Auto Loan Rates in London Mills, Illinois (IL) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in London Mills, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in London Mills, Illinois include CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit UnionB+4.7 ★Texas Ratio: 19.11% offering New Auto Loan at 2.50%, Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit UnionA+5.0 ★Texas Ratio: 2.61% offering New Auto Loan at 2.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, Western Springs Federal Credit UnionWestern Springs Federal Credit UnionA+5.0 ★Texas Ratio: 5.23% offering New Car at 3.25%, ABD Federal Credit UnionABD Federal Credit UnionA+5.0 ★Texas Ratio: 2.11% offering New and Used Auto Loans at 3.25%. Auto loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
London Mills borrowers have access to 52 lenders serving the Illinois area, with auto loan rates as low as 2.50% APR from CTA 74th Street Depot Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in London Mills, Illinois. Auto Loan Rates Last Updated and Verified: April 9, 2026
Compare Auto Loan Rates Today in London Mills, Illinois & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
2.99%
4 years
▼
APR2.99%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New Car
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMar 24, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 6, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 6, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
20% Down
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMar 24, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union of Beloit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Automobiles and Touring Bikes
3.59%
36 Months
▼
APR3.59%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; 2023 - 2026
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As; For Well Qualified Borrowers
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMar 24, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.90%
36 Months
▼
APR3.90%
Term36 Months
Last UpdatedApr 6, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
3.90%
48 Months
▼
APR3.90%
Term48 Months
Last UpdatedApr 6, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 NADA Trade-in Value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
3.99%
4 years
▼
APR3.99%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loans 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedApr 6, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedApr 6, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2023 - Newer
3.99%
51 Months
▼
APR3.99%
Term51 Months
Last UpdatedApr 8, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedApr 9, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 5, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
up to two years old
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMar 24, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Spring Vehicle Event! Vehicle Loan
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As; 2024, '25 & '26 Models
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedApr 6, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2023 - Newer
4.24%
66 Months
▼
APR4.24%
Term66 Months
Last UpdatedApr 8, 2026
Details
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New Car
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 5, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As; For Well Qualified Borrowers
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMar 24, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMar 24, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2020 - 2022
4.39%
51 Months
▼
APR4.39%
Term51 Months
Last UpdatedApr 8, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025: 10% down Auto Loan
4.39%
36 Months
▼
APR4.39%
Term36 Months
Last UpdatedApr 8, 2026
Details
New Money Only
New Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto or Truck (2025 & newer)
4.49%
12-36 months
▼
APR4.49%
Term12-36 months
Last UpdatedApr 4, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 4, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedApr 6, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2021 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2023 - Newer
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Scott Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Vehicle Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2027-2025
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 8, 2026
Details
As Low As; APR = Annual Percentage Rate, subject to change and based on creditworthiness. Rates as of 4.1.2026.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedApr 9, 2026
Details
As Low As
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2023 Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2024 & Newer Models Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New & Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMar 24, 2026
Details
2019 or older add 2% to rate
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
4.50%
5 years
▼
APR4.50%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 6, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 6, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 NADA Trade-in Value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 Up to retail value
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 6, 2026
Details
Riverside Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
New Vehicle 2025 & 2026
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.50%
Term3 Months
Last UpdatedApr 8, 2026
Details
3 yr Financing
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR4.50%
Term84 Months
Last UpdatedApr 8, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 9, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedMar 24, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 28, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedApr 5, 2026
Details
Max 84 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedApr 5, 2026
Details
2021 & Newer; Max 72 months
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Conventional Auto Loan Refinancing
4.59%
Up to 29 months
▼
APR4.59%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Auto Loan Refinancing
4.59%
Up to 29 months
▼
APR4.59%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2020 - 2022
4.64%
72 Months
▼
APR4.64%
Term72 Months
Last UpdatedApr 8, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 4, 2026
Details
As Low As
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025: 10% down Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 8, 2026
Details
New Money Only
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2023 Up to 48 months
4.73%
48 Months
▼
APR4.73%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2024 & Newer Models Up to 48 months
4.73%
48 Months
▼
APR4.73%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
New Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Used Auto or Truck (2021 - 2024)
4.74%
12-36
▼
APR4.74%
Term12-36
Last UpdatedApr 4, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedApr 5, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedApr 6, 2026
Details
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedApr 9, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 9, 2026
Details
As Low As; 2019 & Newer
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 5, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 5, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 5, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedApr 5, 2026
Details
ADD 1% EXTRA FOR BOATS; New Molex loans only.
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As; For Well Qualified Borrowers
APR4.75%
Term6 Months
Last UpdatedApr 8, 2026
Details
As Low As; 6 yr Financing
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR4.75%
Term84 Months
Last UpdatedApr 8, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMar 24, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.74%
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedMar 28, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 24, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 6, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Spring Vehicle Event! Vehicle Loan
4.79%
63 Months
▼
APR4.79%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As; 2024, '25 & '26 Models
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2018 - 2019
4.79%
51 Months
▼
APR4.79%
Term51 Months
Last UpdatedApr 8, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025: 10% down Auto Loan
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedApr 8, 2026
Details
New Money Only
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedApr 8, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Conventional Auto Loan Refinancing
4.79%
30 - 41 months
▼
APR4.79%
Term30 - 41 months
Last UpdatedApr 8, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Auto Loan Refinancing
4.79%
30 - 41 months
▼
APR4.79%
Term30 - 41 months
Last UpdatedApr 8, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2023 Up to 60 months
4.83%
60 Months
▼
APR4.83%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2024 & Newer Models Up to 60 months
4.83%
60 Months
▼
APR4.83%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Driving Sense New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Driving Sense: New Vehicles (Purchase or Refinance)
4.84%
Up to 29
▼
APR4.84%
TermUp to 29
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Auto Loans
4.84%
Up to 29
▼
APR4.84%
TermUp to 29
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
▼
APR4.88%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
▼
APR4.88%
Term24-36
Last UpdatedApr 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 6, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 5, 2026
Details
2019 - 2020; Max 72 months
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 6, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 6, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 72 months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 6, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 NADA Trade-in Value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 Up to 120% of Retail
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 Up to retail value
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 Up to retail value
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedApr 6, 2026
Details
Riverside Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
New Vehicle 2025 & 2026
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
Scott Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Vehicle Loans
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2024-2021
New Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto or Truck (2025 & newer)
4.99%
37-60 months
▼
APR4.99%
Term37-60 months
Last UpdatedApr 4, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Automobiles
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedApr 5, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
4.99%
6 years
▼
APR4.99%
Term6 years
Last UpdatedApr 5, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2017 - 2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
SIUE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2019 - 2026 New & Used Vehicles
4.99%
1-66
▼
APR4.99%
Term1-66
Last UpdatedApr 8, 2026
Details
As Low As; mo.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025 Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
New Money Only
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Member Auto Loan Refinancing
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 8, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
Scott Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Vehicle Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2027-2025
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2023 and older
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.99%
60 mos
▼
APR4.99%
Term60 mos
Last UpdatedApr 9, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedApr 9, 2026
Details
As Low As; 2019 & Newer
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 9, 2026
Details
As Low As; 2019-2027
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
2.99%
4 years
▼
APR2.99%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New Car
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMar 24, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 6, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
20% Down
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMar 24, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMar 24, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
3.90%
36 Months
▼
APR3.90%
Term36 Months
Last UpdatedApr 6, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
3.90%
48 Months
▼
APR3.90%
Term48 Months
Last UpdatedApr 6, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loans 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedApr 6, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedApr 6, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 8, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2023 - Newer
3.99%
51 Months
▼
APR3.99%
Term51 Months
Last UpdatedApr 8, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score B: 625 - 699 (Max $50,000)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 5, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
up to two years old
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 8, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMar 24, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedApr 6, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2023 - Newer
4.24%
66 Months
▼
APR4.24%
Term66 Months
Last UpdatedApr 8, 2026
Details
Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New Car
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 5, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedMar 24, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMar 24, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025: 10% down Auto Loan
4.39%
36 Months
▼
APR4.39%
Term36 Months
Last UpdatedApr 8, 2026
Details
New Money Only
New Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto or Truck (2025 & newer)
4.49%
12-36 months
▼
APR4.49%
Term12-36 months
Last UpdatedApr 4, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 4, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedApr 6, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
Auto Loans 2023 - Newer
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 8, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 8, 2026
Details
As Low As; APR = Annual Percentage Rate, subject to change and based on creditworthiness. Rates as of 4.1.2026.
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2024 & Newer Models Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New & Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMar 24, 2026
Details
2019 or older add 2% to rate
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 6, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 6, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 6, 2026
Details
Riverside Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
New Vehicle 2025 & 2026
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
APR4.50%
Term3 Months
Last UpdatedApr 8, 2026
Details
3 yr Financing
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR4.50%
Term84 Months
Last UpdatedApr 8, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
4.55%
84 Months
▼
APR4.55%
Term84 Months
Last UpdatedApr 5, 2026
Details
Max 84 months
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Auto Loan Refinancing
4.59%
Up to 29 months
▼
APR4.59%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025: 10% down Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 8, 2026
Details
New Money Only
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2024 & Newer Models Up to 48 months
4.73%
48 Months
▼
APR4.73%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedApr 6, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 5, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 5, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
APR4.75%
Term6 Months
Last UpdatedApr 8, 2026
Details
As Low As; 6 yr Financing
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedMar 24, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 24, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 6, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025: 10% down Auto Loan
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedApr 8, 2026
Details
New Money Only
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedApr 8, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Auto Loan Refinancing
4.79%
30 - 41 months
▼
APR4.79%
Term30 - 41 months
Last UpdatedApr 8, 2026
Details
As Low As; Includes current and 1-year prior model year vehicles refinanced from another lender
DuPage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.96%
Auto Loan Refinance 2024 & Newer Models Up to 60 months
4.83%
60 Months
▼
APR4.83%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Driving Sense New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Driving Sense: Lease Alternative Financing New Vehicles (Purchase or Refinance)
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
Driving Sense: New Vehicles (Purchase or Refinance)
4.84%
Up to 29
▼
APR4.84%
TermUp to 29
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Auto Loans
4.84%
Up to 29
▼
APR4.84%
TermUp to 29
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
▼
APR4.88%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
▼
APR4.88%
Term24-36
Last UpdatedApr 6, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 6, 2026
Details
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 8, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 20% Down
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 48 months
4.90%
48 Months
▼
APR4.90%
Term48 Months
Last UpdatedApr 6, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 60 months
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 6, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars 72 months
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 6, 2026
Details
20% Down
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to 120% of Retail
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars Up to retail value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedApr 6, 2026
Details
Riverside Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.55%
New Vehicle 2025 & 2026
4.90%
72 months
▼
APR4.90%
Term72 months
Last UpdatedApr 8, 2026
Details
As Low As
New Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto or Truck (2025 & newer)
4.99%
37-60 months
▼
APR4.99%
Term37-60 months
Last UpdatedApr 4, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Automobiles
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto Loan
4.99%
6 years
▼
APR4.99%
Term6 years
Last UpdatedApr 5, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 6, 2026
Details
SIUE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2019 - 2026 New & Used Vehicles
4.99%
1-66
▼
APR4.99%
Term1-66
Last UpdatedApr 8, 2026
Details
As Low As; mo.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New 2026, 2025 Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details
New Money Only
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New Member Auto Loan Refinancing
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 8, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
Auto Refinance 2024 or newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 9, 2026
Details
As Low As; 2019-2027
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedMar 24, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 6, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMar 24, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedMar 24, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 NADA Trade-in Value
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
3.99%
4 years
▼
APR3.99%
Term4 years
Last UpdatedApr 5, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedApr 6, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 4, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedMar 24, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedApr 6, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 8, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedMar 24, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 4, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans Up to 36 months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedApr 6, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 6, 2026
Details
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New & Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedMar 24, 2026
Details
2019 or older add 2% to rate
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Auto Loans
4.50%
5 years
▼
APR4.50%
Term5 years
Last UpdatedApr 5, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 NADA Trade-in Value
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 Up to retail value
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 6, 2026
Details
APR4.50%
Term3 Months
Last UpdatedApr 8, 2026
Details
3 yr Financing
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 36 months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 48 months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
WISE CU
Institution Rating:
A+5.0 ★
NEW and USED VEHICLES - Limit of 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 8, 2026
Details
$90,000.00; Limit of $90,000.00
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 8, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
Up to 42 Months
▼
APR4.50%
TermUp to 42 Months
Last UpdatedMar 24, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.55%
72 Months
▼
APR4.55%
Term72 Months
Last UpdatedApr 5, 2026
Details
2021 & Newer; Max 72 months
New Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Used Auto or Truck (2021 - 2024)
4.74%
12-36
▼
APR4.74%
Term12-36
Last UpdatedApr 4, 2026
Details
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Vehicles
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 5, 2026
Details
As Low As; Competitive interest rates as low as 4.74% APR2 for 36 months
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedApr 6, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 5, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedApr 5, 2026
Details
ADD 1% EXTRA FOR BOATS; New Molex loans only.
APR4.75%
Term6 Months
Last UpdatedApr 8, 2026
Details
As Low As; 6 yr Financing
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
APR4.75%
Term84 Months
Last UpdatedApr 8, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 6, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.76%
New & Pre-Owned Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
▼
APR4.88%
Term24 Months
Last UpdatedApr 6, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
▼
APR4.88%
Term24-36
Last UpdatedApr 6, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 37 to 48 months
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 6, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
4.90%
72 Months
▼
APR4.90%
Term72 Months
Last UpdatedApr 5, 2026
Details
2019 - 2020; Max 72 months
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 NADA Trade-in Value
4.90%
60 months
▼
APR4.90%
Term60 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 Up to 120% of Retail
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars 2025 - 2026 Up to retail value
4.90%
48 months
▼
APR4.90%
Term48 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 NADA trade-in value
4.90%
36 months
▼
APR4.90%
Term36 months
Last UpdatedApr 6, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Cars: 2023 - 2024 Up to retail value
4.90%
24 months
▼
APR4.90%
Term24 months
Last UpdatedApr 6, 2026
Details
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Automobiles
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 4, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 4, 2026
Details
As Low As
Parda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
New and Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.30%
New And Used Vehicle Loans 49 to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 6, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
SIUE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2019 - 2026 New & Used Vehicles
4.99%
1-66
▼
APR4.99%
Term1-66
Last UpdatedApr 8, 2026
Details
As Low As; mo.
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
Midwest Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New Used Auto Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 9, 2026
Details
As Low As; 2019-2027
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London Mills, IL Auto Loan Rate Trends
Compare local London Mills, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.442%
▼ 0.782 vs 7 days ago
Illinois new auto rates fell 0.782 points over the past 7 days to 5.442% APR.
Used Auto Loan — IL Avg
6.212%
▼ 0.655 vs 7 days ago
Illinois used auto rates fell 0.655 points over the past 7 days to 6.212% APR.
As of Apr 11, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in London Mills, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in London Mills, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in London Mills, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in London Mills, Illinois?
Based on our current data, some of the lowest auto loan rates available in London Mills, Illinois include:
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- Polish And Slavic Federal Credit Union: 2.99% (New Auto Loan)
- Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
- Western Springs Federal Credit Union: 3.25% (New Car)
- ABD Federal Credit Union: 3.25% (New and Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in London Mills, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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