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Mortgage Lenders and Brokers in Naperville, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Naperville, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1455 N Naper Blvd, Naperville, IL 60563A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1230 S Naper Blvd, Naperville, IL 60540A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank3020 S Route 59, Naperville, IL 60564A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1296 Ricket Drive, Naperville, IL 60540A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA2775 W 75th St, Naperville, IL 60540A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA47 E Chicago Ave, Naperville, IL 60540A+5.0 ★Texas Ratio: 5.36%, Wheaton Bank & Trust Company, N.A.Wheaton Bank & Trust Company, N.A.555 Fort Hill Dr, Naperville, IL 60540A+5.0 ★Texas Ratio: 3.87%, DuPage Credit UnionDuPage Credit Union1515 Bond St, Naperville, IL 60563 0112A+5.0 ★Texas Ratio: 3.55%, Old National BankOld National Bank120 N Washington St, Naperville, IL 60540A+5.0 ★Texas Ratio: 4.98%, and BMO Harris Bank NABMO Harris Bank NA320 W Diehl Rd, Naperville, IL 60563A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Naperville, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Naperville are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Naperville, Illinois

Market share is the lender's share of all home loans closed in Naperville, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Naperville 1455 N Naper Blvd, Naperville, IL 60563 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	173 +20 HELOCs	6.8%	91.3%	$496,445	View
US Bank, N.A. 3 offices in Naperville 1230 S Naper Blvd, Naperville, IL 60540 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	61 +66 HELOCs	2.4%	82.9%	$504,508	View
Huntington National Bank 2 offices in Naperville 3020 S Route 59, Naperville, IL 60564 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	48 +73 HELOCs	1.9%	96.2%	$833,750	View
Fifth Third Bank, National Association 3 offices in Naperville 1296 Ricket Drive, Naperville, IL 60540 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	39 +75 HELOCs	1.5%	88.6%	$605,769	View
Bank of America NA 3 offices in Naperville 2775 W 75th St, Naperville, IL 60540 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	17 +67 HELOCs	0.7%	77.3%	$629,117	View
Wells Fargo Bank NA 1 office in Naperville 47 E Chicago Ave, Naperville, IL 60540 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	13	0.5%	86.7%	$506,538	View
Wheaton Bank & Trust Company, N.A. 3 offices in Naperville 555 Fort Hill Dr, Naperville, IL 60540 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	13	0.5%	100%	$1,074,230	View
DuPage Credit Union 1515 Bond St, Naperville, IL 60563 0112 A+5.0 ★Texas Ratio: 3.55%	Conventional, Jumbo, HELOC	12 +37 HELOCs	0.5%	60%	$240,000	View
Old National Bank 1 office in Naperville 120 N Washington St, Naperville, IL 60540 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	12 +14 HELOCs	0.5%	92.3%	$980,833	View
BMO Harris Bank NA 4 offices in Naperville 320 W Diehl Rd, Naperville, IL 60563 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	8 +104 HELOCs	0.3%	81.8%	$885,000	View
Old Second National Bank 1 office in Naperville 2020 Feldott Ln, Naperville, IL 60540 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	8 +16 HELOCs	0.3%	90%	$412,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4 offices in Naperville 1308 S Naper Blvd, Naperville, IL 60540 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	7 +108 HELOCs	0.3%	88.9%	$490,714	View
First American Bank 2 offices in Naperville 700 E Ogden Ave, Naperville, IL 60563 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	7 +54 HELOCs	0.3%	81.8%	$380,714	View
Citibank, NA 3 offices in Naperville 2775 Forgue Dr, Naperville, IL 60564 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	7 +15 HELOCs	0.3%	88.9%	$596,428	View
Republic Bank of Chicago 1 office in Naperville 2720 Hassert Blvd, Naperville, IL 60564 A-5.0 ★Texas Ratio: 15.03%	Conventional	2	0.1%	100%	$230,000	View
Cornerstone National Bank & Trust Company 1 office in Naperville 1804 N Naper Blvd, Naperville, IL 60563 A+5.0 ★Texas Ratio: 0.20%	Conventional	1	0%	100%	$265,000	View
Busey Bank 2 offices in Naperville 24 W Gartner Rd, Naperville, IL 60540 A+5.0 ★Texas Ratio: 2.31%	HELOC	0 +12 HELOCs	0%	n/a		View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	46	1.8%	100%	$500,869
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	24	0.9%	100%	$445,833	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional, Jumbo	23	0.9%	95.8%	$453,695	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, Jumbo, HELOC	16 +18 HELOCs	0.6%	100%	$924,375	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional, Jumbo	12	0.5%	100%	$858,333
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional	8	0.3%	88.9%	$482,500	View
Devon Bank 6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09%	Conventional	5	0.2%	100%	$497,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional	5	0.2%	100%	$501,000	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	4	0.2%	80%	$260,000
University of Illinois Community Credit Union 1722 E Hamilton Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 4.34%	Conventional	4	0.2%	100%	$442,500	View
Regions Bank 2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.1%	100%	$645,000	View
First Northern Credit Union 230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14%	Conventional	3	0.1%	75%	$98,333	View
International Bank of Chicago 217 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 5.06%	Conventional	3	0.1%	100%	$191,666	View
Bank of Pontiac 4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83%	Conventional	3	0.1%	100%	$421,666	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	2 +10 HELOCs	0.1%	66.7%	$1,540,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	Conventional, HELOC	2 +9 HELOCs	0.1%	66.7%	$155,000	View
First State Bank 825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55%	Conventional	2	0.1%	100%	$340,000	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional, Jumbo	2	0.1%	100%	$840,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	1 +13 HELOCs	0%	100%	$715,000	View
Great Lakes Credit Union 1727 Freedom Dr, Naperville, IL 60563 3566 A5.0 ★Texas Ratio: 9.76%	Conventional, HELOC	1 +8 HELOCs	0%	100%	$35,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0%	100%	$845,000	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	1 +5 HELOCs	0%	100%	$615,000	View
Empeople Credit Union 1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$345,000	View
Bny Mellon, N.A. 311 S Wacker Dr Ste 6200, Chicago, IL 60606 A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$595,000	View
TrustBank 401 Park St, Cisne, IL 62823 A5.0 ★Texas Ratio: 13.67%	Conventional, Jumbo	1	0%	100%	$505,000	View
Cathay Bank 222 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0%	100%	$245,000	View
United Trust Bank 12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55%	FHA	1	0%	100%	$255,000	View
Royal Business Bank 3233 S Ashland Ave, Chicago, IL 60608 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0%	100%	$285,000	View
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	Conventional	1	0%	100%	$85,000
Cornerstone Credit Union 550 W Meadows Dr, Freeport, IL 61032 7610 A5.0 ★Texas Ratio: 8.59%	Conventional	1	0%	100%	$15,000	View
Stillman Banccorp NA 608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0%	100%	$565,000	View
Healthcare Associates Credit Union 1151 E Warrenville Rd, Naperville, IL 60563 9339 A+5.0 ★Texas Ratio: 5.30%	Conventional	1	0%	100%	$75,000	View
Capital Bank, N.A. 7820 W 26th St, North Riverside, IL 60546 A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0%	100%	$605,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	1	0%	100%	$425,000	View
Northbrook Bank & Trust Company, N.A. 200 N Buffalo Grove Rd, Buffalo Grove, IL 60089 A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	1	0%	100%	$955,000	View
First State Bank and Trust 131 N Main St, Atwood, IL 61913 A+5.0 ★Texas Ratio: 2.03%	Conventional	1	0%	100%	$735,000	View
Liberty Bank For Savings 2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10%	Conventional	1	0%	100%	$215,000	View
Hometown National Bank 722 Essington Rd, Joliet, IL 60435 A+5.0 ★Texas Ratio: 0.78%	Conventional	1	0%	100%	$305,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	1	0%	100%	$275,000	View
Prairie Community Bank 1000 S Mclean Blvd, Elgin, IL 60123 C4.0 ★Texas Ratio: 27.11%	Conventional	1	0%	100%	$555,000	View
Gold Coast Bank 1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28%	Conventional	1	0%	50%	$145,000	View
Heartland Bank & Trust Company 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	174 +11 HELOCs	6.8%	97.2%	$514,482
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, Jumbo	61	2.4%	100%	$495,819	View
Compass Mortgage, Inc.	Conventional, FHA, VA, Jumbo	55	2.1%	96.5%	$405,545
Originpoint, LLC	Conventional, VA, Jumbo, HELOC	24 +1 HELOCs	0.9%	100%	$591,666
Mutual of Omaha Mortgage	Conventional, FHA, Jumbo	23	0.9%	100%	$478,478
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional, VA	21	0.8%	100%	$487,857	View
Guaranteed Rate Affinity, LLC	Conventional, VA, HELOC	12 +1 HELOCs	0.5%	92.3%	$407,500
Pacor Mortgage Corp	Conventional, Jumbo	8	0.3%	100%	$448,750
The Anderson Financial Group, Inc.	Conventional	7	0.3%	100%	$423,571
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	5 +1 HELOCs	0.2%	100%	$691,000
Proper Rate, LLC	Conventional	5	0.2%	100%	$353,000
Diamond Residential Mtg Corp	Conventional	4	0.2%	100%	$355,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$590,000	View
Crown Mortgage Company	Conventional	2	0.1%	100%	$130,000
Abbott Laboratories Employees Credit Union	Conventional	2	0.1%	66.7%	$200,000
Citizens Equity First Credit U	Conventional, Jumbo, HELOC	1 +2 HELOCs	0%	100%	$895,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$805,000	View
American Portfolio Mortgage Corporation	FHA	1	0%	100%	$415,000
Neighborhood Loans, Inc	Conventional	1	0%	7.7%	$15,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	50%	$125,000	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	228 +9 HELOCs	8.9%	94%	$486,096
Rocket Mortgage	Conventional, FHA, VA, Jumbo	177	6.9%	85.1%	$325,056
Pulte Mortgage LLC	Conventional, FHA, VA	100	3.9%	79.4%	$434,700
The Loan Store, Inc	Conventional, Jumbo, HELOC	90 +2 HELOCs	3.5%	96%	$390,555
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	47 +4 HELOCs	1.8%	100%	$492,872
M/I Financial. LLC	Conventional, FHA, VA	39	1.5%	96.2%	$487,820
Guild Mortgage Company	Conventional, FHA, Jumbo	37	1.4%	92.5%	$412,567
Union Home Mortgage Corp.	Conventional, HELOC	36 +2 HELOCs	1.4%	97.3%	$450,277
American Pacific Mortgage Corporation	Conventional, VA	36	1.4%	100%	$446,111
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	30 +4 HELOCs	1.2%	84.2%	$370,666
Newrez LLC	Conventional, FHA, Jumbo	29	1.1%	75%	$272,586
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	26	1%	84.8%	$474,230
Nationstar Mortgage	Conventional, FHA	26	1%	83.9%	$267,307
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	25	1%	96.2%	$473,800
Lower, LLC	Conventional, FHA	23	0.9%	96.2%	$531,956
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	23	0.9%	88.5%	$178,478	View
Provident Funding Associates	Conventional	21	0.8%	95.7%	$534,047
AmeriHome Mortgage Company, LLC	Conventional, FHA, Jumbo	20	0.8%	90.9%	$478,500
Greenstate Credit Union	Conventional, FHA, Jumbo, HELOC	19 +35 HELOCs	0.7%	89.3%	$314,473
Spring Eq, LLC	Conventional, HELOC	19 +7 HELOCs	0.7%	62.5%	$113,947
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	19 +1 HELOCs	0.7%	95%	$505,526
Mld Mortgage, Inc.Dba the Money Store	Conventional, Jumbo	18	0.7%	100%	$328,888
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	15	0.6%	93.8%	$470,333	View
Resicentral LLC	Conventional, FHA	13	0.5%	100%	$461,923
Towne Mortgage Company	Conventional, VA	13	0.5%	100%	$420,384
Point Mortgage Corp	Conventional	12	0.5%	100%	$421,666
Prosperity Home Mortgage, LLC	Conventional, Jumbo	12	0.5%	100%	$570,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, Jumbo, HELOC	9 +2 HELOCs	0.4%	62.5%	$398,333	View
Lakeview Loan Servicing, LLC	Conventional, FHA	9	0.4%	44.8%	$385,000
Freedom Mortgage Corporation	Conventional, FHA, VA	9	0.4%	80%	$449,444
Sage Home Loans Corporation	Conventional	9	0.4%	90.9%	$403,888
AmWest Funding Corp	Conventional, Jumbo	9	0.4%	100%	$461,666
First Alliance Home Mortgage, LLC	Conventional	9	0.4%	100%	$570,555
Discover Bank	Conventional	9	0.4%	32.1%	$116,111
Select Lending Services, LLC	Conventional, VA	9	0.4%	100%	$548,333
Guidance Residential, LLC	Conventional	8	0.3%	100%	$550,000
Bay Equity LLC	Conventional, VA	8	0.3%	100%	$421,250
Cardinal Financial Company, Li	Conventional	8	0.3%	90.9%	$475,000
Sierra Pacific Mortgage Co. Inc	Conventional	8	0.3%	100%	$461,250
Kind Lending, LLC	Conventional, Jumbo	7	0.3%	77.8%	$613,571
New Wave Lending Group Inc	Conventional	7	0.3%	100%	$383,571
Mortgage Research Center	Conventional, VA	7	0.3%	77.8%	$490,714
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	6 +9 HELOCs	0.2%	63.6%	$585,000
Nbkc Bank	Conventional, VA	6	0.2%	75%	$483,333
Planet Home Lending, LLC	Conventional, VA	6	0.2%	100%	$520,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	6	0.2%	100%	$668,333	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +17 HELOCs	0.2%	45.5%	$137,000	View
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	5	0.2%	83.3%	$169,000
Gold Star Mortgage Financial Group, Corporation	Conventional	5	0.2%	100%	$569,000
Affordable Mortgage Advisors	Conventional, VA	5	0.2%	100%	$471,000
PHH Mortgage Corporation	Conventional, FHA	5	0.2%	71.4%	$451,000
Amerisave Mortgage Company	Conventional	5	0.2%	25%	$263,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	5	0.2%	100%	$245,000	View
T2 Financial LLC	Conventional	5	0.2%	100%	$601,000
Uif Corporation	Conventional	5	0.2%	100%	$391,000
Summit Funding.Inc	Conventional	5	0.2%	100%	$503,000
Leaderone Financial Corp.	Conventional	5	0.2%	100%	$391,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.2%	100%	$760,000	View
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$662,500	View
Primelending	Conventional	4	0.2%	100%	$587,500
Movement Mortgage, LLC	Conventional	4	0.2%	100%	$515,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	4	0.2%	100%	$250,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	57.1%	$640,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	4	0.2%	80%	$645,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.2%	100%	$830,000	View
RBC Bank (Georgia), N.A.	Conventional, Jumbo	4	0.2%	100%	$625,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	4	0.2%	100%	$500,000	View
Digital Federal Credit Union	Conventional, HELOC	3 +6 HELOCs	0.1%	100%	$331,666
Lake Michigan Credit Union	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$818,333
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	3	0.1%	100%	$501,666	View
Synergy One Lending, Inc.	Conventional	3	0.1%	100%	$598,333
Royal Pacific Funding	Conventional	3	0.1%	100%	$551,666
Das Acquisition Company, LLC	Conventional	3	0.1%	100%	$538,333
Stg Mortgage Inc	Conventional	3	0.1%	100%	$461,666
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.1%	100%	$418,333	View
Gmfs, LLC	Conventional	3	0.1%	100%	$445,000
Tomo Mortgage LLC	Conventional	3	0.1%	50%	$458,333
JMAC Lending, Inc.	Conventional, FHA	3	0.1%	100%	$515,000
Southwest Airlines FCU	Conventional	2	0.1%	100%	$130,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	2	0.1%	66.7%	$315,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	2	0.1%	66.7%	$555,000	View
Deephaven Mortgage LLC	Conventional	2	0.1%	100%	$175,000
Emporium Tpo LLC	Conventional, Jumbo	2	0.1%	100%	$1,420,000
General Mortgage Capital Corporation	Conventional	2	0.1%	100%	$475,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$615,000	View
American Financing Corporation	Conventional	2	0.1%	100%	$150,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$380,000
Real Genius LLC	Conventional	2	0.1%	66.7%	$725,000
Nfm, Inc	VA	2	0.1%	100%	$715,000
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	2	0.1%	66.7%	$1,370,000	View
Member First Mortgage, LLC	Conventional	2	0.1%	100%	$345,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$390,000
Thrivent Federal Credit Union	Conventional	2	0.1%	100%	$95,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$155,000
Nmsi, Inc.	Conventional	2	0.1%	100%	$495,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.1%	100%	$330,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +12 HELOCs	0%	100%	$355,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +8 HELOCs	0%	100%	$375,000
Fourleaf Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	100%	$575,000
Quorum Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$65,000
Genisys Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$895,000
Msu Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$695,000
Usalliance Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$505,000
Covantage Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$515,000
Geneva Financial LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$525,000
Cornerstone First Mortgage, LLC	Conventional	1	0%	100%	$295,000
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$395,000
First Community Mortgage, Inc.	Conventional	1	0%	100%	$705,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$205,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0%	100%	$2,005,000	View
American Financial Resources LLC	Conventional	1	0%	100%	$305,000
Royal United Mortgage LLC	Conventional	1	0%	100%	$205,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$645,000	View
Canopy Mortgage, LLC	Conventional	1	0%	100%	$275,000
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$395,000
Brighton Bank	Conventional	1	0%	100%	$685,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$685,000
Loansteady LLC	Conventional	1	0%	100%	$355,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$345,000
Signature Federal Credit Union A+5.0 ★Texas Ratio: 5.37%	Conventional	1	0%	100%	$135,000	View
Loanunited.Com, LLC	FHA	1	0%	100%	$535,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$365,000	View
Educated Mortgage Services LLC	Conventional	1	0%	100%	$475,000
Homestead Funding Corp.	Conventional	1	0%	100%	$475,000
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$355,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0%	100%	$1,315,000
Thompson Kane & Company, Inc	Conventional	1	0%	100%	$495,000
Success Mortgage Partners, Inc	Conventional	1	0%	100%	$425,000
Sun West Mortgage Company, Inc	Conventional	1	0%	100%	$605,000
Ross Mortgage Corporation	FHA	1	0%	100%	$505,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$445,000	View
VanDyk Mortgage Corporation	Conventional	1	0%	100%	$515,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$625,000
American Federal Mortgage Corporation	Conventional	1	0%	100%	$335,000
The Bank of South Carolina A+5.0 ★Texas Ratio: 1.79%	Conventional	1	0%	100%	$315,000	View
Weichert Financial Services	Conventional	1	0%	100%	$465,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$235,000
Servis One, Inc	Conventional	1	0%	100%	$305,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$425,000	View
Beeline Loans, Inc.	Conventional	1	0%	100%	$105,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0%	100%	$445,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$265,000	View
Embrace Home Loans, Inc.	Conventional	1	0%	100%	$345,000
Nations Lending Corporation	Conventional	1	0%	100%	$255,000
Mortgage Center LC	Conventional	1	0%	100%	$65,000
Saygo Home Loans, LLC	VA	1	0%	100%	$385,000
Tjc Mortgage Inc	FHA	1	0%	100%	$535,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0%	100%	$185,000
Logan Finance Corporation	Conventional	1	0%	100%	$505,000
Dundee Bank	Conventional	1	0%	100%	$225,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0%	100%	$665,000	View
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	1	0%	100%	$135,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$545,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$315,000	View
United Nations Federal CU	Conventional	1	0%	100%	$585,000
Staunton Financial Inc	Conventional	1	0%	100%	$515,000
Paramount Residential Mortgage	Conventional	1	0%	50%	$405,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$355,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional	1	0%	10%	$75,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$585,000	View
Plaza Home Mortgage, Inc	FHA	1	0%	50%	$425,000
Polish & Slavic Federal Credit	Conventional	1	0%	100%	$155,000
Champions Funding, LLC	Conventional	1	0%	100%	$305,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +20 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +18 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +5 HELOCs	0%	0%
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +4 HELOCs	0%	0%
Valley Strong Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	HELOC	0 +1 HELOCs	0%	n/a		View
Uw Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Summit Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	50%
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Notre Dame Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Naperville Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Naperville, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Naperville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Naperville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Naperville, IL

Use these to narrow the list above. Each category shows how many Naperville, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 136 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 81 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 40 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 34 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 30 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 59 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 62 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Naperville, IL

Independent mortgage companies closed 71.9 percent of home loans in Naperville, Illinois in 2025, banks 24.4 percent and credit unions 3.7 percent. Homeland Mortgage Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, Wheaton Bank & Trust Company, N.A. led with 13 loans.

71.9%

Mortgage companies

24.4%

Banks

3.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders Bloomington 127 lenders

Frequently Asked Questions About Mortgage Lenders in Naperville, IL

Who is the largest mortgage lender in Naperville, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Naperville, Illinois with 173 loans, about 6.8 percent of the market. The largest lender headquartered in Illinois was Wheaton Bank & Trust Company, N.A. with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Naperville, IL have the highest approval rates?

Among lenders with meaningful volume in Naperville, Illinois, Key Mortgage Services, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 89 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Naperville, IL mortgage lenders offer FHA, VA and USDA loans?

34 lenders closed FHA loans in Naperville, Illinois in 2025, led by United Wholesale Mortgage with 9. 30 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Naperville, IL lender list?

Yes. 81 banks and 40 credit unions closed home loans in Naperville, Illinois in 2025, alongside 136 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Naperville, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Naperville, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Naperville, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Naperville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.