Best Personal Loan Rates in Illinois (IL) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Illinois include: Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit Union9446 RAYMOND AVE, OAK LAWN, IL, 60453A+5.0 ★Texas Ratio: 2.50% offering Signature Loans - 12 MONTHS at 3.99% APR, MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78% offering Loan Consolidation (5 year) at 4.00% APR, Baxter Credit UnionBaxter Credit Union415 S Main St, Crystal Lake, IL, 60014A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Community Plus Federal Credit UnionCommunity Plus Federal Credit Union526 E Champaign Ave, Rantoul, IL, 61866 3005A+5.0 ★Texas Ratio: 1.31% offering Lifestyle Loans at 4.99% APR, and Molex Employees Federal Credit UnionMolex Employees Federal Credit Union2222 Wellington Ct, Lisle, IL, 60532A+5.0 ★Texas Ratio: 0.72% offering Pledge Share Loans at 5.00% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Illinois side-by-side. Illinois personal loan rates currently start as low as 3.99% APR from Oak Lawn Municipal Employees Credit Union at 9446 RAYMOND AVE, OAK LAWN, IL, 60453. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 12 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 18 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
4.00%
▼
APR4.00%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year) Variable Rate
4.00%
▼
APR4.00%
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
4.75%
▼
APR4.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year) Variable Rate
4.75%
▼
APR4.75%
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 7, 2026
Details
As Low As
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
526 E Champaign Ave, Rantoul, IL, 61866 3005
Lifestyle Loans
4.99%
▼
APR4.99%
Last UpdatedMay 7, 2026
Details
As Low As; Rates as low as 4.99% on Lifestyle Loans
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Pledge Share Loans
5.00%
▼
APR5.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
Credit Saver Loan
5.00%
▼
APR5.00%
Last UpdatedMay 7, 2026
Details
This APR will vary with the market based on the dividend rate.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
5.25%
▼
APR5.25%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Other Collateralized Loans New & Used
5.29%
▼
APR5.29%
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
▼
APR5.49%
Last UpdatedMay 7, 2026
Details
$50,000; As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
MyChoice Special Loan
5.49%
▼
APR5.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
5.50%
▼
APR5.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL, 62526
Credit Builder Loan
5.70%
▼
APR5.70%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
5.75%
▼
APR5.75%
Last UpdatedMay 7, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured
5.99%
▼
APR5.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 24 MONTHS
5.99%
▼
APR5.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
10231 S Western Ave, Chicago, IL, 60643 1917
No Hassle Loan
6.00%
▼
APR6.00%
Last UpdatedMay 7, 2026
Details
$100.00 application fee for one year. No credit check.
NORTHSIDE L
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1419 W Roosevelt Rd, Broadview, IL, 60155
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 7, 2026
Details
As Low As
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL, 60104
Loans Less Than
6.05%
▼
APR6.05%
Last UpdatedMay 7, 2026
Details
$2,000
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
6.50%
▼
APR6.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Unsecured Loan
6.75%
▼
APR6.75%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 7, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1102 N Walnut St, Danville, IL, 61832
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured
6.99%
▼
APR6.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 7, 2026
Details
As Low As
Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL, 61607
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As; 100% Loan to Value
Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured Loans
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Green & White Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Recreational Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
MAX 72 months
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
A+; Up to 12 Months
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 7, 2026
Details
As Low As
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
9901 S Kedzie Ave, Evergreen Park, IL, 60805 3416
Debt Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%; A Debt Consolidation Loan may be as much as $15,000!
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As; Members in good standing may qualify for these low-rate loans.
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
▼
APR7.55%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 7, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2012 - 2018
7.89%
▼
APR7.89%
Last UpdatedMay 7, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 7, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Unsecured Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As*
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
Money Saver Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As; Flexible loan amounts available up to $5,000
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
$10,000; As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
A; Up to 12 Months
IBEW Local #146 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3390 N Woodford St, Decatur, IL, 62526
Unsecured
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
8-9 Years k minimum loan)
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
$25; As Low As; ...
ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Loans
8.00%
▼
APR8.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 7, 2026
Details
Application fee: $20.00; Must provide most recent two pay stubs, proof of rent or mortgage, maintain a $50.00 deposit balance and demonstrate the capacity to repay the loan. To apply for a $10,000 loan, your credit score has to be 650 or above.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2011 & Older
8.09%
▼
APR8.09%
Last UpdatedMay 7, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature Loans
8.20%
▼
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
421 N County Farm Rd, Wheaton, IL, 60187 3978
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As; Personal Loans as low as 8.24%*
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedMay 7, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2019 & Newer
8.29%
▼
APR8.29%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Special Purpose Loans
8.40%
▼
APR8.40%
Last UpdatedMay 7, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2012 - 2018
8.59%
▼
APR8.59%
Last UpdatedMay 7, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 7, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2019 & Newer
8.69%
▼
APR8.69%
Last UpdatedMay 7, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
8.75%
▼
APR8.75%
Last UpdatedMay 7, 2026
Details
B; Up to 12 Months
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2011 & Older
8.89%
▼
APR8.89%
Last UpdatedMay 7, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As; Loan Amount $500-$40,000
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Unsecured Loan
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As*
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
Money Saver Loan
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
204 N Jackson St, Morrison, IL, 61270
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
AAEC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1104 S Arlington Heights Rd, Arlington Heights, IL, 60005 3141
10-12 Years K minimum loan)
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
$50; As Low As; ...
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
As Low As; apr as low as 9.00% Personal Loan
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
MAX 48 months
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
Vacation/Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
As Low As
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
C; Up to 12 Months
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
C; Up to 24 Months
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
214 N Franklin St, Decatur, IL, 62523
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
2201 S 1ST ST, Champaign, IL, 61820 7402
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As low as
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
602 S Gridley St, Bloomington, IL, 61701 5227
Personal Life Loan
9.29%
▼
APR9.29%
Last UpdatedMay 7, 2026
Details
As Low As; low as 9.29%*
Chicago Post Office Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.68%
10025 S Western Ave, Chicago, IL, 60643 1925
Unsecured Loans
9.40%
▼
APR9.40%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
APR as low as
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan - 24 months
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
1515 Bond St, Naperville, IL, 60563 0112
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
FastCash Loan Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
2323 E Empire St, Bloomington, IL, 61704 8253
PERSONAL (UNSECURED)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Williamson County Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
210 W Monroe St, Herrin, IL, 62948
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6240 Joliet Rd, Countryside, IL, 60525
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
Fixed rate-loans as low as 9.50%APR1; Rate includes discounts2, see details below
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6240 Joliet Rd, Countryside, IL, 60525
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Click for More Information
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2106 w john st, champaign, IL, 61821
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2106 w john st, champaign, IL, 61821
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
$0-$7499
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
D; Up to 12 Months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan - 36 months
9.74%
▼
APR9.74%
Last UpdatedMay 7, 2026
Details
No additional details available.
Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
B; Up to 48 Months
SIUE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1566 Lewis Rd, Edwardsville, IL, 62025
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
FastCash Loan 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Signature / Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
4502 27th St Ste K, Moline, IL, 61265
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As; Affordable financing made simple, with rates starting at 9.90% APR
Healthcare Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
1151 E Warrenville Rd, Naperville, IL, 60563 9339
PERSONAL LOANS
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As low as
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMay 7, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Balance Consolidation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL, 61036 8104
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
Signature Or Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As; APR1: As low as 9.99%
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
Signature/ Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As*
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
Money Saver Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Unsecured Loan - 48 months
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1201 N 24th St, QUINCY, IL, 62301
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
1515 Bond St, Naperville, IL, 60563 0112
Credit Builder Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Personal Loans
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
▼
APR7.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
▼
APR7.94%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As
Dupage County Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
421 N County Farm Rd, Wheaton, IL, 60187 3978
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 7, 2026
Details
As Low As; Personal Loans as low as 8.24%*
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As; Loan Amount $500-$40,000
Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Personal Loan - Closed End
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
3919 N University St, Peoria, IL, 61614 6938
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
As Low As; apr as low as 9.00% Personal Loan
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.86%
2201 S 1ST ST, Champaign, IL, 61820 7402
Unsecured Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As low as
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
DuPage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.96%
1515 Bond St, Naperville, IL, 60563 0112
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As; loans up to $50,000, and terms up to 60 months.
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
APR as low as
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured) Up to 12 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan 36 Months
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
No additional details available.
Midwest Coalition Of Labor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
6240 Joliet Rd, Countryside, IL, 60525
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Click for More Information
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2106 w john st, champaign, IL, 61821
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
$0-$7499
SIUE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
1566 Lewis Rd, Edwardsville, IL, 62025
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured)
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans (Unsecured) 13-24 Months
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Healthcare Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.49%
1151 E Warrenville Rd, Naperville, IL, 60563 9339
PERSONAL LOANS
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As low as
Kone Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
4502 27th St Ste K, Moline, IL, 61265
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As; Affordable financing made simple, with rates starting at 9.90% APR
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
800 Chestnut St, Ottawa, IL, 61350
Personal Loan
9.95%
▼
APR9.95%
Last UpdatedMay 7, 2026
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
11375 Oldenburg Ln, Galena, IL, 61036 8104
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
Signature Or Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As; APR1: As low as 9.99%
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
Signature/ Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Members Frist Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1201 N 24th St, QUINCY, IL, 62301
Personal loans
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Evergreen Park Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
9901 S Kedzie Ave, Evergreen Park, IL, 60805 3416
Debt Consolidation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
Credit Union rates range from ONLY 7.25% to 13.25%; A Debt Consolidation Loan may be as much as $15,000!
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Debt Consolidation Loans
11.49%
▼
APR11.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
13.24%
▼
APR13.24%
Last UpdatedMay 7, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
14.74%
▼
APR14.74%
Last UpdatedMay 7, 2026
Details
As Low As; ...
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
▼
APR17.99%
Last UpdatedMay 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 12 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 18 MONTHS
3.99%
▼
APR3.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loans - 24 MONTHS
5.99%
▼
APR5.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
NORTHSIDE L
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1419 W Roosevelt Rd, Broadview, IL, 60155
Signature Loans
6.00%
▼
APR6.00%
Last UpdatedMay 7, 2026
Details
As Low As
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1102 N Walnut St, Danville, IL, 61832
Signature Loans
6.89%
▼
APR6.89%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
▼
APR6.90%
Last UpdatedMay 7, 2026
Details
As Low As
Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL, 61607
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedMay 7, 2026
Details
As Low As; 100% Loan to Value
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As; Members in good standing may qualify for these low-rate loans.
Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loans
7.25%
▼
APR7.25%
Last UpdatedMay 7, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
▼
APR7.55%
Last UpdatedMay 7, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 7, 2026
Details
No additional details available.
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
▼
APR7.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
▼
APR8.01%
Last UpdatedMay 7, 2026
Details
Application fee: $20.00; Must provide most recent two pay stubs, proof of rent or mortgage, maintain a $50.00 deposit balance and demonstrate the capacity to repay the loan. To apply for a $10,000 loan, your credit score has to be 650 or above.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.20%
▼
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature Loans
8.20%
▼
APR8.20%
Last UpdatedMay 7, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
The Wedding Loan (Signature Loan)
8.25%
▼
APR8.25%
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.60%
▼
APR8.60%
Last UpdatedMay 7, 2026
Details
As Low As
Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Open End Signature Loan
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
As Low As
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan 37-60 months
8.90%
▼
APR8.90%
Last UpdatedMay 7, 2026
Details
No additional details available.
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature (Personal)
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Advantage One Credit Union CU
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
204 N Jackson St, Morrison, IL, 61270
Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 7, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 7, 2026
Details
MAX 48 months
Decatur Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
214 N Franklin St, Decatur, IL, 62523
Signature Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Signature / Consolidation Loans
9.25%
▼
APR9.25%
Last UpdatedMay 7, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.05%
1600 Huntington Dr, Calumet City, IL, 60409 5404
Signature Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Signature or Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMay 7, 2026
Details
No additional details available.
CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As
Central Illinois Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2106 w john st, champaign, IL, 61821
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMay 7, 2026
Details
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards.
Access Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
1807 W Cermak Rd, Broadview, IL, 60155
Signature / Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMay 7, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
Signature Loans
9.90%
▼
APR9.90%
Last UpdatedMay 7, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
Signature Or Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
As Low As; APR1: As low as 9.99%
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
848 N Green Mount Rd, Shiloh, IL, 62221 3354
Signature/ Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 7, 2026
Details
No additional details available.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 19.11%
10057 S Western Ave, Chicago, IL, 60643 1925
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMay 7, 2026
Details
No additional details available.
Powered by
MonitorBankRates
No home improvement personal loan rates found in Illinois currently.
Illinois Personal Loan Rate Trends
Compare local Illinois personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — IL Avg
10.611%
▲ 0.036 vs 7 days ago
Illinois personal loan rates rose 0.036 points over the past 7 days to 10.611% APR.
Signature Loan — IL Avg
12.705%
▲ 0.100 vs 7 days ago
Illinois signature loan rates rose 0.100 points over the past 7 days to 12.705% APR.
As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
Most lenders in Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Illinois?
Yes. Debt consolidation is one of the most common uses of personal loans in Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Illinois?
Credit unions in Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Illinois?
- Oak Lawn Municipal Employees Credit Union: 3.99% (Signature Loans - 12 MONTHS)
- MembersAlliance Credit Union: 4.00% (Loan Consolidation (5 year))
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Community Plus Federal Credit Union: 4.99% (Lifestyle Loans)
- Molex Employees Federal Credit Union: 5.00% (Pledge Share Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026.
