Mortgage Lenders and Brokers in Rockford, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rockford, Illinois mortgage lenders include First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA2475 N Perryville Rd, Rockford, IL 61107A+5.0 ★Texas Ratio: 3.88%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4425 Harrison Ave, Rockford, IL 61108A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.6940 Villagreen Vw, Rockford, IL 61107A+5.0 ★Texas Ratio: 2.85%, Midland States BankMidland States Bank1401 North Ave, Rockford, IL 61103A5.0 ★Texas Ratio: 9.50%, Stillman Banccorp NAStillman Banccorp NA8492 E State St, Rockford, IL 61108A+5.0 ★Texas Ratio: 3.99%, Associated Bank NAAssociated Bank NA4400 Center Ter, Rockford, IL 61108A+5.0 ★Texas Ratio: 3.45%, BMO Harris Bank NABMO Harris Bank NA501 7th St, Rockford, IL 61104A+5.0 ★Texas Ratio: 3.54%, Umb Bank NAUmb Bank NA4571 Guilford Rd, Rockford, IL 61107A+5.0 ★Texas Ratio: 1.78%, Holcomb BankHolcomb Bank7035 11th St, Rockford, IL 61109A+5.0 ★Texas Ratio: 0.32%, and PNC Bank N.A.PNC Bank N.A.5411 Harrison Ave, Rockford, IL 61108A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rockford, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockford are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rockford, Illinois
Market share is the lender's share of all home loans closed in Rockford, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Rockford 2475 N Perryville Rd, Rockford, IL 61107 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, HELOC | 131 +35 HELOCs |
5.7% | 89.8% | $169,045 | View |
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2 offices in Rockford 4425 Harrison Ave, Rockford, IL 61108 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 79 +2 HELOCs |
3.4% | 91.1% | $148,924 | View |
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3 offices in Rockford 6940 Villagreen Vw, Rockford, IL 61107 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 54 +23 HELOCs |
2.4% | 52.3% | $112,222 | View |
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6 offices in Rockford 1401 North Ave, Rockford, IL 61103 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 42 +37 HELOCs |
1.8% | 73.3% | $98,095 | View |
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1 office in Rockford 8492 E State St, Rockford, IL 61108 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 36 | 1.6% | 86.7% | $154,444 | View |
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4 offices in Rockford 4400 Center Ter, Rockford, IL 61108 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 28 +58 HELOCs |
1.2% | 90.3% | $161,428 | View |
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5 offices in Rockford 501 7th St, Rockford, IL 61104 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 15 +59 HELOCs |
0.7% | 53.6% | $131,000 | View |
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4 offices in Rockford 4571 Guilford Rd, Rockford, IL 61107 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, HELOC | 15 +10 HELOCs |
0.7% | 55.6% | $94,333 | View |
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1 office in Rockford 7035 11th St, Rockford, IL 61109 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 15 | 0.7% | 78.9% | $142,333 | View |
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★ 1.7 stars, 3 reviews 2 offices in Rockford 5411 Harrison Ave, Rockford, IL 61108 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 14 +23 HELOCs |
0.6% | 83.3% | $101,428 | View |
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2 offices in Rockford 3106 N Rockton Ave, Rockford, IL 61103 A5.0 ★Texas Ratio: 9.91% |
Conventional | 12 | 0.5% | 86.7% | $200,833 | View |
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2 offices in Rockford 3936 W Riverside Blvd, Rockford, IL 61101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 9 +19 HELOCs |
0.4% | 55.6% | $246,111 | View |
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2 offices in Rockford 2219 E State St, Rockford, IL 61104 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 3 | 0.1% | 100% | $215,000 | View |
Northwest Bank of Rockford
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Conventional | 5 | 0.2% | 85.7% | $85,000 | |
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104 N Show Place Dr, Rockford, IL 61107 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 110 | 4.8% | 91.2% | $156,090 | View |
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2550 S Alpine Rd, Rockford, IL 61108 7813 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 106 +3 HELOCs |
4.6% | 85.9% | $99,716 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 43 | 1.9% | 95.7% | $167,558 | View |
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200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 42 | 1.8% | 95.5% | $128,809 | View |
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1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional, HELOC | 26 +3 HELOCs |
1.1% | 100% | $66,538 | View |
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203 N Alpine Rd, Rockford, IL 61107 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 24 | 1% | 100% | $173,333 | View |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 15 +4 HELOCs |
0.7% | 93.8% | $104,333 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 0.3% | 80% | $138,750 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 6 +4 HELOCs |
0.3% | 66.7% | $165,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 6 +2 HELOCs |
0.3% | 50% | $136,666 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.2% | 66.7% | $157,500 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 0.2% | 57.1% | $150,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
FHA | 3 | 0.1% | 100% | $168,333 | |
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10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 3 | 0.1% | 100% | $121,666 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.1% | 66.7% | $100,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA | 2 | 0.1% | 100% | $200,000 | View |
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224 N Galena Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 7.96% |
Conventional | 2 | 0.1% | 100% | $185,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional, HELOC | 1 +2 HELOCs |
0% | 33.3% | $105,000 | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $55,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0% | 100% | $85,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0% | 100% | $395,000 | View |
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550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59% |
Conventional | 1 | 0% | 100% | $25,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0% | 100% | $25,000 | View |
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7820 W 26th St, North Riverside, IL 60546 A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0% | 100% | $205,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0% | 100% | $245,000 | |
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1308 Se 4th St, Aledo, IL 61231 A5.0 ★Texas Ratio: 9.66% |
Conventional | 1 | 0% | 100% | $115,000 | View |
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825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0% | 100% | $195,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0% | 100% | $145,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0% | 100% | $205,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 19 +2 HELOCs |
0.8% | 100% | $156,578 | |
Compass Mortgage, Inc.
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Conventional, FHA | 14 | 0.6% | 100% | $207,142 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
0.5% | 100% | $204,166 | |
Neighborhood Loans, Inc
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Conventional | 9 | 0.4% | 33.3% | $8,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 0.2% | 100% | $241,000 | View |
Mutual of Omaha Mortgage
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.2% | 55.6% | $170,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 0.2% | 100% | $200,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 3 | 0.1% | 100% | $245,000 | |
Originpoint, LLC
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FHA | 1 | 0% | 100% | $195,000 | |
Citizens Equity First Credit U
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Conventional | 1 | 0% | 100% | $135,000 | |
Greenstate Credit Union
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Conventional, FHA, VA, HELOC | 285 +27 HELOCs |
12.4% | 94.2% | $163,526 | |
Rocket Mortgage
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Conventional, FHA, VA | 165 | 7.2% | 78.5% | $128,636 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 142 | 6.2% | 95.5% | $123,239 | |
Guild Mortgage Company
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Conventional, FHA, VA | 75 | 3.3% | 100% | $125,133 | |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 70 | 3.1% | 95.9% | $176,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 63 | 2.7% | 81.5% | $183,888 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 42 +2 HELOCs |
1.8% | 93.6% | $185,714 | |
Mortgage Research Center
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Conventional, FHA, VA | 42 | 1.8% | 84.3% | $215,476 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 41 +1 HELOCs |
1.8% | 64.1% | $123,292 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 31 | 1.4% | 73.9% | $149,516 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 23 +1 HELOCs |
1% | 76.7% | $132,826 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 22 +3 HELOCs |
1% | 88% | $138,181 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 21 | 0.9% | 73.3% | $190,714 | |
Nationstar Mortgage
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Conventional, FHA | 15 | 0.7% | 69.6% | $128,333 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional, FHA, VA | 15 | 0.7% | 65.4% | $137,666 | View |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 13 +1 HELOCs |
0.6% | 27.1% | $88,076 | |
First Community Credit Union of Beloit
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Conventional | 13 | 0.6% | 81.2% | $115,000 | |
Connexus Credit Union
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Conventional, HELOC | 10 +12 HELOCs |
0.4% | 50% | $69,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 9 | 0.4% | 75% | $163,888 | |
Newrez LLC
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Conventional, FHA | 8 | 0.3% | 40% | $68,750 | |
Discover Bank
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Conventional | 8 | 0.3% | 25.8% | $53,750 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 8 | 0.3% | 72.7% | $193,750 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 8 | 0.3% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 8 | 0.3% | 88.9% | $105,000 | |
Towne Mortgage Company
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Conventional, FHA, VA | 7 | 0.3% | 100% | $156,428 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 7 | 0.3% | 100% | $125,000 | |
Spring Eq, LLC
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Conventional, HELOC | 6 +7 HELOCs |
0.3% | 37.5% | $61,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 6 | 0.3% | 100% | $96,666 | |
Royal United Mortgage LLC
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Conventional, FHA | 6 | 0.3% | 66.7% | $86,666 | |
First National Bank and Trust
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Conventional | 6 | 0.3% | 85.7% | $166,666 | |
New Day Financial, LLC.
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VA | 6 | 0.3% | 66.7% | $238,333 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.2% | 71.4% | $197,000 | |
American Financial Network, Inc.
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Conventional, FHA | 5 | 0.2% | 100% | $77,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 5 | 0.2% | 87.5% | $103,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 0.2% | 83.3% | $147,000 | |
Geneva Financial LLC
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Conventional, FHA | 5 | 0.2% | 100% | $111,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 5 | 0.2% | 100% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA | 4 | 0.2% | 57.1% | $105,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.2% | 33.3% | $132,500 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 0.2% | 100% | $220,000 | |
Resicentral LLC
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Conventional, FHA | 4 | 0.2% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 4 | 0.2% | 83.3% | $162,500 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 0.2% | 100% | $202,500 | |
The Loan Store, Inc
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Conventional | 4 | 0.2% | 66.7% | $247,500 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 4 | 0.2% | 100% | $102,500 | View |
Lower, LLC
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Conventional, VA | 4 | 0.2% | 80% | $272,500 | |
Blaze Credit Union
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Conventional | 4 | 0.2% | 100% | $217,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.2% | 100% | $80,000 | View |
Leaderone Financial Corp.
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Conventional | 4 | 0.2% | 100% | $140,000 | |
Kind Lending, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.1% | 50% | $131,666 | |
Loanunited.Com, LLC
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FHA | 3 | 0.1% | 75% | $195,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 0.1% | 100% | $221,666 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.1% | 50% | $205,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 0.1% | 100% | $148,333 | |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.1% | 100% | $295,000 | View |
Alameda Mortgage Corporation
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FHA | 2 | 0.1% | 100% | $205,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.1% | 100% | $190,000 | |
Thompson Kane & Company, Inc
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Conventional | 2 | 0.1% | 100% | $205,000 | |
Churchill Mortgage Corporation
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Conventional, VA | 2 | 0.1% | 100% | $330,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.1% | 100% | $235,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.1% | 100% | $210,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.1% | 100% | $150,000 | |
Gershman Investment Corp.
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Conventional, FHA | 2 | 0.1% | 100% | $145,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 33.3% | $65,000 | View |
Genisys Credit Union
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Conventional | 1 | 0% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0% | 100% | $135,000 | View |
American Financial Resources LLC
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FHA | 1 | 0% | 50% | $195,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0% | 100% | $105,000 | |
Primelending
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FHA | 1 | 0% | 100% | $135,000 | |
Verve, A Credit Union
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Conventional | 1 | 0% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0% | 100% | $55,000 | View |
Affordable Mortgage Advisors
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FHA | 1 | 0% | 100% | $145,000 | |
Everett Financial, Inc.
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FHA | 1 | 0% | 100% | $175,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0% | 100% | $155,000 | View |
Nbkc Bank
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FHA | 1 | 0% | 100% | $305,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0% | 100% | $145,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0% | 100% | $165,000 | |
Data Mortgage, Inc
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FHA | 1 | 0% | 100% | $145,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0% | 100% | $295,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0% | 100% | $225,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0% | 100% | $115,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0% | 100% | $265,000 | |
Click n' Close, Inc.
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FHA | 1 | 0% | 100% | $85,000 | |
American Financing Corporation
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FHA | 1 | 0% | 25% | $155,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0% | 100% | $195,000 | |
Parda Federal Credit Union
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Conventional | 1 | 0% | 50% | $55,000 | |
Weichert Financial Services
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VA | 1 | 0% | 100% | $245,000 | |
Point Mortgage Corp
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Conventional | 1 | 0% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0% | 50% | $215,000 | View |
Summit Credit Union
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Conventional | 1 | 0% | 100% | $75,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0% | 100% | $155,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0% | 100% | $135,000 | |
T2 Financial LLC
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Conventional | 1 | 0% | 100% | $355,000 | |
Mortgage Center LC
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Conventional | 1 | 0% | 100% | $45,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0% | 100% | $115,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0% | 100% | $325,000 | View |
Mission Loans, LLC
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FHA | 1 | 0% | 100% | $185,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0% | 50% | $165,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0% | 100% | $115,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0% | 100% | $175,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0% | 50% | $115,000 | View |
Texana Bank
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VA | 1 | 0% | 100% | $275,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0% | 100% | $225,000 | |
Village Capital & Investment
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FHA | 1 | 0% | 100% | $145,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +29 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +21 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Advia Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rockford Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rockford, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Rockford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rockford, IL
Use these to narrow the list above. Each category shows how many Rockford, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Rockford, IL
Independent mortgage companies closed 45 percent of home loans in Rockford, Illinois in 2025, banks 28.5 percent and credit unions 26.5 percent. United Home Loans, Inc. was the largest mortgage company, First Mid Bank and Trust, NA the largest bank and First Northern Credit Union the largest credit union. Among lenders headquartered in Illinois, First Mid Bank and Trust, NA led with 131 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rockford, IL
By home loans closed in 2025, First Mid Bank and Trust, NA was the largest mortgage lender in Rockford, Illinois with 131 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Rockford, Illinois, Guild Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
81 lenders closed FHA loans in Rockford, Illinois in 2025, led by Rocket Mortgage with 51. 29 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 59 banks and 26 credit unions closed home loans in Rockford, Illinois in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rockford, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockford, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
