Best Personal Loan Rates in Moline, Illinois - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Moline, Illinois include: Moline Municipal Credit UnionMoline Municipal Credit Union2110 53rd St, Moline, IL, 61265 3652A+5.0 ★Texas Ratio: 5.38% offering New 2025-2026 Loan at 4.40% APR, Service Plus Credit UnionService Plus Credit Union2110 53rd St, Moline, IL, 61265A+5.0 ★Texas Ratio: 0.00% offering New 2026 through 2024 Loan at 5.25% APR, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4460 16th St, Moline, IL, 61265A5.0 ★Texas Ratio: 6.26% offering 2017-2019 Loan at 5.49% APR, American Bank and Trust Company, N.A.American Bank and Trust Company, N.A.2340 41st St, Moline, IL, 61265A5.0 ★Texas Ratio: 7.79% offering NEW Loan at 6.38% APR, and Gas and Electric Credit UnionGas and Electric Credit Union4502 27th St, Moline, IL, 61265 6311A+5.0 ★Texas Ratio: 4.19% offering Holiday (Oct. - Jan.) Loan at 8.99% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Moline has 7 local institutions in our database, with personal loan rates as low as 4.40% APR from Moline Municipal Credit Union at 2110 53rd St, Moline, IL, 61265 3652. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Moline, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Moline, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Moline Personal Loan Rates
As Low As
As Low As
As Low As; New 2026 through 2024
No additional details available.
As Low As
APR* as low as
APR* as low as
For $20,000, the monthly payment will be approximately $229.00.
No additional details available.
No additional details available.
APR* as low as
As Low As
Under $25,000
Over $25,000
No additional details available.
APR* as low as
No additional details available.
No additional details available.
Under $25,000
As Low As; Rates effective as of 09/01/2025. Rates subject without notice.
Over $25,000
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Over $25,000
$5,000
As Low As
As Low As
As Low As; Max term 60 months
As Low As
No additional details available.
No additional details available.
New Money Only
up to $3000.00
up to $3000.00
No additional details available.
No additional details available.
As low as; *
No additional details available.
Variable Rate** (as low as)
As Low As
No additional details available.
No additional details available.
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As low as; *
New Money Only
No additional details available.
No additional details available.
New Money Only
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As low as; *
No additional details available.
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As low as; *
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New Money Only
As Low As
No additional details available.
New Money Only
No additional details available.
As low as; *
No additional details available.
No additional details available.
Variable Rate** (as low as)
New Money Only
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
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As Low As
No additional details available.
New Money Only; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
No additional details available.
No additional details available.
No additional details available.
As low as; *
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As Low As
New Money Only; Maximum amount financed on New 90 & 96 month term is 90% of MSRP
As Low As
New Money Only; Minimum loan requirement of $20,000
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
Fixed Rate* (as low as)
No additional details available.
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As Low As
New Money Only; Minimum loan requirement of $20,000
As Low As
No additional details available.
As Low As
No additional details available.
Rates range (APR); $750 Origination Fee
New Money Only; Minimum loan requirement of $20,000
No additional details available.
No additional details available.
No additional details available.
$50,000; As Low As
As Low As
No additional details available.
All rates are based on 725 credit score.
$10,000.00 for 4 Years
Rates range (APR); $1000 Origination Fee
No additional details available.
No additional details available.
New Money Only; Minimum loan requirement of $50,000; Maximum amount financed on Used 90 month term is 90% of NADA Clean Retail (Must have 25,000 miles or less to qualify)
Rates range (APR); $1,250 Origination Fee
No additional details available.
New Money Only
As Low As
As Low As
As Low As
No additional details available.
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Fixed Rate* (as low as)
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As Low As
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$3001.00 to $6000.00
$3001.00 to $6000.00
$3001.00 to $6000.00
No additional details available.
New Money Only; Maximum amount financed on 2016 & older models is 90% of NADA Clean Retail
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Members can borrow up to $3,500. Contact the Loan Department for Details. Rate based on Credit Score. Approval based on Credit Worthiness.
Members can borrow up to $3,000.00, with a $100.00 application fee.
As low as; *
As low as; *
No additional details available.
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As Low As
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$2,000
No additional details available.
As Low As
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As Low As
Model Year: 2019 - 2021
As Low As
No additional details available.
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As Low As
No additional details available.
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Model Year: 2018 - 2020
No additional details available.
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As low as; *
As Low As; Loan Amount: $500 - $25,000
No additional details available.
One time renewal up to six months. ALL RATES SUBJECT TO CREDIT APPROVAL. The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
All rates are based on 725 credit score; 84 month term on new vehicles only based on credit score.
As Low As
New Money Only; Maximum amount financed on 2016 & older models is 90% of NADA Clean Retail
Moline Personal Loan Rates
As Low As; Rates effective as of 09/01/2025. Rates subject without notice.
$5,000
As Low As
As Low As; Max term 60 months
As Low As
No additional details available.
No additional details available.
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As Low As; Loan Amount: $500 - $25,000
One time renewal up to six months. ALL RATES SUBJECT TO CREDIT APPROVAL. The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information.
Moline Debt Consolidation Loan Rates
Credit Union rates range from ONLY 7.25% to 13.25%; Maximum loan amount $15,000
Credit Union rates range from ONLY 7.25% to 13.25%; Maximum loan amount $15,000
As Low As
Moline Signature Loan Rates
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up to $3000.00
up to $3000.00
No additional details available.
$3001.00 to $6000.00
$3001.00 to $6000.00
$3001.00 to $6000.00
Moline, IL Personal Loan Rate Trends
Compare local Moline, IL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois personal loan rates fell 0.503 points over the past 7 days to 10.523% APR.
Illinois signature loan rates rose 1.518 points over the past 7 days to 12.821% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Moline, Illinois personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Moline, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Moline, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Illinois?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Illinois?
Are credit unions or banks better for personal loans in Moline, Illinois?
What are the best personal loan rates in Moline, Illinois?
- Moline Municipal Credit Union: 4.40% (New 2025-2026 Loan)
- Service Plus Credit Union: 5.25% (New 2026 through 2024 Loan)
- R.I.A. Federal Credit Union: 5.49% (2017-2019 Loan)
- American Bank and Trust Company, N.A.: 6.38% (NEW Loan)
- Gas and Electric Credit Union: 8.99% (Holiday (Oct. - Jan.) Loan)
Personal Loan Calculators
