What are the current interest rates at American Broadcast Employees Federal Credit Union?

Current rates for American Broadcast Employees Federal Credit Union include: 12-Month CD: 3.75%, 24-Month CD: 3.50%, 60-Month CD: 3.50%, Savings: 0.10%, MMA: 1.50%

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American Broadcast Employees Federal Credit Union

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American Broadcast Employees Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Broadcast Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 15, 2026

American Broadcast Employees Federal Credit Union's top rates as of October 15, 2026 are 3.75% APY on its Investment Share and IRA CDs - 12 month, 0.10% APY on savings, 1.50% APY on money market accounts, 0.05% APY on checking, 5.75% on its Mortgages - 1 Year ARM, personal loans from 7.75% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other American Broadcast Employees Federal Credit Union CD rates include Investment Share and IRA CDs - 6 month at 3.75%, Investment Share and IRA CDs - 24 month at 3.50%, and Investment Share and IRA CDs - 60 month at 3.50%. Other American Broadcast Employees Federal Credit Union mortgage rates include 5/1 Yr ARM at 6.25%, 3/1 Yr ARM at 6.00%, and 2/1 Yr ARM at 6.00%. MonitorBankRates evaluates the financial stability of American Broadcast Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.93%. Rates last updated and verified on 10/15/2026.

American Broadcast Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Broadcast Employees Federal Credit Union? Share your experience about American Broadcast Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use American Broadcast Employees Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.93%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

American Broadcast Employees Federal Credit Union
7-11 Rockville Centre

7 Front St
Rockville Centre, NY 11570

https://www.abefcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

American Broadcast Employees Federal Credit Union CD Rates

Product	Rate	APY	Term
Investment Share and IRA Certificates - 12 month	-	3.75%	12 Months
Min Balance $500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 3.75% ▲ 1.00 pts · high 3.75% / low 2.75% Sep 25, 20263.75%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Investment Share and IRA Certificates - 6 month	-	3.75%	6 Months
Min Balance $500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25% Sep 25, 20263.75%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Investment Share and IRA Certificates - 24 month	-	3.50%	24 Months
Min Balance $500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50% Sep 25, 20263.50%▲ from 2.50% Sep 14, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Investment Share and IRA Certificates - 60 month	-	3.50%	60 Months
Min Balance $500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50% Sep 25, 20263.50%▲ from 2.50% Sep 14, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Investment Share and IRA Certificates - 3 month	-	1.00%	3 Months
Min Balance $500 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Savings Rates

Product	Rate	APY
Clubs (Holiday and Vacation)	-	0.10%
Min Balance $0 Details Balance: $0.01 and up Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Prime Share	-	0.10%
Min Deposit $7 Min Balance $100,000 Details Balance: $100,000.00 and over; Savings bundle with Basic Share Draft (Checking) Last Updated 10/15/2026 Rate History No change since Oct 5, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Share (Savings)	-	0.10%
Min Balance $100,000 Details Balance: $100,000.00 and up Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Prime Share	-	0.05%
Min Deposit $7 Min Balance $100 Details Balance: $100.00 - $99,999.99; Savings bundle with Basic Share Draft (Checking) Last Updated 10/15/2026 Rate History No change since Oct 5, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Share (Savings)	-	0.05%
Min Balance $100 Details Balance: $100.00 - $99,999.99 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	-	1.50%
Min Balance $250,000 Details Balance: $250,000.00 and over; Average Daily Balance Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Money Market	-	1.05%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Average Daily Balance Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Money Market	-	0.90%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Average Daily Balance Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Money Market	-	0.60%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Average Daily Balance Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Money Market	-	0.50%
Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99; Average Daily Balance Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Checking Rates

Product	Rate	APY
Primetime Share Draft	-	0.05%
Details Monthly Fee: Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Super Plus Share Draft (Linked)	-	0.05%
Min Balance $3,000 Details Monthly Fee: $5.00 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Super Share Draft	-	0.05%
Min Balance $2,000 Details Monthly Fee: $4.00 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
5/1 Yr ARM	6.25%	-	6.86%	15 or 30 Years
Details Conform / Jumbo: Up to $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.57% → 6.86% ▲ 0.29 pts · high 6.86% / low 6.57% Oct 5, 20266.86%▲ from 6.57% Sep 14, 20266.57%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
3/1 Yr ARM	6.00%	-	6.934%	15 or 30 Years
Details Conform / Jumbo: Up to $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.62% → 6.93% ▲ 0.31 pts · high 6.93% / low 6.62% Oct 5, 20266.93%▲ from 6.62% Sep 14, 20266.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
2/1 Yr ARM	6.00%	-	7.033%	15 or 30 Years
Details Conform / Jumbo: Up to $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.71% → 7.03% ▲ 0.32 pts · high 7.03% / low 6.71% Oct 5, 20267.03%▲ from 6.71% Sep 14, 20266.71%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
5/1 Yr ARM	6.75%	-	7.06%	15 or 30 Years
Details Conform / Jumbo: Over $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.74% → 7.06% ▲ 0.32 pts · high 7.06% / low 6.74% Oct 5, 20267.06%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
3/1 Yr ARM	6.50%	-	7.065%	15 or 30 Years
Details Conform / Jumbo: Over $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.73% → 7.07% ▲ 0.34 pts · high 7.07% / low 6.73% Oct 5, 20267.07%▲ from 6.73% Sep 14, 20266.73%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Mortgages - 1 Year ARM	5.75%	-	7.116%	15 or 30 Years
Details Conform / Jumbo: Up to $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.78% → 7.12% ▲ 0.33 pts · high 7.12% / low 6.78% Oct 5, 20267.12%▲ from 6.78% Sep 14, 20266.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
2/1 Yr ARM	6.50%	-	7.125%	15 or 30 Years
Details Conform / Jumbo: Over $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.78% → 7.13% ▲ 0.35 pts · high 7.13% / low 6.78% Oct 5, 20267.13%▲ from 6.78% Sep 14, 20266.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC)	-	-	6.00%	25 Years
Details Term: 25 Years (10-year draw, 15-year repayment); Combined Loan to Value: Up to 75% CLTV; APR: 6.000%, then Prime adjusted annually; Interest-only minimum payments for the first 10 years; Maximum rate of 16%; No prepayment penalties Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Smart Home Equity Loan	-	-	6.50%	Up to 10 Years
Details Combined Loan to Value: Up to 75% CLTV; APR: 6.500%, then Prime minus 1% adjusted annually; Maximum loan amount $100,000; Maximum rate of 16%; No prepayment penalties; No closing costs in most instances, except for state and/or county mortgage filing tax where applicable Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loans	-	-	5.25%	Up to 24 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 5.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New Vehicle Loans	-	-	5.25%	36 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 17, 2026 · 5.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Vehicle Loans	-	-	5.25%
Details As Low As; Homepage featured rate Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New Vehicle Loans	-	-	5.50%	48 Months
No additional details. Last Updated 10/15/2026 Rate History 1 change since Sep 17, 2026 · 5.25% → 5.50% ▲ 0.25 pts · high 5.50% / low 5.25% Sep 21, 20265.50%▲ from 5.25% Sep 17, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New Vehicle Loans	-	-	5.50%	66 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 5.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New Vehicle Loans	-	-	6.00%	72 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New Vehicle Loans	-	-	6.00%	78 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 6.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New Vehicle Loans	-	-	6.25%	90 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 6.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (1 to 3 Years Old)	-	-	6.25%	Up to 24 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (1 to 3 Years Old)	-	-	6.25%	36 Months
No additional details. Last Updated 10/15/2026 Rate History 1 change since Sep 17, 2026 · 5.49% → 6.25% ▲ 0.76 pts · high 6.25% / low 5.49% Sep 21, 20266.25%▲ from 5.49% Sep 17, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (1 to 3 Years Old)	-	-	6.25%	48 Months
No additional details. Last Updated 10/15/2026 Rate History 1 change since Sep 17, 2026 · 5.49% → 6.25% ▲ 0.76 pts · high 6.25% / low 5.49% Sep 21, 20266.25%▲ from 5.49% Sep 17, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (1 to 3 Years Old)	-	-	6.25%	60 Months
No additional details. Last Updated 10/15/2026 Rate History 1 change since Sep 17, 2026 · 5.49% → 6.25% ▲ 0.76 pts · high 6.25% / low 5.49% Sep 21, 20266.25%▲ from 5.49% Sep 17, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (1 to 3 Years Old)	-	-	6.25%	66 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 6.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (4 to 5 Years Old)	-	-	6.25%	5 Years
Details Additional APR listed for this product: 7.34%. Last Updated 10/15/2026 Rate History 2 changes since Sep 18, 2026 · 5.49% → 6.25% ▲ 0.76 pts · high 7.34% / low 5.49% Sep 25, 20266.25%▼ from 7.34% Sep 21, 20267.34%▲ from 5.49% Sep 18, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (1 to 3 Years Old)	-	-	6.51%	3 Years
Details Additional APR listed for this product: 7.01%. Last Updated 10/15/2026 Rate History 1 change since Sep 17, 2026 · 5.49% → 6.51% ▲ 1.02 pts · high 6.51% / low 5.49% Sep 21, 20266.51%▲ from 5.49% Sep 17, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (6 to 7 Years Old) - 36 Months	-	-	7.48%	36 Months
Details Vehicle age 6 to 7 years old; Monthly Payment Per $1,000: $31.10 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.72% → 7.48% ▲ 0.76 pts · high 7.48% / low 6.72% Sep 21, 20267.48%▲ from 6.72% Sep 14, 20266.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (6 to 7 Years Old) - Up to 24 Months	-	-	7.48%	Up to 24 Months
Details Vehicle age 6 to 7 years old; Monthly Payment Per $1,000: $44.99 Last Updated 10/15/2026 Rate History No change since Oct 15, 2026 · 7.48% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (6 to 7 Years Old) - 48 Months	-	-	7.73%	48 Months
Details Vehicle age 6 to 7 years old; Monthly Payment Per $1,000: $24.29 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.97% → 7.73% ▲ 0.76 pts · high 7.73% / low 6.97% Sep 21, 20267.73%▲ from 6.97% Sep 14, 20266.97%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Used Vehicle Loans (6 to 7 Years Old) - 60 Months	-	-	7.79%	60 Months
Details Vehicle age 6 to 7 years old; Monthly Payment Per $1,000: $20.18 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 7.03% → 7.79% ▲ 0.76 pts · high 7.79% / low 7.03% Sep 21, 20267.79%▲ from 7.03% Sep 14, 20267.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New & Used Motorcycle, Boat, RV Loan	-	7.99%	Up to 24 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New & Used Motorcycle, Boat, RV Loan	-	7.99%	36 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New & Used Motorcycle, Boat, RV Loan	-	7.99%	48 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 7.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
New & Used Motorcycle, Boat, RV Loan	-	7.99%	60 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Student Loan Rates

Product	Rate	Points	APR	Term
Education Loans	-	-	6.90%	12 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 6.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Education Loans	-	-	8.40%	24 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 8.40% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Education Loans	-	-	8.40%	36 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 8.40% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Education Loans	-	-	8.40%	48 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 21, 2026 · 8.40% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Education Loans	-	-	8.40%	60 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 8.40% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Credit Card Rates

Product	Rate	APR
Credit Cards	-	9.99%
Details As Low As; Homepage featured rate Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
VISA Platinum	-	9.99%
Details Credit Line: $5,000 - $15,000 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
VISA Classic	-	13.88%
Details Credit Line: $250 - $4,999 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 13.88% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loans	7.75%	12 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Signature Loans	7.99%	24 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Signature Loans	8.49%	36 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Signature Loans	10.74%	60 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Debt Consolidation Loans	11.49%	12-48 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Oct 13, 2026 · 11.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Debt Consolidation Loans	11.49%	60 Months
No additional details. Last Updated 10/15/2026 Rate History No change since Oct 13, 2026 · 11.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

American Broadcast Employees Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Mortgages - 1 Year ARM	6.25%	-	7.116%	15 or 30 Years
Details Conform / Jumbo: Over $806,500 Last Updated 10/15/2026 Rate History 1 change since Sep 14, 2026 · 6.81% → 7.12% ▲ 0.31 pts · high 7.12% / low 6.81% Oct 5, 20267.12%▲ from 6.81% Sep 14, 20266.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Smart Fixed Rate Equity Loans	-	-	7.50%	5 Years
Details Combined Loan to Value: Up to 75% CLTV; Maximum loan amount $100,000; No prepayment penalties Last Updated 10/15/2026 Rate History No change since Oct 9, 2026 · 7.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Smart Fixed Rate Equity Loans	-	-	8.50%	10 Years
Details Combined Loan to Value: Up to 75% CLTV; Maximum loan amount $100,000; No prepayment penalties Last Updated 10/15/2026 Rate History No change since Oct 9, 2026 · 8.50% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
Special Purpose Loans	-	-	7.99%	18 Months
Last Updated 10/15/2026 Rate History No change since Oct 13, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
IRA (Individual Retirement Account)	-	-	0.30%
Min Balance $0 Details Balance: $0.01 - $99,999.99 Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%
IRA (Individual Retirement Account)	-	-	0.40%
Min Balance $100,000 Details Balance: $100,000.00 and up Last Updated 10/15/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.93%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

American Broadcast Employees Federal Credit Union’s Texas Ratio fell from 9.24% in Q3 2023 to 4.93% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$111M	4.93%	5.0	A+
March 31, 2026	$114M	8.35%	5.0	A
December 31, 2025	$117M	12.57%	5.0	A
September 30, 2025	$114M	8.88%	5.0	A
June 30, 2025	$115M	8.93%	5.0	A
March 31, 2025	$113M	9.04%	5.0	A
December 31, 2024	$116M	10.10%	5.0	A
September 30, 2024	$110M	15.94%	4.9	A-
June 30, 2024	$114M	10.51%	5.0	A
March 31, 2024	$118M	10.09%	5.0	A
December 31, 2023	$124M	9.40%	5.0	A
September 30, 2023	$122M	9.24%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for American Broadcast Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather American Broadcast Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Broadcast Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name American Broadcast Employees Federal Credit Union

Website https://www.abefcu.org

Address 7 Front St, Rockville Centre, NY 11570

Phone 516-763-7505

Fax 516-763-7555

President Michael Cullen

CEO Jaime Herrera

Full-Time Employees 26

Part-Time Employees 0

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.93%

Return on Assets (ROA)

0.4102%

Return on Equity (ROE)

2.7534%

Non-Performing Loans Ratio (NPL)

1.20%

Total Assets

111,481,796

Total Amount of Shares and Deposits

93,866,980

Total Shares and Deposits < 1 Year

93,454,799

Total Shares and Deposits 1 3 Years

365,681

Total Shares and Deposits > 3 Years

46,500

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,165,693

Total Uninsured Shares and Deposits > $250K (F+J)

12,165,693

Total Insured Shares and Deposits > $250K (item 17 less item K)

81,701,287

Total Interest Expense (Sum of items 6 8)

336,780

Share Certificates

184

Number of Accounts for Share Drafts

3,104

IRA KEOGH Accounts

202

Number of Accounts for Regular Shares

7,787

Money Market Shares

412

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

19,247,421

Total Liabilities

95,271,001

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

American Broadcast Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About American Broadcast Employees Federal Credit Union

How many branches does American Broadcast Employees Federal Credit Union operate?

American Broadcast Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join American Broadcast Employees Federal Credit Union?

Yes, to access services at American Broadcast Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, American Broadcast Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Broadcast Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does American Broadcast Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like American Broadcast Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.abefcu.org.

Current American Broadcast Employees Federal Credit Union Rates

12-Month CD3.75%
24-Month CD3.50%
60-Month CD3.50%
Savings0.10%
MMA1.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

American Broadcast Employees Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

American Broadcast Employees Federal Credit Union Texas Ratio

American Broadcast Employees Federal Credit Union Health Trend

American Broadcast Employees Federal Credit Union CD Rates

American Broadcast Employees Federal Credit Union Savings Rates

American Broadcast Employees Federal Credit Union Money Market Rates

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

American Broadcast Employees Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About American Broadcast Employees Federal Credit Union

How many branches does American Broadcast Employees Federal Credit Union operate?

Is a member application needed to join American Broadcast Employees Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does American Broadcast Employees Federal Credit Union offer online and mobile banking?

Current American Broadcast Employees Federal Credit Union Rates

Compare to Other Credit Unions