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Mortgage Lenders and Brokers in Plainfield, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Plainfield, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA13661 S Route 59, Plainfield, IL 60544A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.13521 S Route 59, Plainfield, IL 60544A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.13470 S Route 59, Plainfield, IL 60585A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA2251 S Route 59, Plainfield, IL 60586A+5.0 ★Texas Ratio: 3.54%, Bank of America NABank of America NA12612 S State Route 59, Plainfield, IL 60585A+5.0 ★Texas Ratio: 4.14%, Busey BankBusey Bank14150 S Route 30, Plainfield, IL 60544A+5.0 ★Texas Ratio: 2.31%, Old National BankOld National Bank24509 W Lockport St, Plainfield, IL 60544A+5.0 ★Texas Ratio: 4.98%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company14901 S Route 59, Plainfield, IL 60544A+5.0 ★Texas Ratio: 0.84%, Homeland Mortgage CompanyHomeland Mortgage Company305 N 48th St, Quincy, IL 62305, and Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Plainfield, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Plainfield are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Plainfield, Illinois

Market share is the lender's share of all home loans closed in Plainfield, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Plainfield 13661 S Route 59, Plainfield, IL 60544 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	47 +5 HELOCs	3.4%	88.9%	$326,489	View
US Bank, N.A. 1 office in Plainfield 13521 S Route 59, Plainfield, IL 60544 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +17 HELOCs	0.7%	55.6%	$224,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Plainfield 13470 S Route 59, Plainfield, IL 60585 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	6 +21 HELOCs	0.4%	87.5%	$301,666	View
BMO Harris Bank NA 2 offices in Plainfield 2251 S Route 59, Plainfield, IL 60586 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	5 +28 HELOCs	0.4%	83.3%	$233,000	View
Bank of America NA 1 office in Plainfield 12612 S State Route 59, Plainfield, IL 60585 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +12 HELOCs	0.2%	75%	$368,333	View
Busey Bank 1 office in Plainfield 14150 S Route 30, Plainfield, IL 60544 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$220,000	View
Old National Bank 1 office in Plainfield 24509 W Lockport St, Plainfield, IL 60544 A+5.0 ★Texas Ratio: 4.98%	HELOC	0 +20 HELOCs	0%	0%		View
Heartland Bank & Trust Company 2 offices in Plainfield 14901 S Route 59, Plainfield, IL 60544 A+5.0 ★Texas Ratio: 0.84%	HELOC	0 +1 HELOCs	0%	0%		View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	15	1.1%	100%	$487,666
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	13 +18 HELOCs	0.9%	72.2%	$291,923	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	10	0.7%	83.3%	$380,000	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional	8	0.6%	100%	$351,250	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.5%	87.5%	$427,857	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional, FHA	7	0.5%	100%	$360,714	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	6 +17 HELOCs	0.4%	85.7%	$415,000	View
NuMark Credit Union 12251 S Route 59, Plainfield, IL 60585 A5.0 ★Texas Ratio: 8.07%	Conventional, HELOC	6 +13 HELOCs	0.4%	100%	$240,000	View
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	5 +3 HELOCs	0.4%	100%	$137,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, HELOC	3 +7 HELOCs	0.2%	100%	$498,333	View
Old Plank Trail Community Bank, N.A. 19500 Torrence Ave, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.48%	Conventional, Jumbo	3	0.2%	100%	$905,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	2 +18 HELOCs	0.1%	75%	$205,000	View
Illinois State Credit Union 1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$420,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	2	0.1%	66.7%	$95,000	View
Wheaton Bank & Trust Company, N.A. 198 S Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	2	0.1%	100%	$830,000	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional	2	0.1%	100%	$380,000	View
Central Federal Savings & Loan Association 6940 Ogden Ave, Berwyn, IL 60402	Conventional	2	0.1%	100%	$550,000
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	2	0.1%	100%	$365,000	View
Marquette Bank 234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74%	Conventional	2	0.1%	100%	$215,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$550,000	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$805,000	View
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$465,000	View
Cathay Bank 222 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$415,000	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	50%	$345,000	View
Regions Bank 2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	50%	$185,000	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	1	0.1%	100%	$625,000
Cornerstone National Bank & Trust Company 1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0.1%	100%	$405,000	View
University of Illinois Community Credit Union 1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34%	Conventional	1	0.1%	100%	$625,000	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$75,000	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	1	0.1%	100%	$75,000
Inb, National Association 2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74%	Conventional	1	0.1%	100%	$165,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$405,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	100%	$425,000	View
First Bank of Manhattan 550 W North St, Manhattan, IL 60442 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$25,000	View
Bank of Pontiac 4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83%	Conventional	1	0.1%	100%	$185,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0.1%	100%	$325,000	View
Grundy Bank 444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0.1%	100%	$235,000	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo	1	0.1%	100%	$1,625,000	View
Flanagan State Bank 403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$425,000	View
Financial Plus Credit Union 1800 E Division St, Diamond, IL 60416 6007 A+5.0 ★Texas Ratio: 4.80%	Conventional	1	0.1%	100%	$265,000	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional	1	0.1%	50%	$355,000	View
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	HELOC	0 +3 HELOCs	0%	n/a
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Bank First N.A. 300 E Main St, Rockton, IL 61072 A+5.0 ★Texas Ratio: 3.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Midland States Bank 951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50%	HELOC	0 +1 HELOCs	0%	n/a		View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	HELOC	0 +1 HELOCs	0%	0%		View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	45 +7 HELOCs	3.2%	95.7%	$365,000
Compass Mortgage, Inc.	Conventional, FHA	16	1.2%	94.1%	$328,125
The Anderson Financial Group, Inc.	Conventional	6	0.4%	100%	$385,000
Guaranteed Rate Affinity, LLC	Conventional	5	0.4%	100%	$339,000
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional	5	0.4%	100%	$481,000	View
Originpoint, LLC	Conventional, VA	3	0.2%	100%	$425,000
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.2%	100%	$441,666	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	FHA, VA	2	0.1%	100%	$525,000	View
Neighborhood Loans, Inc	Conventional	2	0.1%	50%	$5,000
Proper Rate, LLC	Conventional	1	0.1%	100%	$395,000
American Portfolio Mortgage Corporation	FHA	1	0.1%	100%	$295,000
Pacor Mortgage Corp	Conventional	1	0.1%	100%	$395,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$405,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$105,000	View
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$655,000
Mutual of Omaha Mortgage	Conventional	1	0.1%	50%	$405,000
Pulte Mortgage LLC	Conventional, VA, Jumbo	173	12.5%	90.2%	$480,780
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	170 +2 HELOCs	12.2%	94.5%	$470,823
Lennar Mortgage, LLC	Conventional, FHA, VA	128	9.2%	90.8%	$380,078
Rocket Mortgage	Conventional, FHA, VA	70	5%	83.3%	$299,000
M/I Financial. LLC	Conventional, FHA, VA	69	5%	96.2%	$424,275
DHI Mortgage Company, LTD.	Conventional, FHA, VA	42	3%	91.3%	$416,666
The Loan Store, Inc	Conventional, HELOC	29 +2 HELOCs	2.1%	96.8%	$416,379
American Pacific Mortgage Corporation	Conventional, FHA, Jumbo	28	2%	96.6%	$417,500
Greenstate Credit Union	Conventional, VA, Jumbo, HELOC	21 +20 HELOCs	1.5%	100%	$270,714
Fairway Independent Mort Corp	Conventional, FHA, VA	20	1.4%	87%	$390,500
loanDepot.com LLC	Conventional, FHA	19	1.4%	100%	$341,315
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1.2%	75%	$406,176
CrossCountry Mortgage, LLC	Conventional, FHA	16	1.2%	100%	$338,125
Lower, LLC	Conventional, VA	14	1%	100%	$460,714
Guild Mortgage Company	Conventional, FHA	13	0.9%	92.9%	$398,846
Newrez LLC	Conventional, FHA, VA	12	0.9%	63.2%	$295,000
Union Home Mortgage Corp.	Conventional, FHA	10	0.7%	100%	$439,000
New American Funding, LLC.	Conventional, FHA, VA	10	0.7%	83.3%	$331,000
Resicentral LLC	Conventional, FHA	9	0.6%	100%	$513,888
Pennymac Loan Services LLC	Conventional, FHA	9	0.6%	75%	$330,555
Nationstar Mortgage	Conventional, VA	9	0.6%	56.2%	$140,555
Nfm, Inc	Conventional, FHA	8	0.6%	100%	$321,250
Mld Mortgage, Inc.Dba the Money Store	Conventional	8	0.6%	100%	$375,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	8	0.6%	100%	$218,750	View
Spring Eq, LLC	Conventional, HELOC	7 +5 HELOCs	0.5%	43.8%	$112,142
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	7	0.5%	100%	$435,000	View
First Alliance Home Mortgage, LLC	Conventional, FHA	7	0.5%	100%	$459,285
Towne Mortgage Company	Conventional, FHA	7	0.5%	100%	$306,428
Mortgage Research Center	Conventional, VA	6	0.4%	70%	$453,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	5 +5 HELOCs	0.4%	45.5%	$395,000
AmeriHome Mortgage Company, LLC	Conventional	5	0.4%	100%	$315,000
Amerisave Mortgage Company	Conventional, FHA, VA	5	0.4%	35.7%	$293,000
Bay Equity LLC	Conventional, FHA	5	0.4%	100%	$349,000
Provident Funding Associates	Conventional	4	0.3%	66.7%	$407,500
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	4	0.3%	100%	$402,500	View
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$451,666
Kind Lending, LLC	Conventional	3	0.2%	100%	$375,000
Guidance Residential, LLC	Conventional	3	0.2%	100%	$471,666
Movement Mortgage, LLC	Conventional, VA	3	0.2%	100%	$388,333
General Mortgage Capital Corporation	Conventional	3	0.2%	100%	$421,666
Discover Bank	Conventional	3	0.2%	21.1%	$135,000
New Wave Lending Group Inc	Conventional	3	0.2%	100%	$455,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional	3	0.2%	75%	$601,666	View
JMAC Lending, Inc.	Conventional, FHA	3	0.2%	100%	$398,333
Pentagon Federal Credit Union	VA, HELOC	2 +4 HELOCs	0.1%	66.7%	$470,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$165,000	View
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional	2	0.1%	100%	$310,000	View
Primelending	Conventional	2	0.1%	100%	$320,000
AmWest Funding Corp	Conventional	2	0.1%	100%	$420,000
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$260,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.1%	100%	$360,000
Cardinal Financial Company, Li	Conventional	2	0.1%	100%	$395,000
Stg Mortgage Inc	Conventional	2	0.1%	100%	$350,000
Planet Home Lending, LLC	FHA, VA	2	0.1%	66.7%	$465,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$570,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	2	0.1%	100%	$350,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	66.7%	$485,000	View
Nations Direct Mortgage, LLC	FHA	2	0.1%	100%	$490,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$480,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$460,000
Gmfs, LLC	Conventional	2	0.1%	100%	$415,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	FHA	2	0.1%	42.9%	$320,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	75%	$280,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$380,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$675,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$685,000	View
EMM Loans LLC	FHA	1	0.1%	100%	$265,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$385,000
American Financial Resources LLC	VA	1	0.1%	100%	$465,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$355,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$135,000	View
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$235,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$365,000
Nbkc Bank	Conventional	1	0.1%	100%	$445,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$575,000
Loansteady LLC	VA	1	0.1%	100%	$645,000
Norwich Commercial Group Inc	VA	1	0.1%	100%	$615,000
PHH Mortgage Corporation	VA	1	0.1%	50%	$715,000
Loanunited.Com, LLC	FHA	1	0.1%	50%	$535,000
Deephaven Mortgage LLC	Conventional	1	0.1%	33.3%	$445,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	50%	$125,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$295,000
Educated Mortgage Services LLC	Conventional	1	0.1%	100%	$205,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$505,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$515,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$415,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$355,000
American Security Mortgage Cor	Conventional	1	0.1%	100%	$505,000
Connexus Credit Union	Conventional	1	0.1%	50%	$95,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$305,000
Weichert Financial Services	VA	1	0.1%	100%	$495,000
Point Mortgage Corp	Conventional	1	0.1%	100%	$695,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$145,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$335,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	50%	$365,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$435,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$555,000
Mortgage Center LC	Conventional	1	0.1%	100%	$365,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$525,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	100%	$445,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$225,000
Uif Corporation	Conventional	1	0.1%	100%	$375,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$305,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$425,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$525,000	View
Summit Funding.Inc	Conventional	1	0.1%	100%	$385,000
Prosperity Home Mortgage, LLC	FHA	1	0.1%	100%	$265,000
Veritas Funding, LLC	FHA	1	0.1%	100%	$225,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$465,000
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$125,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$355,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$675,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$155,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$205,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$295,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$225,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$555,000
Polish & Slavic Federal Credit	Conventional	1	0.1%	100%	$255,000
The Mortgage Link, Inc.	FHA	1	0.1%	100%	$185,000
Leaderone Financial Corp.	Conventional	1	0.1%	33.3%	$195,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$385,000	View
Village Capital & Investment	VA	1	0.1%	100%	$395,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +7 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Transportation Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tech Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Stockton Mortgage Corporation	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Plainfield Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Plainfield, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Plainfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Plainfield in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Plainfield, IL

Use these to narrow the list above. Each category shows how many Plainfield, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 114 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 66 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 41 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 32 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 56 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Plainfield, IL

Independent mortgage companies closed 82 percent of home loans in Plainfield, Illinois in 2025, banks 14 percent and credit unions 4 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 5 loans.

82%

Mortgage companies

14%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders Bloomington 127 lenders

Frequently Asked Questions About Mortgage Lenders in Plainfield, IL

Who is the largest mortgage lender in Plainfield, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Plainfield, Illinois with 47 loans, about 3.4 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Plainfield, IL have the highest approval rates?

Among lenders with meaningful volume in Plainfield, Illinois, M/I Financial. LLC approved the highest share of completed applications in 2025 at 96.2 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Plainfield, IL mortgage lenders offer FHA, VA and USDA loans?

41 lenders closed FHA loans in Plainfield, Illinois in 2025, led by M/I Financial. LLC with 16. 32 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Plainfield, IL lender list?

Yes. 66 banks and 22 credit unions closed home loans in Plainfield, Illinois in 2025, alongside 114 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Plainfield, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Plainfield, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Plainfield, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Plainfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.