What are the current interest rates at Citizens Equity First Credit Union?

Current rates for Citizens Equity First Credit Union include: 12-Month CD: 3.10%, 18-Month CD: 3.20%, 24-Month CD: 3.30%, 60-Month CD: 3.60%, Savings: 1.65%, MMA: 2.70%

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Citizens Equity First Credit Union

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Citizens Equity First Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Equity First Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Citizens Equity First Credit Union's top rates as of October 14, 2026 are 3.65% APY on its Jumbo CD Accounts - 60 month, 1.65% APY on savings, 2.70% APY on money market accounts, 0.50% APY on checking, 6.50% on its Adjustable-Rate Mortgages - 5/1 ARM - 15 Year Term, student loans from 7.50% APR, and credit cards from 12.00% APR, according to rates verified by MonitorBankRates. Other Citizens Equity First Credit Union CD rates include Jumbo HSA CD Accounts - 60 month at 3.65%, Jumbo IRA CD Accounts - 60 month at 3.65%, and CD Accounts - 60 month at 3.60%. Other Citizens Equity First Credit Union mortgage rates include Fixed-Rate Mortgages - 15 Year - Fixed Rate at 6.75%, Jumbo Mortgages - 15 Year - Fixed Rate at 6.75%, and Fixed-Rate Mortgages - 10 Year - Fixed Rate at 6.75%. MonitorBankRates evaluates the financial stability of Citizens Equity First Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.89%. Rates last updated and verified on 10/14/2026.

Citizens Equity First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Equity First Credit Union? Share your experience about Citizens Equity First Credit Union by leaving a review below, or read customer reviews before you decide to use Citizens Equity First Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.89%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Citizens Equity First Credit Union
CEFCU

5401 W Everett M Dirksen Pkwy
Peoria, IL 61607

https://www.cefcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Citizens Equity First Credit Union CD Rates

Product	Rate	APY	Term
Jumbo Certificate Accounts - 60 month	3.59%	3.65%	60 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.30% → 3.65% ▲ 0.35 pts · high 3.65% / low 3.30% Oct 10, 20263.65%▲ from 3.30% Sep 14, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 60 month	3.59%	3.65%	60 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.30% → 3.65% ▲ 0.35 pts · high 3.65% / low 3.30% Oct 10, 20263.65%▲ from 3.30% Sep 14, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo IRA Certificate Accounts - 60 month	3.59%	3.65%	60 months
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.30% → 3.65% ▲ 0.35 pts · high 3.65% / low 3.30% Oct 10, 20263.65%▲ from 3.30% Sep 14, 20263.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 60 month	3.54%	3.60%	60 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.60% ▲ 0.35 pts · high 3.60% / low 3.25% Oct 10, 20263.60%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 60 month	3.54%	3.60%	60 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.60% ▲ 0.35 pts · high 3.60% / low 3.25% Oct 10, 20263.60%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 48 month	3.49%	3.55%	48 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.55% ▲ 0.30 pts · high 3.55% / low 3.25% Oct 10, 20263.55%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 48 month	3.49%	3.55%	48 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.55% ▲ 0.30 pts · high 3.55% / low 3.25% Oct 10, 20263.55%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo IRA Certificate Accounts - 48 month	3.49%	3.55%	48 months
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.25% → 3.55% ▲ 0.30 pts · high 3.55% / low 3.25% Oct 10, 20263.55%▲ from 3.25% Sep 14, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 48 month	3.44%	3.50%	48 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.50% ▲ 0.30 pts · high 3.50% / low 3.20% Oct 10, 20263.50%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 48 month	3.44%	3.50%	48 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.20% → 3.50% ▲ 0.30 pts · high 3.50% / low 3.20% Oct 10, 20263.50%▲ from 3.20% Sep 14, 20263.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 36 month	3.40%	3.45%	36 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.21% → 3.45% ▲ 0.24 pts · high 3.45% / low 3.21% Oct 10, 20263.45%▲ from 3.21% Sep 14, 20263.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 36 month	3.40%	3.45%	36 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.21% → 3.45% ▲ 0.24 pts · high 3.45% / low 3.21% Oct 10, 20263.45%▲ from 3.21% Sep 14, 20263.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo IRA Certificate Accounts - 36 month	3.40%	3.45%	36 months
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.21% → 3.45% ▲ 0.24 pts · high 3.45% / low 3.21% Oct 10, 20263.45%▲ from 3.21% Sep 14, 20263.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 36 month	3.35%	3.40%	36 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 3.40% ▲ 0.25 pts · high 3.40% / low 3.15% Oct 10, 20263.40%▲ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 36 month	3.35%	3.40%	36 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 3.40% ▲ 0.25 pts · high 3.40% / low 3.15% Oct 10, 20263.40%▲ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 24 month	3.30%	3.35%	24 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 3.35% ▲ 0.20 pts · high 3.35% / low 3.15% Oct 10, 20263.35%▲ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 24 month	3.30%	3.35%	24 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 3.35% ▲ 0.20 pts · high 3.35% / low 3.15% Oct 10, 20263.35%▲ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo IRA Certificate Accounts - 24 month	3.30%	3.35%	24 months
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.15% → 3.35% ▲ 0.20 pts · high 3.35% / low 3.15% Oct 10, 20263.35%▲ from 3.15% Sep 14, 20263.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 24 month	3.25%	3.30%	24 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.10% → 3.30% ▲ 0.20 pts · high 3.30% / low 3.10% Oct 10, 20263.30%▲ from 3.10% Sep 14, 20263.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 24 month	3.25%	3.30%	24 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.10% → 3.30% ▲ 0.20 pts · high 3.30% / low 3.10% Oct 10, 20263.30%▲ from 3.10% Sep 14, 20263.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 18 month	3.20%	3.25%	18 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.95% → 3.25% ▲ 0.30 pts · high 3.25% / low 2.95% Oct 10, 20263.25%▲ from 2.95% Sep 14, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 18 month	3.20%	3.25%	18 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.95% → 3.25% ▲ 0.30 pts · high 3.25% / low 2.95% Oct 10, 20263.25%▲ from 2.95% Sep 14, 20262.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 18 month	3.15%	3.20%	18 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90% Oct 10, 20263.20%▲ from 2.90% Sep 14, 20262.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 18 month	3.15%	3.20%	18 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.90% → 3.20% ▲ 0.30 pts · high 3.20% / low 2.90% Oct 10, 20263.20%▲ from 2.90% Sep 14, 20262.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 12 month	3.11%	3.15%	12 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.86% → 3.15% ▲ 0.29 pts · high 3.15% / low 2.86% Oct 10, 20263.15%▲ from 2.86% Sep 14, 20262.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 12 month	3.11%	3.15%	12 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.86% → 3.15% ▲ 0.29 pts · high 3.15% / low 2.86% Oct 10, 20263.15%▲ from 2.86% Sep 14, 20262.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo IRA Certificate Accounts - 12 month	3.11%	3.15%	12 months
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.86% → 3.15% ▲ 0.29 pts · high 3.15% / low 2.86% Oct 10, 20263.15%▲ from 2.86% Sep 14, 20262.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 12 month	3.06%	3.10%	12 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.10% ▲ 0.30 pts · high 3.10% / low 2.80% Oct 10, 20263.10%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 12 month	3.06%	3.10%	12 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.10% ▲ 0.30 pts · high 3.10% / low 2.80% Oct 10, 20263.10%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
My Save Certificate Accounts - 12 month	3.06%	3.10%	12 months
No additional details. Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 6 month	3.01%	3.05%	6 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.76% → 3.05% ▲ 0.29 pts · high 3.05% / low 2.76% Oct 10, 20263.05%▲ from 2.76% Sep 14, 20262.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 6 month	3.01%	3.05%	6 months
Min Deposit $100,000 Details Minimum to open $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.76% → 3.05% ▲ 0.29 pts · high 3.05% / low 2.76% Oct 10, 20263.05%▲ from 2.76% Sep 14, 20262.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 6 month	2.96%	3.00%	6 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.70% → 3.00% ▲ 0.30 pts · high 3.00% / low 2.70% Oct 10, 20263.00%▲ from 2.70% Sep 14, 20262.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 6 month	2.96%	3.00%	6 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.70% → 3.00% ▲ 0.30 pts · high 3.00% / low 2.70% Oct 10, 20263.00%▲ from 2.70% Sep 14, 20262.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Certificate Accounts - 3 month	2.91%	2.95%	3 MONTHS
Min Deposit $100,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.65% → 2.95% ▲ 0.30 pts · high 2.95% / low 2.65% Oct 10, 20262.95%▲ from 2.65% Sep 14, 20262.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo HSA Certificate Accounts - 3 month	2.91%	2.95%	3 months
Min Deposit $100,000 Details Minimum to open $100,000; Dividend Rate 2.91% Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.65% → 2.95% ▲ 0.30 pts · high 2.95% / low 2.65% Oct 10, 20262.95%▲ from 2.65% Sep 14, 20262.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Certificate Accounts - 3 month	2.86%	2.90%	3 months
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.60% → 2.90% ▲ 0.30 pts · high 2.90% / low 2.60% Oct 10, 20262.90%▲ from 2.60% Sep 14, 20262.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
HSA Certificate Accounts - 3 month	2.86%	2.90%	3 MONTHS
Min Deposit $1,000 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.60% → 2.90% ▲ 0.30 pts · high 2.90% / low 2.60% Oct 10, 20262.90%▲ from 2.60% Sep 14, 20262.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Savings Rates

Product	Rate	APY
Savings Accounts	1.64%	1.65%
Min Deposit $1 Min Balance $10,000 Details Balance: $10,000.00 and over; Tier: TIER-3; Min. to Earn APY: $10,000.00 Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 1.36% → 1.65% ▲ 0.29 pts · high 1.65% / low 1.36% Oct 14, 20261.65%▲ from 1.55% Sep 18, 20261.55%▲ from 1.36% Sep 14, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Savings Accounts	1.59%	1.60%
Min Deposit $1 Min Balance $1,000 Details Balance: $1,000.00 - $9,999.99; Tier: TIER-2; Min. to Earn APY: $1,000.00 Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 1.36% → 1.60% ▲ 0.24 pts · high 1.60% / low 1.36% Oct 14, 20261.60%▲ from 1.55% Sep 18, 20261.55%▲ from 1.36% Sep 14, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Savings Accounts	1.54%	1.55%
Min Deposit $1 Min Balance $1 Details Balance: $1.00 - $999.99; Tier: TIER-1; Min. to Earn APY: $1.00 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 1.36% → 1.55% ▲ 0.19 pts · high 1.55% / low 1.36% Sep 18, 20261.55%▲ from 1.36% Sep 14, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Savings Accounts	1.54%	1.55%
Min Balance $0 Details Tier: TIER-1; Balance: $0.01 - $999.99 Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 1.36% → 1.55% ▲ 0.19 pts · high 1.55% / low 1.36% Sep 18, 20261.55%▲ from 1.36% Sep 14, 20261.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Money Market Rates

Product	Rate	APY
Insured Money Market Account (IMMA)	2.67%	2.70%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000.00 to earn APY (TIER-4); Balance required to avoid a fee: $2,500 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.55% → 2.70% ▲ 0.15 pts · high 2.70% / low 2.55% Oct 14, 20262.70%▲ from 2.55% Sep 18, 20262.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Insured Money Market Account (IMMA)	2.57%	2.60%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000.00 to earn APY (TIER-3); Balance required to avoid a fee: $2,500 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.45% → 2.60% ▲ 0.15 pts · high 2.60% / low 2.45% Oct 14, 20262.60%▲ from 2.45% Sep 18, 20262.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Insured Money Market Account (IMMA)	2.47%	2.50%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000.00 to earn APY (TIER-2); Balance required to avoid a fee: $2,500 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.35% → 2.50% ▲ 0.15 pts · high 2.50% / low 2.35% Oct 14, 20262.50%▲ from 2.35% Sep 18, 20262.35%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Insured Money Market Account (IMMA)	2.37%	2.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 to earn APY (TIER-1); Balance required to avoid a fee: $2,500 Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 2.25% → 2.40% ▲ 0.15 pts · high 2.40% / low 2.25% Oct 14, 20262.40%▲ from 2.25% Sep 18, 20262.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Checking Rates

Product	Rate	APY
Dividend Checking	0.50%	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Balance tier: TIER-1; Balance required to avoid a fee - $2,500 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Dividend Checking	0.50%	0.50%
Min Deposit $2,500 Min Balance $5,000 Details Balance tier: TIER-2; Balance required to avoid a fee - $2,500 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Dividend Checking	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Balance tier: TIER-3; Balance required to avoid a fee - $2,500 Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Fixed-Rate Mortgages - 15 Year - Fixed Rate	6.75%	0.00	6.915%	15 years
No additional details. Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.92% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Mortgages - 15 Year - Fixed Rate	6.75%	0.00	6.915%	15 Year
Details Fixed rate Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.92% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Fixed-Rate Mortgages - 10 Year - Fixed Rate	6.75%	0.00	6.981%	10 years
No additional details. Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.98% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Adjustable-Rate Mortgages - 10/1 ARM - 15 Year Term	7.00%	0.00	7.005%	15 Year
No additional details. Last Updated 10/14/2026 Rate History 3 changes since Sep 14, 2026 · 6.41% → 7.01% ▲ 0.59 pts · high 7.01% / low 6.41% Oct 10, 20267.01%▲ from 6.79% Oct 1, 20266.79%▲ from 6.67% Sep 27, 20266.67%▲ from 6.41% Sep 14, 20266.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Adjustable-Rate Mortgages - 7/1 ARM - 15 Year Term	6.625%	0.00	7.226%	15 Year
No additional details. Last Updated 10/14/2026 Rate History 3 changes since Sep 14, 2026 · 6.37% → 7.23% ▲ 0.85 pts · high 7.23% / low 6.37% Oct 10, 20267.23%▲ from 6.75% Oct 1, 20266.75%▲ from 6.64% Sep 27, 20266.64%▲ from 6.37% Sep 14, 20266.37%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Fixed-Rate Mortgages - 30 Year - Fixed Rate	7.375%	0.00	7.48%	30 years
No additional details. Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.48% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Mortgages - 30 Year - Fixed Rate	7.375%	0.00	7.48%	30 Year
Details Fixed rate Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.48% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Adjustable-Rate Mortgages - 5/1 ARM - 15 Year Term	6.50%	0.00	7.506%	15 Year
No additional details. Last Updated 10/14/2026 Rate History 3 changes since Sep 14, 2026 · 6.38% → 7.51% ▲ 1.13 pts · high 7.51% / low 6.38% Oct 10, 20267.51%▲ from 6.82% Oct 1, 20266.82%▲ from 6.65% Sep 27, 20266.65%▲ from 6.38% Sep 14, 20266.38%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Fixed-Rate Mortgages - 20 Year - Fixed Rate	7.375%	0.00	7.51%	20 years
No additional details. Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.51% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Mortgages - 20 Year - Fixed Rate	7.375%	0.00	7.51%	20 Year
Details Fixed rate Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.51% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Adjustable-Rate Mortgages - 10/1 ARM - 30 Year Term	6.75%	0.00	7.815%	30 Year
No additional details. Last Updated 10/14/2026 Rate History 3 changes since Sep 14, 2026 · 6.62% → 7.82% ▲ 1.19 pts · high 7.82% / low 6.62% Oct 10, 20267.82%▲ from 7.00% Oct 1, 20267.00%▲ from 6.89% Sep 27, 20266.89%▲ from 6.62% Sep 14, 20266.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Mortgages - 10/1 ARM - 30 Year Term	6.75%	0.00	7.815%	30 Year
Details Adjustable-rate mortgage (10/1 ARM) Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 6.62% → 7.82% ▲ 1.19 pts · high 7.82% / low 6.62% Oct 14, 20267.82%▲ from 7.00% Oct 1, 20267.00%▲ from 6.62% Sep 14, 20266.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Adjustable-Rate Mortgages - 7/1 ARM - 30 Year Term	6.875%	0.00	8.043%	30 Year
No additional details. Last Updated 10/14/2026 Rate History 3 changes since Sep 14, 2026 · 6.58% → 8.04% ▲ 1.47 pts · high 8.04% / low 6.58% Oct 10, 20268.04%▲ from 6.95% Oct 1, 20266.95%▲ from 6.85% Sep 27, 20266.85%▲ from 6.58% Sep 14, 20266.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Mortgages - 7/1 ARM - 30 Year Term	6.875%	0.00	8.043%	30 Year
Details Adjustable-rate mortgage (7/1 ARM) Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 6.58% → 8.04% ▲ 1.47 pts · high 8.04% / low 6.58% Oct 14, 20268.04%▲ from 6.95% Oct 1, 20266.95%▲ from 6.58% Sep 14, 20266.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Adjustable-Rate Mortgages - 5/1 ARM - 30 Year Term	6.75%	0.00	8.212%	30 Year
No additional details. Last Updated 10/14/2026 Rate History 3 changes since Sep 14, 2026 · 6.56% → 8.21% ▲ 1.66 pts · high 8.21% / low 6.56% Oct 10, 20268.21%▲ from 6.93% Oct 1, 20266.93%▲ from 6.84% Sep 27, 20266.84%▲ from 6.56% Sep 14, 20266.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Mortgages - 5/1 ARM - 30 Year Term	6.75%	0.00	8.212%	30 Year
Details Adjustable-rate mortgage (5/1 ARM) Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 6.56% → 8.21% ▲ 1.66 pts · high 8.21% / low 6.56% Oct 14, 20268.21%▲ from 6.93% Oct 1, 20266.93%▲ from 6.56% Sep 14, 20266.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Hybrid Home Equity Line of Credit (HELOC)	-	-	7.00%
Details As Low As; APR column in source table Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	4.99%
Details As Low As; Today's Rates for Our Most Popular Loans Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan	6.99%	6.99%	48 months
Details Model Year: 2024 AND NEWER; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Recreational Vehicle & Boat - 2024 AND NEWER	6.99%	6.99%	72 months
Details Model Year: 2024 AND NEWER; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Recreational Vehicle & Boat - 2020-2023	7.29%	7.29%	72 months
Details Model Year: 2020-2023; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	7.79%	7.79%	48 months
Details Model Year: 2020-2023; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Recreational Vehicle & Boat - 2017-2019	7.79%	7.79%	72 months
Details Model Year: 2017-2019; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	8.29%	8.29%	48 months
Details Model Year: 2017-2019; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Recreational Vehicle & Boat - 2016 AND OLDER	8.79%	8.79%	72 months
Details Model Year: 2016 AND OLDER; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.79% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	9.29%	9.29%	36 months
Details Model Year: 2016 AND OLDER; LTV <= 100% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 9.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Student Loan Rates

Product	Rate	Points	APR
Consolidation Student Loan - PRIVATE STUDENT LOAN (Variable Rate)	-	-	7.50%
Details Variable rate available to qualified borrowers; APR may vary quarterly based on the Prime Rate published in the Wall Street Journal (footnote 2) Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
PRIVATE STUDENT LOAN (Variable Rate)	-	-	7.50%
Details Variable rate available to qualified borrowers; may vary quarterly based on the Prime Rate published in the Wall Street Journal Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	12.00%
Details As Low As; Today's Rates for Our Most Popular Loans Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 12.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Personal Loan Rates

Product	APR	Term	View More
Consolidation Student Loan - PRIVATE STUDENT LOAN (Variable Rate)	7.50%
Details Variable rate available to qualified borrowers; APR may vary quarterly based on the Prime Rate published in the Wall Street Journal (footnote 2) Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
PERSONAL (UNSECURED) Loan	9.50%
Details Other Consumer Loan; Rate available to well-qualified borrowers. Term varies based on principal amount borrowed. Minimum loan amount $1,000. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
SINGLE PAYMENT NOTE (UNSECURED) Loan	11.50%
Details Other Consumer Loan; Rate available to well-qualified borrowers. Term varies based on principal amount borrowed. Minimum loan amount $1,000. Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 11.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Citizens Equity First Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Roth, Traditional, and Education IRA Daily Account	1.54%	-	1.55%
Min Deposit $5 Details Savings Accounts; Minimum to open - $5; New CESAs cannot be opened Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.55% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Traditional & Roth IRA Certificates and Coverdell ESA Certificates - 12 MONTHS	3.06%	-	3.10%	12 MONTHS
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.10% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Traditional & Roth IRA Certificates and Coverdell ESA Certificates - 24 MONTHS	3.25%	-	3.30%	24 MONTHS
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.30% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Traditional & Roth IRA Certificates and Coverdell ESA Certificates - 36 MONTHS	3.35%	-	3.40%	36 MONTHS
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.40% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Traditional & Roth IRA Certificates and Coverdell ESA Certificates - 48 MONTHS	3.44%	-	3.50%	48 MONTHS
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Traditional & Roth IRA Certificates and Coverdell ESA Certificates - 60 MONTHS	3.54%	-	3.60%	60 MONTHS
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 3.60% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Citizens Equity First Credit Union’s Texas Ratio stayed near 5.44% in Q3 2023 to 5.89% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$8.5B	5.89%	5.0	A+
March 31, 2026	$8.6B	5.26%	5.0	A+
December 31, 2025	$8.3B	7.09%	5.0	A
September 30, 2025	$8.1B	6.36%	5.0	A
June 30, 2025	$8.2B	6.05%	5.0	A
March 31, 2025	$8.3B	5.06%	5.0	A+
December 31, 2024	$7.9B	6.65%	5.0	A
September 30, 2024	$7.8B	5.79%	5.0	A+
June 30, 2024	$7.8B	5.50%	5.0	A+
March 31, 2024	$8.1B	5.12%	5.0	A+
December 31, 2023	$7.5B	6.96%	5.0	A
September 30, 2023	$7.4B	5.44%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Citizens Equity First Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Citizens Equity First Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens Equity First Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Citizens Equity First Credit Union

Website https://www.cefcu.com

Address 5401 W Everett M Dirksen Pkwy, Peoria, IL 61607

Phone 309-633-7000

Fax

President Kavita Sachdev

CEO Matthew Mamer

Full-Time Employees 1,053

Part-Time Employees 8

Branch Locations 35

ATM Locations 34

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.89%

Return on Assets (ROA)

0.6667%

Return on Equity (ROE)

5.7250%

Non-Performing Loans Ratio (NPL)

0.96%

Total Assets

8,499,986,192

Total Amount of Shares and Deposits

7,423,253,410

Total Shares and Deposits < 1 Year

6,470,319,410

Total Shares and Deposits 1 3 Years

681,558,000

Total Shares and Deposits > 3 Years

271,376,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

660,062,502

Total Uninsured Shares and Deposits > $250K (F+J)

660,304,936

Total Insured Shares and Deposits > $250K (item 17 less item K)

6,762,948,474

Total Interest Expense (Sum of items 6 8)

89,159,535

Share Certificates

56,570

Number of Accounts for Share Drafts

216,860

IRA KEOGH Accounts

31,364

Number of Accounts for Regular Shares

473,929

All other shares

3,347

Non Member Deposits

Money Market Shares

24,074

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

324,295,520

Total Liabilities

7,504,467,338

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Citizens Equity First Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Citizens Equity First Credit Union

How many branches does Citizens Equity First Credit Union operate?

Citizens Equity First Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Citizens Equity First Credit Union?

Yes, to access services at Citizens Equity First Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Citizens Equity First Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Equity First Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Citizens Equity First Credit Union offer online and mobile banking?

Most modern institutions like Citizens Equity First Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cefcu.com.

Current Citizens Equity First Credit Union Rates

12-Month CD3.10%
18-Month CD3.20%
24-Month CD3.30%
60-Month CD3.60%
Savings1.65%
MMA2.70%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Citizens Equity First Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Citizens Equity First Credit Union Texas Ratio

Citizens Equity First Credit Union Health Trend

Citizens Equity First Credit Union CD Rates

Citizens Equity First Credit Union Savings Rates

Citizens Equity First Credit Union Money Market Rates

Citizens Equity First Credit Union Checking Rates

Citizens Equity First Credit Union Mortgage Rates

Citizens Equity First Credit Union Home Equity & HELOC

Citizens Equity First Credit Union Auto Loan Rates

Citizens Equity First Credit Union RV, Boat and Powersport Loan Rates

Citizens Equity First Credit Union Student Loan Rates

Citizens Equity First Credit Union Credit Card Rates

Citizens Equity First Credit Union Personal Loan Rates

Citizens Equity First Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Citizens Equity First Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Citizens Equity First Credit Union

How many branches does Citizens Equity First Credit Union operate?

Is a member application needed to join Citizens Equity First Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Citizens Equity First Credit Union offer online and mobile banking?

Current Citizens Equity First Credit Union Rates

Compare to Other Credit Unions