Mortgage Lenders and Brokers in Champaign, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Champaign, Illinois mortgage lenders include Busey BankBusey BankBuseyCom, Champaign, IL 61820A+5.0 ★Texas Ratio: 2.31%, Midland States BankMidland States Bank1617 W Springfield Ave, Champaign, IL 61821A5.0 ★Texas Ratio: 9.50%, University of Illinois Community Credit UnionUniversity of Illinois Community Credit Union2201 S 1ST ST, Champaign, IL 61820 7402A+5.0 ★Texas Ratio: 4.34%, First Federal Savings Bank of Champaign-UrbanaFirst Federal Savings Bank of Champaign-Urbana1311 S Neil St, Champaign, IL 61820A+5.0 ★Texas Ratio: 0.40%, The Fisher National BankThe Fisher National Bank3105 S Staley Rd, Champaign, IL 61822A5.0 ★Texas Ratio: 10.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2512 N Prospect Ave, Champaign, IL 61822A+5.0 ★Texas Ratio: 3.68%, Bank of SpringfieldBank of Springfield1015 W Windsor Rd, Champaign, IL 61821A5.0 ★Texas Ratio: 13.68%, Hickory Point Bank & TrustHickory Point Bank & Trust202 W Park Ave, Champaign, IL 61820A+5.0 ★Texas Ratio: 1.00%, BankChampaign, N.A.BankChampaign, N.A.2101 S Neil St, Champaign, IL 61820A+5.0 ★Texas Ratio: 2.14%, and Morton Community BankMorton Community Bank1001 S Neil St, Champaign, IL 61820A+5.0 ★Texas Ratio: 5.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Champaign, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Champaign are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Champaign, Illinois
Market share is the lender's share of all home loans closed in Champaign, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Champaign BuseyCom, Champaign, IL 61820 A+5.0 ★Texas Ratio: 2.31% |
Conventional, FHA, VA, HELOC | 78 +46 HELOCs |
7.8% | 95.3% | $217,820 | View |
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1 office in Champaign 1617 W Springfield Ave, Champaign, IL 61821 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 58 +4 HELOCs |
5.8% | 96.7% | $185,689 | View |
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2201 S 1ST ST, Champaign, IL 61820 7402 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 49 | 4.9% | 96.1% | $295,408 | View |
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1311 S Neil St, Champaign, IL 61820 A+5.0 ★Texas Ratio: 0.40% |
Conventional | 45 | 4.5% | 97.8% | $194,333 | View |
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1 office in Champaign 3105 S Staley Rd, Champaign, IL 61822 A5.0 ★Texas Ratio: 10.85% |
Conventional | 41 | 4.1% | 97.7% | $178,414 | View |
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3 offices in Champaign 2512 N Prospect Ave, Champaign, IL 61822 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 28 +1 HELOCs |
2.8% | 93.5% | $250,357 | View |
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1 office in Champaign 1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional, FHA, VA, Jumbo | 27 | 2.7% | 100% | $255,000 | View |
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1 office in Champaign 202 W Park Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 20 | 2% | 90.9% | $196,500 | View |
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1 office in Champaign 2101 S Neil St, Champaign, IL 61820 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 15 | 1.5% | 100% | $123,666 | View |
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1 office in Champaign 1001 S Neil St, Champaign, IL 61820 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 12 +3 HELOCs |
1.2% | 100% | $200,000 | View |
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★ 1.7 stars, 3 reviews 3 offices in Champaign 1164 South 6th Street, Champaign, IL 61820 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 10 +19 HELOCs |
1% | 76.9% | $199,000 | View |
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1 office in Champaign 101 E Windsor Rd, Champaign, IL 61820 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 9 | 0.9% | 90.9% | $310,555 | View |
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2 offices in Champaign 1611 S Prospect Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 6 +6 HELOCs |
0.6% | 77.8% | $205,000 | View |
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1 office in Champaign 1601 S Prospect Ave, Champaign, IL 61820 B+4.1 ★Texas Ratio: 5.42% |
Conventional | 6 | 0.6% | 75% | $181,666 | View |
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2 offices in Champaign 913 W Marketview Dr, Champaign, IL 61822 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 5 +6 HELOCs |
0.5% | 100% | $147,000 | View |
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1 office in Champaign 217 S Neil St, Champaign, IL 61820 A5.0 ★Texas Ratio: 9.74% |
Conventional | 5 | 0.5% | 83.3% | $243,000 | View |
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2 offices in Champaign 1101 W Windsor Rd, Champaign, IL 61821 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 4 +6 HELOCs |
0.4% | 100% | $150,000 | View |
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1 office in Champaign 812 W Springfield Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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121 S Pennsylvania St, Chrisman, IL 61924 A5.0 ★Texas Ratio: 8.41% |
Conventional | 26 | 2.6% | 100% | $199,230 | View |
First State Mortgage Services
2911 Crossing Ct, Champaign, IL 61822 |
Conventional, FHA, VA | 10 | 1% | 90.9% | $193,000 | |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.6% | 100% | $235,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 6 | 0.6% | 100% | $153,333 | View |
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2913 W Kirby Ave, Champaign, IL 61821 A5.0 ★Texas Ratio: 8.91% |
Conventional | 5 | 0.5% | 100% | $105,000 | View |
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1101 Trinity Ln, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 5 | 0.5% | 100% | $189,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 44.4% | $202,500 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 0.3% | 75% | $231,666 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.3% | 100% | $185,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 2 | 0.2% | 100% | $155,000 | |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 2 | 0.2% | 100% | $345,000 | |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.2% | 100% | $175,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $295,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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401 Park St, Cisne, IL 62823 A5.0 ★Texas Ratio: 13.67% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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83 W Golf Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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4855 Aldi Dr, Decatur, IL 62521 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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101 W Main St, Green Valley, IL 61534 A-4.9 ★Texas Ratio: 16.61% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Germantown Trust & Savings Bank
703 Carlyle Road, Bartelso, IL 62218 |
Conventional | 1 | 0.1% | 100% | $185,000 | |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1015 W Windsor Rd, Champaign, IL 61821 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iroquois Federal Savings & Loan Association
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Conventional | 26 | 2.6% | 92.9% | $231,153 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.6% | 85.7% | $235,000 | |
Citizens Equity First Credit U
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Conventional, HELOC | 6 +1 HELOCs |
0.6% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 0.2% | 100% | $230,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.2% | 50% | $265,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Community Banc Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 113 +3 HELOCs |
11.3% | 93.4% | $197,035 | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 5.1% | 70.7% | $136,568 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 50 | 5% | 100% | $223,400 | |
Primelending
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Conventional, FHA, VA | 32 | 3.2% | 97% | $250,937 | |
Point Mortgage Corp
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Conventional, FHA, VA | 26 | 2.6% | 100% | $235,769 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
2.2% | 85.2% | $249,545 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 18 | 1.8% | 81.8% | $236,111 | |
Nationstar Mortgage
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Conventional, FHA, VA | 17 | 1.7% | 94.4% | $189,705 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 1.1% | 84.6% | $217,727 | |
Mortgage Research Center
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Conventional, VA | 7 | 0.7% | 87.5% | $266,428 | |
Fairway Independent Mort Corp
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Conventional | 6 | 0.6% | 100% | $406,666 | |
Guidance Residential, LLC
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Conventional | 5 | 0.5% | 100% | $287,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 100% | $115,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.4% | 100% | $217,500 | |
Synergy One Lending, Inc.
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Conventional, FHA | 4 | 0.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.4% | 100% | $170,000 | View |
Royal United Mortgage LLC
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Conventional | 3 | 0.3% | 100% | $81,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.3% | 20% | $88,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.3% | 100% | $358,333 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 60% | $85,000 | View |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $65,000 | |
EMM Loans LLC
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FHA | 2 | 0.2% | 100% | $200,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.2% | 66.7% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 2 | 0.2% | 100% | $210,000 | View |
Member First Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $140,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.2% | 100% | $105,000 | View |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.2% | 100% | $220,000 | |
CrossCountry Mortgage, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | View |
Uw Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $145,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 66.7% | $85,000 | |
Genisys Credit Union
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Conventional | 1 | 0.1% | 100% | $515,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $85,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 37.5% | $165,000 | |
NOVA Financial & Investment Corporation
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VA | 1 | 0.1% | 100% | $605,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $115,000 | |
AAA Capital Investment, Inc
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.1% | 100% | $315,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $155,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Mortgage 1 Incorporated
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 20% | $85,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $195,000 | |
Click n' Close, Inc.
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VA | 1 | 0.1% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 66.7% | $105,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $215,000 | |
First Community Credit Union
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.1% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Summit Funding.Inc
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Conventional | 1 | 0.1% | 100% | $265,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Lower, LLC
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VA | 1 | 0.1% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 12.35% |
VA | 1 | 0.1% | 33.3% | $455,000 | View |
Figure Lending LLC
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HELOC | 0 +12 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Champaign Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Champaign, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Champaign? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Champaign in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Champaign, IL
Use these to narrow the list above. Each category shows how many Champaign, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Champaign, IL
Independent mortgage companies closed 40.3 percent of home loans in Champaign, Illinois in 2025, banks 52.8 percent and credit unions 6.9 percent. Homeland Mortgage Company was the largest mortgage company, Busey Bank the largest bank and University of Illinois Community Credit Union the largest credit union. Among lenders headquartered in Illinois, Busey Bank led with 78 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Champaign, IL
By home loans closed in 2025, Busey Bank was the largest mortgage lender in Champaign, Illinois with 78 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Champaign, Illinois, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 90 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Champaign, Illinois in 2025, led by New American Funding, LLC. with 19. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 55 banks and 14 credit unions closed home loans in Champaign, Illinois in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Champaign, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Champaign, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Champaign. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
