Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 3.89% and 3-month CD rates at 0.80%. Current savings rates are at 0.25% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.16%. Credit Card rates are at 18.24%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Bank of America's 24-Month CD rates are at 0.03%, 18-Month CD rates are at 0.03%, 12-Month CD rates are at 0.03%, 60-Month CD rates are at 0.03%, 48-Month CD rates are at 0.03%. Bank of America's savings rates are at 0.01%. Bank of America's 5/6 ARM rates are at 6.12%, 30 Year Fixed rates are at 6.50%, 15 Year Fixed rates are at 5.75%.
To see how these rates compare to Bank of America CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of America, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of America CD rates. You can also compare Bank of America savings rates, MMA rates and mortgage rates using our other rate lists.
Bank of America money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of America? Share your experience about Bank of America by leaving a review below, or read customer reviews before you decide to use Bank of America.
Bank of America Texas Ratio
Bank of America's Texas Ratio is at 3.88%, which is considered excellent.
The Texas Ratio for Bank of America is lower than the national average of all banks, currently at 6.13%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, Bank of America is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare Bank of America Rates with Other Competitive Bank and Credit Union Rates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Bank of America Information
Bank of America
100 N Tryon St Charlotte, NC 28202 Mecklenburg
Established Date: 10/17/1904
FDIC Certificate #: 3510
Date of FDIC Deposit Insurance: 01/01/1934
Bank of America is offering some surprisingly good CD rates for one of the largest banks around, which usually isn't the case. Current 7-month and 13-month featured CD rates are at 5.00% APY, those rates are near the top of our CD rate tables for similar CD terms. The minimum opening deposit for Bank of America Featured certificates of deposit is $1,000. You can see a complete list of Bank of America CD rates, including Featured CD rates and Promotional CD rates below.
Get ready for a tale of fiscal folly that has Americans gnashing their teeth in frustration. While everyone is busy pointing fingers at international trade wars and fluctuating Treasury yields for skyrocketing mortgage rates, let's shed light on the real puppet master pulling the strings: the Federal Reserve. Oh yes, the guardians of the U.S. economy are doing a splendid job of turning the housing market into a game of Russian roulette.
We've already gone through how mortgage rates are undergoing seismic shifts, with both fixed-term and adjustable-rate mortgages soaring to 20-year highs, from record lows set in 2020, causing mild hysteria at dinner tables across the country. But what's juicing this volatility? It's the Federal Reserve's relentless push to hike up interest rates. Aimed at controlling inflation and other macroeconomic issues, the outcome is wreaking havoc on the hopes and dreams of homeowners and would-be buyers alike.
Think you're immune? Think again. Whether you're an average Joe looking to step onto the property ladder, or you're already ensconced in your dream abode, the Fed's actions will come knocking at your door, and they're not bringing a welcome basket. With the Federal Reserve pouring metaphorical gasoline on the already inflamed mortgage market, current mortgage rates are surging like there's no tomorrow. And remember, we're not talking about a harmless uptick; these are dramatic shifts that are adding weighty dollars to your long-term obligations. 30-year mortgage rates today are over 7.00 percent, nearing 8.00 percent. 5-year adjustable mortgage rates averaged over 8.00 percent and Bank of America was offering several adjustable rates over 8.00 percent.
Mortgage rates have taken a sudden leap, with increases evident in both fixed-rate and adjustable-rate mortgages, because of a recent surge in short-term U.S. Treasury yields. Mortgage rates experienced an average increase of 10 basis points for fixed-rate mortgages, and an even steeper ascent, surpassing 15 basis points, for adjustable-rate mortgages.
These sudden rate shifts reflect the state of the mortgage market over the past week. The average 30-year mortgage rates have risen to 6.94 percent, up from the prior week's average rate of 6.83 percent, and 15-year mortgage rates are currently at 6.29 percent, up from last week's average rate of 6.18 percent. 5-year adjustable mortgage rates are currently at 7.35 percent, up sharply from last week's average rate of 7.18 percent.
Bank of America CD rates are very competitive right now, especially from a large bank. Current 7-month CD rates are at 3.55% APY, 13-month CD rates are at 4.00% APY and 25-month CD rates are at 3.00% APY. Bank of America is also offering a 10-month CD and a 37-month CD, both with pathetic low rates compared to the bank's other rates. The current 10-month CD rate and 37-month CD rate is 0.05% APY, why even offer CDs with a rate that low.
Bank of America, one of the largest banks in the United States, offers a range of CD accounts with varying terms and features, the complete list of current CD terms and CD rates are below. The minimum opening deposit for a CD account at Bank of America is $1,000. The maximum opening deposit allowed for a CD account open through bankofamerica.com is $250,000.
Bank of America's Preferred Rewards program offers customers with eligible accounts additional benefits, such as higher interest rates on CDs, fee waivers, and other perks. The rewards are tiered based on the customer's combined balance in Bank of America banking and/or Merrill investment accounts.
Ally Bank which is probably best known for their competitive CD rates has also become a mortgage lender. Ally Bank mortgage rates are competitive right now and Ally also offers a price match guarantee. Current Ally Bank mortgages are available for both home purchases and refinances and the rates are competitive for both type of products. Current mortgage rates on Ally Bank's 30 year mortgage for a home purchase or a refinance are at 3.875 percent.Ally Bank's website has a wealth of information on the process of applying for a home loan, such as the benefits of refinancing, calculators, and other information. The price match guarantee has some minor details. If you find a better mortgage rate, you have to send Ally the other lender's loan estimate. Ally will match the other lender's mortgage rate and points as long as it's for the same loan term. You also have to make sure the loan estimate is dated within the past 5 business days.
Money market account rates are slowly moving higher in 2017, primarily as a result of the fed funds rate increases. Starting out the year, the highest money market rates offered by online banks were around 1.00 percent. Right now, the best online money market rate is 1.15 percent from My Banking Direct.
Interest rates are moving higher this year because the Federal Reserve increased their key benchmark interest rate, the fed funds rate, three times in 2017. The Fed has been very forthcoming and said they expect to increase the rate four times this year, so that leaves us one more rate hike.
You will only find money market rates at or above 1.00 percent with online banks. Local and regional banks are the second best place to go for rates but most of those banks don't offer rates as high.
There has been a slew of CD rate changes from many different banks in our database this past week. A total of six banks changed some, if not all, of their CD rates. Only one bank, EverBank, changed a couple of their rates since the Federal Open Market Committee voted to increase the fed funds rate by 25 basis points.
It still stands to reason that several online banks that are offering the top online CD rates will increase their rates in the coming weeks. Major banks were quick to increase the prime rate they offer on loans but announced they wouldn't increase deposit rates.
For several years now, the average online bank deposit interest rate has been higher than the average traditional brick and mortar bank interest rate. In fact, this month the top 10 deposit rates listed in our database are all offered by online banks. Banks that do not have branches have lower overhead, which is how they can offer higher savings rates and money market rates.The largest U.S. bank holding companies (by assets) by far offer the lowest rates over regional banks, local banks, and of course, online banks. For example, below is a list of savings rates by the top 4 largest banks.
Has the bull market run in equities over the past 5 years made you nervous about staying invested in stocks? If so, you're not alone - investors have been hoarding cash in greater numbers since 2013, despite current low savings rates. The average annual gain of the S&P 500 over the past 5 years has been 18.89 percent, yielding over a 100% gain, so comes as no surprise that investors are nervous about holding stocks these days.Whether or not equities are in a late stage bull market run is debatable but with the stock market gains over the past 5 years, now is a good time to take some money out of stocks. If you're placing that money in good old fashion FDIC insured bank accounts you will probably be shocked at how low interest rates are these days.Average savings rates and money market rates are dismal right now. In the most recent FDIC national average rate survey, savings rates are averaging 0.06 percent. Money market rates are not much higher, averaging only 0.08 percent. 1 year bank CD rates are slightly higher, averaging 0.20 percent. Read more...
Everyone who has opened a savings account, money market account, or a certificate of deposit account over the past 6 years has seen how low interest rates have fallen. If you had a long term certificate of deposit mature recently, you've been shocked by how low CD rates are on both short and long term CDs. This long cycle of low interest rates was started by the financial crisis of 2007 and the Great Recession that followed in 2008.
Housing Bubble Bursting Sends Federal Funds Rate to 0.00%
The cycle of events started with the housing bubble bursting which brought on the crisis with the mortgage-backed securities market. This caused ripples throughout the brokerage industry, Lehman Brothers failed, Bear Stearns was about to fail but the government stepped in and negotiated a deal to have JPMorgan buy Bear Stearns for $1. Read more...
Falling Treasury yields late last week are sending mortgage rates today lower on both conforming and jumbo mortgage loans. 10 year Treasury yields closed at 1.56 percent last Friday on news the Federal Reserve is more likely to act with another round of quantitative easing to force bond yields lower. At a conference in Jackson Hole, Wyoming, the Fed Chairman, Ben Bernanke, said they are ready to act with more easing if the economy slows down. This news sent bond yields lower and current mortgage rates lower as well.We might see the Fed act early next week with QE3 if non-farm payroll numbers come in less than the expected 130,000 for August. If the August employment report is weaker than expected bond yields and mortgage rates will move lower regardless of whether or not the Fed acts next week. 10 year bond yields will break through the all-time record low of 1.39 percent set on July 24, 2012.Average 30 year conventional mortgage rates which are at 3.53 percent today will make new record lows as well. Average 30 year mortgage interest rates are down from of 3.55 percent set on Friday. If bond yields fall this week average conforming 30 year mortgage rates will also fall and probably break though the all-time record low of 3.47 percent set in late July of this year. Read more...
The current national average 12 month CD rate is at 0.466% but you can find bank CD rates higher than the national average. Right now on our 12 month list of CD rates Discover Bank, Ally Bank and Aurora Bank top our list. Discover Bank is currently offering 1 year CD rates at 1.14% with a yield of 1.15%. Discover's 1 year CD rate is more than double the national average.Right behind Discover on our list is Ally Bank and Aurora Bank. Both bank's are offering 1 year CD interest rates at 1.13% with a yield of 1.14%. Although Discover technically has the highest CD rate the bank also has the highest minimum opening deposit a t $2,500. If you have less than $2,500 to invest Aurora Bank' s minimum deposit is $1,000 and Ally Bank's minimum deposit is only $1.You can search and compare CD rates in your state by using our CD rates table here: Compare CD Rates.Read more...
Instances of both defaulted and delinquent accounts improved for nearly every credit card lender in the U.S. during the month of April. All of the nation's top credit card lenders reported fewer instances of accounts that fell 30 days or more behind in payments, and charge off rates on those accounts that are so late they're considered uncollectable dropped for five of the six institutions, according to a report from Reuters.Only Bank of America, the lender with the highest rate of charge offs, saw the action increase, from 8.18% of accounts to 8.25%. However, its delinquency rate dropped significantly, to 4.52% from 4.8%.One way for consumers to avoid falling behind in their credit card payments is to seek out cards with lower rates [insert link to rate tables]. Doing so will help them to avoid higher costs if they have to carry a balance from one month to another. Read more...
Right now on our list of auto loan rates in New York, New York, Pentagon Federal Credit Union have the best auto loan rate on a 4 year loan for a new auto. PenFed's current 48 month new auto loan rat is at 2.49 percent.The second lowest 4 year new auto loan rate on our list in New York, NY, is from Bank of America. The bank is offering 4 year rates at 2.54%.The third best 4 year auto loan rate on our list in New York City is from M&T Bank. The bank's current rate is 4.49%. This rate is with an discount of 0.50% for having your monthly auto payments automatically deducted from a M&T checking account. Read more...
Right now on our list of the best CD rates in Philadelphia, PA, Bank of Internet has the best 12 month CD rate. Bank of Internet's current 12 month CD rate is 1.26% with a CD yield of 1.27%. That rate is more than double the current national average of 0.54% as reported by MonitorBankRates.com.Get the highest CD rates by searching our rate tables here: Highest CD Rates. You can find the best CD rates in your state from banks and credit unions.The second highest CD rate on our list in Philadelphia is from E-Loan.com. E-loan's CD rate is 1.25% with a CD yield of 1.26%. That rate is also more than double the national average. Read more...
Savings accounts rates/money market account rates won't be going higher until later this year or early next year since the economy is stuck in the doldrums and the Fed's Charmin, Ben Bernanke, doesn't expect things to pick up until later in 2011. Right now the current national average savings account rate for account balances of at least $2,500 is averaging only 0.21 as reported by MonitorBankRates. You can find savings account rates and money market account rates higher than the national average rates.Looking for the best rates? Search our savings rate/MMA rate tables to find the best rates in your state or zip code: SavingsAccount.MonitorBankRates.com.Right now three different banks are listing having the best savings account rate in California. Discover Bank, American Express Bank and Sallie Mae Bank are all offering online savings account rates at 1.14% with a savings yield of 1.15%. Read more...
On our current list of 4 year new auto loan rates in Phoenix, Arizona, Pentagon Federal Credit Union and Bank of America have the best rates. Both the credit union and bank are offering 48 month auto loan rates at 2.99 percent.The second best 4 year loan rate on our list in Phoenix, AZ, is from Arizona Federal Credit Union. The credit union is currently offering 4 year loan rates at 4.24 percent.Another credit union is listed for the third best rate on our Phoenixlist.Desert Schools Credit Union is offering 4 year new car loan rates at 4.49 percent. Desert Schools' rate includes a 0.25 percent discount for having e-statements and auto loan payments automatically deducted from a Desert Schools checking account. Read more...
Right now on our auto loan rate list in San Jose, California, Los Angeles Firemen's Credit Unoin has the lowest auto loan rate. LA Firemen's 4 year new auto loan rate is 1.99 percent with no discount points. That is one of the best auto loan rates available right now.Pentagon Federal Credit Union has the second best auto loan rate on our 4 year new auto loan list in San Jose, CA. PenFed's current 4 year new auto loan rate is 2.99 percent with no discount points.Coming in third place on our list of rates in San Jose is ChevronTexaco Federal Credit Union. ChevronTexaco's current 4 year new car loan rate is 3.09 percent with 0.50 discount points. Read more...
Right now on our list of 3 month CD interest rates list in San Jose, California, we found OneWest Bank has the highest interest rate. OneWest Bank's 3 month CD rate is 0.70 percent with a CD yield of 0.70 percent. The current national average 3 month CD interest rate is 0.27 percent, less than half OneWest's rate.The second best 3 month rate on our list in San Jose, CA is from Ally Bank. The bank's current 3 month bank CD rate is 0.64 percent with a bank CD yield of 0.64 percent. Ally's 3 month rate is also more than double the national average 3 month rate.Luther Burbank Savings and Nationwide Bank are tied with the third highest CD rate on our San Jose list of rates. Both banks are offering 3 month rates at 0.60 percent with a 3 month yield of 0.60 percent. Read more...
Right now on our auto loan rates list in Chicago, Illinois, Pentagon Federal Credit Union has the best auto loan rate on 3 year new auto loans. PenFed's current 3 year rate is 2.99 percent with zero auto discount points. A 3 year auto loan in the amount of $25,000 at 2.99 percent has a monthly payment of $726.92.Bank of America comes in a close second on our Chicago, IL list with a 3 year new loan rate of 3.49 percent with zero rate points. The monthly car payment for a $25,000 loan at 3.49 percent is $732.44.Nationwide Bank has the third lowest car loan rate on our Chicago rate list. Nationwide's current 36 month new auto loan rate is 3.70 percent with 1 rate discount point. The monthly payment for a $25,000 loan at 3.70 percent is $734.77. Read more...
Right now on our 48 month new auto loan rate list in Los Angeles, California, we found two credit unions have the lowest auto loan rates. LA Fireman's Credit Union has the lowest rate and Pentagon Federal Credit Union comes in with the second best auto loan rate.LA Fireman's Credit Union's current 48 month new auto loan rates are at 1.99 percent. The rate is with zero rate discount points. Points are sometimes taken off the loan if you open a checking account or savings account and have the monthly loan payments automatically deducted from the account.The second best 4 year new auto loan rate in Los Angeles, CA, is from Pentagon Federal Credit Union. PenFed's current 4 year new auto loan interest rate is 2.99 percent. This advertised rate is also with zero rate points. Read more...
Searching our auto loan rate list in Hartford, Connecticut we found Nationwide Bank topping our list of 4 year used auto loan rates. Nationwide is currently offering 4 year used auto loans at 4.45 percent. This auto loan rate reflects a 1.00 percent discount for automatic/ACH payments.The second best auto loan rate on our list in Hartford, CT, is from Sovereign Bank. The bank is offering rates on used auto loans at 4.75 perent. This rate reflects a 0.25 discount for automatic payments.The third lowest auto loan rate on our list in Hartford is from Bank of America. The bank's current 4 year used auto loan rates are at 5.25 percent. Read more...
Right now on our auto loan rates list in Houston, Texas, Bank of America Tops our list of 5 year new auto loans. Bank of America is offering 5 year new auto loan rates at 3.49 percent. A 5 year auto loan for $15,000 at 3.49 percent makes the monthly car payments $447.03.Second on our list of used auto loan rates in Houston, TX is USAA FSB with a 5 year new auto loan rate of 4.04 percent. USAA FSB will finance up to 100% for qualified applicants. USAA FSB is also offering a 0.25 percent auto loan rate discount. If you already have a car loan and want to refinance the auto loan USAA also offers refinance auto loans. Third on our list of new auto loan rates in Houston is Frost Bank with an auto loan rate of 5.99 percent. Frost also has a auto rate discount of 0.25 percent when you have your monthly auto payments deducted from a Frost Bank checking account or savings account. Read more...
Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.Bank of America the second lowest auto loan rate on our Philadelphia, PA rate list. Bank of America is offering 5 year new auto loan rates at 3.39 percent. The monthly auto loan payments for a $40,000 loan at 3.39 percent is $725.70.The third best auto loan rate on our Philadelphia is from PNC Bank and Sovereign Bank. Both bank's current 60 month new auto loan rate is 4.00 percent. PNC Bank is also offering a .50 percent discount on the rate if you have your monthly car payments automatically deducted from a PNC checking account. Read more...
Two banks currently have the best savings interest account rate on our list of rates in Augusta, Maine (ME). Sallie Mae Bank and American Express Bank are both offering online savings rates at 1.29 percent with a savings yield of 1.30 percent.We also have a tie for the second best savings interest rate on our Augusta, ME list. Capital One Bank and Discover Bank are offering savings rates at 1.24 percent with a savings yield of 1.25 percent.The third highest savings rate on our list in Augusta is from Zions Bank. The bank's current online savings rate is 1.10 percent with a yield of 1.11 percent. Read more...
Mortgage rates today continue to decline as lenders lower rates. Average 30 year conforming mortgage rates are currently at 4.24 percent, down slightly from last week's average rate of 4.25 percent. Mortgage rates declined every week in 2014 so far, despite the Federal Reserve tapering their bond and mortgage-backed securities purchases. The Federal Reserve started slowing their monthly buys from $85 billion a month in December to $75 billion a month in January and down to $65 billion a month in February. During this time, 10 year bond yields have fallen from just under 3.00 percent down to yesterday's close of 2.67 percent.
Mortgage rates increased slightly in the latest Mortgage Application Survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.81 percent for the week ending January 28, 2011, a slight increase from the prior week’s average of 4.80 percent. Average mortgage points on 30 year mortgages was 1.02 points, down from the previous week’s average of 1.19 points.
30 year conforming mortgage rates today and refinance rates are averaging 4.92 percent, up from yesterday's average 30 year mortgage rate and refinance rate of 4.87 percent. 30 year rates in Texas are higher than the national average interest rate. Current 30 year interest rates in Texas are averaging 4.96 percent.
30 year conforming mortgage rates today and refinance rates are averaging 4.92 percent, up from yesterday's average 30 year mortgage rate and refinance rate of 4.87 percent. 30 year rates in Texas are higher than the national average interest rate. Current 30 year interest rates in Texas are averaging 4.96 percent.
Ally Bank's website has a wealth of information on the process of applying for a home loan, such as the benefits of refinancing, calculators, and other information. The price match guarantee has some minor details. If you find a better mortgage rate, you have to send Ally the other lender's loan estimate. Ally will match the other lender's mortgage rate and points as long as it's for the same loan term. You also have to make sure the loan estimate is dated within the past 5 business days.
Right now on our list of 3 month CD interest rates list in San Jose, 
Right now on our auto loan rates list in Chicago, Illinois, Pentagon Federal Credit Union has the best auto loan rate on 3 year new auto loans. PenFed's current 3 year rate is 2.99 percent with zero auto discount points. A 3 year auto loan in the amount of $25,000 at 2.99 percent has a monthly payment of $726.92.Bank of America comes in a close second on our Chicago, IL list with a 3 year new loan rate of 3.49 percent with zero rate points. The monthly car payment for a $25,000 loan at 3.49 percent is $732.44.Nationwide Bank has the third lowest car loan rate on our Chicago rate list. Nationwide's current 36 month new auto loan rate is 3.70 percent with 1 rate discount point. The monthly payment for a $25,000 loan at 3.70 percent is $734.77. 
Right now on our 48 month new auto loan rate list in Los Angeles, 
Searching our auto loan rate list in 
Right now on our auto loan rates list in Houston, Texas, Bank of America Tops our list of 5 year new auto loans. Bank of America is offering 5 year new auto loan rates at 3.49 percent. A 5 year auto loan for $15,000 at 3.49 percent makes the monthly car payments $447.03.Second on our list of used auto loan rates in Houston, TX is 
Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.Bank of America the second lowest auto loan rate on our Philadelphia, PA rate list. Bank of America is offering 5 year new auto loan rates at 3.39 percent. The monthly auto loan payments for a $40,000 loan at 3.39 percent is $725.70.The third best auto loan rate on our Philadelphia is from PNC Bank and Sovereign Bank. Both bank's current 60 month new auto loan rate is 4.00 percent. PNC Bank is also offering a .50 percent discount on the rate if you have your monthly car payments automatically deducted from a PNC checking account. 
Two banks currently have the best savings interest account rate on our list of rates in Augusta, Maine (ME). Sallie Mae Bank and American Express Bank are both offering online savings rates at 1.29 percent with a savings yield of 1.30 percent.We also have a tie for the second best savings interest rate on our Augusta, ME list. Capital One Bank and Discover Bank are offering savings rates at 1.24 percent with a savings yield of 1.25 percent.The third highest savings rate on our list in Augusta is from Zions Bank. The bank's current online savings rate is 1.10 percent with a yield of 1.11 percent. 
