Truist CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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TruistToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 0.01% and 3-month CD rates at 0.90%. Current savings rates are at 0.03% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 16.25%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Truist CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Truist, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Truist CD rates. You can also compare Truist savings rates, MMA rates and mortgage rates using our other rate lists.

Truist money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Truist? Share your experience about Truist by leaving a review below, or read customer reviews before you decide to use Truist.

Truist Texas Ratio

Truist's Texas Ratio is at 7.91%, which is considered excellent. The Texas Ratio for Truist is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Truist is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Truist
214 N Tryon St
Charlotte, NC 28202
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Truist Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
48-Month CD
4.20%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.14%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
24-Month CD
4.06%
$1
First Community Bank Beemer, NE
First Community Bank Beemer, NE
12-Month CD
3.96%
$10,000
The Community State Bank
The Community State Bank
12-Month CD
3.96%
$1,000
American State Bank of Grygla
American State Bank of Grygla
18-Month CD
3.80%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
3.80%
$5
Napoleon State Bank
Napoleon State Bank
12-Month CD
3.75%
$500
National Bank of Malvern
National Bank of Malvern
24-Month CD
3.50%
$500
Beal Bank USA
Beal Bank USA
Money Market
3.25%
$1,000
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
Acadian Federal Credit Union
Acadian Federal Credit Union
12-Month CD
3.20%
$2,500
River Bank
River Bank
30-Month CD
3.03%
$1,000
Charter Bank TX
Charter Bank TX
60-Month CD
3.00%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
24-Month CD
3.00%
$500
Bank of Brenham
Bank of Brenham
18-Month CD
3.00%
$1,000
Transpecos Banks
Transpecos Banks
24-Month CD
2.90%
$1,000
Bank of Old Monroe
Bank of Old Monroe
18-Month CD
2.77%
$1,000
Shoreham Bank
Shoreham Bank
24-Month CD
2.75%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
36-Month CD
2.75%
$2,500
5Star Bank
5Star Bank
24-Month CD
2.75%
$1,000
Profile Bank
Profile Bank
12-Month CD
2.53%
$500
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
60-Month CD
2.52%
$500
State Bank of Medora
State Bank of Medora
18-Month CD
2.27%
$500
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
Citi
Citi
36-Month CD
2.00%
$500
Northrim Bank
Northrim Bank
48-Month CD
1.80%
$500
Jefferson Security Bank
Jefferson Security Bank
36-Month CD
1.36%
$500
FCNB Bank
FCNB Bank
12-Month CD
1.00%
$1,000
The Honesdale National Bank
The Honesdale National Bank
48-Month CD
0.75%
$1,000
Benchmark Community Bank
Benchmark Community Bank
3-Month CD
0.75%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Saver Savings
0.50%
$0
The Huntington National Bank
The Huntington National Bank
18-Month CD
0.50%
$1,000
First Keystone Community Bank
First Keystone Community Bank
36-Month CD
0.45%
$500
Bank of New Hampshire
Bank of New Hampshire
60-Month CD
0.35%
$500
Rosedale FSL
Rosedale FSL
Everyday Savings
0.25%
$100
State Bank of Chilton
State Bank of Chilton
Savings
0.25%
$0
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
First Financial of Maryland FCU
First Financial of Maryland FCU
Money Market
0.20%
$2,000
Cecil Bank
Cecil Bank
Savings
0.15%
$10
First Exchange Bank
First Exchange Bank
18-Month CD
0.15%
$500
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
Academic Employees Credit Union
Academic Employees Credit Union
6-Month CD
0.10%
$1,000
cfsbank
cfsbank
Savings
0.05%
$50
Yakima Federal S&L
Yakima Federal S&L
Simply Savings
0.05%
$100
USB Union Savings Bank
USB Union Savings Bank
Access Savings
0.03%
$0
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Regular Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Truist rate data right now, check back for updates, we are adding rates all the time.

Truist Information

Truist
214 N Tryon St
Charlotte, NC 28202
Mecklenburg
Established Date: 01/01/1872
FDIC Certificate #: 9846
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TRUIST FINANCIAL CORP
How Many Domestic U.S. Offices? 2,005
How Many Branches are There? 1,934
Is Truist FDIC Insured? Yes
What is Truist's Cert number? 9846
What is the maximum amount for insured deposits? $250,000 per holder, per account

Truist Financials

Total Assets:
$526,714,000,000
Total Deposits:
$406,143,000,000
Equity Capital:
$57,574,000,000
Domestic Deposits:
$406,143,000,000
Net Income:
$1,224,000,000
Return on Assets:
1.0443%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
1.1087%
Pretax Quarterly Return on Assets:
1.1100%
Return on Equity:
9.3100%
Quarterly Return on Equity:
8.4700%
Common Equity Tier 1 Capital Ratio:
11.6178%
Tier 1 Risk-Based Capital Ratio:
11.6178%
Leverage Tier 1 (Core Capital) Ratio:
9.2803%
Total Risk-Based Capital Ratio (YTD):
13.2550%
Total Interest Income (YTD):
5.0775%
 
 
Headquarters:
Charlotte
FDIC Field Office:
Charlotte
Regulator:
FDIC
County:
Mecklenburg
# of Offices:
2005
Metropolitan Statistical Area (MSA):
Charlotte-Concord-Gastonia, NC-SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Sandy Spring Bank CD Rates: 5.50% APY 8-Month CD Special

Sandy Spring Bank CD Rates on the bank's two certificate of deposit specials are competitive when compared to similar CD terms and CD rates at other banks. The best CD rates offered by Sandy Spring Bank are on the 8-month special CD at 5.50% APY, minimum opening deposit of $500. Another special CD rate is on Sandy Spring Bank 14-month CD at 5.00%, with a $2,500 minimum opening deposit. View a complete list of Sandy Spring Bank CD rates below.

Sandy Spring Bank offers a range of FDIC-insured Certificate of Deposit (CD) accounts. Enjoy a guaranteed performance with a fixed interest rate. Choose from various terms. You can apply online or visit a local branch for more information.

Sandy Spring Bank Special CD Rates

    Read more...

Truist CD Rates and CD Information

Truist CD rates are not listed on the bank's website, so as of today we don't have any information on their rates, you have to visit a bank branch. What we call tell you is right now the best CD rates available are 12-month CDs are mostly over 5.00 percent these days. The highest 12-month CD rates in our database are at 6.18% APY. If you're looking for a longer-term CD, the highest 60-month CD rates are at 5.50% APY. Unfortunately, for a list of Truist CD Rates you'll have to visit a local branch, which is unheard of these days. You can read about Truist certificate deposit terms and information below.

Fee Structure:

  • No monthly maintenance fees
  •     Read more...

    Explore Other Rate Deals

    Applied Bank Savings Jumbo rates are now at 0.10 percent with a yield of 0.10 percent. View the current Savings Jumbo rates at Applied Bank below.

    Teachers Federal Credit Union (TFCU) is advertising four different types of savings accounts and a money market account. The savings account include a Share Savings Account, an IRA Savings Account, a Vacation Savings Account and a Holiday Savings Account.

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