|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Meridian Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 7, 2026
Meridian Bank's top rates as of October 7, 2026 are 3.60% APY on its 3-Month CD, 1.50% APY on savings, and 1.00% APY on money market accounts, according to rates verified by MonitorBankRates. Other Meridian Bank CD rates include 6-Month CD at 3.60%, 9-Month CD at 3.60%, and 12-Month CD at 3.35%. MonitorBankRates evaluates the financial stability of Meridian Bank with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 27.97%. Rates last updated and verified on 10/07/2026. Meridian Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Meridian Bank? Share your experience about Meridian Bank by leaving a review below, or read customer reviews before you decide to use Meridian Bank. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Meridian Bank CD Rates
Meridian Bank Savings Rates
Meridian Bank Money Market Rates
Meridian Bank Business Money Market Rates
Meridian Bank Checking Rates
Meridian Bank Business Checking Rates
Meridian Bank Home Equity & HELOC
Financial Health HistoryMeridian Bank’s Texas Ratio rose from 15.25% in Q3 2023 to 27.97% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.9 and its Health Grade from A- to C. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Meridian Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Meridian Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Meridian Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Meridian Bank
Bank Holding Company
MERIDIAN CORP
Address
220 W. Lancaster Avenue,
Wayne, PA 19087 · Delaware
Website
https://www.meridianbanker.com
FDIC Certificate #
57777
Established
20040708
FDIC Insurance Date
20040708
Domestic Offices
7
Total Branches
7
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsC
Overall Health Grade
Score: 75/100
3.9
Very Good
Out of 5.0 Stars
27.97%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.7596%
Return on Equity (ROE)
7.9500%
Non-Performing Loans (NPL)
3.17%
Total Assets
$2,591,552,000
Total Deposits
$2,200,060,000
Equity Capital
$249,468,000
Net Income
$9,783,000
Headquarters
Wayne
Total Branches and Offices
7
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
There are no reviews for Meridian Bank yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Meridian Bank
Frequently Asked Questions About Meridian BankHow many branches does Meridian Bank operate?Meridian Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Meridian Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Meridian Bank provides members with tools to manage their accounts and build a solid financial history. Does Meridian Bank offer online and mobile banking?Most modern institutions like Meridian Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.meridianbanker.com. Current Meridian Bank Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
First Southern State Bank
United Midwest Savings Bank
F&M Bank of Nashville
Seneca Savings
Vergas State Bank
Citizens Bank Mount Vernon, KY
F&M Bank Maysville, OK
Bank of Odessa
Texas State Bank
My eBanc, a division of Bradesco Bank
Sunstate Bank
Robert Lee State Bank
Palmetto State Bank
Bank of Commerce Chelsea, OK
BSV Bank of Southside Virginia
Spencer Savings Bank
Security Federal Savings Bank of McMinnville
State Bank of Industry
McClain Bank
FSB Norton, KS
Manasquan Bank
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
