Today's 12-month CD rates can be found at 4.30%, 6-month CD rates at 2.00% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.22%. Credit Card rates are at 17.20%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Wells Fargo's 4-Month CD (special) rates are at 4.25%, 6-Month CD rates are at 2.01%, 3-Month CD rates are at 2.01%, 12-Month CD rates are at 1.02%. Wells Fargo's savings rates are at 0.01%. Wells Fargo's 7/6-Month ARM rates are at 6.38%, 7/6-Month ARM Jumbo rates are at 5.88%, 15-Year Fixed Jumbo rates are at 6.00%, 30-Year Fixed Jumbo rates are at 6.00%, 30-Year Fixed rates are at 5.75%.
To see how these rates compare to Wells Fargo CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Wells Fargo, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Wells Fargo CD rates. You can also compare Wells Fargo savings rates, MMA rates and mortgage rates using our other rate lists.
Wells Fargo money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells Fargo? Share your experience about Wells Fargo by leaving a review below, or read customer reviews before you decide to use Wells Fargo.
Wells Fargo Texas Ratio
Wells Fargo's Texas Ratio is at 9.28%, which is considered excellent.
The Texas Ratio for Wells Fargo is higher than the national average of all banks, currently at 6.13%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, Wells Fargo is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare Wells Fargo Rates with Other Competitive Bank and Credit Union Rates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Wells Fargo Information
Wells Fargo
101 N Phillips Ave Sioux Falls, SD 57104 Minnehaha
Established Date: 01/01/1870
FDIC Certificate #: 3511
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WELLS FARGO&COMPANY
How Many Domestic U.S. Offices? 4,334
How Many Branches are There? 4,322
Website:
Is Wells Fargo FDIC Insured? Yes
What is Wells Fargo's Cert number? 3511
What is the maximum amount for insured deposits? $250,000 per holder, per account
Wells Fargo Financials
Total Assets:
$1,743,283,000,000
Total Deposits:
$1,434,491,000,000
Equity Capital:
$163,345,000,000
Domestic Deposits:
$1,414,352,000,000
Net Income:
$5,363,000,000
Return on Assets:
1.4193%
Quarterly Return on Assets:
1.2300%
Pretax Return on Assets:
1.4849%
Pretax Quarterly Return on Assets:
1.4800%
Return on Equity:
14.8500%
Quarterly Return on Equity:
13.1500%
Common Equity Tier 1 Capital Ratio:
12.3481%
Tier 1 Risk-Based Capital Ratio:
12.3481%
Leverage Tier 1 (Core Capital) Ratio:
8.5203%
Total Risk-Based Capital Ratio (YTD):
14.4128%
Total Interest Income (YTD):
4.9930%
Headquarters:
Sioux Falls
FDIC Field Office:
Sioux Falls
Regulator:
OCC
County:
Minnehaha
# of Offices:
4364
Metropolitan Statistical Area (MSA):
Sioux Falls, SD
Consolidated Metropolitan Statistical Area (CMSA):
Wells Fargo mortgage rates are very competitive when compared to other large lenders and the bank's rates are near the current average rates recently reported. 30-year mortgage rates are at 6.125%, 15-year mortgage rates are at 5.625% and 30-year jumbo mortgage rates are at 5.50%.
Wells Fargo is a well-known name in the banking industry, and they offer a wide range of mortgage loans to suit various needs. They have both fixed-rate and adjustable-rate mortgages, and they also offer government-backed loans such as FHA and VA loans. One of the benefits of Wells Fargo Bank mortgage loans is their online application process, which is designed to be user-friendly and easy to use. They also have a mobile app that allows customers to manage their mortgage loans on-the-go.
As you can see from the mortgage rates listed below, Wells Fargo's rates to buy a home are a lot lower than the bank's refinance rates. The lowest overall mortgage rate is on the bank's 7/6 jumbo ARM at 5.25%.
Wells Fargo is offering some of the best mortgage rates available today on both the bank's fixed rates mortgages and adjustable mortgages. Current mortgage rates on 30-year loans are at 6.375% with an APR of 6.569%.
Wells Fargo is one of the largest banks in the United States and provides a wide range of financial products and services, including mortgages for home purchases and refinancing mortgages. Wells Fargo offers several types of mortgages with varying rates and terms.
The most popular type at Wells Fargo is the 30-year fixed rate mortgage. With a fixed-rate mortgage, the mortgage rate remains the same throughout the life of the loan. This means that your monthly payments will also remain the same, which can be helpful for budgeting purposes. Wells Fargo offers fixed-rate mortgages with terms of 10, 15, 20, and 30 years.
Over the past four years, we have seen CD rates claw their way higher from record lows brought on by the Financial Crisis and Great Recession. At the worst level, the best 1 year CD rates available online were just below 1.00 percent. The largest banks were not even interested in your money, offering 1 year CD rates as low as 0.01 percent. Currently, the highest 1 year CD rate on our rate table is from Brio Direct at 2.40 percent.Some of the largest banks, like Chase Bank, still aren't interested in attracting deposit funds. Right now Chase is offering 1 year CD rates at 0.02 percent. Wells Fargo is currently offering 1 year CD rates at 0.20 percent, better than Chase's rate but still much lower than online CD rates.Looking at longer-term CD rates, the highest 5-year rate is slightly higher at 2.45 percent. You may wonder why you should consider investing in a 5 year CD account for only 5 basis points higher than a 1-year rate. Right now, locking in a current 5 year CD rate at 2.45 percent isn't a bad move because CD rates will be heading lower in the coming months and into 2020. If you lock in a 1-year rate of 2.40 percent, you will likely get a rate below 2.00 percent when the CD renews in 12 months. Read more...
We expect the increase in rates to continue next month and into 2018. The Fed is widely expected to increase the rate during their meeting in December. In fact, the CME Group's FedWatch Tool puts the probability of an increase at 91.5 percent, as of this writing.The current fed funds rate is in a range of 1.00 percent to 1.25 percent. An increase in December will put the rate between 1.25 percent and 1.50 percent. The last time the rate was that high was nearly a decade ago. You can view the history of the fed funds rate going back to 1955 in this Rate Chart.
Ally Bank which is probably best known for their competitive CD rates has also become a mortgage lender. Ally Bank mortgage rates are competitive right now and Ally also offers a price match guarantee. Current Ally Bank mortgages are available for both home purchases and refinances and the rates are competitive for both type of products. Current mortgage rates on Ally Bank's 30 year mortgage for a home purchase or a refinance are at 3.875 percent.Ally Bank's website has a wealth of information on the process of applying for a home loan, such as the benefits of refinancing, calculators, and other information. The price match guarantee has some minor details. If you find a better mortgage rate, you have to send Ally the other lender's loan estimate. Ally will match the other lender's mortgage rate and points as long as it's for the same loan term. You also have to make sure the loan estimate is dated within the past 5 business days.
Money market account rates are slowly moving higher in 2017, primarily as a result of the fed funds rate increases. Starting out the year, the highest money market rates offered by online banks were around 1.00 percent. Right now, the best online money market rate is 1.15 percent from My Banking Direct.
Interest rates are moving higher this year because the Federal Reserve increased their key benchmark interest rate, the fed funds rate, three times in 2017. The Fed has been very forthcoming and said they expect to increase the rate four times this year, so that leaves us one more rate hike.
You will only find money market rates at or above 1.00 percent with online banks. Local and regional banks are the second best place to go for rates but most of those banks don't offer rates as high.
Getting a decent rate on a savings account or money market account is still a challenge these days. Yes, the Fed did increase the fed funds rate in December, 2015, but banks overall haven't increased deposit rates. One way you can insure you're getting one of the best rate available is check for online savings rates.
Online savings accounts have historically had higher rates than traditional brick and mortar banks and that is still the case today. In our rate database, there are several online banks offering savings rates and money market rates at 1.10 percent. Some of the biggest traditional brick and mortar banks are offering rates much lower. The big banks basically don't want your deposit money.
Chase Bank's current Plus Savings rate for "Non-Relationship" customers is a paltry 0.01 percent. If you have a banking relationship with Chase and have $250,000 or more in a Plus Savings account, the interest rate is still only 0.08 percent.
For several years now, the average online bank deposit interest rate has been higher than the average traditional brick and mortar bank interest rate. In fact, this month the top 10 deposit rates listed in our database are all offered by online banks. Banks that do not have branches have lower overhead, which is how they can offer higher savings rates and money market rates.The largest U.S. bank holding companies (by assets) by far offer the lowest rates over regional banks, local banks, and of course, online banks. For example, below is a list of savings rates by the top 4 largest banks.
Mortgage rates continue to move lower this week, helping the housing market recover. Fixed conforming mortgage rates on 30 year and 15 year loans hit record lows in this week's Primary Mortgage Market Survey released by Freddie Mac. New home construction and home builder confidence indexes are both at multi-year highs. New home construction was up 3.6 percent in October, the strongest pace since July 2008. Home builder confidence in November rose for the sixth straight month to its highest reading since June 2006 according to the NAHB/Wells Fargo Housing Market Index.Recent data also show existing home sales are stronger. Existing home sales increased 2.1 percent in October to an annualized pace of 4.79 million, higher than market consensus forecast. The Federal Reserve's policy of forcing mortgage rates to record lows seems to finally be helping housing. Average 30 year mortgage interest rates in Freddie Mac's survey this week were at 3.31 percent with 0.7 points, down from the prior week's average 30 year rate of 3.34 percent.You can find lenders quoting 30 year mortgage rates today below the average of 3.31 percent and even under 3.00 percent if you are willing to pay points on a loan to get a lower rate. Current mortgage rates on our 30 year rate table for Texas lists lenders quoting rates as low as 2.875 percent with points, the lowest 30 year rates without points are at 3.25 percent. Read more...
Recent housing data released by the National Association of Home Builders (NAHB) and the Commerce Department points to a weak housing market that will continue to be weak in 2011 and into 2012. Consumers haven't responded to mortgage rates that are near record lows and housing is more affordable than it has been in a generation. Current conforming 30 year mortgage rates are averaging 4.71% as reported by MonitorBankRates.com.Find today's mortgage rates and refinance rates by searching our rate tables at MortgageRates.MonitorBankRates.com. No personal information is needed to display a list of rates.The National Association of Realtors' housing affordability index is at the lowest level ever since records began in 1970. The typical monthly mortgage payment (principal and interest) for the purchase of an existing median-priced home is only 13 percent of gross household income. Just a few years ago many potential homeowners were priced out of the frothy housing market. Read more...
In this week's Mortgage Rate Survey released by MonitorBankRates, today's 30 year conforming mortgage rates are averaging 4.60% for the week ending May 16, 2011, a decline from last week's average 30 year mortgage rate of 4.70%.Low current mortgage rates hasn't helped the housing market for newly built single family homes. The National Association of Home Builders released their National Association of Home Builders/Wells Fargo Housing Market Index (HMI) showing builders are still pessimistic about the future. The index remained at a low level of 16, and has remained at this level for six out of the past seven months.The amount of existing homes for sale, foreclosures and short sales is putting tremendous pressure on home prices in general and especially for newly built homes. Comparable new homes sell for a premium over existing homes but unless it's in the perfect location, why should anyone buy a new home when they can get an existing home for thousands or tens of thousands of dollars less? Read more...
Some consumers in Arizona who are having financial problems so severe they cannot afford to pay their mortgage bills may soon be able to find some relief.Wells Fargo, one of the nation's largest mortgage lenders, will soon host a workshop for Arizona-based customers who are severely delinquent in making their monthly home loan payments, according to a report from Phoenix news station KPHO.Severely troubled borrowers will be presented with a number of options for getting their finances back on track, the report said. These may include loan modification through the lender directly, or help enrolling in similar government programs. Read more...
Nationwide Bank has the highest 18month CD interest rate on our list in San Antonio, Texas. Nationwide Bank is offering 18 month bank CD rates at 1.39 percent with a bank CD yield of 1.40 percent. The current national average 18 month CD rate is only 0.78 percent.Bank of Internet has the second best 18 month CD interest rate on our list in San Antonio, TX. Bank of Internet's current 18 month rate is 1.35 percent with a yield of 1.36 percent.The third highest interest rate on our San Antonio list is from Discover Bank and Ally Bank. Both Discover and Ally are offering 18 month interest rates at 1.34 percent with a yield of 1.35 percent. Read more...
Mortgage rates fell again this week over last week. The current national average 30 year mortgage rate is at 4.60 percent. 30 year mortgage rates in the state of California are even lower. The current average 30 year mortgage rate for California is 4.58 percent. Mortgage rates are following bond yields lower. This past Friday, 10 year Treasury yields tumbled to 2.82 percent on news the economy continues to shed jobs.For the second consecutive month the U.S. economy lost jobs because job gains from private employment couldn't offset the losses from government census workers who were let go. The U.S. Department of Labor released July employment numbers showing a loss of 131,000 jobs, and the unemployment rate was unchanged at 9.5 percent. Private sector employment increased by 71,000 jobs which was less than analysts expected.The economy appears to be losing steam which is driving interest rates and mortgage rates to historic lows. It is hard to imagine mortgage rates will go much lower but we all thought rates couldn't go much lower and they have the past couple of months. Read more...
CD rates have been low since the deep recession started in 2008. Right now, 3 month CD rates are averaging 0.40 percent. The current average 12 month CD rate isn't much higher only averaging 0.86 percent this morning. Long term CD rates are lower than 12 month CD rates were two years ago. The current national average 5 year CD rate is 2.23 percent. You can find bank CD rates and credit union CD rates higher than the national average rates. If you're lucky you'll find CD rates 1.00 percent above the national average rates.Looking for the best CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest bank CD rates and credit union CD rates. We search our tables for the highest CD rates in Minneapolis, Minnesota. Flagstar Bank and Sallie Mae Bank have the highest 12 month CD rates on our list in Minneapolis. The two banks are currently offering 1 year CD rates at 1.54 percent with an annual percentage yield (APY) of 1.55 percent. Read more...
Mortgage rates are up in the latest Primary Mortgage Market Survey released by Freddie Mac this morning. Fixed conforming 30 year mortgage rates are up to 4.75 percent for the week ending June 17, 2010, up from the prior week’s average 30 year mortgage rate of 4.72 percent. Mortgage discount points averaged 0.7 points, unchanged from the prior week.Searching for the best mortgage rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the lowest mortgage rates. Unlike most websites, no personal information is needed for a list of mortgage rates.Fixed conforming 15 year mortgage rates are also higher for the week ending June 17, 2010. Current 15 year conforming fixed mortgage rates are averaging at 4.20 percent, up from the previous week’s average 15 year mortgage rate of 4.17 percent. Average mortgage discount points were unchanged at 0.7 points. Lending Tree is advertising 15 year fixed mortgage rates at 3.88 percent. Read more...
Mortgage refinance rates headed lower this week over last. The ongoing concerns in Europe drove investors to buy dollars and U.S. Treasuries. When Treasury prices move higher Treasury yields move lower. Mortgage rates are tied to U.S. Treasuries so when yields head down, mortgage rates also head down. 10 year Treasury yields closed yesterday at 3.16 percent, the lowest point since October 2009. 30 year mortgage rates hit a low of 4.78 percent yesterday but have since rebounded to 4.85 percent this morning.Looking for current mortgage rates or mortgage refinance rates? Search our mortgage rate tables at MortgageRates.MonitorBankRates.comto find the lowest mortgage refinance rates. Unlike most websites, no personal information is needed to display our list of mortgage rates.Current 30 year mortgage refinance rates are down to 4.85 percent this week, down from an average 30 year refinance mortgage rate of 4.95 percent the prior week. Right now Wells Fargo Bank is offering 30 year mortgage rates at 4.75 percent. Current 15 year mortgage refinance rates are down slightly to 4.26 percent this week, down from the previous week's average mortgage rate of 4.27 percent. Amerisave is currently advertising 15 year mortgage rates at 4.00 percent. Read more...
The current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro.
Searching for mortgage rates and refinance rates? Use our mortgage rate tables at MortgageRates.MontiorBankRates.com to find the best mortgage rates in your state.
You can find current mortgage rates lower than the national average rates. Right now on our conforming mortgage rates table in New Jersey, PenFed is offering 30 year mortgage rates at 4.625 percent with 2.375 mortgage discount points.
Today's mortgage refinance rates are down to 4.81 percent, the lowest level in 2010. Mortgage refinance rates are lower because Treasury yields are lower. 10 year Treasury yields were down to 3.20 percent on Friday, the lowest level since December of 2009.The intra-day low at the opening was actually even lower at 3.11 percent due to concerns regarding the European Union and the euro. You can find mortgage rates and refinance rates lower than the national averages. Right now Wells Fargo Bank is currently advertising 30 year mortgage rates at 4.75 percent.Looking for current mortgage rates and mortgage refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.comto find the lowest current mortgage rates available in your state. Read more...
Wells Fargo Bank of California is offering some of the best mortgage rates currently available. The bank is offering several types of mortgages including conforming mortgages, jumbo mortgages, adjustable rate mortgages and FHA mortgages.The current advertised conforming 30 year mortgage rate is 5.125 percent with an annual percentage rate of 5.318 percent. Their 30 year mortgage rate beats the national average 30 year rate which is currently at 5.15 percent. FHA mortgage rates are also advertised at 5.125 percent.Conforming 15 year mortgage rates and 15 year FHA mortgage rates are advertised at 4.375 percent with an APR of 4.70 percent. Read more...
36 month certificate of deposit rates are averaging 1.84 percent this week. There are 36 month CD rates a lot higher than the national average rate.Right now Pentagon Federal is offering a 36 month certificate of deposit yield of 3.00 percent. The minimum opening deposit is $1,000.Below is a list of 36 month certificate of deposit rates in Dallas, Texas. You can search for the best CD rates in your zip code here: Search for the best CD rates. Read more...
Wells Fargo just released some new details about their Way2Save account. The Way2Save account was started by Wachovia Bank and has been continued by Wells Fargo after they acquired Wachovia.First some details on the Way2Save account. The account is a savings account that is linked to your checking account. Every time you make a transaction from your checking account, $1.00 is deposited into your Way2Save savings account. Transactions eligible include using your Wachovia Check Card to make a purchase, automatic payments and paying a bill online. You also receive a higher yield on the savings account and a one-time anniversary bonus. Way2Save Account ApplicationThe new details on the account include offering the account in Washington and Minnesota. The account will also be available in the State of Colorado in November. Read more...
Current mortgage rates are stable today as 10-year Treasury yields hover just below 3.50 percent. Today's conforming fixed 30-year mortgage rates have risen slightly to 5.18 percent from yesterday's rate of 5.15 percent. 15-year mortgage rates are averaging 4.58 percent currently, up from an average mortgage rate of 4.57 percent on Monday.Looking for the lowest mortgage rates? MonitorBankRates.com has mortgage rate tables you can use to find the best mortgage rates in your zip code.Find Mortgage Interest Rates hereAverage jumbo mortgage rates are mixed today, 30-year jumbo rate mortgages are lower and 15-year jumbo mortgage rates are higher. Current 30-year jumbo mortgage rates are just under 6.00 percent at 5.99 percent, down from last week’s average mortgage rate of 6.02 percent. The average rate for 15-year jumbo mortgages is up to 5.53 percent this week, a slight increase from last week's average rate of 5.46 percent. Read more...
Wells Fargo Bank of San Francisco, California, is advertising some of the best mortgage rates that are just above the national average for similar mortgage products.Wells Fargo Bank is currently advertising a conforming 30-year fixed mortgage rate of 5.25 percent. Today's national average for a 30-year mortgage is 5.22 percent. Wells Fargo is also offering a 30-year fixed FHA mortgage rate of 5.50 percent.The bank is also advertising a conventional 15-year fixed rate mortgage that is currently under 5.00 percent at 4.75 percent. The national average mortgage rate for a 15-year mortgage is 4.63 percent. Read more...
We have enjoyed near record low mortgage rates for some time now, probably the only benefit of the credit crisis throwing the economy into a deep recession, the worst since the early 1980's.Even though 10-year Treasury notes have been going up recently, mortgage rates have drifted down. There are several government programs that were created to drive mortgage interest rates down.Find Current Mortgage Rates Here Read more...
Mortgage rates are mixed in the latest mortgage survey released this morning by the Mortgage Bankers Association (MBA). In the Weekly Mortgage Application Survey 30 year mortgage rates decreased and 15 year mortgage rates increased. The average 30 year mortgage rate stayed above 5.00 percent for the second consecutive week. The average contract mortgage rate on 30 year mortgages is 5.12 percent for the week ending February 11, 2011, a slight decrease from the previous week's average of 5.13 percent. Average mortgage discount points increased to 0.85 percent, up from the prior week's average of 0.84 percent.
Washington Mutual Bank is currently offering a 8 month CD rate of 4.25%, though rates vary depending on the state you are in and the minimum deposit is $1,000. After being approved for the account you must deposit funds within 7 calendar days. This rate is a special online CD rate, you won't receive this rate at a branch location.
Mortgage rates jumped higher at the end of last week with most of the increases in mortgage interest rates coming at the end of the week. The sudden increase in current mortgage rates was brought on by better unemployment numbers and the belief that the recession will end this quarter.
Mortgage rates jumped higher at the end of last week with most of the increases in mortgage interest rates coming at the end of the week. The sudden increase in current mortgage rates was brought on by better unemployment numbers and the belief that the recession will end this quarter.
Over the past four years, we have seen 
We expect the increase in rates to continue next month and into 2018. The Fed is widely expected to increase the rate during their meeting in December. In fact, the CME Group's 
Ally Bank's website has a wealth of information on the process of applying for a home loan, such as the benefits of refinancing, calculators, and other information. The price match guarantee has some minor details. If you find a better mortgage rate, you have to send Ally the other lender's loan estimate. Ally will match the other lender's mortgage rate and points as long as it's for the same loan term. You also have to make sure the loan estimate is dated within the past 5 business days.
Nationwide Bank has the highest 18 month CD interest rate on our list in San Antonio, Texas. Nationwide Bank is offering 18 month bank CD rates at 1.39 percent with a bank CD yield of 1.40 percent. The current national average 18 month CD rate is only 0.78 percent.Bank of Internet has the second best 18 month CD interest rate on our list in San Antonio, TX. Bank of Internet's current 18 month rate is 1.35 percent with a yield of 1.36 percent.The third highest interest rate on our San Antonio list is from Discover Bank and Ally Bank. Both Discover and Ally are offering 18 month interest rates at 1.34 percent with a yield of 1.35 percent. 
Mortgage rates fell again this week over last week. The current national average 30 year mortgage rate is at 4.60 percent. 30 year mortgage rates in the state of California are even lower. The current average 30 year mortgage rate for California is 4.58 percent. Mortgage rates are following bond yields lower. This past Friday, 10 year Treasury yields tumbled to 2.82 percent on news the economy continues to shed jobs.For the second consecutive month the U.S. economy lost jobs because job gains from private employment couldn't offset the losses from government census workers who were let go. The U.S. Department of Labor released 
CD rates have been low since the deep recession started in 2008. Right now, 3 month CD rates are averaging 0.40 percent. The current average 12 month CD rate isn't much higher only averaging 0.86 percent this morning. Long term 
Mortgage refinance rates headed lower this week over last. The ongoing concerns in Europe drove investors to buy dollars and U.S. Treasuries. When Treasury prices move higher 
36 month certificate of deposit rates are averaging 1.84 percent this week. There are 
Current mortgage rates are stable today as 10-year 
Wells Fargo Bank of San Francisco, California, is advertising some of the best mortgage rates that are just above the national average for similar mortgage products.Wells Fargo Bank is currently advertising a conforming 30-year fixed mortgage rate of 5.25 percent. Today's national average for a 30-year mortgage is 5.22 percent. Wells Fargo is also offering a 30-year fixed FHA mortgage rate of 5.50 percent.The bank is also advertising a conventional 15-year fixed rate mortgage that is currently under 5.00 percent at 4.75 percent. The national average mortgage rate for a 15-year mortgage is 4.63 percent. 
We have enjoyed near record low mortgage rates for some time now, probably the only benefit of the credit crisis throwing the economy into a deep recession, the worst since the early 1980's.Even though 10-year Treasury notes have been going up recently, mortgage rates have drifted down. There are several government programs that were created to drive mortgage interest rates down.Find Current Mortgage Rates Here 
