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Mortgage Lenders and Brokers in Aurora, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Aurora, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2365 N Farnsworth Ave, Aurora, IL 60502A+5.0 ★Texas Ratio: 3.68%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, Fifth Third Bank, National AssociationFifth Third Bank, National Association34 S Broadway, Aurora, IL 60505A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.808 N Route 59, Aurora, IL 60504A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank2430 W Indian Trl, Aurora, IL 60506A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA2390 W Indian Trl, Aurora, IL 60506A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.1977 W Galena Blvd, Aurora, IL 60506A+5.0 ★Texas Ratio: 4.24%, First American BankFirst American Bank3054 E New York St, Aurora, IL 60502A+5.0 ★Texas Ratio: 2.93%, Old National BankOld National Bank2 S Broadway, Aurora, IL 60505A+5.0 ★Texas Ratio: 4.98%, and BMO Harris Bank NABMO Harris Bank NA1252 N Lake St, Aurora, IL 60506A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Aurora, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Aurora are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Aurora, Illinois

Market share is the lender's share of all home loans closed in Aurora, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Aurora 2365 N Farnsworth Ave, Aurora, IL 60502 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	128 +7 HELOCs	5.7%	90.3%	$265,078	View
Old Second National Bank 4 offices in Aurora 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional, FHA, HELOC	32 +42 HELOCs	1.4%	89.5%	$138,750	View
Fifth Third Bank, National Association 5 offices in Aurora 34 S Broadway, Aurora, IL 60505 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	27 +62 HELOCs	1.2%	57.4%	$190,555	View
US Bank, N.A. 1 office in Aurora 808 N Route 59, Aurora, IL 60504 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	23 +25 HELOCs	1%	65.7%	$204,130	View
Huntington National Bank 1 office in Aurora 2430 W Indian Trl, Aurora, IL 60506 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	18 +30 HELOCs	0.8%	85.7%	$279,444	View
Bank of America NA 2 offices in Aurora 2390 W Indian Trl, Aurora, IL 60506 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	11 +20 HELOCs	0.5%	84.6%	$276,818	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Aurora 1977 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	9 +37 HELOCs	0.4%	81.8%	$262,777	View
First American Bank 1 office in Aurora 3054 E New York St, Aurora, IL 60502 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	5 +25 HELOCs	0.2%	55.6%	$209,000	View
Old National Bank 1 office in Aurora 2 S Broadway, Aurora, IL 60505 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	4 +6 HELOCs	0.2%	66.7%	$252,500	View
BMO Harris Bank NA 4 offices in Aurora 1252 N Lake St, Aurora, IL 60506 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +48 HELOCs	0.1%	33.3%	$111,666	View
Associated Bank NA 1 office in Aurora 1952 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$215,000	View
Heartland Bank & Trust Company 1 office in Aurora 1575 Ogden Ave, Aurora, IL 60503 A+5.0 ★Texas Ratio: 0.84%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$155,000	View
St. Charles Bank & Trust Company, N.A. 1 office in Aurora 2287 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 5.27%	Conventional	1	0%	50%	$285,000	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	42 +31 HELOCs	1.9%	95.5%	$234,047	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	36	1.6%	100%	$368,333
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	23	1%	88.5%	$295,869	View
Consumers Credit Union 320 E INDIAN TRL, AURORA, IL 60505 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	16 +30 HELOCs	0.7%	84.2%	$85,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	14	0.6%	60.9%	$255,714	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	Conventional, HELOC	8 +16 HELOCs	0.4%	88.9%	$205,000	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	8 +9 HELOCs	0.4%	66.7%	$205,000	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	8	0.4%	88.9%	$263,750	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	7 +6 HELOCs	0.3%	77.8%	$316,428	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA	7	0.3%	100%	$252,142	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	7	0.3%	77.8%	$262,142	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	5	0.2%	100%	$169,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, FHA, VA, HELOC	4 +8 HELOCs	0.2%	80%	$272,500	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional, VA	4	0.2%	100%	$430,000
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	4	0.2%	100%	$135,000	View
Success Lending, LLC 1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62%	Conventional, FHA	3	0.1%	100%	$358,333	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	3	0.1%	100%	$398,333
Midland States Bank 951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50%	Conventional	3	0.1%	100%	$121,666	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	3	0.1%	75%	$281,666	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.1%	100%	$180,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	2	0.1%	100%	$100,000	View
Illiana Financial Credit Union 1130 Armour Rd, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 3.13%	Conventional	2	0.1%	100%	$90,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +2 HELOCs	0%	50%	$445,000	View
Community State Bank 101 West St, Franklin, IL 62638 A5.0 ★Texas Ratio: 10.13%	Conventional	1	0%	100%	$65,000	View
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$325,000	View
Holcomb Bank 504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32%	Conventional	1	0%	100%	$355,000	View
Cornerstone National Bank & Trust Company 1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0%	100%	$445,000	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0%	50%	$85,000	View
First Mid Bank and Trust, NA 101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88%	Conventional	1	0%	100%	$215,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	1	0%	100%	$105,000	View
State Bank of The Lakes, N.A. 440 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 1.38%	Conventional	1	0%	100%	$195,000	View
Wheaton Bank & Trust Company, N.A. 198 S Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$345,000	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional	1	0%	100%	$305,000	View
Central Federal Savings & Loan Association 6940 Ogden Ave, Berwyn, IL 60402	Conventional, Jumbo	1	0%	100%	$905,000
Grundy Bank 444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0%	100%	$475,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	FHA	1	0%	100%	$365,000	View
Busey Bank 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +4 HELOCs	0%	0%		View
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	112 +7 HELOCs	4.9%	95.7%	$301,339
Neighborhood Loans, Inc	Conventional	21	0.9%	29.2%	$10,238
Mutual of Omaha Mortgage	Conventional, FHA, VA	20	0.9%	90.9%	$226,000
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA	18	0.8%	100%	$346,111	View
Compass Mortgage, Inc.	Conventional, FHA, VA	14	0.6%	93.3%	$249,285
Guaranteed Rate Affinity, LLC	Conventional, HELOC	9 +1 HELOCs	0.4%	100%	$305,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	8	0.4%	100%	$335,000	View
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	7 +1 HELOCs	0.3%	100%	$327,857
American Portfolio Mortgage Corporation	Conventional	5	0.2%	100%	$441,000
Originpoint, LLC	Conventional	4	0.2%	100%	$410,000
The Anderson Financial Group, Inc.	Conventional	2	0.1%	100%	$395,000
Diamond Residential Mtg Corp	Conventional	1	0%	100%	$135,000
Crown Mortgage Company	Conventional	1	0%	100%	$185,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	273 +5 HELOCs	12.1%	90.6%	$343,754
Rocket Mortgage	Conventional, FHA, VA	184	8.1%	83.6%	$240,271
The Loan Store, Inc	Conventional, FHA, HELOC	144 +4 HELOCs	6.4%	96.8%	$305,277
Guild Mortgage Company	Conventional, FHA	97	4.3%	90.6%	$238,711
loanDepot.com LLC	Conventional, FHA, VA, HELOC	90 +2 HELOCs	4%	81.8%	$217,111
Greenstate Credit Union	Conventional, FHA, VA, HELOC	72 +22 HELOCs	3.2%	100%	$189,166
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	51 +6 HELOCs	2.3%	94.4%	$276,764
Fairway Independent Mort Corp	Conventional, FHA	40	1.8%	88.9%	$228,750
Nationstar Mortgage	Conventional, FHA	31	1.4%	88.9%	$129,516
Union Home Mortgage Corp.	Conventional, VA	30	1.3%	90.9%	$349,000
Pennymac Loan Services LLC	Conventional, FHA	26	1.1%	77.1%	$211,153
M/I Financial. LLC	Conventional, FHA	22	1%	96.7%	$435,000
Freedom Mortgage Corporation	Conventional, FHA, VA	19	0.8%	78.8%	$317,631
Mortgage Research Center	VA	18	0.8%	72%	$311,111
Newrez LLC	Conventional, FHA, VA	17	0.8%	40.5%	$192,058
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	17	0.8%	94.7%	$257,941
DHI Mortgage Company, LTD.	Conventional, FHA	17	0.8%	70.8%	$414,411
AmeriHome Mortgage Company, LLC	Conventional, FHA	16	0.7%	88.9%	$329,375
Lower, LLC	Conventional, FHA, HELOC	15 +1 HELOCs	0.7%	83.3%	$293,666
American Pacific Mortgage Corporation	Conventional, FHA, VA	14	0.6%	87.5%	$295,714
New American Funding, LLC.	Conventional, FHA, HELOC	12 +1 HELOCs	0.5%	57.1%	$237,500
Point Mortgage Corp	Conventional, FHA	12	0.5%	100%	$259,166
Provident Funding Associates	Conventional	12	0.5%	92.3%	$420,833
Spring Eq, LLC	Conventional, HELOC	11 +2 HELOCs	0.5%	44%	$84,090
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional, FHA	11	0.5%	55.2%	$195,000	View
Resicentral LLC	Conventional	10	0.4%	100%	$332,000
Discover Bank	Conventional	9	0.4%	31%	$59,444
Bay Equity LLC	Conventional, FHA	8	0.4%	100%	$393,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.4%	72.7%	$110,000	View
Guidance Residential, LLC	Conventional	7	0.3%	100%	$373,571
Amerisave Mortgage Company	Conventional, FHA	7	0.3%	21.1%	$127,857
Sun West Mortgage Company, Inc	Conventional, FHA, VA	7	0.3%	100%	$270,714
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	7	0.3%	87.5%	$206,428	View
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.3%	27.3%	$191,666
Sage Home Loans Corporation	Conventional, FHA	6	0.3%	100%	$418,333
Equity Prime Mortgage LLC	FHA, VA	6	0.3%	100%	$246,666
Lennar Mortgage, LLC	Conventional, VA	6	0.3%	100%	$330,000
Towne Mortgage Company	Conventional, FHA	6	0.3%	85.7%	$305,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	5	0.2%	100%	$387,000	View
Affordable Mortgage Advisors	Conventional, FHA, VA	5	0.2%	100%	$331,000
Kind Lending, LLC	Conventional	5	0.2%	83.3%	$311,000
Cardinal Financial Company, Li	Conventional, FHA	5	0.2%	100%	$405,000
Geneva Financial LLC	Conventional	5	0.2%	71.4%	$323,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.2%	85.7%	$295,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	5	0.2%	75%	$265,000
The Mortgage Link, Inc.	Conventional, FHA	5	0.2%	100%	$203,000
Village Capital & Investment	FHA, VA	5	0.2%	100%	$259,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	4 +4 HELOCs	0.2%	57.1%	$262,500
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$342,500
Primelending	Conventional, FHA	4	0.2%	100%	$245,000
PHH Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$177,500
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.2%	100%	$305,000	View
Developer's Mortgage Company	Conventional	4	0.2%	80%	$307,500
New Wave Lending Group Inc	Conventional	4	0.2%	100%	$247,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.2%	80%	$202,500
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	4	0.2%	80%	$337,500	View
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional	4	0.2%	87.5%	$227,500	View
Digital Federal Credit Union	Conventional, HELOC	3 +5 HELOCs	0.1%	100%	$298,333
First Community Mortgage, Inc.	Conventional, FHA	3	0.1%	75%	$228,333
Servion	Conventional	3	0.1%	100%	$141,666
General Mortgage Capital Corporation	Conventional	3	0.1%	100%	$288,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.1%	60%	$255,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.1%	75%	$225,000
Summit Funding.Inc	Conventional	3	0.1%	75%	$375,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	3	0.1%	100%	$331,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	3	0.1%	100%	$525,000	View
JMAC Lending, Inc.	Conventional	3	0.1%	100%	$328,333
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	2 +7 HELOCs	0.1%	66.7%	$420,000	View
Pentagon Federal Credit Union	Conventional, HELOC	2 +4 HELOCs	0.1%	66.7%	$160,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	2	0.1%	100%	$250,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.1%	100%	$305,000
Nbkc Bank	Conventional	2	0.1%	66.7%	$330,000
Movement Mortgage, LLC	Conventional, VA	2	0.1%	100%	$375,000
Das Acquisition Company, LLC	Conventional	2	0.1%	100%	$500,000
Select Lending Services, LLC	Conventional	2	0.1%	100%	$365,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA	2	0.1%	100%	$185,000	View
Mortgage Center LC	Conventional	2	0.1%	100%	$610,000
Prosperity Home Mortgage, LLC	Conventional	2	0.1%	100%	$230,000
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	2	0.1%	100%	$185,000
Florida Capital Bank, N.A	Conventional	2	0.1%	100%	$260,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$280,000	View
Toyota Financial Savings Bank	Conventional	2	0.1%	100%	$485,000
Leaderone Financial Corp.	Conventional	2	0.1%	66.7%	$385,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$95,000	View
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0%	100%	$85,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	100%	$175,000
EMM Loans LLC	FHA	1	0%	100%	$535,000
Ruoff Mortgage Company	Conventional	1	0%	100%	$365,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0%	33.3%	$255,000
American Financial Resources LLC	Conventional	1	0%	100%	$145,000
RANLife, Inc.	FHA	1	0%	100%	$205,000
Merchants Bank, National Association A+5.0 ★Texas Ratio: 3.28%	FHA	1	0%	100%	$425,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$245,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$425,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$315,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0%	50%	$285,000	View
Loanunited.Com, LLC	VA	1	0%	100%	$305,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$145,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$285,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$465,000
Oaktree Funding Corp	Conventional	1	0%	50%	$225,000
AdvantageFirst Lending Inc	FHA	1	0%	100%	$215,000
Homestead Funding Corp.	Conventional	1	0%	100%	$555,000
AmWest Funding Corp	Conventional	1	0%	100%	$335,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$715,000	View
Nqm Funding, LLC	Conventional	1	0%	100%	$395,000
Ahl Funding	FHA	1	0%	100%	$495,000
Royal Pacific Funding	Conventional	1	0%	100%	$415,000
US Wide Financial LLC	Conventional	1	0%	100%	$385,000
American Financing Corporation	FHA	1	0%	33.3%	$215,000
First Colony Mortgage Corporat	Conventional	1	0%	50%	$425,000
Weichert Financial Services	Conventional	1	0%	100%	$275,000
First Heritage Mortgage, LLC	Conventional	1	0%	100%	$285,000
Ameritrust Mortgage Corporation	Conventional	1	0%	100%	$375,000
Nfm, Inc	FHA	1	0%	100%	$255,000
American Internet Mortgage, Inc.	Conventional	1	0%	33.3%	$195,000
New Day Financial, LLC.	VA	1	0%	66.7%	$365,000
National Exchange Bank and Trust A+5.0 ★Texas Ratio: 1.09%	Conventional	1	0%	100%	$335,000	View
Nations Lending Corporation	FHA	1	0%	100%	$265,000
T2 Financial LLC	VA	1	0%	100%	$365,000
BoxCar Mortgage, LLC	FHA	1	0%	100%	$355,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0%	100%	$275,000	View
Veridian Credit Union C3.9 ★Texas Ratio: 27.97%	Conventional	1	0%	100%	$575,000	View
New Fed Mortgage Corp.	Conventional	1	0%	100%	$185,000
Andrews Federal Credit Union	Conventional	1	0%	100%	$365,000
Bloomsdale Bank A+5.0 ★Texas Ratio: 2.65%	Conventional	1	0%	100%	$385,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0%	100%	$275,000	View
Geo-Corp, Inc.	FHA	1	0%	100%	$325,000
Nations Direct Mortgage, LLC	Conventional	1	0%	100%	$205,000
Purdue Federal Cu	Conventional	1	0%	100%	$605,000
Zillow Home Loans, LLC	Conventional	1	0%	100%	$275,000
Veritas Funding, LLC	Conventional	1	0%	100%	$65,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	FHA	1	0%	100%	$355,000	View
Nmsi, Inc.	Conventional	1	0%	100%	$545,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0%	100%	$255,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$365,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$485,000
Stanford Federal Credit Union	Conventional	1	0%	100%	$245,000
Gmfs, LLC	Conventional	1	0%	100%	$375,000
United Nations Federal CU	Conventional	1	0%	100%	$455,000
Paramount Residential Mortgage	Conventional	1	0%	50%	$475,000
Bp Federal Credit Union	Conventional	1	0%	100%	$455,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$325,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0%	100%	$225,000
Figure Lending LLC	HELOC	0 +24 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +17 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	0%
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Aurora Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Aurora, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Aurora? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Aurora in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Aurora, IL

Use these to narrow the list above. Each category shows how many Aurora, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 122 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 68 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 52 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Aurora, IL

Independent mortgage companies closed 73.2 percent of home loans in Aurora, Illinois in 2025, banks 20.9 percent and credit unions 5.9 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Old Second National Bank led with 32 loans.

73.2%

Mortgage companies

20.9%

Banks

5.9%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders Bloomington 127 lenders

Frequently Asked Questions About Mortgage Lenders in Aurora, IL

Who is the largest mortgage lender in Aurora, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Aurora, Illinois with 128 loans, about 5.7 percent of the market. The largest lender headquartered in Illinois was Old Second National Bank with 32 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Aurora, IL have the highest approval rates?

Among lenders with meaningful volume in Aurora, Illinois, Greenstate Credit Union approved the highest share of completed applications in 2025 at 100 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Aurora, IL mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Aurora, Illinois in 2025, led by United Wholesale Mortgage with 40. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Aurora, IL lender list?

Yes. 68 banks and 26 credit unions closed home loans in Aurora, Illinois in 2025, alongside 122 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Aurora, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Aurora, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Aurora, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Aurora. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.