What are the current interest rates at FSB of Forrest?

Current rates for FSB of Forrest include: Savings: 0.25%, MMA: 0.25%

MonitorBankRates

☰

Home›
Banks›
FSB of Forrest

iAdvertiser Disclosure

FSB of Forrest Rates & Review May 2026

Item: FSB of Forrest
Rating: 8923
Author: CWal

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 4, 2026

FSB of Forrest's savings rates are at 0.25%. FSB of Forrest's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of FSB of Forrest with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.75%. Rates were last updated on 05/04/2026.

FSB of Forrest money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FSB of Forrest? Share your experience about FSB of Forrest by leaving a review below, or read customer reviews before you decide to use FSB of Forrest.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.75%

Excellent Higher than avg

FSB of Forrest

133 E Krack St
Forrest, IL 61741

https://www.firststatebankofforrest.com/

FSB of Forrest Savings Rates

Product	Rate	APY
Christmas Club Account	0.25%	0.25%
Min Deposit $1 Min Balance $1 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.75%
Regular Savings	0.25%	0.25%
Min Deposit $1 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.75%

FSB of Forrest Money Market Rates

Product	Rate	APY	View More
Money Market Account	0.25%	0.25%
Min Balance $1,000 Last Updated 05/04/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.75%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FSB of Forrest is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FSB of Forrest rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FSB of Forrest's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FSB of Forrest

Bank Holding Company FORREST BANCSHARES INC

Address 133 E Krack St, Forrest, IL 61741 · Livingston

Website https://www.firststatebankofforrest.com/

FDIC Certificate # 11669

Established 01/01/1914

FDIC Insurance Date 01/01/1934

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 96/100

5.0

Exceptional Out of 5.0 Stars

7.75%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.0463%

Return on Equity (ROE) 12.3700%

Non-Performing Loans (NPL) 0.55%

Total Assets $329,290,000

Total Deposits $276,510,000

Equity Capital $29,237,000

Net Income $3,512,000

Headquarters Forrest

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

CWal

★★★★★

December 17, 2025

YfTX

Log in to reply Are you from FSB of Forrest and want to reply to a review? Log in or register and verify yourself to reply as a representative from FSB of Forrest.

Want to discuss FSB of Forrest with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for FSB of Forrest

Frequently Asked Questions About FSB of Forrest

Is FSB of Forrest a safe place to deposit money?

Yes, FSB of Forrest is considered a safe financial institution. With a Texas Ratio of 7.7521293667448%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FSB of Forrest operate?

FSB of Forrest currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FSB of Forrest does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FSB of Forrest provides members with tools to manage their accounts and build a solid financial history.

Does FSB of Forrest offer online and mobile banking?

Most modern institutions like FSB of Forrest provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firststatebankofforrest.com/.