M&T Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 4.04% and 3-month CD rates at 5.30%. Current savings rates are at 0.01% and money market rates are at 1.80%. Mortgage rates today on 30-year fixed loans are around 7.17%. Credit Card rates are at 10.90%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates. M&T Bank's 6-Month CD rates are at 4.75%, 24-Month CD Select rates are at 3.75%. M&T Bank's money market rates are at 0.02%. M&T Bank's 5-Year Jumbo ARM rates are at 6.25%, 5-Year ARM rates are at 6.25%, 30-Year Fixed rates are at 6.62%.

M&T Bank

To see how these rates compare to M&T Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from M&T Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with M&T Bank CD rates. You can also compare M&T Bank savings rates, MMA rates and mortgage rates using our other rate lists.

M&T Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at M&T Bank? Share your experience about M&T Bank by leaving a review below, or read customer reviews before you decide to use M&T Bank.

M&T Bank Texas Ratio

M&T Bank's Texas Ratio is at 19.76%, which is considered excellent. The Texas Ratio for M&T Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, M&T Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
3.75%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
0.02%
30-Year Fixed
6.92%
Credit Card
N/A
Personal Loan
N/A
M&T Bank
1 M And T Plz
Buffalo, NY 14203
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

M&T Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
M&T Bank
M&T Bank
6-Month CD
4.75%
$1,000
M&T Bank
M&T Bank
24-Month CD Select
3.75%
$1,000
M&T Bank
M&T Bank
MyChoice Money Market
0.02%
$1

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

M&T Bank Mortgage Rates

Lender
Product
Rate
APR
Points
M&T Bank
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
M&T Bank
M&T Bank
15-Year Fixed
6.000%
6.509%
2.000
M&T Bank
M&T Bank
30-Year Fixed Jumbo
6.500%
6.772%
2.000
M&T Bank
M&T Bank
30-Year Fixed
6.625%
6.919%
2.000
M&T Bank
M&T Bank
5-Year ARM
6.250%
7.868%
2.000
M&T Bank
M&T Bank
5-Year Jumbo ARM
6.250%
8.314%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare M&T Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Wisconsin River Bank
Wisconsin River Bank
3-Month CD special
5.15%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
24-Month CD
5.10%
$1,000
Utah Independent Bank
Utah Independent Bank
12-Month CD
5.09%
$500
iGOBanking
iGOBanking
9-Month CD
5.00%
$1,000
Fitness Bank
Fitness Bank
Fitness Savings
5.00%
$100
Five Star Credit Union
Five Star Credit Union
12-Month CD (Certificate)
5.00%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
12-Month CD
4.75%
$500
Access Bank
Access Bank
30-Month CD (special)
4.45%
$1,000
FNB of Wyoming
FNB of Wyoming
12-Month CD
4.33%
$100
Citizens Independent Bank
Citizens Independent Bank
9-Month CD
4.25%
$10,000
Everence Trust Company
Everence Trust Company
12-Month CD
4.15%
$500
Hatboro Federal Savings
Hatboro Federal Savings
24-Month CD
4.00%
$1,000
Beal Bank USA
Beal Bank USA
48-Month CD
3.95%
$1,000
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.50%
$500
Sturdy Savings Bank
Sturdy Savings Bank
9-Month CD
3.50%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
18-Month CD
3.45%
$500
Grand Valley Bank
Grand Valley Bank
48-Month CD
3.35%
$500
Minnesota First
Minnesota First
18-Month CD
3.34%
$500
Axos Bank
Axos Bank
Rewards Checking
3.30%
$0
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
3-Month CD
2.78%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
24-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
60-Month CD
2.00%
$250
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
1.86%
$1,000
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
18-Month CD
1.51%
$500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
60-Month CD
1.50%
$500
First Harvest Federal Credit Union
First Harvest Federal Credit Union
36-Month CD
1.25%
$1,000
Fremont Bank
Fremont Bank
48-Month CD
1.25%
$2,500
I3 Bank
I3 Bank
48-Month CD
1.16%
$500
Fulton Bank
Fulton Bank
48-Month CD
1.01%
$1,000
The Bank of Brodhead
The Bank of Brodhead
24-Month CD
1.00%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
60-Month CD
0.80%
$500
Axos Bank
Axos Bank
High Yield Savings
0.61%
$0
Chester National Bank
Chester National Bank
18-Month CD
0.50%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
Passbook Savings
0.50%
$10
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
3-Month CD
0.50%
$2,500
5 Star Bank
5 Star Bank
60-Month CD
0.50%
$500
Ashton State Bank
Ashton State Bank
Passbook Savings
0.35%
$0
Bank of Hindman
Bank of Hindman
Freedom Savings
0.30%
$10
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
Peoples First Savings Bank
Peoples First Savings Bank
12-Month CD
0.30%
$500
Lusitania Savings Bank
Lusitania Savings Bank
24-Month CD
0.25%
$500
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.10%
$1,000
Bank of Hillsboro
Bank of Hillsboro
Statement Savings
0.10%
$200
Gouverneur S&L
Gouverneur S&L
Money Market
0.10%
$2,500
Community Bank of Raymore
Community Bank of Raymore
24-Month CD
0.05%
$500
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Personal Savings
0.05%
$25
Jewett City Savings Bank
Jewett City Savings Bank
Money Market
0.05%
$100
Yakima Federal S&L
Yakima Federal S&L
Simply Savings
0.05%
$100
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Evergreen Federal Bank
Evergreen Federal Bank
Personal Savings
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

M&T Bank Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
6.000%
6.056%
0.000
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.071%
0.250
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
5.875%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

M&T Bank Information

M&T Bank
1 M And T Plz
Buffalo, NY 14203
Erie
Established Date: 01/01/1856
FDIC Certificate #: 588
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: M&T BANK CORP
How Many Domestic U.S. Offices? 1,095
How Many Branches are There? 1,098
Is M&T Bank FDIC Insured? Yes
What is M&T Bank's Cert number? 588
What is the maximum amount for insured deposits? $250,000 per holder, per account

M&T Bank Financials

Total Assets:
$202,362,791,000
Total Deposits:
$161,609,047,000
Equity Capital:
$25,332,289,000
Domestic Deposits:
$161,566,020,000
Net Income:
$708,515,000
Return on Assets:
0.9185%
Quarterly Return on Assets:
1.4100%
Pretax Return on Assets:
1.8573%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
7.8900%
Quarterly Return on Equity:
11.3900%
Common Equity Tier 1 Capital Ratio:
11.3742%
Tier 1 Risk-Based Capital Ratio:
11.3742%
Leverage Tier 1 (Core Capital) Ratio:
8.5591%
Total Risk-Based Capital Ratio (YTD):
12.8654%
Total Interest Income (YTD):
3.5122%
 
 
Headquarters:
Buffalo
FDIC Field Office:
Syracuse
Regulator:
FED
County:
Erie
# of Offices:
1098
Metropolitan Statistical Area (MSA):
Buffalo-Cheektowaga, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%

One of the best money market account rates right now is from M&T Bank. The bank is promoting their Market Advantage account to celebrate 155 years of commitment to Buffalo, New York. The Market Advantage account earns a rate of 1.55% for three months.This promotional rate applies to all balance tiers as long as you open a new personal M&T Market Advantage accounts opened with at least $10,000 minimum in new money, money not already deposited at the bank.

Market Advantage MMA Rate at M&T Bank

    Read more...

M&T Bank CD (Certificate of Deposit) Rates

M&T Bank has the following CD Rates, CD Rate terms are from 3 months to 5 years, you can apply online by filling out the application which will take 10 minutes to complete, or you can use the bank's "click Talk To Us Now" feature between the hours of 8:00 am to 6:00 pm EST Monday through Friday and they will call you back to help you with the CD application process. The minimum deposit is $5,000.     Read more...

Explore Other Rate Deals

EverBank 2.5 Year CD rates are now at 1.27 percent with a yield of 1.28 percent. View current 2.5 Year CD rates at EverBank below.
Right now on our savings account rate list in San Diego, California,  American Express Bank has the highest interest rate. American Express Bank is offering a rate of 1.29 percent and a  yield of 1.30 percent on their online savings account. Sallie Mae Bank has the second best interest rate on our list. Sallie Mae’s current savings rate is 1.24 percent with a yield of 1.25 percent.
Goldman Sachs Bank USA Savings rates are now at 1.04 percent with a yield of 1.05 percent. View current Savings rates at Goldman Sachs Bank USA below.

Bank or Credit Union Offers and Deals

Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17%
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Mortgage Rates Stabilize This Morning: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.60%
Mortgage Rates: Today's 30 Year Mortgage Rates at 5.13% and 15 Year Mortgage Rates at 4.53%
Highest Savings Yields and Money Market Account Yields in Charlotte, NC
Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
This Past Week's CD Rate Changes
Mortgage Rates: Sunday Mortgage Rates Move Lower
Best Bank CD Interest Rates and Credit Union CD Interest Rates – New York, New York
Average CD Rates for December 15th, 2019

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates May 16-30 Year Mortgage Rates at 4.60% as Home Builder Confidence Remains Low
Citizens Trust Bank 3 Month $25K CD Rates now at 0.03%
EverBank 2 Year CD Rates now at 1.21%
E*Trade CD Rates
First Internet Bank CD Rates: 5.06% APY 12-Month Certificate of Deposit
FOMC Meets This Week, Will Savings Interest Rates Start Moving Higher?
Chase Credit Card Rates
California CD Interest Rates & CD Yields
Applied Bank Money Market Account Rates now at 0.02%
Weekly CD Rates: Updated May 13, 2009

M&T Bank Reviews

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