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Chase Bank Rates & Review August 2026

Q: How many branches does Chase Bank operate?

Chase Bank currently maintains approximately 5,314 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Chase Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chase Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Chase Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Chase Bank, and you can see how they compare in the Chase Bank rate tables below. MonitorBankRates evaluates the financial stability of Chase Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.31%. Database rates last updated and verified on 08/29/2026.

Chase Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Chase Bank? Share your experience about Chase Bank by leaving a review below, or read customer reviews before you decide to use Chase Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.31%

Excellent Lower than avg

JPMorgan Chase Bank, National Association

1111 Polaris Pkwy
Columbus, OH 43240

https://www.chase.com

Chase Bank Credit Card Rates

Product	Rate	APR
Ink Business Preferred Credit Card	-	17.74%
Details NEW CARDMEMBER OFFER Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. 3X on Travel and Business categories on $150K combined spend. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Chase Freedom Rise Credit Card	-	18.24%
Details LIMITED-TIME OFFER CARDMEMBER REWARDS Establish credit and earn 3% cash back on dining offer Best for New to Credit & Students Having at least $250 in Chase checking or savings accounts increases your chances of being approved. And earn 1.5% cash back on all other purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
DoorDash Rewards Mastercard	-	18.24%
Details NEW CARDMEMBER OFFER Approved applicants receive a free year of DashPass that will auto-renew at $96/yr. Cancel anytime. No annual card fee, just cash back on every purchase. Earn 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2% cash back on grocery stores online or in-store and 1% on all other purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Instacart Mastercard	-	18.24%
Details NEW CARDMEMBER OFFER Get a $50 Instacart credit automatically upon approval Turn everyday shopping into everyday rewards. Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually, 5% cash back on Chase Travel purchases, and 2% cash back on restaurants, gas stations, and on select streaming services. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Amazon Visa	-	18.74%
Details NEW CARDMEMBER OFFER $50 Amazon Gift Card Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application. Earn rewards on all your purchases with no annual card fee Earn unlimited 3% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Prime Visa	-	18.74%
Details NEW CARDMEMBER OFFER $150 Amazon Gift Card Prime members, get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application. Earn rewards on all your purchases with no annual card fee Earn unlimited 5% back at Amazon.com, Audible.com, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Aer Lingus Visa Signature Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 75,000 Bonus Avios Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Aer Lingus, British Airways, and Iberia flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases. Terms apply. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
British Airways Visa Signature Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 75,000 Avios Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases. Terms apply. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Chase Sapphire Preferred Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 75,000 points after you spend $5,000 on purchases in the first 3 months from account opening. Earn 5x points on Chase Travel purchases and 2x points on all other travel. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Iberia Visa Signature Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 75,000 Bonus Avios Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening. Take your dream vacation getaway sooner In addition to the bonus, cardmembers earn 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flight purchases, and 2 Avios for every $1 spent on hotel accommodations. Earn 1 Avios for every $1 spent on all other purchases. Terms apply. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
IHG One Rewards Premier Business Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening. Earn IHG One Rewards points on every purchase. Up to 26X total points per $1 spent when you stay at IHG Hotels and Resorts. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
IHG One Rewards Premier Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Earn IHG One Rewards points on every purchase. Up to 26X points total per $1 spent when you stay at IHG Hotels and Resorts. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
IHG One Rewards Traveler Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening. Earn IHG One Rewards points on every purchase. Up to 17X points total per $1 spent when you stay at IHG Hotels and Resorts. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Marriott Bonvoy Bold Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER 45,000 Bonus Points Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold Credit Card. Earn up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy . Enjoy automatic Silver Elite Status and 5 Elite Night Credits towards the next level of Marriott Bonvoy Elite Status. You can also redeem your Marriott Bonvoy points for a statement credit to cover qualifying travel purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Marriott Bonvoy Boundless Credit Card	-	19.24%
Details SPECIAL OFFER NEW CARDMEMBER OFFER Earn 4 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless Credit Card . Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually. Earn up to 17X total points per $1 spent at hotels participating in Marriott Bonvoy . Enjoy a Free Night Award each account anniversary, automatic Silver Elite Status, and 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite Status. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Marriott Bonvoy Bountiful Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER 85,000 Bonus Points Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Earn Unlimited Marriott Bonvoy points and get free stays faster. Earn points on every purchase and up to 18.5X total points per $1 spent at hotels participating in Marriott Bonvoy . Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Southwest Rapid Rewards Performance Business Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. Complimentary Preferred seat selection at booking and Extra Legroom seat upgrades 48 hs. prior to departure, when available. Plus, free first checked bag. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Southwest Rapid Rewards Plus Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months from account opening. First checked bag free. 3,000 anniversary points each year. Plus, earn 2X points on Southwest Airlines purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Southwest Rapid Rewards Premier Business Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening. Free first checked bag, select a Standard or Preferred seat within 48 hours prior to departure, when available, and a boarding benefit. Plus, 6,000 anniversary points each year. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Southwest Rapid Rewards Premier Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening First checked bag free. 6,000 anniversary points each year. Plus, earn 3X points on Southwest Airlines purchases. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Southwest Rapid Rewards Priority Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn 60,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening. First checked bag free. 7,500 anniversary points each year. Plus, earn 4X points on Southwest Airlines purchases and 2X points at gas stations and restaurants. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
World of Hyatt Business Credit Card	-	19.24%
Details NEW OFFER NEW CARDMEMBER OFFER Earn 70,000 Bonus Points after you spend $7,000 on purchases within the first 3 months of account opening. Make the most of your small business spending with accelerated earning wherever you spend the most. Earn 2 Bonus Points total per $1 spent in your top three spend categories each quarter. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
World of Hyatt Credit Card	-	19.24%
Details NEW CARDMEMBER OFFER Earn up to 60,000 Bonus Points after qualifying purchases Turn purchases into free nights by earning up to 9X total points per $1 at Hyatt hotels and resorts. Plus, get 1 free night and 5 tier qualifying nights credits toward status each year just for being a cardmember. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Chase Sapphire Reserve Credit Card	-	19.49%
Details NEW CARDMEMBER OFFER Earn 100,000 points after you spend $6,000 on purchases in the first 3 months from account opening. Access $5,000+ in value the first year. Plus, earn 8x points on Chase Travel purchases and 4x points on flights and hotels booked direct. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Slate Edge Credit Card	-	28.99%
Details CARDMEMBER OVERVIEW Help improve your credit score by using your card responsibly, with no annual fee. Get the credit you need with Slate Edge . Annual Fee $0. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Chase Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Chase Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Chase Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Chase Bank

Bank Holding Company JPMORGAN CHASE&CO

Address 1111 Polaris Pkwy, Columbus, OH 43240 · Delaware

Website https://www.chase.com

FDIC Certificate # 628

Established 01/01/1824

FDIC Insurance Date 01/01/1934

Domestic Offices 5,115

Total Branches 5,314

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

3.31%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.5666%

Return on Equity (ROE) 16.6500%

Non-Performing Loans (NPL) 0.48%

Total Assets $2,147,483,647,000

Total Deposits $2,147,483,647,000

Equity Capital $335,936,000,000

Net Income $49,644,000,000

Headquarters Columbus

Total Branches and Offices 5313

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Chase Bank

How many branches does Chase Bank operate?

Chase Bank currently maintains approximately 5,314 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Chase Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Chase Bank provides members with tools to manage their accounts and build a solid financial history.

Does Chase Bank offer online and mobile banking?

Most modern institutions like Chase Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.chase.com.