Mortgage Lenders and Brokers in Bloomington, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bloomington, Illinois mortgage lenders include First State Mortgage ServicesFirst State Mortgage Services502 N Hershey Rd, Bloomington, IL 61704, PNC Bank N.A.PNC Bank N.A.2217 W Market St, Bloomington, IL 61705A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.1702 Eastland Dr, Bloomington, IL 61704A+5.0 ★Texas Ratio: 2.85%, Morton Community BankMorton Community Bank2807 E Empire St, Bloomington, IL 61704A+5.0 ★Texas Ratio: 5.85%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company205 N Main St, Bloomington, IL 61701A+5.0 ★Texas Ratio: 0.84%, Busey BankBusey Bank2101 N Veterans Pkwy, Bloomington, IL 61704A+5.0 ★Texas Ratio: 2.31%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2404 E Oakland Ave, Bloomington, IL 61701A+5.0 ★Texas Ratio: 3.68%, Iaa Credit UnionIaa Credit Union1711 General Electric Rd, Bloomington, IL 61704 2286A+5.0 ★Texas Ratio: 1.90%, Commerce BankCommerce Bank1339 E Empire St, Bloomington, IL 61701A+5.0 ★Texas Ratio: 0.89%, and First State Bank and TrustFirst State Bank and Trust601 Lutz Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bloomington, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bloomington are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bloomington, Illinois
Market share is the lender's share of all home loans closed in Bloomington, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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First State Mortgage Services
502 N Hershey Rd, Bloomington, IL 61704 |
Conventional, FHA, VA | 306 | 25.7% | 99.7% | $231,241 | |
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★ 1.7 stars, 3 reviews 2 offices in Bloomington 2217 W Market St, Bloomington, IL 61705 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 42 +59 HELOCs |
3.5% | 93.3% | $174,047 | View |
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1 office in Bloomington 1702 Eastland Dr, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 29 +6 HELOCs |
2.4% | 70.7% | $186,379 | View |
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1 office in Bloomington 2807 E Empire St, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 26 +15 HELOCs |
2.2% | 92.9% | $195,769 | View |
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3 offices in Bloomington 205 N Main St, Bloomington, IL 61701 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 25 +14 HELOCs |
2.1% | 87.9% | $190,200 | View |
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2 offices in Bloomington 2101 N Veterans Pkwy, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.31% |
Conventional, FHA, HELOC | 22 +11 HELOCs |
1.9% | 84.6% | $159,090 | View |
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1 office in Bloomington 2404 E Oakland Ave, Bloomington, IL 61701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 22 +4 HELOCs |
1.9% | 100% | $272,272 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 17 | 1.4% | 100% | $243,823 | View |
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1 office in Bloomington 1339 E Empire St, Bloomington, IL 61701 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 13 +15 HELOCs |
1.1% | 68.4% | $118,846 | View |
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3 offices in Bloomington 601 Lutz Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 13 | 1.1% | 100% | $154,230 | View |
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1811 Eastland Dr, Bloomington, IL 61704 A5.0 ★Texas Ratio: 13.78% |
Conventional | 9 | 0.8% | 100% | $123,888 | View |
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1 office in Bloomington 2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional, FHA | 9 | 0.8% | 90% | $186,111 | View |
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1 office in Bloomington 502 N Hershey Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 9 | 0.8% | 75% | $227,222 | View |
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1 office in Bloomington 4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 8 | 0.7% | 100% | $250,000 | View |
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1 office in Bloomington 1101 Trinity Ln, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 5 | 0.4% | 100% | $245,000 | View |
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1 office in Bloomington 2401 E Washington St, Bloomington, IL 61704 A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 4 | 0.3% | 80% | $120,000 | View |
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1 office in Bloomington 1304 E Empire St, Bloomington, IL 61701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +5 HELOCs |
0.3% | 66.7% | $98,333 | View |
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1 office in Bloomington 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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2 offices in Bloomington 1218 Towanda Ave, Bloomington, IL 61701 A+5.0 ★Texas Ratio: 3.47% |
HELOC | 0 +3 HELOCs |
0% | 50% | View | |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 38 +6 HELOCs |
3.2% | 100% | $130,526 | View |
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1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34% |
Conventional | 12 | 1% | 92.3% | $278,333 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 9 | 0.8% | 100% | $257,222 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.4% | 100% | $213,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional | 4 | 0.3% | 100% | $327,500 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 4 | 0.3% | 100% | $147,500 | View |
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109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 3 | 0.3% | 100% | $178,333 | View |
Longview Community Bank
100 E Olive St, Chestnut, IL 62518 |
Conventional | 3 | 0.3% | 100% | $105,000 | |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $225,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
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358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34% |
Conventional | 2 | 0.2% | 66.7% | $215,000 | View |
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1805 S Main St, Eureka, IL 61530 B4.6 ★Texas Ratio: 20.01% |
Conventional | 2 | 0.2% | 100% | $95,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $445,000 | View |
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202 W Park Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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4855 Aldi Dr, Decatur, IL 62521 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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101 W Main St, Green Valley, IL 61534 A-4.9 ★Texas Ratio: 16.61% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 0.1% | 100% | $25,000 | |
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115 Nw Main St, Hopedale, IL 61747 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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19500 Torrence Ave, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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2287 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.1% | 100% | $935,000 | View |
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200 N West St, Athens, IL 62613 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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121 S Pennsylvania St, Chrisman, IL 61924 A5.0 ★Texas Ratio: 8.41% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 1 | 0.1% | 100% | $425,000 | |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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Conventional, HELOC | 55 +74 HELOCs |
4.6% | 96.5% | $221,727 | |
Compass Mortgage, Inc.
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Conventional, FHA | 20 | 1.7% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.5% | 100% | $276,666 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.2% | 100% | $185,000 | |
Originpoint, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.1% | 50% | $5,000 | |
Community Banc Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 73 | 6.1% | 78% | $171,301 | |
Point Mortgage Corp
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Conventional, FHA | 52 | 4.4% | 100% | $218,269 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 44 | 3.7% | 95.7% | $182,727 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 39 | 3.3% | 86% | $280,641 | |
Mortgage Research Center
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Conventional, FHA, VA | 22 | 1.9% | 79.3% | $257,727 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 1.6% | 100% | $182,368 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 1.3% | 94.4% | $185,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.1% | 83.3% | $213,461 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 13 | 1.1% | 100% | $241,153 | View |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 12 | 1% | 92.3% | $217,500 | |
21St Mortgage
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Conventional | 11 | 0.9% | 19.4% | $55,909 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
0.8% | 75% | $119,444 | |
New American Funding, LLC.
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Conventional, FHA, VA | 9 | 0.8% | 75% | $169,444 | |
Nationstar Mortgage
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Conventional, VA | 8 | 0.7% | 72.7% | $97,500 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 0.6% | 50% | $250,714 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 0.5% | 100% | $151,666 | |
The Loan Store, Inc
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Conventional | 5 | 0.4% | 100% | $307,000 | |
Servion
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Conventional | 4 | 0.3% | 100% | $140,000 | |
Zippy Loans, LLC
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Conventional | 3 | 0.3% | 60% | $28,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 0.3% | 75% | $358,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.3% | 60% | $208,333 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA | 3 | 0.3% | 100% | $438,333 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.2% | 12.5% | $50,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $210,000 | |
Provident Funding Associates
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Conventional | 2 | 0.2% | 100% | $210,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 2 | 0.2% | 100% | $260,000 | View |
Zillow Home Loans, LLC
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Conventional | 2 | 0.2% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.2% | 100% | $230,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 22.2% | $50,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 2 | 0.2% | 100% | $65,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.2% | 100% | $265,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.2% | 100% | $320,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 66.7% | $280,000 | |
Village Capital & Investment
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VA | 2 | 0.2% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $75,000 | |
Georgia'S Own Credit Union
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.1% | 100% | $255,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $165,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.1% | 100% | $95,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.1% | 50% | $25,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.1% | 14.3% | $295,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
First State Bank of St Charles
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Conventional | 1 | 0.1% | 100% | $315,000 | |
MortgageCountry
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 8.3% | $105,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 25% | $125,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Real Genius LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 25% | $275,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $365,000 | View |
T2 Financial LLC
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VA | 1 | 0.1% | 100% | $325,000 | |
Mortgage Center LC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $65,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $95,000 | View |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
Leaderone Financial Corp.
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Uw Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bloomington Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bloomington, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Bloomington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bloomington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bloomington, IL
Use these to narrow the list above. Each category shows how many Bloomington, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Bloomington, IL
Independent mortgage companies closed 36.2 percent of home loans in Bloomington, Illinois in 2025, banks 51.7 percent and credit unions 12 percent. Homeland Mortgage Company was the largest mortgage company, First State Mortgage Services the largest bank and Iaa Credit Union the largest credit union. Among lenders headquartered in Illinois, First State Mortgage Services led with 306 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bloomington, IL
By home loans closed in 2025, First State Mortgage Services was the largest mortgage lender in Bloomington, Illinois with 306 loans, about 25.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Bloomington, Illinois, Point Mortgage Corp approved the highest share of completed applications in 2025 at 100 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Bloomington, Illinois in 2025, led by First State Mortgage Services with 32. 29 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 58 banks and 19 credit unions closed home loans in Bloomington, Illinois in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bloomington, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bloomington, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bloomington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
