Current personal loan options available to borrowers in Champaign, Illinois include: University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union2201 S 1ST ST, Champaign, IL, 61820 7402A+5.0 ★Texas Ratio: 5.86% offering Unsecured Personal Loan at 9.25% APR, Central Illinois Credit UnionCentral Illinois Credit Union2106 w john st, champaign, IL, 61821A5.0 ★Texas Ratio: 8.33% offering Signature Loan at 9.50% APR, Illinois Educators Credit UnionIllinois Educators Credit Union1203 S Mattis Ave, Champaign, IL, 61821 4827A5.0 ★Texas Ratio: 7.66% offering Personal Loan at 12.25% APR, Oak Lawn Municipal Employees Credit UnionOak Lawn Municipal Employees Credit Union9446 RAYMOND AVE, OAK LAWN, IL, 60453A+5.0 ★Texas Ratio: 2.50% offering Signature Loan at 3.99% APR, and MembersAlliance Credit UnionMembersAlliance Credit Union2550 S Alpine Rd, Rockford, IL, 61108 7813A+5.0 ★Texas Ratio: 2.78% offering Loan Consolidation (5 year) Variable Rate at 4.00% APR. Personal loan rates as of April 2, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Champaign, Illinois can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Champaign, Illinois.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Champaign, Illinois. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 2, 2026
As Low As
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
As Low As; Rates and terms available to qualified borrowers.
$0-$7499
As Low As; Personal Loans are a great way to finance that special project or dream vacation! See a Loan Officer for details.
up to $3000.00
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Up to 60 Months
No additional details available.
As Low As
This APR will vary with the market based on the dividend rate.
No additional details available.
Credit Score A 700 & Up
As Low As
As Low As
As Low As
$50,000; As Low As
No additional details available.
No additional details available.
As Low As
This Construction Loan offer is subject to credit approval and valid for applications received on or before March 31, 2026.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
$3001.00
12 months
No additional details available.
$100.00 application fee
As Low As
As Low As
As Low As; 72 Months
As Low As
$2,000
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Up to 60 Months
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
Credit Score A 700 & Up
As Low As
As Low As
Limit of $10,000.00
Limit of $10,000.00
No additional details available.
18 months
As Low As
MAX 72 months
As Low As
No additional details available.
A+; Up to 12 Months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; 72 Months
As Low As
As Low As
As Low As; Based on Credit History
As Low As
No additional details available.
Up to 12 Months
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; $40,000 Min
$35,000
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; 2012 - 2018
Limit of $10,000.00
Limit of $10,000.00
No additional details available.
No additional details available.
As Low As
As Low As
$500 - $2,000
24 months
Special Rates with auto loan financing
As Low As
No additional details available.
No additional details available.
$6001.00
No additional details available.
As Low As; $40,000 Min
No additional details available.
A; Up to 12 Months
No additional details available.
$10,000; As Low As
As Low As; Max. Amount of Approval: $10,000 (single)
As Low As; Max. Amount of Approval: $15,000 (joint)
Application fee: $20.00
$35,000
As Low As
As Low As
As Low As; 2011 & Older
As Low As
As Low As
As Low As
Credit Score A 700 & Up
As Low As
As Low As
As Low As
As Low As; 2019 & Newer
As Low As
No additional details available.
No additional details available.
Special Rates with auto loan financing
No additional details available.
As Low As
24 Months
No additional details available.
As Low As; $60,000 Min.
As Low As
No additional details available.
As Low As
As Low As
As Low As; 2012 - 2018
As Low As
As Low As
As Low As
As Low As; 2019 & Newer
As Low As
As Low As
$0-$7499
As Low As; Personal Loans are a great way to finance that special project or dream vacation! See a Loan Officer for details.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
12 months
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; Up to 60 Months
As Low As
As Low As
As Low As
As Low As
Limit of $10,000.00
Limit of $10,000.00
No additional details available.
As Low As
18 months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; 72 Months
As Low As
As Low As
As Low As; $40,000 Min
Up to 12 Months
No additional details available.
As Low As
As Low As
No additional details available.
Limit of $10,000.00
Limit of $10,000.00
No additional details available.
As Low As
As Low As
As Low As
24 months
As Low As; $40,000 Min
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; $60,000 Min.
24 Months
No additional details available.
No additional details available.
As Low As
As Low As; Use our signature loans for whatever needs may arise or to refinance higher rate loans or credit cards. Rates as low as 9.50% APR (Annual Percentage Rate)* *Rates and terms available to qualified borrowers.
As Low As; Rates and terms available to qualified borrowers.
up to $3000.00
Credit Score A 700 & Up
$3001.00
Credit Score A 700 & Up
As Low As
As Low As
As Low As; Based on Credit History
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$6001.00
Special Rates with auto loan financing
As Low As; Max. Amount of Approval: $15,000 (joint)
As Low As; Max. Amount of Approval: $10,000 (single)
Application fee: $20.00
As Low As
As Low As
Credit Score A 700 & Up
As Low As
No additional details available.
Special Rates with auto loan financing
As Low As
As Low As