First Horizon CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 3.50% and 3-month CD rates at 3.30%. Current savings rates are at 0.15% and money market rates are at 2.43%. Mortgage rates today on 30-year fixed loans are around 7.42%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First Horizon's 6-Month CD rates are at 0.10%, 48-Month CD rates are at 0.10%, 36-Month CD rates are at 0.10%, 24-Month CD rates are at 0.10%, 12-Month CD rates are at 0.10%. First Horizon's savings rates are at 0.30%. First Horizon's money market rates are at 1.26%.

First Horizon

To see how these rates compare to First Horizon CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Horizon, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Horizon CD rates. You can also compare First Horizon savings rates, MMA rates and mortgage rates using our other rate lists.

First Horizon money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Horizon? Share your experience about First Horizon by leaving a review below, or read customer reviews before you decide to use First Horizon.

First Horizon Texas Ratio

First Horizon's Texas Ratio is at 6.39%, which is considered excellent. The Texas Ratio for First Horizon is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Horizon is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.10%

2.56%

18-Month CD

N/A

2.27%

24-Month CD

0.10%

2.27%

36-Month CD

0.10%

2.18%

48-Month CD

0.10%

2.12%

60-Month CD

0.10%

2.24%

Savings

0.30%

0.66%

MMA

1.26%

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Horizon

165 Madison Ave
Memphis, TN 38103

https://www.firsthorizon.com

MonitorBankRates' Rating

5/5

★★★★★

Review First Horizon

First Horizon CD Rates and Interest Rates

First Horizon

TotalView Money Market

1.26%

$50,000

First Horizon

Traditional Savings

0.30%

First Horizon

6-Month CD

0.10%

$1,000

First Horizon

12-Month CD

0.10%

$1,000

First Horizon

24-Month CD

0.10%

$1,000

First Horizon

36-Month CD

0.10%

$1,000

First Horizon

48-Month CD

0.10%

$1,000

First Horizon

60-Month CD

0.10%

$1,000

First Horizon

3-Month CD

0.05%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Horizon Rates with Other Competitive Bank and Credit Union Rates

Colorado Federal Savings Bank

Online Savings

4.45%

Chasewood Bank

12-Month CD (Jumbo)

4.33%

$100,000

Prairie Bank of Kansas

12-Month CD

4.04%

$1,000

Peru Federal Savings Bank

12-Month CD

3.90%

$1,000

OBannon Bank

24-Month CD

3.80%

$1,000

PCB Payne County Bank

12-Month CD

3.80%

$1,000

Connecticut Community Bank

12-Month CD

3.50%

$500

Perryton National Bank

24-Month CD

3.44%

$500

Touchmark Bank

60-Month CD

3.15%

$1,000

Great Midwest Bank

72-Month CD

3.00%

$1,000

Bank 21

36-Month CD

3.00%

$500

Transpecos Banks

48-Month CD

2.85%

$1,000

Adams County Bank

48-Month CD

2.73%

$500

FSB of Cando

60-Month CD

2.55%

$500

First Enterprise Bank

48-Month CD

2.50%

$1,000

Department of Commerce FCU

24-Month CD

2.43%

$500

Premier Bank Dubuque, IA

48-Month CD

2.25%

$1,000

Osgood Bank

24-Month CD

2.02%

$1,000

Third Federal Savings and Loan

3-Month CD

2.00%

$500

Tipton Latham Bank

18-Month CD

2.00%

$500

Unison Bank

48-Month CD

2.00%

$2,500

Leader Bank

48-Month CD

2.00%

$1,000

First State Bank of Porter

24-Month CD (Jumbo)

1.81%

$100,000

Bluff View Bank

60-Month CD

1.61%

$10,000

First Federal S&L Pascagoula, MS

48-Month CD

1.50%

$10,000

Rhinebeck Bank

Money Market

0.87%

First Community Bank, Xenia-Flora

Passbook Savings

0.75%

$100

Peoples First Savings Bank

48-Month CD

0.75%

$500

Freehold Bank

60-Month CD

0.65%

$500

Greenstate Credit Union

48-Month CD

0.60%

$500

Federation Bank

12-Month CD

0.55%

$500

Fayette Savings Bank, SSB

Savings

0.40%

$100

Main Street Bank

Money Market

0.40%

Partners Bank of New England

60-Month CD

0.40%

$500

Embassy Bank for the Lehigh Valley

60-Month CD

0.40%

$500

First National Bank of Shiner

Money Market

0.40%

$250,000

Auburn Savings Bank

12-Month CD

0.35%

$1,000

Northfield Savings Bank

Money Market

0.25%

$500

The Andover Bank

18-Month CD

0.25%

$1,000

United Southern Bank

36-Month CD

0.25%

$1,000

First National Bank Alamogordo, NM

Personal Savings

0.20%

$100

Miami Savings Bank

18-Month CD

0.20%

$1,000

Wrentham Co-operative Bank

Money Market

0.20%

$2,500

PNB Community Bank

18-Month CD

0.10%

$1,000

WSB Municipal Bank

Savings

0.10%

$100

Vystar Credit Union

Regular Savings

0.10%

$50

Bank Five Nine

First Rate Money Market

0.08%

$2,500

Sturdy Savings Bank

24-Month CD

0.04%

$500

Cleveland State Bank

Checking

0.01%

Vibrant Credit Union

60-Month CD

0.01%

Disclaimer

Mortgage Rates January 25, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

State Employees Credit Union

5-Year ARM

5.125%

5.230%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.125%

5.523%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

NESC Federal Credit Union

15 Year Fixed

5.750%

5.756%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Mutual Security Credit Union

15-Year Fixed

5.750%

5.793%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.625%

5.797%

0.000

Altoona First Savings Bank

15-Year Fixed

5.750%

5.801%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.750%

5.801%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.750%

5.832%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Horizon Information

First Horizon

165 Madison Ave
Memphis, TN 38103
Shelby
Established Date: 01/01/1864
FDIC Certificate #: 4977
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: FIRST HORIZON CORP

How Many Domestic U.S. Offices? 427

How Many Branches are There? 425

Website: https://www.firsthorizon.com

Is First Horizon FDIC Insured? Yes

What is First Horizon's Cert number? 4977

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Horizon Financials

Total Assets:

$81,504,034,000

Total Deposits:

$66,653,093,000

Equity Capital:

$8,788,756,000

Domestic Deposits:

$66,653,093,000

Net Income:

$225,159,000

Return on Assets:

1.0426%

Quarterly Return on Assets:

1.1100%

Pretax Return on Assets:

1.4214%

Pretax Quarterly Return on Assets:

1.4200%

Return on Equity:

10.1800%

Quarterly Return on Equity:

10.1500%

Common Equity Tier 1 Capital Ratio:

10.9849%

Tier 1 Risk-Based Capital Ratio:

11.3979%

Leverage Tier 1 (Core Capital) Ratio:

9.8420%

Total Risk-Based Capital Ratio (YTD):

12.7129%

Total Interest Income (YTD):

5.4525%

Headquarters:

Memphis

FDIC Field Office:

Nashville

Regulator:

FED

County:

Shelby

# of Offices:

427

Metropolitan Statistical Area (MSA):

Memphis, TN-MS-AR

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

First Horizon Bank CD Rates: Best Rate at 0.10% APY

First Horizon Bank CD rates are not competitive at all, in fact, the banks' rates are lower than the average CD rates available. With rates so low, one can only assume First Horizon Bank isn't interested in raising rates time deposits. The highest CD rates available at First Horizon Bank CD Rates are at 0.10 percent, that rate is on most of their CD terms. Shorter-term CD rates are even lower, 1-month CD rates, 6-month CD rates and 9-month CD rates are all at a pathetic 0.05% APY. View an entire list of First Horizon Bank CD Rates right here and compare them to other bank CD rates.

First Horizon Bank Standard CD Rates

30 Days: 0.05%

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