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Best Personal Loan Rates in Herrin, Illinois (IL) - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Illinois borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 20, 2026

Current personal loan options available to borrowers in Herrin, Illinois include: Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit Union9446 RAYMOND AVE, OAK LAWN, IL, 60453A+5.0 ★Texas Ratio: 2.50% offering Signature Loan at 3.99% APR, MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78% offering Personal Loan at 4.00% APR, Baxter Credit UnionBaxter Credit Union415 S Main St, Crystal Lake, IL, 60014A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, First Eagle BankFirst Eagle Bank1201 W Madison St, Chicago, IL, 60607A+5.0 ★Texas Ratio: 0.00% offering Credit Builder Loans at 5.00% APR, and Western Springs Federal Credit UnionWestern Springs Federal Credit Union810 Hillgrove Ave, Western Springs, IL, 60558A+5.0 ★Texas Ratio: 5.23% offering Loan at 5.00% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Herrin, Illinois can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Herrin, Illinois.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Herrin, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 20, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan
3.99%
View
▼
APR3.99%
Last UpdatedMarch 21, 2026
Details

up to $3000.00

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
4.00%
View
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
4.00%
View
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year) Variable Rate
4.00%
View
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
4.50%
View
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
4.75%
View
▼
APR4.75%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year) Variable Rate
4.75%
View
▼
APR4.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 21, 2026
Details

As Low As

First Eagle Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 W Madison St, Chicago, IL, 60607
Credit Builder Loans
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

Borrow up to $5,000 at only 5.0% interest for a limited time!

Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Loan Special
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

Loan Special- up to $5,000 over 24 months for only 5%! Subject to approval, new money only. Apply by 3/30/26.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
2222 Wellington Ct, Lisle, IL, 60532
Pledge Share Loans
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

$80K max.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
450 E 22nd St Ste 250, Lombard, IL, 60148 6176
Credit Saver Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

This APR will vary with the market based on the dividend rate.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Northwest Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
8930 Waukegan Rd, Morton Grove, IL, 60053
Share Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

+ current earning rate

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (5 year)
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Other Collateralized Loans New & Used
5.29%
View
▼
APR5.29%
Last UpdatedMarch 21, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier Two - Loans up to $250,000
5.49%
View
▼
APR5.49%
Last UpdatedMarch 21, 2026
Details

$50,000; As Low As

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
MyChoice Special Loan
5.49%
View
▼
APR5.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

UCB United Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
21 E Market St, Winchester, IL, 62694
Construction Loan Special
5.54%
View
▼
APR5.54%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Staley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
3330 N Woodford St, Decatur, IL, 62526
Credit Builder Loan
5.70%
View
▼
APR5.70%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Loan Consolidation (10 year)
5.75%
View
▼
APR5.75%
Last UpdatedMarch 21, 2026
Details

As Low As

PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
207 N Tremont St, Kewanee, IL, 61443
FHA Loans
5.79%
View
▼
APR5.79%
Last UpdatedMarch 21, 2026
Details

As Low As

PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
207 N Tremont St, Kewanee, IL, 61443
USDA Rural Development Loans
5.79%
View
▼
APR5.79%
Last UpdatedMarch 21, 2026
Details

As Low As

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
242 Wall St, East Dubuque, IL, 61025
Construction Loan*
5.80%
View
▼
APR5.80%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $6000.00
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

$3001.00

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Stock Loans - Single Pay
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
4435 ALBY ST, ALTON, IL, 62002 5916
Vacation Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Chicagos Bravest Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
10231 S Western Ave, Chicago, IL, 60643 1917
No Hassle Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

$100.00 application fee for one year. No credit check.

Central Credit Union of Illinois
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1001 Mannheim Rd, Bellwood, IL, 60104
Loans Less Than
6.05%
View
▼
APR6.05%
Last UpdatedMarch 21, 2026
Details

$2,000

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.25%
View
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

Up to 60 Months

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Connexus Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 22.87%
1980 National Blvd, Galesburg, IL, 61401
Recreational Loans
6.59%
View
▼
APR6.59%
Last UpdatedMarch 21, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
8103 N University St, Peoria, IL, 61615
Unsecured Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 21, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans 12 months repayment
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

$500 - $5,000.00 6.9%APR 24 months

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New Equipment Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured/Consolidation
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Aurora Policemen Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
1200 E Indian Trl, Aurora, IL, 60505 1896
Unsecured Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Stock Loans - Installment
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL, 61607
Signature Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Green & White Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Recreational Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

MAX 72 months

Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

A+; Up to 12 Months

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 21, 2026
Details

As Low As

Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
800 S 42ND ST, Mount Vernon, IL, 62864
Signature Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New Equipment Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Used Equipment Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Commonwealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
563 William R Latham Sr Dr, Bourbonnais, IL, 60914
Personal loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Recreational Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan Up to 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

72 Months

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Lot Loan (75% LTV)
7.51%
View
▼
APR7.51%
Last UpdatedMarch 21, 2026
Details

$35,000

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
View
▼
APR7.55%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
7.89%
View
▼
APR7.89%
Last UpdatedMarch 21, 2026
Details

As Low As; Year: 2012 - 2018

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2012 - 2018
7.89%
View
▼
APR7.89%
Last UpdatedMarch 21, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans 24 months repayment
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

$5,000.00 - $7,500.00 7.9%APR 24 months

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 21, 2026
Details

As Low As

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $10000
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

$6001.00

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Financial Partners Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.50%
940 N MacArthur Blvd, Springfield, IL, 62702 2308
Unsecured Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Tee Pak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
1035 E Main St, Danville, IL, 61832 6037
Express Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

$500 - $2,000

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
Used Equipment Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Holiday Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

Special Rates with auto loan financing

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Max. Amount of Approval: $10,000 (single)

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Max. Amount of Approval: $15,000 (joint)

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As

IBEW Local #146 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3390 N Woodford St, Decatur, IL, 62526
Unsecured
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Joliet Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
818 e cass st, joliet, IL, 60432
Unsecured Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

A; Up to 12 Months

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
557 W Randolph St, Chicago, IL, 60661
Musical Instruments Loans Tier One - Loans up to $49,000
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

$10,000; As Low As

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
View
▼
APR8.01%
Last UpdatedMarch 21, 2026
Details

Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
3153 AVENUE OF THE CITIES, MOLINE, IL, 61265
Lot Loan (80% LTV)
8.02%
View
▼
APR8.02%
Last UpdatedMarch 21, 2026
Details

$35,000

The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.06%
View
▼
APR8.06%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount Up to $25,000

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.09%
View
▼
APR8.09%
Last UpdatedMarch 21, 2026
Details

As Low As; Year: 2011 & Older

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2011 & Older
8.09%
View
▼
APR8.09%
Last UpdatedMarch 21, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.20%
View
▼
APR8.20%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
The Wedding Loan (Signature Loan)
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.29%
View
▼
APR8.29%
Last UpdatedMarch 21, 2026
Details

As Low As; Year: 2019 & Newer

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2019 & Newer
8.29%
View
▼
APR8.29%
Last UpdatedMarch 21, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Special Purpose Loans
8.40%
View
▼
APR8.40%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

Special Rates with auto loan financing

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.56%
View
▼
APR8.56%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount $1,000.01-$25,000

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.59%
View
▼
APR8.59%
Last UpdatedMarch 21, 2026
Details

As Low As; Year: 2012 - 2018

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2012 - 2018
8.59%
View
▼
APR8.59%
Last UpdatedMarch 21, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.60%
View
▼
APR8.60%
Last UpdatedMarch 21, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans
8.69%
View
▼
APR8.69%
Last UpdatedMarch 21, 2026
Details

As Low As; Year: 2019 & Newer

Revity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
3970 Maryville Rd, Granite City, IL, 62040 4179
Motorsport Loans 2019 & Newer
8.69%
View
▼
APR8.69%
Last UpdatedMarch 21, 2026
Details

As Low As

State Farm Bank
Institution Rating:
A+5.0 ★
IL
Personal loan
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

As of July 21, 2025 the fixed Annual Percentage Rate (APR) ranged from 8.74% APR to 24.99% APR, and varies based on credit score, loan amount, purpose, term and automatic payment selection. The minimum loan amount is $1,000 and loan terms range from 12 to 84 months. The lowest APR in the range is available on loans of $10,000 or more with a term of 12-36 months, a credit score of 800 or greater, purpose of home improvement and includes discount for automatic payments from a U.S. Bank personal checking or savings account.

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
138 E Wood St, Hillsboro, IL, 62049 1513
New Equipment Loan
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

Minimum loan amounts apply to terms exceeding 72 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
4.00%
View
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
4.50%
View
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.00%
View
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.25%
View
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details

Up to 60 Months

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 21, 2026
Details

As Low As

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans 12 months repayment
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

$500 - $5,000.00 6.9%APR 24 months

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
415 S Main St, Crystal Lake, IL, 60014
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans Up to 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Commonwealth Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
563 William R Latham Sr Dr, Bourbonnais, IL, 60914
Personal loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan Up to 12 Months
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details

72 Months

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

As Low As

Western Springs Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
810 Hillgrove Ave, Western Springs, IL, 60558
Personal Loan
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

$5,000.00 - $7,500.00 7.9%APR 24 months

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

WISE CU
Institution Rating:
A+5.0 ★
1416 MAINE ST, QUINCY, IL, 62301
Personal Loans 24 months repayment
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

Limit of $10,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 21, 2026
Details

As Low As

Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Unsecured Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
1401 Sheridan Rd, North Chicago, IL, 60064 1803
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

ELCA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
8765 W Higgins Rd, Chicago, IL, 60631
Personal Loan
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

As Low As

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
1 State Farm Plz, Bloomington, IL, 61710 0001
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
260 W Marion Ave, Forsyth, IL, 62535
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
2550 S Alpine Rd, Rockford, IL, 61108 7813
Personal Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

As Low As

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loan 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

United Equity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.09%
687 Lincoln St, Galesburg, IL, 61401
Personal Loans 24 Months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details

No additional details available.

State Farm Bank
Institution Rating:
A+5.0 ★
IL
Personal loan
8.74%
View
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details

As of July 21, 2025 the fixed Annual Percentage Rate (APR) ranged from 8.74% APR to 24.99% APR, and varies based on credit score, loan amount, purpose, term and automatic payment selection. The minimum loan amount is $1,000 and loan terms range from 12 to 84 months. The lowest APR in the range is available on loans of $10,000 or more with a term of 12-36 months, a credit score of 800 or greater, purpose of home improvement and includes discount for automatic payments from a U.S. Bank personal checking or savings account.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Debt Consolidation Loans
11.49%
View
▼
APR11.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
2500 N Halsted St, Chicago, IL, 60614 6999
Debt Consolidation Loan
17.99%
View
▼
APR17.99%
Last UpdatedMarch 21, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan
3.99%
View
▼
APR3.99%
Last UpdatedMarch 21, 2026
Details

up to $3000.00

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
5.25%
View
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $6000.00
5.99%
View
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details

$3001.00

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
6.75%
View
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Kaskaskia Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.26%
401 S Poplar St, Centralia, IL, 62801
Closed End Signature Loan
6.90%
View
▼
APR6.90%
Last UpdatedMarch 21, 2026
Details

As Low As

Redbrand Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
820 McKinley Ave, Bartonville, IL, 61607
Signature Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details

As Low As

Riverside Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
368 Larry Power Rd, Bourbonnais, IL, 60914 4430
Signature Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details

As Low As

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
6001 W Pershing Rd, Cicero, IL, 60804 4112
Unsecured Signature Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
800 S 42ND ST, Mount Vernon, IL, 62864
Signature Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details

As Low As

Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 S State St, Westville, IL, 61883
Signature
7.55%
View
▼
APR7.55%
Last UpdatedMarch 21, 2026
Details

No additional details available.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.75%
View
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
634 N Church St, Rockford, IL, 61103
Signature Loan up to 36 months
7.90%
View
▼
APR7.90%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
9446 RAYMOND AVE, OAK LAWN, IL, 60453
Signature Loan to $10000
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

$6001.00

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

Special Rates with auto loan financing

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details

No additional details available.

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Max. Amount of Approval: $15,000 (joint)

ABD Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
892 BELVIDERE RD, BELVIDERE, IL, 61008 9302
Unsecured Signature Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details

As Low As; Max. Amount of Approval: $10,000 (single)

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
Signature Loan
8.01%
View
▼
APR8.01%
Last UpdatedMarch 21, 2026
Details

Qualifications Required: Must provide most recent two pay stubs, proof of rent or mortgage; Application fee: $20.00

The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.06%
View
▼
APR8.06%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount Up to $25,000

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.20%
View
▼
APR8.20%
Last UpdatedMarch 21, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
6230 S Central Ave, Chicago, IL, 60638
Signature and Cosigner
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

No additional details available.

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
801 Lincoln Hwy, Fairview Heights, IL, 62208 2216
The Wedding Loan (Signature Loan)
8.25%
View
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
190 N State St, Chicago, IL, 60601
Signature Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

No additional details available.

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
2440 E Rand Rd, Arlington Heights, IL, 60004 5802
Signature Loan Special
8.49%
View
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details

Special Rates with auto loan financing

The Credit Union For All
Institution Rating:
A5.0 ★Texas Ratio: 13.29%
1811 Eastland Dr, Bloomington, IL, 61704
FOR ALL Signature Loans
8.56%
View
▼
APR8.56%
Last UpdatedMarch 21, 2026
Details

As Low As; Loan Amount $1,000.01-$25,000

CBI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
13717 S Route 30 Ste 157, Plainfield, IL, 60544 5560
Signature / CoSigner Loan (U0)
8.60%
View
▼
APR8.60%
Last UpdatedMarch 21, 2026
Details

As Low As

No home improvement personal loan rates found in Herrin, IL currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Illinois?

Most lenders in Herrin, Illinois require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Illinois often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Herrin, Illinois require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Illinois?

Yes. Debt consolidation is one of the most common uses of personal loans in Herrin, Illinois. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Herrin, Illinois?

Credit unions in Herrin, Illinois often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Herrin, Illinois?

  • Oak Lawn Municipal Employees Credit Union: 3.99% (Signature Loan)
  • MembersAlliance Credit Union: 4.00% (Personal Loan)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • First Eagle Bank: 5.00% (Credit Builder Loans)
  • Western Springs Federal Credit Union: 5.00% (Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Herrin, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026.

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