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Mortgage Lenders and Brokers in Joliet, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Joliet, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA120 N Scott St, Joliet, IL 60432A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank2801 W Jefferson St, Joliet, IL 60435A+5.0 ★Texas Ratio: 4.98%, NuMark Credit UnionNuMark Credit Union1654 Terry Dr, Joliet, IL 60436A5.0 ★Texas Ratio: 8.07%, BMO Harris Bank NABMO Harris Bank NA1525 Essington Rd, Joliet, IL 60435A+5.0 ★Texas Ratio: 3.54%, First American BankFirst American Bank1818 W Jefferson St, Joliet, IL 60435A+5.0 ★Texas Ratio: 2.93%, Busey BankBusey Bank2801 Black Rd, Joliet, IL 60435A+5.0 ★Texas Ratio: 2.31%, PNC Bank N.A.PNC Bank N.A.170 N Ottawa St, Joliet, IL 60432A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA1550 W Jefferson St, Joliet, IL 60435A+5.0 ★Texas Ratio: 4.14%, Midland States BankMidland States Bank1540 Route 59, Joliet, IL 60431A5.0 ★Texas Ratio: 9.50%, and Old Second National BankOld Second National Bank850 Essington Rd, Joliet, IL 60435A5.0 ★Texas Ratio: 6.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Joliet, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Joliet are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Joliet, Illinois

Market share is the lender's share of all home loans closed in Joliet, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Joliet 120 N Scott St, Joliet, IL 60432 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	112 +16 HELOCs	4%	89.1%	$228,839	View
Old National Bank 6 offices in Joliet 2801 W Jefferson St, Joliet, IL 60435 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, Jumbo, HELOC	39 +53 HELOCs	1.4%	84.8%	$210,384	View
NuMark Credit Union 1654 Terry Dr, Joliet, IL 60436 A5.0 ★Texas Ratio: 8.07%	Conventional, HELOC	37 +41 HELOCs	1.3%	90.2%	$227,702	View
BMO Harris Bank NA 4 offices in Joliet 1525 Essington Rd, Joliet, IL 60435 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	27 +110 HELOCs	1%	64.3%	$168,333	View
First American Bank 2 offices in Joliet 1818 W Jefferson St, Joliet, IL 60435 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	18 +33 HELOCs	0.6%	74.1%	$145,555	View
Busey Bank 3 offices in Joliet 2801 Black Rd, Joliet, IL 60435 A+5.0 ★Texas Ratio: 2.31%	Conventional, FHA, HELOC	13 +8 HELOCs	0.5%	81.2%	$230,384	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Joliet 170 N Ottawa St, Joliet, IL 60432 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	12 +47 HELOCs	0.4%	86.7%	$259,166	View
Bank of America NA 1 office in Joliet 1550 W Jefferson St, Joliet, IL 60435 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	10 +13 HELOCs	0.4%	90.9%	$223,000	View
Midland States Bank 2 offices in Joliet 1540 Route 59, Joliet, IL 60431 A5.0 ★Texas Ratio: 9.50%	Conventional, FHA, HELOC	8 +2 HELOCs	0.3%	81.8%	$252,500	View
Old Second National Bank 1 office in Joliet 850 Essington Rd, Joliet, IL 60435 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	5 +10 HELOCs	0.2%	100%	$269,000	View
Old Plank Trail Community Bank, N.A. 1 office in Joliet 2108 W Jefferson St, Joliet, IL 60435 A+5.0 ★Texas Ratio: 2.48%	Conventional	2	0.1%	100%	$250,000	View
First Secure Bank and Trust Co. 19648 S La Grange Rd, Mokena, IL 60448 F2.3 ★Texas Ratio: 47.03%	Conventional	1	0%	100%	$175,000	View
Hometown National Bank 1 office in Joliet 722 Essington Rd, Joliet, IL 60435 A+5.0 ★Texas Ratio: 0.78%	Conventional	1	0%	100%	$25,000	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA	37	1.3%	90.2%	$294,459	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, VA, Jumbo, HELOC	30 +21 HELOCs	1.1%	63.3%	$241,000	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	24 +11 HELOCs	0.9%	50%	$196,250	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA	22	0.8%	91.7%	$259,545	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional, FHA	20	0.7%	90.9%	$219,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	17	0.6%	81%	$260,294	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	16	0.6%	72.7%	$213,125	View
Marquette Bank 234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74%	Conventional, FHA	10	0.4%	90.9%	$261,000	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	8 +29 HELOCs	0.3%	50%	$131,250	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	7 +3 HELOCs	0.3%	87.5%	$223,571	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	7	0.3%	70%	$60,714	View
Grundy Bank 444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94%	Conventional	6	0.2%	100%	$295,000	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	5 +5 HELOCs	0.2%	83.3%	$117,000	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	83.3%	$333,000	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	5	0.2%	100%	$259,000
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, FHA, HELOC	4 +3 HELOCs	0.1%	80%	$362,500	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional, FHA	4	0.1%	100%	$310,000
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	4	0.1%	100%	$120,000	View
Financial Plus Credit Union 1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80%	Conventional	4	0.1%	80%	$247,500	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.1%	75%	$278,333	View
Success Lending, LLC 1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62%	FHA, VA	3	0.1%	60%	$298,333	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	3	0.1%	60%	$48,333	View
Streator Onized Credit Union 107 E Chippewa St, Dwight, IL 60420 A+5.0 ★Texas Ratio: 2.17%	Conventional	3	0.1%	75%	$45,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional	3	0.1%	100%	$218,333	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA	3	0.1%	100%	$315,000	View
Heartland Bank & Trust Company 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84%	Conventional, HELOC	2 +6 HELOCs	0.1%	57.1%	$125,000	View
Regions Bank 2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	2 +3 HELOCs	0.1%	33.3%	$295,000	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	2	0.1%	100%	$370,000	View
Osb Community Bank 125 W Bluff St, Marseilles, IL 61341 A+5.0 ★Texas Ratio: 2.75%	Conventional	2	0.1%	100%	$245,000	View
First Bank of Manhattan 550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$280,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	2	0.1%	100%	$155,000	View
National Bank of St Anne 100 S Main Street, Herscher, IL 60941 A5.0 ★Texas Ratio: 12.63%	Conventional	2	0.1%	100%	$260,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	Conventional	2	0.1%	100%	$260,000	View
Bank of Springfield 1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68%	Conventional	1	0%	100%	$225,000	View
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$675,000	View
Iaa Credit Union 1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90%	Conventional	1	0%	100%	$185,000	View
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	Conventional	1	0%	100%	$15,000
FNBC Bank and Trust 620 W Burlington Ave, La Grange, IL 60525 A+5.0 ★Texas Ratio: 0.23%	Conventional	1	0%	100%	$465,000	View
Central Credit Union of Illinois 440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39%	Conventional	1	0%	50%	$175,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	FHA	1	0%	100%	$305,000	View
Libertyville Bank & Trust Company, N.A. 675 N Oplaine Rd, Gurnee, IL 60031 A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	100%	$405,000	View
St. Charles Bank & Trust Company, N.A. 2287 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0%	100%	$675,000	View
Providence Bank & Trust 4310 Saint Charles Rd, Bellwood, IL 60104 A+5.0 ★Texas Ratio: 0.85%	Conventional	1	0%	100%	$155,000	View
Flanagan State Bank 403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58%	Conventional	1	0%	100%	$295,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	HELOC	0 +10 HELOCs	0%	0%		View
Peoples Bank 3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	0%		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	205 +16 HELOCs	7.4%	93.8%	$267,243
Compass Mortgage, Inc.	Conventional, FHA	23	0.8%	100%	$259,782
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional	23	0.8%	100%	$285,434	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	21	0.8%	84%	$300,238
Neighborhood Loans, Inc	Conventional	14	0.5%	25%	$10,714
Guaranteed Rate Affinity, LLC	Conventional, FHA, HELOC	11 +1 HELOCs	0.4%	100%	$280,454
The Anderson Financial Group, Inc.	Conventional	10	0.4%	100%	$257,000
Pacor Mortgage Corp	Conventional, FHA	9	0.3%	100%	$279,444
Originpoint, LLC	Conventional, FHA, VA	6	0.2%	100%	$318,333
American Portfolio Mortgage Corporation	Conventional, VA	6	0.2%	100%	$220,000
Diamond Residential Mtg Corp	Conventional	6	0.2%	100%	$338,333
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	5	0.2%	100%	$271,000	View
Cmg Mortgage Inc	Conventional, FHA	3	0.1%	100%	$345,000
Crown Mortgage Company	Conventional	3	0.1%	100%	$175,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$25,000	View
Rocket Mortgage	Conventional, FHA, VA	280	10.1%	80.7%	$196,535
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	155 +2 HELOCs	5.6%	82.1%	$295,451
loanDepot.com LLC	Conventional, FHA, VA, HELOC	116 +1 HELOCs	4.2%	83.4%	$219,655
American Pacific Mortgage Corporation	Conventional, FHA, VA	85	3.1%	93.4%	$282,058
Fairway Independent Mort Corp	Conventional, FHA, VA	80	2.9%	89.9%	$250,500
Greenstate Credit Union	Conventional, FHA, HELOC	69 +4 HELOCs	2.5%	95.9%	$161,956
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	66 +6 HELOCs	2.4%	90.7%	$265,151
Pennymac Loan Services LLC	Conventional, FHA, VA	63	2.3%	88.3%	$228,968
Guild Mortgage Company	Conventional, FHA, VA	55	2%	94.9%	$278,818
Freedom Mortgage Corporation	Conventional, FHA, VA	51	1.8%	87.3%	$302,254
Nationstar Mortgage	Conventional, FHA, VA	47	1.7%	79.7%	$148,617
DHI Mortgage Company, LTD.	Conventional, FHA, VA	47	1.7%	78.3%	$414,148
Newrez LLC	Conventional, FHA, VA	43	1.5%	58.9%	$204,302
New American Funding, LLC.	Conventional, FHA, VA, HELOC	36 +2 HELOCs	1.3%	90%	$268,888
The Loan Store, Inc	Conventional, FHA, HELOC	35 +2 HELOCs	1.3%	92.3%	$255,857
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	30	1.1%	81.1%	$364,666
Mortgage Research Center	VA	29	1%	78.9%	$378,103
Lennar Mortgage, LLC	Conventional, FHA	28	1%	90.3%	$317,500
Point Mortgage Corp	Conventional, FHA, VA	22	0.8%	100%	$243,181
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	21	0.8%	95.5%	$297,380
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	20	0.7%	100%	$232,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA	19	0.7%	90.5%	$292,368
Amerisave Mortgage Company	Conventional, FHA, VA	17	0.6%	31.6%	$102,647
Discover Bank	Conventional	16	0.6%	29.6%	$71,875
Towne Mortgage Company	Conventional, FHA, VA	15	0.5%	95.2%	$275,666
Spring Eq, LLC	Conventional, HELOC	14 +11 HELOCs	0.5%	41.2%	$54,285
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	14	0.5%	37.2%	$210,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	14	0.5%	73.7%	$152,857	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	13	0.5%	100%	$228,076	View
Sun West Mortgage Company, Inc	Conventional, FHA, VA	13	0.5%	100%	$221,923
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	13	0.5%	100%	$161,923	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	12	0.4%	100%	$252,500
American Financial Network, Inc.	Conventional, FHA	12	0.4%	100%	$235,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	11	0.4%	100%	$318,636
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	10 +10 HELOCs	0.4%	52.6%	$264,000
Lower, LLC	Conventional, FHA, HELOC	10 +1 HELOCs	0.4%	76.9%	$284,000
Bay Equity LLC	Conventional, FHA, VA	10	0.4%	91.7%	$261,000
Zillow Home Loans, LLC	Conventional, FHA, VA	10	0.4%	84.6%	$255,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional, FHA	10	0.4%	35.1%	$185,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	9	0.3%	83.3%	$319,444	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	9	0.3%	81.8%	$277,222
Kind Lending, LLC	Conventional, FHA	8	0.3%	44.4%	$253,750
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.3%	88.9%	$278,750
Village Capital & Investment	FHA, VA	8	0.3%	63.6%	$341,250
Movement Mortgage, LLC	Conventional, FHA, VA	7	0.3%	100%	$167,857
Primelending	Conventional, FHA	6	0.2%	100%	$261,666
Affordable Mortgage Advisors	Conventional, FHA	6	0.2%	70%	$258,333
Resicentral LLC	Conventional, FHA	6	0.2%	100%	$278,333
Nfm, Inc	Conventional, FHA	6	0.2%	100%	$288,333
Self Help Federal Credit Union	Conventional	6	0.2%	100%	$216,666
Ark-La-Tex Financial Services LLC	Conventional, FHA	6	0.2%	70%	$346,666
Leaderone Financial Corp.	Conventional, FHA	6	0.2%	75%	$313,333
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	83.3%	$225,000	View
Sage Home Loans Corporation	Conventional	5	0.2%	83.3%	$235,000
Nations Lending Corporation	Conventional, FHA, VA	5	0.2%	100%	$245,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.2%	100%	$247,000	View
21St Mortgage	Conventional	5	0.2%	27.8%	$125,000
Equity Prime Mortgage LLC	FHA, VA	4	0.1%	80%	$237,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	4	0.1%	80%	$337,500	View
T2 Financial LLC	Conventional, FHA	4	0.1%	100%	$250,000
Prosperity Home Mortgage, LLC	Conventional, FHA	4	0.1%	80%	$252,500
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	4	0.1%	100%	$307,500
JMAC Lending, Inc.	Conventional, FHA	4	0.1%	80%	$295,000
Cornerstone First Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$308,333
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional, FHA	3	0.1%	100%	$275,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.1%	60%	$175,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	3	0.1%	100%	$258,333	View
HomeXpress Mortgage Corp.	Conventional	3	0.1%	100%	$148,333
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	3	0.1%	100%	$411,666
Cardinal Financial Company, Li	Conventional	3	0.1%	83.3%	$165,000
Lendsure Mortgage Corp.	Conventional	3	0.1%	100%	$238,333
Stockton Mortgage Corporation	Conventional, FHA, VA	3	0.1%	75%	$335,000
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	3	0.1%	75%	$291,666	View
Paramount Residential Mortgage	Conventional, FHA	3	0.1%	100%	$218,333
The Mortgage Link, Inc.	Conventional, FHA	3	0.1%	100%	$225,000
Champions Funding, LLC	Conventional	3	0.1%	42.9%	$308,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$60,000	View
Covantage Credit Union	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$190,000
Pentagon Federal Credit Union	FHA, HELOC	2 +2 HELOCs	0.1%	66.7%	$410,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	FHA, VA	2	0.1%	100%	$285,000	View
American Financial Resources LLC	FHA	2	0.1%	66.7%	$225,000
Everett Financial, Inc.	Conventional, FHA	2	0.1%	100%	$185,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$370,000
Dart Bank	Conventional, FHA	2	0.1%	66.7%	$255,000
Filo Mortgage, LLC	FHA	2	0.1%	100%	$400,000
New Wave Lending Group Inc	Conventional	2	0.1%	100%	$365,000
Click n' Close, Inc.	Conventional	2	0.1%	50%	$255,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	100%	$335,000	View
Geneva Financial LLC	FHA, VA	2	0.1%	100%	$290,000
EMM Loans LLC	VA	1	0%	100%	$195,000
Premier Mortgage Resources, LLC	FHA	1	0%	100%	$405,000
Hartford Funding, Ltd.	Conventional	1	0%	100%	$345,000
First Community Mortgage, Inc.	FHA	1	0%	100%	$335,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$105,000
Residential Wholesale Mortgage	Conventional	1	0%	100%	$125,000
Royal United Mortgage LLC	Conventional	1	0%	50%	$165,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$285,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0%	100%	$435,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$165,000
Envoy Mortgage, Ltd	FHA	1	0%	100%	$445,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$165,000
Fed Ex Employees Credit Association	Conventional	1	0%	100%	$235,000
PHH Mortgage Corporation	VA	1	0%	33.3%	$345,000
Oaktree Funding Corp	Conventional	1	0%	100%	$155,000
Emporium Tpo LLC	Conventional	1	0%	100%	$235,000
Assurance Financial Group, L.L.C.	Conventional	1	0%	100%	$265,000
Coast One Mortgage, LLC	FHA	1	0%	100%	$205,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$305,000	View
PFN Lending Group, Inc.	Conventional	1	0%	100%	$275,000
Success Mortgage Partners, Inc	VA	1	0%	100%	$325,000
American Financing Corporation	Conventional	1	0%	40%	$185,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$275,000
XCEL Federal Credit Union	Conventional	1	0%	100%	$55,000
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$335,000
Stg Mortgage Inc	Conventional	1	0%	100%	$215,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$325,000
Peoples Mortgage Company	Conventional	1	0%	100%	$165,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	50%	$215,000	View
Hometown Equity Mortgage, LLC	FHA	1	0%	100%	$395,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$395,000
Atlanta Postal Credit Union	Conventional	1	0%	100%	$75,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	FHA	1	0%	100%	$205,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$445,000	View
Saygo Home Loans, LLC	Conventional	1	0%	100%	$315,000
Mission Loans, LLC	Conventional	1	0%	100%	$265,000
Digital Federal Credit Union	Conventional	1	0%	100%	$405,000
Citadel Servicing Corporation	Conventional	1	0%	100%	$535,000
Veritas Funding, LLC	FHA	1	0%	100%	$305,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$305,000
Nmsi, Inc.	FHA	1	0%	100%	$335,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	FHA	1	0%	100%	$345,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$335,000
Florida Capital Bank, N.A	Conventional	1	0%	100%	$285,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$365,000	View
State Departmenet Federal Credit Union	Conventional	1	0%	100%	$65,000
Nexera Holding LLC	Conventional	1	0%	100%	$85,000
Reliance First Capital, LLC	Conventional	1	0%	100%	$385,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$225,000	View
Polish & Slavic Federal Credit	Conventional	1	0%	100%	$205,000
Figure Lending LLC	HELOC	0 +32 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +23 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +18 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Signature Federal Credit Union A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +1 HELOCs	0%	n/a		View
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tech Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Horizon Bank A+5.0 ★Texas Ratio: 4.40%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Joliet Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Joliet, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Joliet? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Joliet in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Joliet, IL

Use these to narrow the list above. Each category shows how many Joliet, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 120 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 76 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 29 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 102 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 61 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Joliet, IL

Independent mortgage companies closed 72.6 percent of home loans in Joliet, Illinois in 2025, banks 21.6 percent and credit unions 5.8 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, NuMark Credit Union led with 37 loans.

72.6%

Mortgage companies

21.6%

Banks

5.8%

Credit unions

22%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders Bloomington 127 lenders

Frequently Asked Questions About Mortgage Lenders in Joliet, IL

Who is the largest mortgage lender in Joliet, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Joliet, Illinois with 112 loans, about 4 percent of the market. The largest lender headquartered in Illinois was NuMark Credit Union with 37 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Joliet, IL have the highest approval rates?

Among lenders with meaningful volume in Joliet, Illinois, Greenstate Credit Union approved the highest share of completed applications in 2025 at 95.9 percent, against a 80.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Joliet, IL mortgage lenders offer FHA, VA and USDA loans?

102 lenders closed FHA loans in Joliet, Illinois in 2025, led by Rocket Mortgage with 71. 53 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Joliet, IL lender list?

Yes. 76 banks and 29 credit unions closed home loans in Joliet, Illinois in 2025, alongside 120 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Joliet, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Joliet, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Joliet, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Joliet. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.