First FSB of Mascoutah Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First FSB of Mascoutah's Certificate of Deposits/IRAs 12-Month rates are at 3.91%, Certificate of Deposits/IRAs 72-Month rates are at 3.91%, Certificate of Deposits/IRAs 84-Month rates are at 3.91%, Certificate of Deposits/IRAs 6-Month rates are at 3.85%, Certificate of Deposits/IRAs 60-Month rates are at 3.85%. First FSB of Mascoutah's savings rates are at 1.00%. First FSB of Mascoutah's money market rates are at 0.50%.
Rate Updates and AvailabilityFirst FSB of Mascoutah money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Mascoutah? Share your experience about First FSB of Mascoutah by leaving a review below, or read customer reviews before you decide to use First FSB of Mascoutah. First FSB of Mascoutah Texas RatioFirst FSB of Mascoutah's Texas Ratio is at 0.04%, which is considered excellent. The Texas Ratio for First FSB of Mascoutah is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First FSB of Mascoutah has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First FSB of Mascoutah is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
First FSB of Mascoutah CD Rates
First FSB of Mascoutah Savings Rates
First FSB of Mascoutah Money Market Rates
First FSB of Mascoutah Checking Rates
First FSB of Mascoutah Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First FSB of Mascoutah is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First FSB of Mascoutah rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First FSB of Mascoutah's official website for the most current offers and terms.
Bank Profile & OverviewFirst FSB of Mascoutah
101 W Main StMascoutah, IL 62258 St. Clair Established Date: 01/01/1913 FDIC Certificate #: 30969 Date of FDIC Deposit Insurance: 06/25/1958 How Many Domestic U.S. Offices? 3 How Many Branches are There? 3
Is First FSB of Mascoutah FDIC Insured? Yes
What is First FSB of Mascoutah's Cert number? 30969
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$177,958,000
Total Deposits:
$155,920,000
Equity Capital:
$15,901,000
Net Income:
$230,000
Return on Assets (ROA):
0.5667%
Return on Equity (ROE):
6.6200%
Headquarters:
Mascoutah
Regulator:
FED
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About First FSB of MascoutahHow do I open an account at First FSB of Mascoutah?You can typically open an account at First FSB of Mascoutah by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First FSB of Mascoutah provides a range of mortgage and home equity products. Is First FSB of Mascoutah a safe place to deposit money?Yes, First FSB of Mascoutah is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First FSB of Mascoutah offer online and mobile banking?Most modern institutions like First FSB of Mascoutah provide digital access including online balance checks and transfers. Compare to other Banks |
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