What are the current interest rates at US Bank?

Current rates for US Bank include: 12-Month CD: 1.71%, Savings: 3.50%, MMA: 3.40%

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US Bank Rates & Review October 2026

Q: How many branches does US Bank operate?

US Bank currently maintains approximately 2,098 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, US Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, US Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

US Bank's top rates as of October 14, 2026 are 3.35% APY on its 5-Months 5-Month CD Special, 3.50% APY on savings, 3.40% APY on money market accounts, 6.625% on its Jumbo adjustable-rate mortgage (ARM) loans, personal loans from 17.74% APR, and credit cards from 17.24% APR, according to rates verified by MonitorBankRates. Other US Bank CD rates include 9-Months 9-Month CD Special at 2.85%, and 13-Months 13-Month CD Special at 1.71%. Other US Bank mortgage rates include Conventional fixed-rate loans at 6.875%, Conventional Fixed-Rate Refinance at 6.875%, and Jumbo Adjustable-Rate Refinance at 6.75%. MonitorBankRates evaluates the financial stability of US Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.85%. Rates last updated and verified on 10/14/2026.

US Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at US Bank? Share your experience about US Bank by leaving a review below, or read customer reviews before you decide to use US Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.85%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

U.S. Bank National Association

425 Walnut St
Cincinnati, OH 45202

https://www.usbank.com/

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

US Bank CD Rates

Product	Rate	APY	Term
5 Month CD Special	-	3.35%	5 months
Min Deposit $1,000 Details As Low As; Starting at; Featured CD Special rate; APYs valid for new CD clients who open a new CD Special account; APYs vary by term and location Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 3.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
9 Month CD Special	-	2.85%	9 months
Min Deposit $1,000 Details As Low As; Starting at; Featured CD Special rate; APYs valid for new CD clients who open a new CD Special account; APYs vary by term and location Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 2.85% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
13 Month CD Special	-	1.71%	13 months
Min Deposit $1,000 Details Featured CD Special rate; APYs valid for new CD clients who open a new CD Special account; APYs vary by term and location Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 1.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

US Bank Savings Rates

Product	Rate	APY	View More
Bank Smartly Savings Account	-	3.50%
Min Deposit $25 Min Balance $25,000 Details Earn up to 3.50% APY when you are an account owner of a U.S. Bank Smartly Checking, Safe Debit account, or U.S. Bank Smartly Visa Signature Card and a Combined Qualifying Balance (CQB) of at least $25,000; APYs may vary by location and are accurate for accounts opened on today's date; Monthly maintenance fee $5, waivable; Restrictions apply Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

US Bank Money Market Rates

Product	Rate	APY
Elite Money Market Account	3.34%	3.40%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000 to $49,999.99; Rates for ZIP 55402; new clients only; requires deposit of at least $25,000 within 30 days of opening and minimum daily balance of $25,000 Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Elite Money Market Account	3.34%	3.40%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000 to $99,999.99; Rates for ZIP 55402; new clients only; requires deposit of at least $25,000 within 30 days of opening and minimum daily balance of $25,000 Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Elite Money Market Account	3.34%	3.40%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000 to $499,999.99; Rates for ZIP 55402; new clients only; requires deposit of at least $25,000 within 30 days of opening and minimum daily balance of $25,000 Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Elite Money Market Account	3.34%	3.40%
Min Deposit $100 Min Balance $500,000 Details Balance: $500,000 and above; Rates for ZIP 55402; new clients only; requires deposit of at least $25,000 within 30 days of opening and minimum daily balance of $25,000 Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Elite Money Market Account	0.01%	0.01%
Min Deposit $100 Min Balance $0 Details Balance: $0 to $9,999.99; Rates for ZIP 55402; valid on new Elite Money Market accounts or accounts open less than 30 days Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 0.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Elite Money Market Account	0.01%	0.01%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000 to $24,999.99; Rates for ZIP 55402; valid on new Elite Money Market accounts or accounts open less than 30 days Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 0.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

US Bank Mortgage Rates

Product	Rate	Points	APR	Term
Conventional fixed-rate loans	6.875%	0.671	7.123%	15-year
Details Loan amount $405,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.12% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional Fixed-Rate Refinance	6.875%	0.796	7.144%	15-year
Details Loan amount $405,000 with at least 25% equity; assumes FICO 740+ Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.14% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo adjustable-rate mortgage (ARM) loans	6.625%	0.955	7.177%	5/1 years
Details Loan amount $940,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.18% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo Adjustable-Rate Refinance	6.75%	0.705	7.203%	5/1 years
Details Loan amount $940,000 with at least 25% equity; 30-year term Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.20% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo adjustable-rate mortgage (ARM) loans	6.875%	0.660	7.204%	7/1 years
Details Loan amount $940,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.20% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo Adjustable-Rate Refinance	6.875%	0.785	7.217%	7/1 years
Details Loan amount $940,000 with at least 25% equity; 30-year term Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.22% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional fixed-rate loans	6.875%	0.949	7.287%	10-year
Details Loan amount $405,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional fixed-rate loans	7.125%	0.635	7.322%	20-year
Details Loan amount $405,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.32% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo adjustable-rate mortgage (ARM) loans	7.125%	0.825	7.336%	10/1 years
Details Loan amount $940,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo Adjustable-Rate Refinance	7.125%	0.950	7.349%	10/1 years
Details Loan amount $940,000 with at least 25% equity; 30-year term Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.35% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional Fixed-Rate Refinance	6.99%	0.746	7.356%	10-year
Details Loan amount $405,000 with at least 25% equity; assumes FICO 740+ Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.36% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo loans	7.25%	0.630	7.494%	15-year
Details Loan amount $940,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo Refinance	7.25%	0.755	7.515%	15-year
Details Loan amount $940,000 with at least 25% equity Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.52% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional fixed-rate loans	7.375%	0.669	7.532%	30-year
Details Loan amount $405,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.53% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo loans	7.375%	0.895	7.608%	20-year
Details Loan amount $940,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.61% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional Fixed-Rate Refinance	7.375%	0.912	7.611%	20-year
Details Loan amount $405,000 with at least 25% equity; assumes FICO 740+ Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.61% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Conventional Fixed-Rate Refinance	7.49%	0.656	7.647%	30-year
Details Loan amount $405,000 with at least 25% equity; assumes FICO 740+ Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.65% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo loans	7.50%	0.715	7.663%	30-year
Details Loan amount $940,000; down payment of at least 25% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.66% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo Refinance	7.50%	0.840	7.676%	30-year
Details Loan amount $940,000 with at least 25% equity Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.68% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Jumbo Refinance	7.50%	0.645	7.701%	20-year
Details Loan amount $940,000 with at least 25% equity Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

US Bank Credit Card Rates

Product	Rate	APR
U.S. Bank Shield Visa Card	-	17.24%
Details Published APR range: 17.24% - 28.24%. Intro rate expires: 21 billing cycles; Regular APR: 17.24% - 28.24%; Annual Fee: $0; 0% intro APR on purchases and balance transfers Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank Altitude Connect Visa Signature Card	-	17.74%
Details Published APR range: 17.74% - 27.74%. Intro rate expires: 15 billing cycles; Regular APR: 17.74% - 27.74%; Annual Fee: $0; One-time 20,000 bonus points after $1,000 in eligible Net Purchases within 90 days Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank Altitude Go Visa Signature Card	-	17.74%
Details Published APR range: 17.74% - 27.74%. Intro rate expires: 15 billing cycles; Regular APR: 17.74% - 27.74%; Annual Fee: $0; One-time 20,000 bonus points after $1,000 in eligible Net Purchases within 90 days Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank Cash+ Visa Signature Card	-	17.99%
Details Published APR range: 17.99% - 28.24%. Intro rate expires: 15 billing cycles; Regular APR: 17.99% - 28.24%; Annual Fee: $0; One-time $200 cash back bonus after $1,000 in eligible Net Purchases within 90 days Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank SmartlyTM Visa Signature Card	-	18.49%
Details Published APR range: 18.49% - 28.49%. Intro rate expires: 12 billing cycles; Regular APR: 18.49% - 28.49%; Annual Fee: $0; 0% intro APR on purchases and balance transfers; Earn unlimited 2% cash back Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 18.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

US Bank Personal Loan Rates

Product	APR	Term	View More
U.S. Bank Altitude Connect Visa Signature Card	17.74%
Details Published APR range: 17.74% - 27.74%. Intro rate expires: 15 billing cycles; Regular APR: 17.74% - 27.74%; Annual Fee: $0; One-time 20,000 bonus points after $1,000 in eligible Net Purchases within 90 days Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank Altitude Go Visa Signature Card	17.74%
Details Published APR range: 17.74% - 27.74%. Intro rate expires: 15 billing cycles; Regular APR: 17.74% - 27.74%; Annual Fee: $0; One-time 20,000 bonus points after $1,000 in eligible Net Purchases within 90 days Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank Cash+ Visa Signature Card	17.99%
Details Published APR range: 17.99% - 28.24%. Intro rate expires: 15 billing cycles; Regular APR: 17.99% - 28.24%; Annual Fee: $0; One-time $200 cash back bonus after $1,000 in eligible Net Purchases within 90 days Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 17.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
U.S. Bank SmartlyTM Visa Signature Card	18.49%
Details Published APR range: 18.49% - 28.49%. Intro rate expires: 12 billing cycles; Regular APR: 18.49% - 28.49%; Annual Fee: $0; 0% intro APR on purchases and balance transfers; Earn unlimited 2% cash back Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 18.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

US Bank Other Rates

Product	Rate	Points	APY/APR	Term
Federal Housing Administration (FHA) loans	7.625%	0.782	8.537%	30-year
Details Loan amount $270,019; down payment of at least 3.5% Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
FHA Refinance	7.625%	0.907	8.551%	30-year
Details Loan amount $270,019 with at least 3.5% equity; assumes FICO 680+ Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 8.55% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
VA Refinance	7.25%	0.865	7.648%	30-year
Details Loan amount $305,059 with 14.8% equity Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.65% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Veterans Affairs (VA) loans	7.125%	0.975	7.531%	30-year
Details Loan amount $383,625; no down payment Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 7.53% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%
Elite Money Market Account	-	-	3.40%
Min Deposit $100 Min Balance $25,000 Details Earn up to 3.40% APY when you deposit at least $25,000 into a new Elite Money Market account or an existing account opened within the last 30 days; deposit must be made within 30 days of account opening and balance maintained at $25,000 daily, otherwise the standard interest rate applies; Monthly maintenance fee $10, waivable; APYs may vary by location; Restrictions apply Last Updated 10/14/2026 Rate History No change since Oct 4, 2026 · 3.40% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.85%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

US Bank’s Texas Ratio stayed near 3.01% in Q3 2023 to 2.85% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$705.6B	2.85%	5.0	A+
March 31, 2026	$683.4B	3.32%	5.0	A+
December 31, 2025	$676.1B	3.41%	5.0	A+
September 30, 2025	$679.3B	3.55%	5.0	A+
June 30, 2025	$671.4B	3.86%	5.0	A+
March 31, 2025	$659.2B	3.75%	5.0	A+
December 31, 2024	$662.9B	4.00%	5.0	A+
September 30, 2024	$670.0B	3.86%	5.0	A+
June 30, 2024	$664.9B	3.94%	5.0	A+
March 31, 2024	$669.4B	3.89%	5.0	A+
December 31, 2023	$650.7B	3.39%	5.0	A+
September 30, 2023	$657.2B	3.01%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for US Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather US Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with US Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name US Bank

Website https://www.usbank.com/

Address 425 Walnut St, Cincinnati, OH 45202 · Hamilton

Bank Holding Company U S BCORP

FDIC Certificate # 6548

Regulator OCC

Established July 13, 1863

FDIC Insurance Date January 1, 1934

Domestic Offices 2,097

Total Branches 2,098

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.85%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.2278%

Return on Equity (ROE)

12.3800%

Non-Performing Loans Ratio (NPL)

0.85%

Total Assets

$705,554,946,000

Total Deposits

$541,886,374,000

Equity Capital

$68,833,913,000

Net Income

$4,225,746,000

Headquarters

Cincinnati

Total Branches and Offices

2,098

Source: FDIC — Last Updated June 30, 2026

Q2 2026 MBR Health & Safety Badge

US Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Frequently Asked Questions About US Bank

How many branches does US Bank operate?

US Bank currently maintains approximately 2,098 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, US Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, US Bank provides members with tools to manage their accounts and build a solid financial history.

Does US Bank offer online and mobile banking?

Most modern institutions like US Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usbank.com/.