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Mortgage Lenders and Brokers in Belleville, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Belleville, Illinois mortgage lenders include Fcb BanksFcb Banks401 S Illinois St, Belleville, IL 62220A5.0 ★Texas Ratio: 7.31%, Regions BankRegions Bank5401 N Belt W, Belleville, IL 62226A+5.0 ★Texas Ratio: 4.37%, Associated Bank NAAssociated Bank NA6902 W Main St, Belleville, IL 62223A+5.0 ★Texas Ratio: 3.45%, US Bank, N.A.US Bank, N.A.5720 N Belt W, Belleville, IL 62226A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank442 S Demazenod Dr, Belleville, IL 62223A+5.0 ★Texas Ratio: 0.89%, Bank of BellevilleBank of Belleville215 S Illinois St, Belleville, IL 62220B4.6 ★Texas Ratio: 19.57%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2508 Green Mount Commons Dr, Belleville, IL 62221A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1911 Carlyle Ave, Belleville, IL 62221A+5.0 ★Texas Ratio: 4.14%, Busey BankBusey Bank5720 W Main St, Belleville, IL 62226A+5.0 ★Texas Ratio: 2.31%, and Umb Bank NAUmb Bank NA101 N High St, Belleville, IL 62220A+5.0 ★Texas Ratio: 1.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Belleville, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Belleville are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Belleville, Illinois

Market share is the lender's share of all home loans closed in Belleville, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Fcb Banks 1 office in Belleville 401 S Illinois St, Belleville, IL 62220 A5.0 ★Texas Ratio: 7.31%	Conventional, FHA, VA, HELOC	54 +17 HELOCs	4.5%	78.3%	$162,222	View
Regions Bank 3 offices in Belleville 5401 N Belt W, Belleville, IL 62226 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	20 +56 HELOCs	1.7%	51.2%	$114,000	View
Associated Bank NA 1 office in Belleville 6902 W Main St, Belleville, IL 62223 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo, HELOC	13 +10 HELOCs	1.1%	92.9%	$221,153	View
US Bank, N.A. 2 offices in Belleville 5720 N Belt W, Belleville, IL 62226 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	11 +7 HELOCs	0.9%	54.5%	$135,000	View
Commerce Bank 1 office in Belleville 442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89%	Conventional, HELOC	10 +13 HELOCs	0.8%	61.1%	$106,000	View
Bank of Belleville 215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57%	Conventional	9	0.7%	100%	$129,444	View
JPMorgan Chase Bank, NA 1 office in Belleville 2508 Green Mount Commons Dr, Belleville, IL 62221 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	7	0.6%	77.8%	$185,000	View
Bank of America NA 1 office in Belleville 1911 Carlyle Ave, Belleville, IL 62221 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	6 +5 HELOCs	0.5%	85.7%	$136,666	View
Busey Bank 1 office in Belleville 5720 W Main St, Belleville, IL 62226 A+5.0 ★Texas Ratio: 2.31%	Conventional, FHA, HELOC	3 +6 HELOCs	0.2%	60%	$235,000	View
Umb Bank NA 1 office in Belleville 101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$125,000	View
BMO Harris Bank NA 1 office in Belleville 2 Carlyle Plaza Dr, Belleville, IL 62221 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Scott Credit Union 4807 W Main St, Belleville, IL 62226 4722 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA, HELOC	39 +30 HELOCs	3.2%	95.1%	$179,871	View
Citizens Community Bank 620 N State St, Freeburg, IL 62243 D3.1 ★Texas Ratio: 38.34%	Conventional	24	2%	96.3%	$151,666	View
Carrollton Bank 120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58%	Conventional, FHA, VA	12	1%	92.3%	$129,166	View
Bank of O'Fallon 901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16%	Conventional	12	1%	100%	$120,000	View
First Federal Savings Bank of Mascoutah 115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14%	Conventional	9	0.7%	100%	$155,000	View
Revity Credit Union 4105 Humbert Rd, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.35%	Conventional	5	0.4%	85.7%	$89,000	View
First National Bank of Waterloo 100 E Clay St, Collinsville, IL 62234 A5.0 ★Texas Ratio: 8.07%	Conventional	5	0.4%	100%	$227,000	View
Bank of Springfield 1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68%	Conventional	4	0.3%	100%	$162,500	View
First Mid Bank and Trust, NA 101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88%	Conventional, FHA, VA	4	0.3%	100%	$245,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.3%	80%	$237,500	View
Dieterich Bank 550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69%	Conventional	3	0.2%	100%	$128,333	View
Buena Vista National Bank 1309 Swanwick St, Chester, IL 62233 A+5.0 ★Texas Ratio: 2.34%	Conventional	3	0.2%	75%	$108,333	View
The Central Trust Bank 285 Southwoods Ctr, Columbia, IL 62236 A+5.0 ★Texas Ratio: 3.12%	Conventional	3	0.2%	100%	$188,333	View
First Bank 350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49%	Conventional	2	0.2%	100%	$195,000	View
The Farmers and Merchants National Bank 636 E Main St, Ashley, IL 62808 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	2	0.2%	100%	$1,155,000	View
Midland States Bank 951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50%	Conventional, VA	2	0.2%	100%	$335,000	View
1St Midamerica Credit Union 3553 College Ave, Alton, IL 62002 A5.0 ★Texas Ratio: 11.80%	Conventional	2	0.2%	50%	$110,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$285,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$175,000	View
Fifth Third Bank, National Association 777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$135,000	View
Lindell Bank & Trust Company 327 Missouri Ave # 333, East St Louis, IL 62201 A+5.0 ★Texas Ratio: 1.91%	Conventional	1	0.1%	100%	$125,000	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$165,000	View
The Bank of Herrin 501 S Maple St, Cambria, IL 62915 B+4.2 ★Texas Ratio: 8.88%	Conventional	1	0.1%	100%	$105,000	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	1	0.1%	100%	$175,000
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	Conventional	1	0.1%	100%	$415,000
The Bradford National Bank of Greenville 692 N 4th Street, Breese, IL 62230 A5.0 ★Texas Ratio: 11.76%	Conventional	1	0.1%	100%	$25,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	1	0.1%	100%	$25,000	View
State Bank 1525 N Main St, Columbia, IL 62236 C+4.1 ★Texas Ratio: 25.55%	Conventional	1	0.1%	100%	$85,000	View
Gas & Electric Credit Union 4502 27th St, Moline, IL 61265 6311 A+5.0 ★Texas Ratio: 2.31%	Conventional	1	0.1%	100%	$245,000	View
Heartland Bank & Trust Company 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84%	Conventional	1	0.1%	100%	$305,000	View
Peoples National Bank, N.A. 208 Public Sq, Benton, IL 62812 A5.0 ★Texas Ratio: 9.39%	Conventional	1	0.1%	100%	$355,000	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	30 +4 HELOCs	2.5%	100%	$208,000
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.7%	100%	$181,250
Cmg Mortgage Inc	Conventional, FHA, VA	5	0.4%	100%	$301,000
Neighborhood Loans, Inc	Conventional	2	0.2%	50%	$5,000
Mortgage Research Center	Conventional, FHA, VA	81	6.7%	80.4%	$253,765
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, VA	80	6.6%	93.9%	$191,125	View
Rocket Mortgage	Conventional, FHA, VA	79	6.6%	75.7%	$151,329
New American Funding, LLC.	Conventional, FHA, VA, HELOC	72 +3 HELOCs	6%	90%	$132,777
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	69 +2 HELOCs	5.7%	91%	$237,173
Guild Mortgage Company	Conventional, FHA, VA	40	3.3%	89.4%	$155,000
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	Conventional, FHA, VA	33	2.7%	91.7%	$173,484	View
Freedom Mortgage Corporation	Conventional, FHA, VA	28	2.3%	89.5%	$221,071
Endeavor Capital, LLC	Conventional, FHA, VA	24	2%	92.3%	$130,000
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.8%	74.2%	$154,090
Fairway Independent Mort Corp	Conventional, FHA, VA	20	1.7%	95.2%	$132,500
Primelending	Conventional, FHA, VA	17	1.4%	90.5%	$208,529
Das Acquisition Company, LLC	Conventional, FHA, VA	17	1.4%	90.5%	$165,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	16 +4 HELOCs	1.3%	53.3%	$234,375
loanDepot.com LLC	Conventional, FHA, VA, HELOC	16 +2 HELOCs	1.3%	59.3%	$141,875
American Pacific Mortgage Corporation	Conventional, FHA, VA	14	1.2%	77.8%	$151,428
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	13	1.1%	100%	$218,846
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	11	0.9%	100%	$186,818
Nationstar Mortgage	Conventional, FHA, VA	11	0.9%	78.6%	$96,818
Nqm Funding, LLC	Conventional, FHA, VA	10	0.8%	71.4%	$154,000
First Community Credit Union	Conventional, HELOC	9 +5 HELOCs	0.7%	56.2%	$140,555
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	9	0.7%	90%	$327,222	View
Royal United Mortgage LLC	Conventional, FHA	8	0.7%	88.9%	$88,750
Equity Prime Mortgage LLC	FHA, VA	8	0.7%	66.7%	$166,250
New Day Financial, LLC.	VA	8	0.7%	52.9%	$188,750
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	8	0.7%	100%	$151,250	View
Primary Residential Mortgage, INC.	Conventional, FHA	6	0.5%	66.7%	$153,333
Newrez LLC	Conventional, FHA, VA	6	0.5%	35.3%	$251,666
Zillow Home Loans, LLC	Conventional	6	0.5%	87.5%	$165,000
Lower, LLC	Conventional, FHA, VA	6	0.5%	66.7%	$241,666
Leaderone Financial Corp.	Conventional, FHA, VA	6	0.5%	85.7%	$160,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	5	0.4%	31.6%	$249,000
Loanunited.Com, LLC	Conventional, VA	5	0.4%	100%	$265,000
Amerisave Mortgage Company	Conventional, FHA	5	0.4%	25%	$71,000
Village Capital & Investment	VA	5	0.4%	75%	$219,000
Jlb Corporation dba Golden Oak Lending	Conventional, FHA	4	0.3%	100%	$132,500
Click n' Close, Inc.	Conventional, FHA	4	0.3%	100%	$115,000
Carrington Mortgage Services LLC A5.0 ★Texas Ratio: 12.35%	Conventional, FHA, VA	4	0.3%	40%	$175,000	View
Gershman Investment Corp.	Conventional, FHA	4	0.3%	57.1%	$247,500
American Financial Resources LLC	FHA, VA	3	0.2%	100%	$185,000
CrossCountry Mortgage, LLC	Conventional, FHA	3	0.2%	60%	$155,000
Movement Mortgage, LLC	Conventional, FHA, VA	3	0.2%	75%	$101,666
PHH Mortgage Corporation	FHA, VA	3	0.2%	100%	$211,666
Planet Home Lending, LLC	FHA, VA	3	0.2%	60%	$161,666
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, FHA	3	0.2%	100%	$195,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	3	0.2%	75%	$98,333	View
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional, FHA, HELOC	2 +4 HELOCs	0.2%	66.7%	$90,000
Spring Eq, LLC	Conventional, HELOC	2 +4 HELOCs	0.2%	60%	$50,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$35,000	View
Kind Lending, LLC	Conventional, FHA	2	0.2%	50%	$80,000
Norwich Commercial Group Inc	VA	2	0.2%	100%	$285,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	2	0.2%	66.7%	$120,000	View
AmeriHome Mortgage Company, LLC	FHA	2	0.2%	100%	$205,000
Neighbors Credit Union	Conventional	2	0.2%	100%	$90,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.2%	100%	$255,000	View
First State Bank of St Charles	Conventional, FHA	2	0.2%	100%	$205,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.2%	100%	$435,000
Arsenal Credit Union	Conventional	2	0.2%	100%	$30,000
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional, FHA	2	0.2%	100%	$250,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	2	0.2%	100%	$700,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	2	0.2%	100%	$80,000
Vantage Credit Union A+5.0 ★Texas Ratio: 4.97%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$235,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	100%	$255,000
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$165,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$255,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0.1%	100%	$255,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$245,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$325,000
Nbkc Bank	VA	1	0.1%	100%	$415,000
Liberty Bank	FHA	1	0.1%	100%	$285,000
Kinecta Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Filo Mortgage, LLC	FHA	1	0.1%	100%	$155,000
Resicentral LLC	FHA	1	0.1%	100%	$175,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$315,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	50%	$65,000	View
FirstTrust Home Loans	FHA	1	0.1%	100%	$155,000
Discover Bank	Conventional	1	0.1%	7.7%	$35,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$165,000
Gateway Metro Federal Credit U	Conventional	1	0.1%	100%	$75,000
CNB St Louis Bank A+5.0 ★Texas Ratio: 5.88%	Conventional	1	0.1%	100%	$145,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$225,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	FHA	1	0.1%	100%	$265,000	View
Nations Lending Corporation	FHA	1	0.1%	100%	$395,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$105,000
The Bank of Old Monroe A+5.0 ★Texas Ratio: 0.03%	Conventional	1	0.1%	100%	$95,000	View
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$165,000
Pentagon Federal Credit Union	VA	1	0.1%	100%	$225,000
Gulf Coast Bank and Trust	VA	1	0.1%	100%	$265,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$75,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$115,000
Veritas Funding, LLC	FHA	1	0.1%	50%	$195,000
The Loan Store, Inc	VA	1	0.1%	100%	$185,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$305,000
21St Mortgage	Conventional	1	0.1%	100%	$125,000
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$175,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Belleville Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Belleville, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Belleville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Belleville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Belleville, IL

Use these to narrow the list above. Each category shows how many Belleville, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 72 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 31 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Belleville, IL

Independent mortgage companies closed 65.4 percent of home loans in Belleville, Illinois in 2025, banks 27.5 percent and credit unions 7 percent. Guaranteed Rate, Inc. was the largest mortgage company, Fcb Banks the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Fcb Banks led with 54 loans.

65.4%

Mortgage companies

27.5%

Banks

Credit unions

22%

FHA loans

25%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Oswego 159 lenders Bloomington 127 lenders

Frequently Asked Questions About Mortgage Lenders in Belleville, IL

Who is the largest mortgage lender in Belleville, IL?

By home loans closed in 2025, Fcb Banks was the largest mortgage lender in Belleville, Illinois with 54 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Belleville, IL have the highest approval rates?

Among lenders with meaningful volume in Belleville, Illinois, Delmar Financial Company approved the highest share of completed applications in 2025 at 93.9 percent, against a 80.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Belleville, IL mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in Belleville, Illinois in 2025, led by Rocket Mortgage with 27. 53 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Belleville, IL lender list?

Yes. 59 banks and 17 credit unions closed home loans in Belleville, Illinois in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Belleville, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Belleville, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Belleville, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Belleville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.