13.74% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of The Huntington National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.66%. Rates last updated and verified on 10/14/2026.

The Huntington National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Huntington National Bank? Share your experience about The Huntington National Bank by leaving a review below, or read customer reviews before you decide to use The Huntington National Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.66%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

The Huntington National Bank

17 S High St
Columbus, OH 43215

https://www.huntington.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

The Huntington National Bank Savings Rates

Product	Rate	APY
High-Yield Savings	2.38%	2.40%
Min Deposit $5,000 Min Balance $5,000 Details Published APY range: 2.40%-4.00%; Published rate range: 2.38%-3.94%. Balance: $5,000.00 - $2,000,000.99; Rates based on zip code; Huntington Relationship Savings Account; variable rate after opening a Huntington Relationship Savings Account when you maintain deposits of $5,000.00 - $2,000,000.99; Initial minimum opening deposit must be New Money; Balances $2,000,001.00 and above earn 0.01% APY; Balances below $5,000.00 earn 0.01% APY; Balances below $2,500 may be subject to a $10.00 monthly maintenance fee Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.40% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account	0.01%	0.01%
Min Balance $0 Details Balance: $0.01 to $4,999.99; Disclosure Link 1 of 3; Non-Relationship Rate; New money required; Monthly maintenance fee waived with $2,500.00 average daily balance or qualifying checking account Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account	0.01%	0.01%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99; Disclosure Link 3 of 3; Non-Relationship Rate; New money required; Monthly maintenance fee waived with $2,500.00 average daily balance or qualifying checking account Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account	0.01%	0.01%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99; Non-Relationship Rate; Minimum balance to earn interest is $0.01 and must be new money Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Money Market Rates

Product	Rate	APY
High-Yield Money Market	2.67%	2.70%
Min Deposit $25,000 Min Balance $25,000 Details Published APY range: 2.70%-3.75%; Published rate range: 2.67%-3.69%. Balance: $25,000.00 - $2,000,000.99; Rates based on zip code; Huntington Relationship Money Market Account; variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99; Initial minimum opening deposit must be New Money; Balances $2,000,001.00 and above currently earn 0.25% APY; Balances below $25,000.00 do not earn interest and may be subject to a $25.00 monthly maintenance fee Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 2.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.25%	0.25%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99; Non-Relationship Rate; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99; Standard Pricing; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 0.05% ▼ 3.20 pts · high 3.25% / low 0.05% Sep 27, 20260.05%▼ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Standard Pricing; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Standard Pricing; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Standard Pricing; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $1,000,000 Details Balance: $1,000,000.00 to $2,000,000.99; Standard Pricing; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account	0.05%	0.05%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99; Standard Pricing; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 0.25% → 0.05% ▼ 0.20 pts · high 0.25% / low 0.05% Sep 27, 20260.05%▼ from 0.25% Sep 14, 20260.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Checking Rates

Product	Rate	APY
Relationship Money Market Account - Huntington Perks Checking	3.30%	3.35%
Min Balance $25,000 Details Balance: $25,000.00 to $2,000,000.99; Requires open Huntington Perks Checking account; Minimum balance to earn interest is $25,000.00 and must be new money to Huntington; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Money Market Account - Huntington Platinum Perks Checking	3.30%	3.35%
Min Balance $25,000 Details Balance: $25,000.00 to $2,000,000.99; Requires open Huntington Platinum Perks Checking account; Minimum balance to earn interest is $25,000.00 and must be new money to Huntington; Rates effective as of Wednesday, October 14, 2026 Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Credit Card Rates

Product	Rate	APR
Huntington Voice Credit Card	-	13.74%
Details Published APR range: 13.74% - 25.74%. Intro rate expires: 12 months; Regular APR: 13.74% - 25.74% (variable, vary with Prime Rate); Intro APR applies to balance transfers made in first 90 days; Transfer fee greater of $10 or 3%; Cash advance APR: 27.74%; Minimum interest charge: $1.00 if interest is charged; Annual fee: $0; Foreign transaction fee: $0 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 13.49% → 13.74% ▲ 0.25 pts · high 13.74% / low 13.49% Sep 27, 202613.74%▲ from 13.49% Sep 18, 202613.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Huntington Cashback Credit Card	-	15.74%
Details Published APR range: 15.74% - 27.74%. Intro rate expires: 12 months; Regular APR: 15.74% - 27.74% (variable, vary with Prime Rate); Intro APR applies to balance transfers made in first 90 days; Transfer fee greater of $10 or 3%; Cash advance APR: 27.74%; Minimum interest charge: $1.00 if interest is charged; Annual fee: $0; Foreign transaction fee: $0; 1.5% Unlimited Cashback on every purchase Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 27, 202615.74%▲ from 15.49% Sep 18, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Huntington Voice Rewards Credit Card	-	15.74%
Details Published APR range: 15.74% - 27.74%. Intro rate expires: 12 months; Regular APR: 15.74% - 27.74% (variable, vary with Prime Rate); Intro APR applies to balance transfers made in first 90 days; Transfer fee greater of $10 or 3%; Cash advance APR: 27.74%; Minimum interest charge: $1.00 if interest is charged; Annual fee: $0; Foreign transaction fee: $0; 3x rewards up to $2,000 in spend quarterly in category of choice; 1x rewards on all other purchases; Bonus: 25% bonus points on points earned while card is linked to open Huntington Platinum Perks Checking, PMA, PCA, or SmartInvest Checking; 5% bonus points while linked to open Huntington Perks Checking Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 15.49% → 15.74% ▲ 0.25 pts · high 15.74% / low 15.49% Sep 27, 202615.74%▲ from 15.49% Sep 18, 202615.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Huntington Secured Credit Card	-	26.74%
Details Regular APR for purchases (varies with Prime Rate); Cash advance APR: 27.74%; Minimum interest charge: $1.00 if interest is charged; Annual fee: $0; Foreign transaction fee: $0; 1% Unlimited Cashback on every purchase Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 26.49% → 26.74% ▲ 0.25 pts · high 26.74% / low 26.49% Sep 27, 202626.74%▲ from 26.49% Sep 14, 202626.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

The Huntington National Bank Other Rates

Product	Rate	Points	APY/APR
Relationship Savings Account - With Huntington Perks Checking	0.02%	-	0.02%
Min Balance $0 Details Balance: $0.01 to $4,999.99; Disclosure Link 1 of 3; Requires open Huntington Perks Checking account; New money required Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Perks Checking	3.21%	-	3.25%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99; Disclosure Link 2 of 3; Requires open Huntington Perks Checking account; New money required Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Perks Checking	0.02%	-	0.02%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99; Disclosure Link 3 of 3; Requires open Huntington Perks Checking account; New money required Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Perks Checking	0.02%	-	0.02%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99; Requires open Huntington Perks Checking account Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	0.02%	-	0.02%
Min Balance $0 Details Balance: $0.01 to $4,999.99; Disclosure Link 1 of 3; Requires open Huntington Platinum Perks Checking account; New money required Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	3.21%	-	3.25%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99; Disclosure Link 2 of 3; Requires open Huntington Platinum Perks Checking account; New money required Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	0.02%	-	0.02%
Min Balance $2,000,001 Details Balance: $2,000,001.00 to $99,999,999,999.99; Disclosure Link 3 of 3; Requires open Huntington Platinum Perks Checking account; New money required Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%
Relationship Savings Account - With Huntington Platinum Perks Checking	0.02%	-	0.02%
Min Balance $5,000 Details Balance: $5,000.00 to $2,000,000.99; Requires open Huntington Platinum Perks Checking account Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.02% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.66%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

The Huntington National Bank’s Texas Ratio stayed near 3.47% in Q3 2023 to 3.66% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$283.1B	3.66%	5.0	A+
March 31, 2026	$284.1B	2.76%	5.0	A+
December 31, 2025	$224.0B	2.79%	5.0	A+
September 30, 2025	$209.5B	2.79%	5.0	A+
June 30, 2025	$206.6B	3.24%	5.0	A+
March 31, 2025	$208.2B	3.08%	5.0	A+
December 31, 2024	$203.4B	3.57%	5.0	A+
September 30, 2024	$199.2B	3.80%	5.0	A+
June 30, 2024	$195.9B	3.94%	5.0	A+
March 31, 2024	$192.9B	3.80%	5.0	A+
December 31, 2023	$188.7B	3.65%	5.0	A+
September 30, 2023	$186.4B	3.47%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Huntington National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Huntington National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Huntington National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name The Huntington National Bank

Website https://www.huntington.com

Address 17 S High St, Columbus, OH 43215 · Franklin

Bank Holding Company HUNTINGTON BANCSHARES INC

FDIC Certificate # 6560

Regulator OCC

Established January 6, 1866

FDIC Insurance Date January 1, 1934

Domestic Offices 1,477

Total Branches 1,627

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.66%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.0857%

Return on Equity (ROE)

9.4700%

Non-Performing Loans Ratio (NPL)

0.72%

Total Assets

$283,073,605,000

Total Deposits

$227,123,103,000

Equity Capital

$33,284,616,000

Net Income

$1,431,831,000

Headquarters

Columbus

Total Branches and Offices

1,479

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

The Huntington National Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/huntington-national-bank-rates-review-6560">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for The Huntington National Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for The Huntington National Bank

Frequently Asked Questions About The Huntington National Bank

How many branches does The Huntington National Bank operate?

The Huntington National Bank currently maintains approximately 1,627 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Huntington National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Huntington National Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Huntington National Bank offer online and mobile banking?

Most modern institutions like The Huntington National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.huntington.com.