What are the current interest rates at Johnson Bank?

Current rates for Johnson Bank include: 12-Month CD: 2.75%, 18-Month CD: 3.85%, 24-Month CD: 2.80%, 36-Month CD: 2.85%, 48-Month CD: 2.95%, 60-Month CD: 3.00%, Savings: 0.45%, MMA: 3.50%

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Johnson Bank Rates & Review October 2026

Q: How many branches does Johnson Bank operate?

Johnson Bank currently maintains approximately 32 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Johnson Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Johnson Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Johnson Bank's top rates as of October 14, 2026 are 3.85% APY on its 13-Months CD Specials - 13-Month, 0.45% APY on savings, 3.50% APY on money market accounts, and 0.15% APY on checking, according to rates verified by MonitorBankRates. Other Johnson Bank CD rates include 13-Months CD Specials - 13-Month at 3.85%, 13-Months CD Specials - 13-Month at 3.85%, and 13-Months CD Specials - 13-Month at 3.85%. MonitorBankRates evaluates the financial stability of Johnson Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.47%. Rates last updated and verified on 10/14/2026.

Johnson Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Johnson Bank? Share your experience about Johnson Bank by leaving a review below, or read customer reviews before you decide to use Johnson Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.47%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Johnson Bank

555 Main St
Racine, WI 53403

https://www.johnsonfinancialgroup.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Johnson Bank CD Rates

Product	Rate	APY	Term
CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 2, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 2, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 2, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 2, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 2, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 2, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 2, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 2, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 2, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 2, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 2, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 2, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $300 Min Balance $300 Details Balance: $300.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 14, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 14, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 14, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 14, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 14, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 13 month	3.84%	3.85%	13 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.49% → 3.85% ▲ 0.36 pts · high 3.85% / low 3.49% Oct 14, 20263.85%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $300 Min Balance $300 Details Balance: $300.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 14, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 14, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 14, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 14, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 14, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 18 month	3.84%	3.85%	18 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 3.85% ▲ 0.30 pts · high 3.85% / low 3.55% Oct 14, 20263.85%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 7 month	3.79%	3.82%	7 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 to $99,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 14, 20263.82%▲ from 3.72% Oct 7, 20263.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 7 month	3.79%	3.82%	7 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 14, 20263.82%▲ from 3.72% Oct 7, 20263.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 7 month	3.79%	3.82%	7 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 14, 20263.82%▲ from 3.72% Oct 7, 20263.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 7 month	3.79%	3.82%	7 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 14, 20263.82%▲ from 3.72% Oct 7, 20263.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 7 month	3.79%	3.82%	7 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 14, 20263.82%▲ from 3.72% Oct 7, 20263.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 7 month	3.79%	3.82%	7 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.72% → 3.82% ▲ 0.10 pts · high 3.82% / low 3.72% Oct 14, 20263.82%▲ from 3.72% Oct 7, 20263.72%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: Annual; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $300 Min Balance $300 Details Balance: $300.00 to $99,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 33 month	3.74%	3.74%	33 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.59% → 3.74% ▲ 0.15 pts · high 3.74% / low 3.59% Oct 2, 20263.74%▲ from 3.59% Sep 14, 20263.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 to $99,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $300 Min Balance $300 Details Balance: $300.00 to $99,999.99; Interest Payment Frequency: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 3.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 3.40% ▼ 0.21 pts · high 3.61% / low 3.40% Oct 14, 20263.40%▼ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 3.40% ▼ 0.21 pts · high 3.61% / low 3.40% Oct 14, 20263.40%▼ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 3.40% ▼ 0.21 pts · high 3.61% / low 3.40% Oct 14, 20263.40%▼ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
IRA CD Specials - 9 month	3.39%	3.40%	9 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 3.61% → 3.40% ▼ 0.21 pts · high 3.61% / low 3.40% Oct 14, 20263.40%▼ from 3.61% Sep 14, 20263.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 5 month	3.19%	3.22%	5 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 to $99,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 14, 20263.22%▲ from 3.12% Oct 7, 20263.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 5 month	3.19%	3.22%	5 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 14, 20263.22%▲ from 3.12% Oct 7, 20263.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 5 month	3.19%	3.22%	5 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 14, 20263.22%▲ from 3.12% Oct 7, 20263.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 5 month	3.19%	3.22%	5 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 14, 20263.22%▲ from 3.12% Oct 7, 20263.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 5 month	3.19%	3.22%	5 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 14, 20263.22%▲ from 3.12% Oct 7, 20263.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
CD Specials - 5 month	3.19%	3.22%	5 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 3.12% → 3.22% ▲ 0.10 pts · high 3.22% / low 3.12% Oct 14, 20263.22%▲ from 3.12% Oct 7, 20263.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
5 Year Certificate of Deposit Accounts (CD)	3.00%	3.00%	5 Year
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80% Oct 2, 20263.00%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 5 year	3.00%	3.00%	5 year
Min Deposit $300 Min Balance $300 Details Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.00% ▲ 0.20 pts · high 3.00% / low 2.80% Oct 7, 20263.00%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
4 Year Certificate of Deposit Accounts (CD)	2.95%	2.95%	4 year
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.95% ▲ 0.20 pts · high 2.95% / low 2.75% Oct 2, 20262.95%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 4 year	2.95%	2.95%	4 year
Min Deposit $300 Min Balance $300 Details Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.95% ▲ 0.20 pts · high 2.95% / low 2.75% Oct 7, 20262.95%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
3 Year Certificate of Deposit Accounts (CD)	2.85%	2.85%	3 year
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 2, 20262.85%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 3 year	2.85%	2.85%	3 year
Min Deposit $300 Min Balance $300 Details Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75% Oct 7, 20262.85%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
2 Year Certificate of Deposit Accounts (CD)	2.80%	2.80%	2 year
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75% Oct 2, 20262.80%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 2 year	2.80%	2.80%	2 year
Min Deposit $300 Min Balance $300 Details Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75% Oct 7, 20262.80%▲ from 2.75% Sep 14, 20262.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
1 Year Certificate of Deposit Accounts (CD)	2.75%	2.75%	1 year
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 2.75% ▼ 0.05 pts · high 2.80% / low 2.75% Oct 2, 20262.75%▼ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 1 year	2.75%	2.75%	1 year
Min Deposit $300 Min Balance $300 Details Balance: $300.00 and over; Interest Payment: Annual; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 2.75% ▼ 0.05 pts · high 2.80% / low 2.75% Oct 7, 20262.75%▼ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
6 Month Certificate of Deposit Accounts (CD)	2.00%	2.01%	6 months
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 to $99,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
6 Month Certificate of Deposit Accounts (CD)	2.00%	2.01%	6 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
6 Month Certificate of Deposit Accounts (CD)	2.00%	2.01%	6 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
6 Month Certificate of Deposit Accounts (CD)	2.00%	2.01%	6 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
6 Month Certificate of Deposit Accounts (CD)	2.00%	2.01%	6 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
6 Month Certificate of Deposit Accounts (CD)	2.00%	2.01%	6 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 month	2.00%	2.01%	6 months
Min Deposit $300 Min Balance $300 Details Balance: $300.00 to $99,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 month	2.00%	2.01%	6 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 month	2.00%	2.01%	6 months
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 month	2.00%	2.01%	6 months
Min Deposit $500,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 month	2.00%	2.01%	6 months
Min Deposit $1,000,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 to $1,999,999.99; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Individual Retirement Accounts (IRA) - 6 month	2.00%	2.01%	6 months
Min Deposit $2,000,000 Min Balance $2,000,000 Details Balance: $2,000,000.00 and over; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 2 changes since Sep 14, 2026 · 3.32% → 2.01% ▼ 1.31 pts · high 3.32% / low 2.01% Oct 14, 20262.01%▼ from 3.11% Oct 2, 20263.11%▼ from 3.32% Sep 14, 20263.32%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
3 Month Certificate of Deposit Accounts (CD)	1.75%	1.76%	3 months
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000.00 and over; Interest Payment: At Maturity; Compounding: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 14, 2026 · 1.56% → 1.76% ▲ 0.20 pts · high 1.76% / low 1.56% Oct 14, 20261.76%▲ from 1.56% Sep 14, 20261.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Certificate of Deposit Accounts (CD) - 3 month	1.75%	1.76%	3 months
Min Deposit $2,000 Details Interest Payment Frequency: At Maturity; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Oct 7, 2026 · 1.56% → 1.76% ▲ 0.20 pts · high 1.76% / low 1.56% Oct 14, 20261.76%▲ from 1.56% Oct 7, 20261.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%

Johnson Bank Savings Rates

Product	Rate	APY
Health Savings Account (HSA)	0.45%	0.45%
Min Deposit $100 Min Balance $25,000 Details Balance: $25,000.00 and over; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Health Savings Account (HSA)	0.25%	0.25%
Min Deposit $100 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Health Savings Account (HSA)	0.20%	0.20%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500.00 to $9,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Essential IRA Savings	0.15%	0.15%
Min Deposit $100 Details Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Essential Savings	0.15%	0.15%
Min Deposit $100 Details Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Health Savings Account (HSA)	0.15%	0.15%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000.00 to $2,499.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Health Savings Account (HSA)	0.01%	0.01%
Min Deposit $100 Details Balance: Up to $999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%

Johnson Bank Money Market Rates

Product	Rate	APY
Relationship Money Market	1.55%	1.56%
Min Deposit $25,000 Min Balance $1,000,000 Details Balance: $1,000,000.00 and over; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 1.46% → 1.56% ▲ 0.10 pts · high 1.56% / low 1.46% Oct 7, 20261.56%▲ from 1.46% Sep 18, 20261.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Relationship Money Market	1.50%	1.51%
Min Deposit $25,000 Min Balance $500,000 Details Balance: $500,000.00 to $999,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 1.41% → 1.51% ▲ 0.10 pts · high 1.51% / low 1.41% Oct 7, 20261.51%▲ from 1.41% Sep 18, 20261.41%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Relationship Money Market	1.35%	1.36%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000.00 to $499,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 1.26% → 1.36% ▲ 0.10 pts · high 1.36% / low 1.26% Oct 7, 20261.36%▲ from 1.26% Sep 18, 20261.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Relationship Money Market	1.05%	1.06%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.95% → 1.06% ▲ 0.11 pts · high 1.06% / low 0.95% Oct 7, 20261.06%▲ from 0.95% Sep 18, 20260.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Money Market	0.95%	0.95%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000.00 and over; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.85% → 0.95% ▲ 0.10 pts · high 0.95% / low 0.85% Oct 7, 20260.95%▲ from 0.85% Sep 18, 20260.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Money Market	0.85%	0.85%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.75% → 0.85% ▲ 0.10 pts · high 0.85% / low 0.75% Oct 7, 20260.85%▲ from 0.75% Sep 18, 20260.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Relationship Money Market	0.50%	0.50%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.40% → 0.50% ▲ 0.10 pts · high 0.50% / low 0.40% Oct 7, 20260.50%▲ from 0.40% Sep 18, 20260.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Money Market	0.50%	0.50%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.40% → 0.50% ▲ 0.10 pts · high 0.50% / low 0.40% Oct 7, 20260.50%▲ from 0.40% Sep 18, 20260.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Money Market	0.30%	0.30%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.20% → 0.30% ▲ 0.10 pts · high 0.30% / low 0.20% Oct 7, 20260.30%▲ from 0.20% Sep 18, 20260.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Money Market	0.20%	0.20%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 to $9,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History 1 change since Sep 18, 2026 · 0.16% → 0.20% ▲ 0.04 pts · high 0.20% / low 0.16% Oct 7, 20260.20%▲ from 0.16% Sep 18, 20260.16%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Relationship Money Market	0.03%	0.03%
Min Deposit $25,000 Min Balance $0 Details Balance: Up to $24,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Money Market	0.01%	0.01%
Min Deposit $1,000 Min Balance $0 Details Balance: Up to $999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%

Johnson Bank Checking Rates

Product	Rate	APY
Signature Checking	0.15%	0.15%
Min Deposit $200 Min Balance $100,000 Details Balance: $100,000.00 to $249,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Checking	0.15%	0.15%
Min Deposit $200 Min Balance $250,000 Details Balance: $250,000.00 and over; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Checking	0.10%	0.10%
Min Deposit $200 Min Balance $25,000 Details Balance: $25,000.00 to $99,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Checking	0.05%	0.05%
Min Deposit $200 Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Checking	0.02%	0.02%
Min Deposit $200 Min Balance $1,000 Details Balance: $1,000.00 to $9,999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.02% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%
Signature Checking	0.01%	0.01%
Min Deposit $200 Details Balance: Up to $999.99; Interest Payment Frequency: Monthly; Compounding Method: Simple Last Updated 10/14/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%

Johnson Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
Money Market Locked For 9-Months	3.45%	-	3.50%	9 months
Min Balance $25,000 Details Deposit Rate Special effective August 24, 2026 thru October 30, 2026; requires $25,000 or more in new money and a checking account; Consumer accounts only; fixed promotional rate for 9-month term; applies to Signature Money Market, Private Banking Money Market, and Relationship Money Market accounts Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.47%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Johnson Bank’s Texas Ratio fell from 2.08% in Q3 2023 to 1.47% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$7.1B	1.47%	5.0	A+
March 31, 2026	$7.0B	1.69%	5.0	A+
December 31, 2025	$7.2B	1.73%	5.0	A+
September 30, 2025	$7.1B	2.22%	5.0	A+
June 30, 2025	$7.0B	2.33%	5.0	A+
March 31, 2025	$6.8B	1.29%	5.0	A+
December 31, 2024	$6.7B	1.11%	5.0	A+
September 30, 2024	$6.6B	2.22%	5.0	A+
June 30, 2024	$6.4B	1.00%	5.0	A+
March 31, 2024	$6.3B	0.91%	5.0	A+
December 31, 2023	$6.3B	1.83%	5.0	A+
September 30, 2023	$6.4B	2.08%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Johnson Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Johnson Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Johnson Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Johnson Bank

Bank Holding Company JOHNSON FINANCIAL GROUP INC

Address 555 Main St, Racine, WI 53403 · Racine

Website https://www.johnsonfinancialgroup.com

FDIC Certificate # 20296

Established 19701112

FDIC Insurance Date 19701112

Domestic Offices 32

Total Branches 32

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.47%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3004%

Return on Equity (ROE) 10.6100%

Non-Performing Loans (NPL) 0.18%

Total Assets $7,068,332,000

Total Deposits $5,628,114,000

Equity Capital $862,631,000

Net Income $46,086,000

Headquarters Racine

Total Branches and Offices 32

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Johnson Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Johnson Bank

How many branches does Johnson Bank operate?

Johnson Bank currently maintains approximately 32 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Johnson Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Johnson Bank provides members with tools to manage their accounts and build a solid financial history.

Does Johnson Bank offer online and mobile banking?

Most modern institutions like Johnson Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.johnsonfinancialgroup.com.