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Old National Bank

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Old National Bank Rates & Review August 2026

Q: How many branches does Old National Bank operate?

Old National Bank currently maintains approximately 361 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Old National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Old National Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Old National Bank's 4-Months 4-month CD rates are at 4.00%. Old National Bank's 15 Year Fixed rates are at 6.25%, Current Mortgage Rates - 15 Year Fixed rates are at 6.25%. MonitorBankRates evaluates the financial stability of Old National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates last updated and verified on 08/28/2026.

Old National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old National Bank? Share your experience about Old National Bank by leaving a review below, or read customer reviews before you decide to use Old National Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.09%

Excellent Lower than avg

Old National Bank

1 Main St
Evansville, IN 47708

https://www.oldnational.com

Old National Bank CD Rates

Product	Rate	APY	Term	View More
4-month CD	3.93%	4.00%	4 months
Min Deposit $500 Details CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 3-month certificate of deposit available at that time. Due to market conditions, there may be times when there is little to no difference in the interest rate and Annual Percentage Yield (APY) earned in each tier. ONB may change the interest rate and APY based on account balances at our sole discretion. For more information regarding interest rates and APYs in effect at the time of CD renewal, contact your local banker. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs. $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed. Fees may reduce earnings on the account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%

Old National Bank Checking Rates

Product	Rate	APY	View More
ONB Preferred Checking	-	0.01%
Min Deposit $50 Details ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current Annual Percentage Yield [APY] for ONB Preferred Checking accounts accurate as of 2/1/2025 is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account. $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed. Fees could reduce earnings. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%

Old National Bank Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Fixed	6.25%	-	6.33%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
Current Mortgage Rates - 15 Year Fixed	6.25%	-	6.33%	15 Year
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
5/6mo SOFR ARM Purchase	6.38%	-	6.39%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
VA 30 Year Loan	6.25%	-	6.53%	30 Year
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
VA 30 Yr Purchase Loan	6.25%	-	6.53%	30 Yr
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
Jumbo 30 Year Loan	6.63%	-	6.64%	30 Year
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
Jumbo 30 Yr Purchase Loan	6.63%	-	6.64%	30 Yr
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
Current Mortgage Rates - 30 Year Fixed	6.75%	-	6.80%	30 Year
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
30 Year Fixed	6.88%	-	6.93%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
Current Mortgage Rates - FHA 30 Year	6.25%	-	7.86%	30 Year
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
FHA 30 Year Loan	6.25%	-	7.86%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%
FHA 30 Yr Purchase Loan	6.25%	-	7.86%	30 Yr
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Old National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Old National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Old National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Old National Bank

Bank Holding Company OLD NATIONAL BCORP

Address 1 Main St, Evansville, IN 47708 · Vanderburgh

Website https://www.oldnational.com

FDIC Certificate # 3832

Established 08/27/1907

FDIC Insurance Date 01/01/1934

Domestic Offices 361

Total Branches 361

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.09%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3486%

Return on Equity (ROE) 12.4500%

Non-Performing Loans (NPL) 0.37%

Total Assets $71,771,976,000

Total Deposits $55,594,013,000

Equity Capital $8,112,742,000

Net Income $745,732,000

Headquarters Evansville

Total Branches and Offices 361

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Old National Bank

How many branches does Old National Bank operate?

Old National Bank currently maintains approximately 361 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Old National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Old National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Old National Bank offer online and mobile banking?

Most modern institutions like Old National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oldnational.com.